Car purchased in 9/2023 for months I have called the credit union listed on all my paper work but they don’t know who I am. Dealer says banks are delayed and to be patient. Today my co signer received a bill from a completely different credit union saying he has to make the payment. It is my... View More 
answered on Jan 10, 2024
If I understand your facts correctly, you got agreement from someone to cosign for a loan on your vehicle purchase. This makes him liable for payment of the outstanding balance as well as you. You state that somehow there are two creditors demanding payment, not just one. If you had two... View More
My reasons for sueing ,
Withholding any other material information about the used vehicle;
Misrepresenting my credit score and/or eligibility for financing in order to get me to agree to a higher interest rate and/or other unfavorable terms;
Inflating the total purchase... View More
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answered on Jan 13, 2024
To sue an auto dealership for fraud in New York State (NYS) based on the reasons you mentioned, you can follow these general steps:
Gather Evidence: Collect all relevant documents and evidence to support your claims, such as sales contracts, financing agreements, correspondence, and any... View More
I leased a BMW SUV in NY for 36 months with a huge cash down payment for less monthly payment, but the SUV was totaled in the 13th month, and the BMW FS ( NJ) refused to return my prepaid. They said the down payment is for less monthly payment, it's not prepaid for the lease fee. I'm... View More
answered on Dec 4, 2023
The cost of a lease is comprised of the vehicle’s depreciation during the term plus a money factor, which is essentially interest (not to mention other fees and taxes). Generally you would be responsible for the term of the lease over the term, but could also be responsible for damage more than... View More
answered on Dec 1, 2023
I don't fully understand what you are trying to do. You can pay the note off or if you cannot afford it, you can return the vehicle and attempt to work something out with the finance company. There are certain things you can do in a bankruptcy as well, but that is a more complicated and... View More
I have a judgment against me for approx $7,000 total (from 12 years ago) in a different state (NJ and Florida) and am currently residing in NY. I cannot pay this debt right now in any way, not even a minimum payment. Can the debtor come after my vehicle (worth approximately 4k) if it's... View More
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answered on Nov 20, 2023
A judgment against you can be enforced against your interest in any asset, whether it is jointly owned with another or not. HOWEVER, the more important question is whether (a) the judgment is still valid, which is a question of New York law; (b) whether you have any equity in the car (difference... View More
The Skullgirls team has taken a digital product that many people purchased and altered it in very significant ways. They've cut out entire pages from the art book, removed and re-announced voice lines, and drawn over concept art to make it less offensive. The current Skullgirls team, while... View More
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answered on Nov 17, 2023
In cases like the Skullgirls situation you're describing, where digital content is altered post-purchase, the legal implications can be complex. For digital products, the terms of service or end-user license agreement (EULA) often give the company wide latitude to make changes. It's... View More
The Skullgirls team has taken a digital product that many people purchased and altered it in very significant ways. They've cut out entire pages from the art book, removed and re-announced voice lines, and drawn over concept art to make it less offensive. The current Skullgirls team, while... View More
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answered on Nov 17, 2023
The situation you're describing with the Skullgirls digital product raises complex issues in digital content and consumer rights. In the digital realm, the rights and expectations can be significantly different from those associated with physical products. The End User License Agreement (EULA)... View More
The Skullgirls team has taken a digital product that many people purchased and altered it in very significant ways. They've cut out entire pages from the art book, removed and re-announced voice lines, and drawn over concept art to make it less offensive. The current Skullgirls team, while... View More
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answered on Nov 4, 2023
If you purchased a digital product like a game or an art book, the terms of the sale, including any End User License Agreement (EULA), will typically govern what the seller can and cannot do after the purchase. Many digital products come with licenses that allow the company to update or alter the... View More
I sent $3500 to a seller on facebook markert place and paid with cash app. The seller canceled the shipment and has stopped responding. I would like to take legal action to get my money back and have legal fees paid for by them. I am located in New York, they are in Arkansa. I have reported them to... View More
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answered on Nov 4, 2023
If you've been scammed on Facebook Marketplace, there are several steps you can take to attempt to recover your money. First, report the fraud to Cash App, as they may have a process for disputing transactions. Additionally, contact your local police department to file a report; they can... View More
My wife's car started to have the problems. It was past the factory warranties. However Ford has had so many problems with these engines that they not only resigned the engine block to fix the problem. But also issued a Technical Service Bulletin (TSB) for a free replacement of original engine... View More
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answered on Nov 4, 2023
If a dealership performs work on a vehicle in response to a Technical Service Bulletin (TSB), the repairs may come with a warranty, especially if they involve significant work like an engine replacement. The details of the coverage should be explicitly stated in the repair documentation provided by... View More
i disputed a charge on my credit card 6 months ago and the company issued me a duplicate credit. This means I was not charged for the service. I sent a certified letter explaining their mistake and informing them to charge me. TO date they still havent charged the credit card for the service. How... View More
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answered on Nov 4, 2023
If you've received a duplicate credit for a disputed charge, it's responsible to inform the company of their error, which you've done. Generally, there is no set time frame for when a company must correct a billing error; however, they do have the right to correct it once they... View More
The owner of my hair salon in NY uses a ring doorbell type camera in his salon. He claims it has the ability to zoom and has audio. He does not mention this to you and there is no posted notice. He only brings it up when you have an issue with your hair. He said "I only use it for liars and... View More
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answered on Oct 26, 2023
In New York, it's generally legal to video record in public places where there's no reasonable expectation of privacy. However, the audio recording is more restrictive. Under New York Penal Law § 250.00, it's a "one-party consent" state, meaning at least one party in the... View More
work that manufacturer wouldn't warrantee as it was when completed. Homeowner has paid hauling fee and is agreeable to paying something for materials. Does NOT want same sub-contractor to do repairs and original contractor will not do any more and has sent a release/settlement agreement.... View More
answered on Oct 23, 2023
Yes the lien can be placed. And you have a lawsuit against the others.
