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New York Consumer Law Questions & Answers
1 Answer | Asked in Business Formation, Business Law, Collections and Consumer Law for New York on
Q: How can I dispute a collection agency or get a reduced price for a college tuition debt

I graduated two years ago from Lock Haven Pennsylvania but I was unable to pay the last semester of my tuition and it got send to an agency what can I do to get this amount reduced or completely cut, or how can I get the college to release my actual transcript

Barry W. Kaufman
Barry W. Kaufman
answered on Nov 19, 2024

You'd have to give them a really good reason why they should take a hit on the balance owed. Why should they cut you a break? That's the question you to which you must have an answer. Once the debt is paid, then you get your transcripts, but not before. That's the way things work in the world.

0 Answers | Asked in Consumer Law for New York on
Q: So what can we do we went Friday to get tires on the car and they lift on plastic peace that cover the break lines

Both back and front breaks this happed Friday my husband has not been Able to get to work. Know Tuesday and they haven't given a rental been trying to get ahold of clams and they don't answer I am high risk pregnant and going to be missing my 20 week ultrasound appointment do to this... View More

0 Answers | Asked in Consumer Law and Products Liability for New York on
Q: I would like to sue cube smart

Went to storage CubeSmart last night the light over my unit has been out for months.because my unit is smaller it’s above ground and you need a ladder . I go get the ladder in the dark put down my bag so I can use my phone as a flash light to see inside the unit I then drop my keys in the dark... View More

2 Answers | Asked in Bankruptcy and Consumer Law for New York on
Q: Im a lisensee at grandmas ..never paid rent now she changed the locks and moved my stuff is this legal?
Jonathan David Warner
Jonathan David Warner
answered on Oct 26, 2024

I'm not sure what "licensee" means within this context... but with that said, you'd need to be evicted before the locks can be changed. Seek legal counsel from an attorney that can be retained to represent you.

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2 Answers | Asked in Consumer Law, Banking and Elder Law for New York on
Q: .Need Attorney with Banking and Foreign transfers of funds experience. Transfer $100K pending by Bank with U.S. Charter

Bank threatened to return my legal account Funds to Country of origin to repeat release process. BANK OPS DIRECTOR coming to NYC to meet me. Need Lawyer at this meeting! Manhattan location.

Jack Mevorach
Jack Mevorach
answered on Oct 16, 2024

Who transferred to who? From which source? Where are the funds now? What amount? Jack

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1 Answer | Asked in Consumer Law and Business Law for New York on
Q: Does a homeowner have to pay a mowing service again if they have to return and re-mow after claiming a bad job was done?

A overbooked mowing service mowed a lawn after dark. The homeowner claims they missed a lot of grass and also cut down an apple seedling on the front lawn of which they were made aware and even had landscaping bricks around it. The homeowner notified the service of the subpar job. They returned to... View More

Tim Akpinar
Tim Akpinar
answered on Oct 7, 2024

A consumer rights attorney could advise best, but your question remains open for three weeks. It could depend on the communications between the parties. It would be best to clear up any misunderstandings with a phone call or email - if the matter somehow finds its way to small claims or similar... View More

1 Answer | Asked in Consumer Law, Civil Litigation, Civil Rights and Constitutional Law for New York on
Q: Can a person sue a check cashing business due to lie that they can't purchase their money order with debit, only cash?

I am young black person and the cashier Hispanic light skin may assume i was trying to scam which is discrimination

James L. Arrasmith
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answered on Aug 31, 2024

You might have grounds to take action if you believe you were discriminated against based on your race or age. Discrimination in service, especially when it involves treating you differently due to assumptions based on race, is a serious issue. If you feel that the cashier's refusal to accept... View More

1 Answer | Asked in Consumer Law, Criminal Law and Civil Rights for New York on
Q: Can I be arrested without proof?

If the police is called for shoplifting, before making an arrest, isn't the cop suppose to inspect and observe the stolen items as evidence for the report, or can the police just write a report without seeing what was stolen? Thank you for your help.

James L. Arrasmith
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answered on Aug 31, 2024

You can be arrested without proof if the police have probable cause to believe a crime was committed. In the case of shoplifting, if a store employee or witness claims they saw you steal something, the police may consider that enough reason to arrest you. However, they are not necessarily required... View More

1 Answer | Asked in Consumer Law for New York on
Q: I was approved for a loan. The company received money directly. I never received the procedure and I canceled In time

But still being held responsible for loan payments. Can I fight this ?

Peter J. Weinman
Peter J. Weinman pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 29, 2024

You mention a procedure, so presumably, the loan company paid a doctor. Did you forget to tell the loan company you canceled the procedure with the doctor's office? Either way, you said you canceled "in time," so, if the doctor accepted the payment - even though you were not... View More

1 Answer | Asked in Consumer Law for New York on
Q: If pay a perium of $783 on a value of $40,000 on a commercial vehicle Sleeper tractor and value of $16,000 on a trl

Should i you I get paid of that value I was paying for that amount the insurance claim is only paying $20,000 for the truck & $6686 for the trailer for the loss of my equipment.

Tim Akpinar
Tim Akpinar
answered on Jul 9, 2024

It could depend on the terms of the policy, whether you have an ACV (actual cash value) policy, (RCV) replacement cost value policy, or other arrangement. Review the paperwork that accompanies the proposed payment figures, including whether there are options for appeal, litigation, or arbitration -... View More

3 Answers | Asked in Medical Malpractice, Personal Injury, Consumer Law and Health Care Law for New York on
Q: Question 2: Would a patient falling from a stretcher be considered Medical Malpractice?

