Get free answers to your Insurance Defense legal questions from lawyers in your area.
Have brain injury from Tylenol
answered on Nov 9, 2024
I'm sorry about your brain injury. I'm not certain if this is an admiralty/maritime matter (a category chosen for the post). It looks more like product liability (injuries involving dangerous/defective products, including pharmaceutical drugs). There isn't very much detail to go by... View More 
on October the 8th i ended up rear ending someone in an accident, i filed a claim with my insurance & was determined to be at fault. Now my insurance knows about the traffic infraction i received then from the police report. Which i am contesting with my traffic ticket attorney. So anyways, im... View More
on October the 8th i ended up rear ending someone in an accident, i filed a claim with my insurance & was determined to be at fault. Now my insurance knows about the traffic infraction i received then from the police report. Which i am contesting with my traffic ticket attorney. So anyways, im... View More
answered on Nov 19, 2024
A Washington attorney could advise best, but your question remains open for two weeks. There are attorneys who handle insurance-related litigation. It sounds like you already have an attorney handling ticket-related aspects of the matter. In terms the insurance premium issues, it's worth... View More
It was my understanding that the car is what is insured and not the driver.
answered on Jul 16, 2024
A Washington attorney could advise best, but your question remains open for a week. Insurance carriers are within their rights to ask what other drivers of the vehicle are in the household. In terms of asking simply about household members, you could check with your state's department of... View More
In January of 2023, I totaled my 2021 Dodge Challenger which I purchased through Ally Bank September 20, 2020. I put $20,000 down as a down payment, traded in my older model,made 19 on time payments of $275.48 ($5,234.12) for a total of $25,234.12 in payments made towards the vehicle (not including... View More
answered on Apr 25, 2023
Use the Justia Find a Lawyer tab and search for consumer lawyer and/or a collection lawyer in your area---call a few them and discuss the specifics of your case with them and then decide how to proceed. Good luck.
I am a defendant in a lawsuit. I was served a package of papers today. I am on a time schedule. The papers tell me to contact an attorney immediately. I need to find an attorney. How?
answered on Jan 11, 2023
There isn't enough information here to give a full answer. One critical fact would be what type of lawsuit this is. Based on the categories you've selected, I am presuming you are being sued for injuries stemming from a car accident for which you were at fault.
If that's the... View More
My filed a insurance claim on my car for hitting a ditch. My vehicle had previous damage already from a previous claim with my previous insurer my current insurer contacted my previous insurer and obtained photos I sent for that claim and now they are stating that because my odometer hasn’t moved... View More
answered on Dec 28, 2020
A Washington attorney could advise best, but you await a response for three weeks. This sounds like a difficult claim, and such situations do arise when going from one insurance carrier to another, and a new claim arises near the start of coverage. If you've been issued a denial, review it if... View More
answered on Sep 4, 2020
A Washington attorney would be able to advise best, but your question remains open for two weeks. If the card in question resulted in the ticket, it's difficult to say whether it would be adequate in court as a defense without seeing the start and end dates and times of coverage on the face of... View More
I have a 5-year-old medical bill in collections from a previous injury that is in close proximation [on my body] (but not exact) to this auto injury I just had. Will this show up somehow and affect a possible case? It was in another state that I don't have a policy in or residency in.
answered on Jul 1, 2020
Good question. Your issue is a common one in most personal injury cases. A reputable injury attorney knows how to deal with this.
You are only entitled to make a claim for the injury that was "caused" by the wreck in question. Whether that means a completely new injury or... View More
I am starting a children's event business where children will be invited to participate in events at their local park for 3-4 hours on a weekend day (approximatly once a month). It's like a day camp, but just for one Saturday a month. Potential activities might include: arts&crafts,... View More
answered on May 19, 2020
Both types of insurance are important. The scope of coverage would depend on how the policies are written. There are general liability policies that cover bodily injury as a given. In the policies you are exploring, bodily injury coverage appears to be an add-on. These terms are sometimes used... View More
answered on Apr 23, 2020
Check with the insurance commissioner. If the wreck wasn't your fault, the other person should be paying.
Need someone who can help facilitate the dealings with Sedgewick, who is Boeing's private insurer, because they can't seem to get things right on a case that has been going on for 10+ years. Had 5 foot surgeries 10+ years ago. Finally got fixed with 5th one. About 1-1/2 years ago,... View More
answered on Jun 25, 2019
You mention a widely recognized and well-liked workers' comp carrier and working graveyard shift. This looks like a WC case - you've posted in good categories but if you add Workers' Comp to your categories, hopefully one of the WC attorneys could pick up your question if this is... View More
My friend was involved in a three car collision recently. She was rear-ended by a vehicle which slammed her car into the car ahead of hers. The same insurance company that insures my friend is the same insurance carrier for the individual's vehicle that slammed into her from behind. The... View More
answered on Jul 26, 2018
It's handled by different divisions within the company normally. Happens all the time, but I understand what you are saying; it looks like a clear conflict.
Then of course if her carrier pays some of her medical bills, it can require compensation from the other driver's insurer;... View More
We had no time to look into our other options. At 24/hr, the premium is $900/month for a family, and it would only cover 50% and the deductible was insanely high. My husband filled it all out because he didn't want us to be without coverage. We searched around and found options for my daughter... View More
What I mean by this, is when using a calculator such as this one http://www.alllaw.com/articles/nolo/personal-injury/calculator.html
where we assume that medical bills are equal to 3500, property damage is equal to 5000, and lost wages are equal to 60, which we then multiply by 3 as the... View More
answered on Jun 29, 2017
Forget the formula. That's bogus. If you lost an eye would 3 x the medicals be enough? No way. If you had one ER but went in as trauma and the bill was 19,000 and no follow up after, do you think they'd pay 3x19?
If your crash is serious enough to consider uninsured, you should... View More
answered on Nov 22, 2016
Nope.
RCW 46.30.020 "Liability insurance or other financial responsibility required—Violations—Exceptions: says:
"(1)(a) No person may OPERATE a motor vehicle" without mandatory minimum insurance (emphasis added).
No obligation on the passenger.
I drive rural roads with wildlife from small to big to bigger. Deer often cross the road unannounced. I often have to slam the breaks to avoid a collision. Drivers behind me get pissed and have a near miss. Rural roads = barely patrolled. So drivers go fast and will drive where ever there is... View More
answered on Jun 28, 2016
You aren't responsible for wild animals--no one is. As far as domesticated animals, the owner of the animal is responsible for them. In the example you gave I don't see why you would be at fault--the other individual collided with the deer, not with you.
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