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Georgia Insurance Defense Questions & Answers
1 Answer | Asked in Insurance Defense for Georgia on
Q: Yes, I got pulled over & arrested for no insurance and was wondering how to go about the situation in court & what to do
Tim Akpinar
Tim Akpinar answered on May 22, 2022

A Georgia attorney could advise best, but your question remains open for two weeks. Reach out to Georgia criminal defense attorneys to discuss the arrest. That's the most pressing issue. Once that is addressed, you could figure out why the insurance lapsed - glitch in auto payment, lost bill,... Read more »

0 Answers | Asked in Consumer Law, Elder Law, Gov & Administrative Law and Insurance Defense for Georgia on
Q: Reported to Georgia Attorney General sent regarding 3 providers whom appear to be in partnership with the Imsurance Comp

Now we are overwhelmed with Medicare, the providers, regarding elderly abuse.

1 Answer | Asked in Car Accidents and Insurance Defense for Georgia on
Q: My daughter was hit by another driver while in a rental through my car insurance. Now rental company billing me

The police officer failed to do her due diligence on report and lost information that was valid to report and was calling my daughter harassing her about information she (officer) needed. The rental company stated that they would have someone call me so that I could show them the pictures of the... Read more »

Zachary Taylor Beck
Zachary Taylor Beck answered on Apr 8, 2022

Look to your liability insurance policy/contract. Your insurer may have denied coverage because your liability policy does not cover your daughter driving a rental car. This could be for many reasons: daughter is an excluded driver under your policy, your policy does not cover rental cars driven by... Read more »

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Georgia on
Q: As an "at will" independent contractor, is my courier service supposed to provide commercial insurance?

Alternatively, are they supposed to tell me that I need it?

Randy Bryan Ligh
Randy Bryan Ligh answered on Feb 18, 2022

More information is needed to properly respond to this question, however they certainly should let you know whether or not you need to have your own separate insurance as a condition of their utilizing your services. Good luck.

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Georgia on
Q: Can a life insurance company refuse to pay a benefit if the policy was in effect at the time of death

The ins.co has said payments had lapsed but was reinstated and paid up at time of death. But also are claiming that they were given false information about the facts of deceased health. The policy was over 7yrs old and the person who was handling finance issues was not beneficiary.

Tim Akpinar
Tim Akpinar answered on Jan 14, 2022

A Georgia attorney could advise best, but your question remains open for two weeks. The short answer is yes, they can deny a claim. And there can sometimes be worthwhile grounds on which to challenge a denial. Not to evade a simple answer here, but a Georgia attorney who handles litigation of life... Read more »

3 Answers | Asked in Personal Injury, Traffic Tickets and Insurance Defense for Georgia on
Q: What is the Georgia state law or Fulton county law that states or implies that a driver is at fault for a lane merge.

I was in a accident where the lanes merged from 2 lanes into 1 lane (the right lane merged into the left lane). I was in the left lane, but the driver in the right lane sideswiped me trying to cut me off. The driver that hit me was cited with a warning, I of course received no ticket. My insurance... Read more »

Michael W. Horst
Michael W. Horst answered on Dec 24, 2021

Based on the fact pattern you presented, I believe O.C.G.A. 40-6-42 is applicable to your situation. I suggest you Google it and see if that does not help you in your fight with the insurance company.

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1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Georgia on
Q: Do I have to provide the defendant with my evidence when they’re served?

I filed a claim online against an insurance company, and provided evidence with my claim. The claim was accepted and now I’m seeking a process server to serve the register agent of this business.

My question is when I have the person served do I have to also provide them with the... Read more »

Randy Bryan Ligh
Randy Bryan Ligh answered on Aug 27, 2021

Why don't you have a lawyer representing you? Is this a case of supposed no insurance by the at fault driver?

2 Answers | Asked in Estate Planning, Real Estate Law and Insurance Defense for Georgia on
Q: Can a Remainderman purchase their own dwelling homeowner insurance policy to cover and protect interest

Life estate tenant has own homeowner dwelling policy, listed as insured full dwelling coverage on home and property, but remainder men are not covered at all. Is it legal that we can purchase our own policy to protect our interest?

Anthony M. Avery
Anthony M. Avery answered on Aug 23, 2021

There is nothing illegal about the remaindermen being insured for property loss. But you will have to carefully find a willing insurance company that will inure a dwelling in which there is an occupany that is not the insured. When you get the policy, read it.

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1 Answer | Asked in Personal Injury, Insurance Bad Faith and Insurance Defense for Georgia on
Q: Can a lawyer request this from an employer, without any specific reason given?

Can a lawyer ask for your insurance coverages without specific reason given? He has a client that was injured on a job site. The lawyer sent this out to over 24 companies. Nobody has heard of this person. There weren’t any injury reports for any trades on that job.

Tim Akpinar
Tim Akpinar answered on Aug 15, 2021

A Georgia attorney could advise best, but your question remains open for three weeks. From your description, it's possible the lawyer did an intake interview with an injury claimant but was unable to ascertain details as to property owner or applicable insurance. If they're doing this to... Read more »

1 Answer | Asked in Car Accidents and Insurance Defense for Georgia on
Q: I was in an accident where an 18 wheeler ran a Stop sign running me off road. He ran. Will my insurance go up? Not at f

The 18 wheeler left the scene to avoid repercussions. The accident was ruled not at fault. Will my insurance go up as a result? The damage was around $3300 charged to my insurance with a diminished value claim as well.

