Get free answers to your Insurance Bad Faith legal questions from lawyers in your area.
regarding my account. I have disputed charges and was told by the vendor and by USAA they accept fault but for only half so I was deducted nearly $1000 for this. I also have a homeowners claim in which they wrote it up despite all my evidence that it was wind damage and made me pay a $10k... View More 
The insurance company claims it was not theft because he lived in my home.
answered on Nov 5, 2024
An Alabama attorney could advise best, but your question remains open for a month. It could probably be argued both ways from a practical standpoint, but your insurance carrier probably has certain standard procedures it goes to in terms of handling claims involving people in the same household. It... View More
My insurance dropped me after spending 30 years with them. The insurance agent did some questionable things before being dropped. First my son drove off with a gas nozzle still in tank the gas pump caught on fire. He ran in looking fir a fire extension not one available that worked. Then he put... View More
answered on Jul 22, 2024
An Alabama attorney could advise best, but your question remains open for a week. Until you're able to discuss state-specific law with a local attorney, the short answer is that nationwide, carriers will almost always provide the policyholder with notice of a claim. Your question about suing -... View More
She was negligent in bed but knèw what was happening in her home
answered on Apr 18, 2024
An Alabama attorney could advise best, but your question remains open for two weeks. Without knowing more details about your matter, homeowner policies have specific guidelines for what they cover and what they exclude in terms of property losses. Good luck
answered on Jan 31, 2024
An Alabama attorney could advise best, but your question remains open for four weeks. I'm sorry for the destruction of the truck. It could depend on the terms of the policy and what it covers. It would be difficult for anyone to advise without seeing the policy. If the carrier issued a denial,... View More
I had my car fixed, crappily, another story.
After receiving my car , I believe another premium was paid, then I was dropped. There's SEVERAL ISSUES, THE SAID I WAS DRIVER OF COBALT FROM ARKANSAS AND ADDED FULL COVERAGE ON A MOTOR, MY SONS, I HAVE NEVER HAD A MOTORCYCLE OR AN... View More
answered on Dec 18, 2023
An Alabama or Arkansas attorney could advise best, but your post remains open for a week. Until you are able to consult with a local attorney, you could contact the carrier and request their reason for dropping you. The short answer is that insurance carriers can drop policyholders based on their... View More
Denied . My headlights were most definitely on and due to my front end smashing into his passenger side. They obviously are damaged now along with the front of my truck in general..must I have to somehow prove I had headlights before the accident..or should the driver who was at fault and pulled... View More
answered on Nov 15, 2023
An Alabama attorney could advise best, but your question remains open for two weeks. You ask a good question, and raise the issue of who has the burden of proof. You're both going to argue your respective issues. Good luck
Does insurance company have to tell you when you are being sued? Can they settle without telling you? Can they put claims on your policy that are not true?
answered on Oct 12, 2023
1. A party suing you, including your own insurance company, is required to serve you with process notifying you of a lawsuit.
2. If a claim is covered by your insurance policy and you tender it to your insurance company for a defense, in many instances, the policy expressly provides... View More
License. They may be trying to not pay for my loss. What to do?
answered on Jun 27, 2023
An Alabama attorney could advise best, but your question remains open for a week. One option is to look into the terms of your uninsured motorist coverage. If your policy would cover, that route could be more reliable than going after an uninsured motorist. A local attorney could advise more... View More
answered on Jan 6, 2023
An Alabama attorney could advise best, but your question remains open for three weeks. I'm sorry about the loss of your mother. That's a long time to await records. Only an Alabama attorney could advise on statutes of limitations that are applicable for you, but you may want to consider... View More
Allegedly upon retirement, a covered Yardmaster had a time limit of 60 days to submit a $20 payment to retain the insurance upon retirement. Subsequently, because of this requirement, at least one yardmaster was denied the benefit. However, recently another yardmaster was granted the insurance... View More
answered on Jun 28, 2022
An Alabama attorney could probably advise best, but your question remains open for four weeks. In terms of your question on a class of plaintiffs, it could depend on the size of the pool of retirees. One option is to reach out to an employment attorney. Good luck
This has been going on almost 6 months now. Have been consulting with Legal Services Alabama. But it seems we've reached an impasse. My biggest concern is whether apartment management will replace any items that must be discarded. But they're refusing to do that. And my renters insurance... View More
answered on Apr 29, 2022
This is something that an Alabama attorney is best suited to advise about, but your question remains open for two weeks. I'm sorry for your ordeal with the mold and the mold-induced asthma. At this point, you could reach out to injury attorneys who handle mold cases. Each state can have... View More
Policy taken out before divorce from former spouse. Former spouse received insurance payout although deceased remarried to me. Divorced 2012, deceased and I began relationship 2013, he passed 2020. He and I share 3 young children ages 7 and under. Previous marriage occurred one child who is in 20s.... View More
I rear ended a gentleman on 07/31 and pictures were taken with no police report. The gentleman stated he would be in touch with me and I never heard from him until 08/10. On 08/10, he sent me the pictures and I proceeded to file the claim; however, I looked at a calendar and put the date of the... View More
answered on Aug 18, 2020
An Alabama attorney could answer best, but your question remains open for a week. Based on your description, it does not sound like you committed fraud. It looks more like you made a mistake in mixing up the date of the accident. Fraud essentially requires an intentional act aimed at deceiving the... View More
answered on Jan 29, 2020
An Alabama attorney could answer you best, but your question remains open for four weeks. As a general matter nationwide, it can depend on arrangements made with the insurance carrier. If you handled your own property damage claim, the carrier will make the check payable to you. If an attorney is... View More
His insurance company got me a rental car and now I was informed I have to return it tomorrow. Their garage totaled out my car now they say the check for the van has to be paid to this shady lien holder so now I’m going to be stranded and no money. I’m disabled and I don’t get money until the... View More
answered on Jan 5, 2020
I'm very sorry that all these things are happening to you on top of the recent loss of your husband. Unfortunately, when it comes to rentals, the allowances are strictly monitored. Once a check is cut, or once a determination of damage is made, that's about the end of the line for the... View More
I had my first spine surgery at age 19 and many more,some botched over the years I turn 50 in a few days. Over the years I've had many pain mngt procedures, medications, and not a whole lot of pain relief. I finally got good pain mngt Dr. approx 16 yrs ago who gradually raised my meds until I... View More
answered on Nov 9, 2019
An Alabama attorney could address your issues best, as insurance is governed by state law. But your question remains open for two weeks. I'm sorry for your pain and frustration here. This sounds like something to take up with your doctor. While the pain management philosophies of your... View More
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