Get free answers to your Collections legal questions from lawyers in your area.
I see it says 20, but I have been coming across forums that say that it must be renewed in 10 to last another 10.
answered on Mar 26, 2019
It lasts for ten years but they have the right to renew the judgment so it lasts for 20 years
The NYS AG's office has contacted my son saying he owes $2000 for unpaid tuition for Fall Semester of 2017 at SUNY Albany. My son did not return to Albany after Spring of 2017 but went to a local County Community College instead for Fall of 2017. My son did registered for the Fall Semester at... View More 
answered on Feb 12, 2019
It depends on the tuition agreement signed, but my sense is yes. They will take a payment plan of modest payments. Offer one.
Will my income be garnished? Will my bank account be frozen? Should I send a letter asking for forgiveness? Or a payment plan?
answered on Feb 2, 2019
Answer the summons. Your bank account can be frozen if there is a judgment. You might be able to unfreeze it with an exemption. Do not send a letter. Answer the case. Now that the case is in court, and payment arrangement should be in writing and a court order.
i am being accused of a loan i have no connection with, my name is right other information are wrong i did notify higher education my information have been compromised with, i did my own investigation trying to locate the school, i was told that school was cloed years ago, i google it, they were... View More
answered on Jan 30, 2019
Deny everything in writing. Call the US Department of Education to report the fraud as well.
with a forwarding address, can the CPLR 3215 g Affidavit of Additional Mailing be amended with new date AND forwarding address? OR, does a totally new Affidavit have to be done?
answered on Jan 29, 2019
The initial mailing is fine, if the address was proper to begin with. You are affirming the mailing, not what happened to it.
The check he sent me--signed by him--is his new company's check. I was not able to collect/deposit it as I had health issues affecting my family. He cancelled the check a week later. We were not in talking terms, as I felt betrayed during our business dealings, so two years ago (May 2017),... View More
answered on Jan 25, 2019
You should sue both, but as it is 2019, you are likely barred by the statute of limitations unless something tolled or reset that clock.
if the for profit school was closed how do i find out if my student loan will be forgiven, especially if i did nott apply for the loan
i have invested $20,000 in a company selling securities, i was told they would send the certificate of stock after 6 months, it has been more than a year i have yet to receive a certificate, the company is still online selling securities but their information have chnaged i cannot get any contact,... View More
answered on Jan 2, 2019
It sounds like you were scammed. Call the Securities and Exchange Commission enforcement office and the FBI. Your bank has nothing to do with this. They just sent a wire to a place you ordered. Am I missing something? The "company" you are dealing with likely does not really exist in... View More
Higher education have charged me with a student loan that i did not apply for, a few years ago i lost my wallet and my documents were never recovered, my information were being used to gain credit cards and everything else. last year higher education seized my taxes, after that i requested... View More
answered on Jan 2, 2019
If you have proof you lost your wallet, you can bring a claim. Furthermore, loans from for profit schools that closed have recently been forgiven. Yours might be one.
answered on Dec 14, 2018
Generally, debt collectors are bound by the provisions of federal law, including the Fair Debt Collection Practices Act. If they do not have your home/cell number, it is allowed for them to contact YOU at work. Talking with HR about your indebtedness is not allowed. If they contact HR it can... View More
answered on Dec 13, 2018
Go on the New York State e-courts website and search for your name.
answered on Nov 18, 2018
"Record" is not a legal term. If a judgment, they must file a satisfaction in the court. If not, there is no particular obligation.
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 30, 2018
No, it is not legal and is a violation of the Fair Debt Collection Practices Act. Trying to represent yourself in Bankruptcy is unwise to put it nicely. There are both Federal and Local Rules of Bankruptcy that must be complied with. It is not merely filling out forms. To properly answer your... View More
answered on Oct 19, 2018
What do you mean "settled". It must not be settled if people are calling. If you entered a debt settlement program, many of these are frauds, and it is possible that they have taken your money and not paid creditors.
paid him back what we agreed to, now he is suing me for original list and things like money for times he put gas in my car, gifts, movie tickets etc..(totaling over $4,000) Can he really win this?
answered on Sep 30, 2018
Yes. So does a summons. Whatever you got requires a response.
My boyfriend meets the legal requirements to become my domestic partner and be added to my health insurance. We have never done it before because we are afraid that his defaulted student loans will become my liability. If I add him to my health insurance, can the student loan people come after my... View More
unpaid phone bill I owe (that I've been disputing for months now). Is it legal for them to do this?
answered on Jul 30, 2018
Sounds like a scam. No collector comes to a door for a phone bill.
terms state to pay back by dec 2018. she lost her job due to drug problems. i want to know if i should seek legal advice and file a claim NOW or wait till after december to see if she actually pays anything back. we have been best friends since we were 8 (now 28) and she is going through a tough... View More
answered on Jul 1, 2018
Save the document. If the terms say December that is the due date. There is no default yet. You can sue in small claims for this.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
