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Kentucky Consumer Law Questions & Answers
1 Answer | Asked in Civil Rights, Constitutional Law, Consumer Law and Employment Law for Kentucky on
Q: Department of corrections placed my fiance in The Brady center can I file an action due to him dying in the facility

I know the people that work there are supposed to do checks ever so often they didn't do so or they would have seen him brain dead he laid there so long

James L. Arrasmith
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answered on Jul 27, 2024

I understand how devastating this situation must be for you. If you believe that the Department of Corrections staff at The Brady Center were negligent in their duty to perform regular checks, leading to your fiancé's death, you might have grounds to file a legal action. It’s important to... View More

1 Answer | Asked in Bankruptcy and Consumer Law for Kentucky on
Q: Jones international University was closed in 2015 and I was left out of the discharge.
James L. Arrasmith
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answered on Jul 18, 2024

I'm sorry to hear about your situation with Jones International University. Since the school closed in 2015, you may be eligible for a closed school discharge of your federal student loans. This discharge is available if you were unable to complete your program because the school closed.... View More

1 Answer | Asked in Consumer Law, Landlord - Tenant and Small Claims for Kentucky on
Q: Can my landlord win eviction in court if he has neglected to repair sewage leaking into my apartment?

March-June, sewage has been raining into my apartment's laundry area, specifically from the apartment upstairs' toilet when they flush. There is mold, and of course human waste coming down into my unit. Landlord was notified in March and after many requests through messages, nothing gas been fixed

Timothy Denison
Timothy Denison
answered on Jun 18, 2024

It really depends on what other evidence, if any, he has and whether you were constructively evicted from your rental. You will probably at least be given a hearing.

1 Answer | Asked in Consumer Law and Civil Litigation for Kentucky on
Q: We bought a used boat. Equipment was missing when we picked up the boat. Can the seller be made to return the equipment

The sailboat ad listed the missing equipment and the survey report also listed the equipment. The seller is not returning phone calls or text messages from our broker. The cost of replacing the missing equipment would be approximately -$4000 plus.

Timothy Denison
Timothy Denison
answered on Jun 12, 2024

Yes. If it is listed in the ad, you may have a fraud claim against the seller.

1 Answer | Asked in Consumer Law for Kentucky on
Q: Can a business refuse cash for payment in Kentucky?
Timothy Denison
Timothy Denison
answered on May 16, 2024

Yes. I’m not sure why they would, but it is solely up to the business owner.

1 Answer | Asked in Consumer Law for Kentucky on
Q: I bought a 2007 mustang, and a day later I found out it has a salvage title on it. The dealer did not inform of anything

I had my daughter look up the vin after I got home and it showed 3 title issues as being salvage title from 11/09/2023, then showed a entry for salvage title on the date after I purchased the car, bought on the 9th, date on vin was for 10th of month, and had not even happened yet, then 4 days later... View More

Timothy Denison
Timothy Denison
answered on Apr 15, 2024

Hire a lawyer and sue the seller for fraud.

1 Answer | Asked in Consumer Law for Kentucky on
Q: I bought a used vehicle from a dealership and a week later it’s having issues

I bought a truck from a licensed dealer and within the first 7 days it has a check engine light on and is throwing 4 codes all being big issues, they never stated it had any issues and are saying my warranty through them is inactive till 90 days after purchase but these are serious mechanical... View More

Timothy Denison
Timothy Denison
answered on Apr 7, 2024

Hire a lawyer, notify the bank who issued the loan and return the truck.

1 Answer | Asked in Consumer Law and Criminal Law for Kentucky on
Q: If I have gifted my 19 year old boyfriend an AK-47 is he the legal owner or what steps can I take for this?
Timothy Denison
Timothy Denison
answered on Mar 14, 2024

You will need to file the ATF form to legally register the gun to him and transfer ownership out of your name.

1 Answer | Asked in Consumer Law, Contracts and Small Claims for Kentucky on
Q: How do I deal with a contractor who has not completed repairs after 6 mos. and will no answer phone?

We had significant hail damage in June. Our contractor completed all tasks except replacing our gutters. He will not answer phone calls or texts. What are my options?

Timothy Denison
Timothy Denison
answered on Dec 27, 2023

Hire an attorney and sue him for breach of contract.

1 Answer | Asked in Consumer Law for Kentucky on
Q: Ok , I have a 2016 Kea soul ok there was a recall on it well I tried to get fixed an they said no it was to late .

I received a debit card from Kea that I was approved for up 35000 ok they wouldn't let me trade in but I was eligible for 2023 Kea forta . Well I'm still paying for the 2016 Kea soul. They told me to forget the soul they would come after it when ever. I draw disability of 934 00 a... View More

Timothy Denison
Timothy Denison
answered on Dec 13, 2023

Much more factual information is needed to determine whether you have any cause of action. From the information above, it is impossible to say.

1 Answer | Asked in Consumer Law, Small Claims, Contracts and Collections for Kentucky on
Q: MCM (debt Coll.) trying to sue me for over a yr. they want a bench trial, what are my next steps?

