Bought an old, classic RV. Seller agreed I could leave it in his yard for some time to arrange transport. Agreed to keep my number in case it became a problem. I called in Feb to let him know I still did not know when I could get it. He said it was fine, to call when I could. I again asked him to... Read more »
You don't have a security agreement with the person who has possession of your RV now, so it appears that you don't have the right to self-help repossession. But if you have a tow company that will do it for you nevertheless, then more power to ya.
That said, you can anticipate that if you...Read more »
My contractor took money and did not do or finish jobs. Also found out he took money he claimed to give the subcontractor and didn't give him that money either. I am not over budget and 23 weeks behind. I want to go after the contractor and was told some of what he did was criminal and the police... Read more »
If you are out more than $30,000 due to the contractor’s breach of contract, you’ll need to file suit in circuit court. The district court only covers claims up to $25,000, and small claims only up to $6,000.
As always, you get what you pay for. Be sure to talk to a qualified attorney...Read more »
I guess it depends on why you were allowed to keep the dog after you broke up with ex-girlfriend. Did she tell you you could have the dog? Or was the dog with you temporarily, with an understanding that she could have it back? You said you’ve “owned” the dog for 5 months, which implies...Read more »
Repo Company, was looking for my car, around July. My neighbor took a video an I also have a statements that the Repo Company told the BBB on what happened. And I also have screenshots that one of the repo drivers girlfriend messageing a friend of mine who lives in Florida, asking her where I work... Read more »
Michigan law allows a creditor, or their agent (repo company) to repossess a car using self-help if it can be done without breach of the peace. Breach of the peace usually means that you (the debtor) were there when the repo company came, and you clearly and vocally objected to the repossession...Read more »
Contract stated that a certain company would be the contractor and installer. Contractor on contract then subcontracted work but was unable to install the roof correctly. Contractor should have had master elite certification through GAF per the contract so that I could receive the silver warranty... Read more »
It sounds like you have a possible breach of contract case. Your contract with Lowe's probably includes provisions about what to do in the event of a dispute. You will need to follow the contract, including any procedures for alternate dispute resolution. Because Lowe's is a big company and does a...Read more »
I agreed the person can have 9 logs for painting my home. A month later still not finished painting kept having excuses n i noticed when I needed some logs he took 11 extra 20 missing...I had one person on the phone they heard the deal the other person was sitting heard also but no one was watching... Read more »
Like many legal disputes, the situation you describe involves conflicting claims and evidence. In the abstract: yes, you could have a case. But practically speaking, I wouldn't go to court over being out $300. It isn't worth it. Resolve to never do business with that person again, you are once...Read more »
Basically, you can sue anyone for anything. I think you want to know if such a lawsuit would have merit and potentially be successful. Of course the answer is: "No". The two main components of a civil lawsuit are "liability" and "damages". A Plaintiff must initially prove that the Defendant...Read more »
I was just served papers for debt collection on a private student loan originally issued by Chase Bank and now owned by National Collegiate Student Loan Trust. The original loan was taken out in 2007. I personally had no knowledge of this loan and the signature of borrower on the loan request was... Read more »
It sounds like you and/or your grandmother may possibly have been victims of identity theft. Also, be careful, because this could itself be a phishing scam trying that get you to give up personal and financial information.
If what you are saying is true, you could contest the collection...Read more »
In order for me to hear correctly I would need a surgically implanted hearing device, do to the fact of this physical disability I would not be able to fully and completely comprehend the hearing of the trial. Does this make me permanently disqualified from jury service?
No. What you are asking is whether a physical disability (being deaf in one ear) exempts you from jury service. Courts are covered by the Americans with Disabilities Act. People who are deaf, blind, or otherwise still can and do serve on juries. You can/should ask the court for an accommodation...Read more »
I went to The Tobacco Shoppe on 4857 S Westnedge Ave, Kalamazoo, Michigan to pick up some Tobacco for my mother. Upon returning home, she opened it to find mold all throughout the tobacco. The clerk claimed they just received the shipment, but the canister was layered with dust, and possessed... Read more »
A no-returns policy is not enforceable if the product was defective or not as represented. The Michigan attorney general has more information on this topic at: https://www.michigan.gov/ag/0,4534,7-359-81903_20942-44683--,00.html
I purchased an item from a dealer who misrepresented the item and began lying about that misrepresentation the minute my check was cashed so I began recording conversations with them without their consent. I want to put these recordings in reviews online and give to the corporation/ brand of... Read more »
My wife and I are moving from an apartment to a house and when we signed our lease we were given a move out list. When we gave our 30 day they gave us another paper stating we would have $150 deducted from the deposit if we don’t steam clean the carpets.
Quite possibly. I don't know what you mean by the creditor "discharging" the loan. That's probably not the proper term. If the creditor "wrote off" the debt, it is no longer carried as an asset on its books, but the act of writing it off (which also goes by other names) does not extinguish the...Read more »
You should be able to speak with all parties who had signed on the mortgage or related real estate transaction documents. Depending on what the nature of your relationship to the property or to the mortgage, whether they wish to speak with you is another matter.
On August 20, 2015, I entered into an Used Car Loan with People's Driven Credit Union (PDCU) in Southfield, MI for less than a $20k loan at 2.49% via Champs Auto Sales in Detroit, MI. My down payment was $5k & for six months I made timely payments of $420 ($2,520) then PDCU Forced Placed Insurance... Read more »
If your auto loan has a provision permitting forced-placed insurance it is likely legal and enforceable. Did you let your insurance policy lapse? Or did you not carry the minimum amount of coverage called for in the contract? If so, the CU may be able to force it. I would have to read the contract...Read more »
In 2016 I agreed to allow someone that Coast to Coast RV and Coach matched me with to assume my trailer payments. We signed a contract and the contract states that if the buyer defaults coast to coast will repossess the trailer at their expense and try to match me with a new buyer. Now the... Read more »
Generally the original contract will govern the potential collection costs. But State and Federal law may limit the collector. I would advise you to let a consumer protection lawyer review all relevant documents before you negotiate with this debt collector.
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