In December of the previous year, I acquired a vehicle from a private individual. However, due to issues from the seller's end, I have been unable to register it with the DMV. I've been using the car, but in July, its catalytic converter was stolen, leading to a $4,000 replacement cost.... View More
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answered on Nov 4, 2023
In New York, used car sales between private parties are generally considered "as is," meaning you would typically take the car with all its faults, unless there was an express written warranty or the seller made specific misrepresentations that you relied upon in purchasing the vehicle.... View More
Hi I paid a service provider $1500 to do a service for my business she has a nasty attitude and is very rude she hasn’t started any work yet it’s only been about 2 days and she won’t give me my money back and she said if I do a charge back she is going to take me to court. She had me check... View More
answered on Oct 18, 2023
It is next to impossible to identify or suggest anything based on the very sparse info you shared. Generally, the contract, verbal or (even much better) written control. Where there is no contract, state rules or even federal rules govern. You should speak to a lawyer.
Can you help? My account seized, no prior notice. Being a herd ship case as per the CPRL’s predicate. Seems "would apply. Exemption states money be personal & 90% of all profit there be exempt. Was my constitutional rights destroyed by seizing$? The acct. were ONLY Non-Contracting... View More
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answered on Oct 18, 2023
From the information provided, it seems you are referring to New York's Civil Practice Law and Rules (CPLR), particularly sections related to exemptions from money judgments and possible orders to show cause (OTSC). If you believe that CPLR 1012 applies to your situation, you could consider... View More
In NYC, my Bank Acct Seized, No prior notice, seems I am exempt due to the CPRL and being a hardship case. Due to as listed in the CPRL's that 90% of all my , or any profits, are personal, and were in that acct. to do what i have been, put-there from personal money to Pay-Bills yet NO profit... View More
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answered on Nov 4, 2023
If you've already filed an Order to Show Cause (OTSC) and believe that CPLR 1012 applies to your situation, you can request permission from the court to amend the OTSC to include this additional statute. This request should be made as soon as possible and explain why CPLR 1012 is relevant to... View More
The 1st prescription called for prism. They gave me headaches. They re-examined and eliminated the prism at no cost. These lenses left me with blurry vision. I went to my Gloucoma Ophthalmologist who said I have unusual problems with my vision (due to prism), and referred me to another speciaist... View More
answered on Oct 16, 2023
Your post does not include a question. You need to review the exact terms of your warranty to see whether it includes the original cost of your lenses and not just the replacement cost and whether the warranty can be triggered by the recommendation of a different optometrist / ophthalmologist.... View More
I engaged the services of an individual to rectify a flawed Bondo repair on my vehicle's quarter panel. Regrettably, this individual initiated the work but failed to complete it, subsequently evading any attempts at communication. I possess a collection of text messages corroborating his... View More
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answered on Nov 4, 2023
In court, the strength of your case will depend on the evidence you present to demonstrate that the individual agreed to perform a service and failed to complete it.
Text messages confirming the agreement and the unfinished work may serve as significant evidence. Small claims court is... View More
If, in a federal civil action, a case is reassigned from a magistrate judge to a district judge and all hearing dates are vacated with the order that "motions must be renoticed for hearing before the judge to whom the case has been reassigned," does that mean the previously submitted... View More
answered on Sep 9, 2023
Generally, reassignment of a case does not mean it starts all over again. That goes for motions which were filed and presumably decided already. The rulings are considered the law of the case. Essentially, the new judge picks up where the former judge left off.
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