Tim Akpinar
Tim Akpinar answered on Jul 2, 2021

A Georgia attorney could advise best, but your question remains open for two weeks. But ANY attorney might not have a universal answer because the way these are treated can vary by carrier. It's in your favor that you were not the at-fault driver so far as liability goes - that would be more... Read more »

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Divorce for Georgia on
Q: We have a court order stating my ex is required to provide insurance for our kids. He quit his job-lost kids insurance.

He lives in Ky, I live in GA. He says he has to use my income to get our kids Medicaid and put it in my name, but he would pay premium. Is this considered him providing insurance for kids?

Note: he’s failed to abide by the court order in all terms.

Should I just file contempt... Read more »

Homer P Jordan IV
Homer P Jordan IV answered on May 27, 2021

If he’s not following court orders then you should file for contempt. Consult with an attorney who can help you address these issues legally.

1 Answer | Asked in Real Estate Law, Contracts, Products Liability and Insurance Defense for Georgia on
Q: I had all my water lines replaced about 10 months ago. I had a leak that ruined my floor. Am I liable or is the company

They replaced my pipes about 10 months ago and said they couldn't get to one area, so they just tied into the existing pipe. I discovered a leak about a week ago and they came to fix the problem yesterday. The fitting from where they connected to the old pipe burst and caused water damage and... Read more »

Michael D. Birchmore
Michael D. Birchmore answered on Apr 19, 2021

No way to know online and without an inspection. However, it would seem that the problem was the pressure brought in by the new line was too much for the old line to handle. Professionals should know this. Yet, it appears that you knew about it and gave your consent to proceed.

Bottom...
Read more »

1 Answer | Asked in Personal Injury and Insurance Defense for Georgia on
Q: Probation ordered person to leave inpatient detox to come to Aiken sc, could not leave for 3 weeks, overdosed and died

Person was in a court ordered drug program, relapsed (which is common in the beginning). Voluntarily checked themselves into a 5-7 day detox unit. Aiken SC probation made him leave the inpatient facility (where he was being given Ativan (or something similar), which stays in your system several... Read more »

Latrice Latin
Latrice Latin answered on Apr 28, 2021

I am very sorry for your loss and this is as very tricky situation. In most Personal Injury cases you need to prove liability, causation and damages. Here we have the damage portion which would be the resulting death. The hard part is placing the liability on someone and proving that they In... Read more »

1 Answer | Asked in Traffic Tickets and Insurance Defense for Georgia on
Q: If I hit someone from the back y it my fault

When the person slam on brakes

Tim Akpinar
Tim Akpinar answered on Feb 17, 2021

A Georgia attorney could advise best, but your post remains open for four weeks. As a general matter, the person hitting the other vehicle in the rear is at fault. There could be mitigating circumstances, like you describe, but how they are proven and how the particular jurisdiction (in terms of... Read more »

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Georgia on
Q: Is it my right to see my deceased fathers will and insurance policy?

My father passed away and his wife refuses to let me see his will and insurance policy. My father left me something and I would like to know what it is.

Tim Akpinar
Tim Akpinar answered on Jan 4, 2021

A Georgia attorney could advise best, but you await a response for four weeks. I'm very sorry for the loss of your father. At this point, you could repost your question and add the categories Probate and Estate Planning. Not all questions are picked up, but you might have better chances of a... Read more »

1 Answer | Asked in Federal Crimes, Insurance Bad Faith, Insurance Defense and Internet Law for Georgia on
Q: My estranged husband has my UI going in his account, I changed pin and password and he changed again. What do I do
Robbie Levin
Robbie Levin answered on Aug 13, 2020

Divorce him.

For more information visit my website at www.LevinLawyerGa.com

1 Answer | Asked in Insurance Defense for Georgia on
Q: I lived with a man for nine years he passed away and he left all of his belonging to his son in a will be he left a life

Insherency policy to me my name is the onley one on it now his son is trying to claim it .

Can he get it or half

Tim Akpinar
Tim Akpinar answered on Aug 11, 2020

A Georgia attorney could advise best, but your question remains open for two weeks. I'm sorry for your loss. You could additionally add Probate and Estate Planning to your categories. There's no guarantee that all questions are picked up, but it would have better chances of being seen in... Read more »

1 Answer | Asked in Health Care Law, Insurance Bad Faith, Insurance Defense and Employment Law for Georgia on
Q: I was let go 1 month after my transplant was approved through our insurance. Do I have a case?
Tim Akpinar
Tim Akpinar answered on May 17, 2020

It's difficult to say, based on these facts alone. It could depend on the provisions of the health care plan, whether you were working under a contract that addressed such benefits, whether Georgia law provides for options for employees to continue their health care coverage, and other... Read more »

1 Answer | Asked in Employment Law, Insurance Defense, Personal Injury and Constitutional Law for Georgia on
Q: How do I get my employer to complete part on a form, send to the Long term disability insurance comp? trying for 3 mths

The ins. can't process my claim without it. Been out of work since April 2019 for a disability.

Tim Akpinar
Tim Akpinar answered on Jan 25, 2020

Your post remains open for two weeks. At this point, you could contact Georgia employment law attorneys you find on this site, or through your own independent searches, and discuss the matter in confidence with them. Based on these brief facts, it's anyone's guess why the form has been... Read more »

1 Answer | Asked in Criminal Law and Insurance Defense for Georgia on
Q: Hello, My brother is held at the Atlanta airport for offense ‘fugitive from justice’. How should I deal this issue?
Priscilla T. Upshaw
Priscilla T. Upshaw answered on Dec 13, 2019

You should contact an attorney as soon as possible who can assist you with the specifics of your brother’s case. We are glad to assist you. Contact whenever you are ready.

I wish you well.

-The Upshaw Law Firm, (770) 240-0922.

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