KY Attorneys Only: *cannot afford attorney, SAHM* MCM has been trying to sue me for cc debt for over a yr. I answered the summons, and everything else like I’m supposed to and never heard back for almost a year. My circuit court sent me a notice to dismiss due to MCM lack of prosecution in a... View More

Barry W. Kaufman
Barry W. Kaufman
answered on Nov 30, 2023

There are people in your town who know what to do. Lawyers. Hire one, because no amount of internet questions and answers is going to get you to the level of knowledge you will need to successfully represent yourself at trial.

1 Answer | Asked in Consumer Law and Contracts for Kentucky on
Q: Home security company never installed cameras but has been charging me monthly fees for 5-6 years. What can I do?

Just needing a little guidance on whether I have a lawsuit, I used fluent security company to install security cameras and sensors in my house. This was about 5-6 years ago. Well they never installed the cameras and I have been paying for their service for 5-6 years but have never used their... View More

James L. Arrasmith
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answered on Nov 9, 2023

If a home security company has failed to install cameras as per the agreement and has been charging you for non-rendered services, you may have grounds to dispute the charges and potentially seek reimbursement. It would be advisable to review the terms of your contract with the company and collect... View More

1 Answer | Asked in Consumer Law, Probate and Wrongful Death for Kentucky on
Q: I am the only blood child what are my rights

Being the only child can i stop the executor of my father’s estate until i can get an investigation on his death? His ex wife’s son is executor of his estate the police went out to check on his home for me and they was there emptying the home and he had not been in the ground 30 minutes. I was... View More

Timothy Denison
Timothy Denison
answered on Nov 5, 2023

You need to hire a lawyer, open probate, get appointed and then open your own investigation into his death. This could be time consuming and costly, however, with guarantee as to any results.

1 Answer | Asked in Consumer Law, Contracts and Construction Law for Kentucky on
Q: What type attorney represents homeowner with property damage from contractors negligence. Damage exceed KY small claims

Hired a 5 star "thumbtack" recommended company to install hardwood floor/paint paying $30k cash. Won't provide copy IRS Form 8300 or the flooring style so I can hire someone to correct mistakes. Contract charged for disposal of old flooring which I disposed of. Wood cut inside home... View More

Timothy Denison
Timothy Denison
answered on Oct 29, 2023

You need a construction or building attorney. A Cosper protection rights attorney would also be helpful.

1 Answer | Asked in Consumer Law for Kentucky on
Q: A year has gone by from when I put my car in the shop They never called me I called him cinstantly They never returned

They marked my car as abandoned. I found it I told him I wanted it back to undo anything they've done to. Now. They say oh, without standing bill. Do I have to pay it?

Timothy Denison
Timothy Denison
answered on Sep 29, 2023

No. Take a criminal

Complaint for fraud.

1 Answer | Asked in Consumer Law for Kentucky on
Q: Parts repair done at dealership 7 mos later same part is needing to be replaced should I have to pay again

The dealership replaced solenoid on my car in January it is having to be replaced again only 7 months later. Is there a lemon law for vehicle repair? If so is the dealership responsible for the repair/labor cost this time? Thank you

Timothy Denison
Timothy Denison
answered on Aug 13, 2023

They should replace the part with no cost. Whether the labor is included varies from place to place.

1 Answer | Asked in Consumer Law for Kentucky on
Q: Can a business legally check your credit without a social and without consent?

The company only asked for the name and birthdate of the “homeowner” saying they only needed that information to verify they actually own the home. Then a credit check notice was received. How is that even possible? Thank you in advance for any help in the matter.

Timothy Denison
Timothy Denison
answered on Jul 25, 2023

No. They cannot run your credit without your express permission.

1 Answer | Asked in Consumer Law, Contracts and Criminal Law for Kentucky on
Q: What are the laws for disclosing pending criminal charges against seller?

During the buying process, I began to do a little research. I discovered that the one half of the selling coke was in jail pending trial for inappropriate conduct at the residence with several young grandchildren. They even had a “play house” in the back yard that we looked at.

The... View More

Timothy Denison
Timothy Denison
answered on Jun 18, 2023

There are none unless it involves fraud or misrepresentation of the sale property. The criminal History of a buyer or seller is rarely germane to the sale of property.

1 Answer | Asked in Consumer Law, Products Liability and Business Law for Kentucky on
Q: Car dealership did not do the work stated and didn't hook up my turbo when they were to replace engine dt recall.

Recall on motors from hyundai.. mine blew up on the way to work with no prior lights, indication on computer of any issues. Oxmoor hyundai was to replace engine (fully under 100% warranty ) Had a rattle that it never had prior. I took it there the 1st time after replacing within 400 miles bc light... View More

Timothy Denison
Timothy Denison
answered on Jun 14, 2023

You need to consult a civil attorney to evaluate your claims. You may have a consumer protection claim against the seller.

1 Answer | Asked in Consumer Law, Banking and Collections for Kentucky on
Q: What can I do?

So my bank forceplaced insurance on my loan, for nearly $7,000. Never once even telling me there was an issue with my insurance coverage. Since I had automated payments, I went 3 months paying my normal payment, and had no idea my payment had even been raised from $430 a month, to $880! Never once... View More

Timothy Denison
Timothy Denison
answered on Jun 7, 2023

You may want to consult a bankruptcy attorney who can review your entire financial situation and see if you qualify for snd debt relief if reduction programs or for bankruptcy.

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