Get free answers to your Foreclosure legal questions from lawyers in your area.
I dont understand this the more I send to clear title on mortgage loan the boa sends to clerks to submit against me and there adding to what is already documented! Bexar County Clerks are allowing add ons and extension, refinance documents to be added to records already there. How is this happening... View More
answered on Dec 18, 2020
It appears that you need a competent Texas attorney to conduct a title search. Then with your belated Release, he should be able to discern how to properly clear your Title. The Release probably only affects some of your recorded instruments, and you may need more Releases.
I had a case in the court, but the person litigated in another court, and was awarded his request. I filed an appeal. Then had a TI schedule, in the TI one attorney post fraud. I filed for bankruptcy, the Judge in the BK ruptcy court heard the case and overturned the lower court finding. As it was... View More
answered on Nov 23, 2020
Sorry, this is a complex fact situation which appears to involve at least 3 different matters. No helpful comments can be made without reviewing the status of the underlying cases. If there is currently a Motion for Summary Judgment filed against you in the Counterclaim, you need to make sure... View More
My uncle ended up racking up $27,000 worth of back taxes and so the bank foreclosed on the home and was no will accordingmy cousin whose father has passed away revieved a part of the money that was left after the taxes were paid and the rest was split between my father,uncle and cousin (whos father... View More
answered on Nov 15, 2020
If your father sexually "molested" you as a child, you may be able to sue him for for sexual assault. This depends on how old you were when the molestation occurred and how old you are now. There are civil statutes of limitation on suits of this nature which may prevent your suing him for... View More
answered on Sep 26, 2020
Are you on the deed? Have you filed to probate your husband's estate? Federal law prohibits a lender from foreclosing for six months after a court appoints someone to settle the estate.
I did a friend a favor and I got a buyer for her home on a mortgage short sale.
Mortgage company guidelines state she needs a realtor to sell her home.
I am not a realtor or licensed .
Yet how do I go about it to get that 6% commission from mortgage company?
What... View More
answered on Apr 29, 2020
I don't practice Texas law, however, you probably can't get a commission legally because you need to be licensed either as a real estate agent or broker. You could look into whether it is permissible to receive a finders fee in Texas: https://legalbeagle.com/8579336-texas-finders-fee-laws.html
On 01-11-2020, I signed the contract with the owner, and the closing date is 02-14-2020. After the house is closed, someone send me a notice on 02-16-2020 that the property had been foreclosed on 02-04-2020, and their deed is recorded on 02-11-2020. Nobody sent me any notice before the closing... View More
answered on Feb 22, 2020
The owners title police will protect you, although it will likely take a while to sort it out legally.
I'm 3 months past due. Was making single payments in the last two months. CENLAR did not apply my payments to my mortgage. I found out 3 days ago.
I need to save my: 1) home, 2). car 3) furnishings 4) pay off credit cards and other debt
Monthly Net Income is $2700. Mortgage... View More
answered on Feb 22, 2020
You can likely save those things by filing bankruptcy, but you need to contact your local bar association or legal aid society. They maintain a list of pro bono or reduced fee atttitneys.
6 months behind, live in Texas. Payment $1100 per month.
answered on Jan 7, 2020
Perhaps you can modify your loan or enter a chapter 13 bankruptcy. You should consult with a debt assistance attorney to see what your options are.
They seized my personal and real property without cause or warrant. Selectively prosecuted me and and selectively inforced unconstitutional code took my property for a tax debt that was being paid but not for a house around thencorner owing $15,000 and not making payments. Destroyed my property... View More
answered on Oct 27, 2019
Whatever the municipal law, foreclosure, tax, or property damage issues are here, you mention prosecution. The matter appears to have escalated from something civil to something criminal in nature. Although there is not a question listed, as a higher priority than any of the civil damages you... View More
The bank is saying the family has to keep paying the mortgage until the house is sold. She had cancer and there is no life insurance or money left in her account. They are also saying we are responsible for selling the house
answered on Jul 20, 2019
Generally, yes, you can turn the house back over to the bank. The bank would typically have you sign a deed in lieu of foreclosure form. However, that is often not the best option. There are investors who specialize in buying properties "subject to" an existing mortgage and they will... View More
We found an error on our escrow account analysis in January. When asked Flagstar about it, we got the run around, saying it was our fault. Back before October we got a letter stating it was time to renew home owners insurance. So we called, and we had to get the insurance company to fax Flagstar... View More
answered on Jun 25, 2019
Go with the answer you got: Stop everything until the bank gets it straightened out.
I bought a house with my sister and she took a mortgage payment and left me high and dry. It takes me a full month to get a payment because I am behind and they will not take partial payments. I do not want to lose my home. I am 6mo behind
Judge hasn't posted a final judgment yet. And if a defendant can file a motion to vacate or a motion for a rehearing based on error in judgment contrary to the law can new evidence be introduced in that motion? This is a federal foreclosure case for home equity loan
purchased a property from a company who had previously owned the house, HOA foreclosed and took title to house buyers sue company for fraud because house belonged to the HOA and now HOA rescinds trustee sale for non payment of fees attempting to give ownership back to previous owners after the... View More
answered on Aug 24, 2018
This sounds like the HOA may have made a mistake and they're trying to "undo" it; however, they're making a larger mess of things.
Consult with a real estate attorney in your area as soon as possible; preferably one with HOA knowledge.
answered on Aug 24, 2018
You can give the mortgage company a "Deed in Lieu of Foreclosure". You might also be able to put the arrears in a bankruptcy proceeding; however, you will need the income to pay towards your debts plus make your monthly payment.
Consult with a bankruptcy attorney as soon as... View More
I have nowhere to go. I was evicted. She said she would hold my things. Now she says I need it gone in the week. Can she do that? Can I sue?
answered on Aug 16, 2018
You're in a tough spot, but your sister is well within her rights to evict you and your property. Find a place to land. You have no legal recourse.
Legal aide rejected me due to not enough resources so I don't know where to turn. I have 3 kids, one disabled and living off her SSI check and food stamps. No probate court since my dad had no assets. Bank wouldn't even tell me if it would be worth it, if there's any money in there... View More
answered on Jul 31, 2018
If your father left no more than a home, $60,000 in personal goods and household effects and $75,000 in other assets (such as a car or bank accounts) you can file an Affidavit of Small Estate. The court filing fee ranges from about $300-350, varying with the county. If you file an Affidavit of... View More
I have a manufacture home that caught on fire. the insurance sent me a check in my name and the mortgage company name. the company is refusing to send me copies of the documentation required to prove the amount that I owe for the house and they will not sign the check. they want me to sign the... View More
answered on Jun 23, 2018
Have a local lawyer send them a letter requesting a payoff amount. They can determine exactly what is owed and negotiate deposit and payment of the check.
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