Patient was transported via ambulance to the Emergency Room at the hospital. Patient was told by hospital staff that he had fallen from the stretcher.

Medical Notes Available.

Robert Edward Heyman
Robert Edward Heyman
answered on Jun 21, 2024

If the fall occurred during the transport or transfer conducted by ambulance personnel, the claim is more likely to be a simple negligence claim rather than medical malpractice. If the fall occurred inside the hospital, the claim may still be one of simple negligence, just different potential... View More

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2 Answers | Asked in Medical Malpractice, Personal Injury and Consumer Law for New York on
Q: Question #1. Would giving a patient the wrong medication be considered Medical Malpractice? Medical Notes Available.

The medication mistakenly given to the patient was 150 units of Methadone. The patient was not prescribed and had never done Methadone before.

The patient passed out and had to be revived with Narcan. The patient was transported by Ambulance to a Hospital for further treatment.... View More

Tim Akpinar
Tim Akpinar
answered on Jun 22, 2024

Yes, it's possible it could be. However, attorneys would be able to advise more definitively with the benefit reviewing the file documents and patient history with medical/pharmacology experts. Good luck

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2 Answers | Asked in Consumer Law for New York on
Q: On 4/26/24 I paid $100 with debit card On 5/16/24 I paid $200 debit Canceled on 6/1/24 Can they after $300 was paid?

My Geico auto due $554 4/29/24

4/26/24 debit $100

5/16 debit $200 over phone assured everything ok as long as I pay remaining balance

John Michael Frick
John Michael Frick
answered on Jun 13, 2024

In most situations, an automobile liability insurance company must cancel a policy if the premium is not paid in full within 30 days of the due date. You do not mention whether you paid the remaining balance of $224 by 5/29/24. My guess is that you didn't and that is why GEICO cancelled the... View More

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1 Answer | Asked in Consumer Law for New York on
Q: A loan company told one of my references how much i owe without my permission. Is that illegal?

I owe them some money from last month they called one of my references left a voicemail that disclosed how much I owe them, the last time I made a payment and even texted it to them

Tim Akpinar
Tim Akpinar
answered on Jun 18, 2024

A debt collection or consumer rights attorney would know this best, but you await a response for a week. Until you are able to discuss with someone who works in this area, it could depend on the scope of the agreement and what information it says will be shared with co-signers or other parties... View More

1 Answer | Asked in Consumer Law, Civil Rights, Gov & Administrative Law and Small Claims for New York on
Q: My brother’s car was impounded I got a notarized letter to release the car but the towing company refuse to release it

The didn’t accept the notarized letter.

Everytime they ask for some sort of form I get it for them then they refuse to accept it and they ask for something else.

Now they’re asking for a form to be sent from wherever the owner is in Fedex but Fedex is not available there and no... View More

James L. Arrasmith
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answered on Jun 15, 2024

It sounds like you're facing a frustrating situation with the towing company. Despite providing all the necessary documentation, they continue to reject it and create additional hurdles. The requirement for your brother to personally release the car, especially when international shipping... View More

1 Answer | Asked in Consumer Law, Identity Theft and Antitrust for New York on
Q: I have two class action lawsuits that I’m part of. I just learned about them what actions can I take?

It’s for Buffalo MRI or otherwise known as Owens versus US radiology and the Suboxone antitrust

Tim Akpinar
Tim Akpinar
answered on Jun 2, 2024

You could contact the case administrator(s) to learn more about the lawsuits. They should have access to the files, and would probably know more about the current disposition of the lawsuits. They would know better than attorneys on a public forum who are not familiar with the matter. Good luck

1 Answer | Asked in Consumer Law for New York on
Q: I want to file lawsuit against an online retailer for refusing to give me a refund on a high value item.

I was scammed out of 1491.00 dollars by an online retailer who runs a fake website that is still operating.

Tim Akpinar
Tim Akpinar
answered on Jun 5, 2024

A consumer law attorney could advise best, but your question remains open for two weeks. It may have gone unanswered because this site isn't set up for an attorney to offer their services to handle your lawsuit. You would need to reach out to attorneys. In addition to your own searches, there... View More

1 Answer | Asked in Consumer Law for New York on
Q: My venmo account has been frozen for years now and im still unable to transfer my funds out

Your account is currently frozen. Unfortunately, there are no further changes that we can make to your account. Additionally, there is no further information or detail I can provide about why your account is frozen.

The funds in your account will not be made available to you at this time.... View More

Jack Mevorach
Jack Mevorach
answered on May 5, 2024

What is the amount of money being restrained?

Jack

1 Answer | Asked in Consumer Law, Contracts and Estate Planning for New York on
Q: I have my trust drafted. What are the next steps? Record it at the court house? What does the bank need for and account?

What notice if any should be given

Inna Fershteyn
Inna Fershteyn
answered on May 1, 2024

Who draftees your trust? Was the property transferred to the trust? How was it funded? Your lawyer should walk you step by step through the next steps it’s really strange that you are asking these questions if you have a lawyer and if you don’t how did you fund the trust? As without funding... View More

2 Answers | Asked in Bankruptcy and Consumer Law for New York on
Q: I am in NY. In 8/19 a credit card debt lawsuit was filed against me. Last month a judgement was filed.

I have received no correspondence and do not recall the initial lawsuit notification. Is the statue of limitations up? I saw that NY went from 6 years to 3 years. What are my options?

Carl Nelson
Carl Nelson
answered on Apr 15, 2024

The statute of limitations runs from when a cause of action accrues to when a complaint upon that cause of action may be commenced. If they have a judgment, your right to raise that as a defense now is likely waived.

You may want to speak to an attorney about the implications of the...
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