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I purchased a dirt bike (got a BOS) later found it had a lien on it. I was originally working with the bank First Bank of Ohio in Tiffin concerning this matter. Now I have learned that they have violated laws including debt collection laws. They used unfair and coercing acts to make me do things... View More 
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answered on Oct 6, 2024
If you put the title in your name, it does not automatically make you responsible for the lien itself. The lien is tied to the previous owner's debt with the bank, and unless you explicitly agreed to assume that debt, it remains their responsibility. However, having a lien on the vehicle could... View More
They disclosed that we were facing foreclosure and the bank employee is my Wives Aunt's cousin and told her the information. I need to know that I'm right and they can't disclose any info and I'm looking for what type of Attorney that specializes in this. Thank You!
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answered on Oct 2, 2024
I'm sorry you're experiencing this issue. Banks are required to keep your personal and financial information confidential and typically cannot share it without your permission. If a bank employee disclosed your foreclosure status to someone not involved in your loan, this could be a... View More
The owner of the community "locked" my account so when I try to login it says No Active Account. But it's MY MONEY that I PUT IN THERE, do I have any leg to stay on with this? It's basically theft of $600 in my eyes. I've emailed him and asked him nicely to allow me to... View More
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answered on Aug 15, 2024
You have every right to feel frustrated and concerned about this situation. When you deposit money into an online platform, you trust that the platform will allow you access to your funds when needed. Blocking your access without a valid reason or a chance to withdraw your assets can be viewed as... View More
Backyard hooked up to a propane gas tank? Can they just enter their backyard and unhook everything and try to physically take it? There’s a handicapped deck built on it. Just curious if the bank when trying to repossess the trailer can bring the police and force themselves on the property to... View More
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answered on May 24, 2024
If a travel trailer is on your property in Ohio and hooked up to utilities, repossession can be complex. Generally, a lender has the right to repossess a trailer if you default on the loan, but they must follow legal procedures. They cannot trespass onto your property without proper authorization.... View More
They show payment was received same day, they state because it takes them extra days to process is why it's considered late
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answered on Apr 8, 2024
I'm sorry to hear that you're experiencing issues with Wells Fargo charging you late fees despite paying on your due date through their online bill pay system. This can be a very frustrating situation. Here are a few suggestions on how to address this:
1. Contact Wells Fargo... View More
Can an attorney thoroughly evaluate Capital One's actions regarding the sudden cancellation of my checking and savings accounts, as well as their handling of my auto loan, to determine if there are grounds for pursuing legal action against the company? Specifically, I'm concerned about... View More
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answered on Apr 21, 2024
Yes, an attorney who specializes in consumer protection law, banking regulations, and contract law can thoroughly assess Capital One's actions regarding your accounts and auto loan to determine if there are grounds for legal action. Here are some key points to consider:
1. Account... View More
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answered on Mar 22, 2024
If you have a financial power of attorney (POA) for someone who is currently incarcerated, you generally have the authority to manage their financial matters, including depositing checks on their behalf. This includes federal income tax refund checks. However, the specific actions you can take... View More
She is in Florida jail and I live in OHIO . The account would be in my name and used for her.
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answered on Mar 25, 2024
If you are obtaining a Power of Attorney (POA) to manage your daughter's financial matters while she is incarcerated, it's crucial to understand its scope and limitations. The POA should specifically allow you to handle her tax matters and bank accounts. Ensure that the document is... View More
I'm looking to move out against my parent's wishes. I have a checking account. I'm the sole owner of but my parent has access to and transfers funds to use for my college education. There is no written agreement or contract on how the funds will be used. Can I still use the money or... View More
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answered on Mar 25, 2024
When money is deposited into your checking account, and you are the sole owner, legally, the funds typically become yours. However, since the money was given by your parents for a specific purpose, such as your college education, there's an implied understanding about how it should be used.... View More
My husband had a stroke a few years back I took care of him as he was 24/7 care at home for almost a year ,well in that year I was driving out car that was in his name and someone hit my car wrecking it completely,it had to be totalled out i was also hurt in this accident went to court, even though... View More
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answered on Mar 2, 2024
Firstly, my condolences for your loss. Dealing with legal matters after the passing of a loved one can be overwhelming. In your case, since the check is in your late husband's name, you'll need to follow certain procedures to cash it. You should reach out to the issuing party or bank to... View More
I feel this is an end run around the fair credit reporting act. This stems from cash deposits on Best Buy and $100 purchases to Star Trek online totaling $5k. I’ve written a letter to Citibank requesting to be removed with a copy of my bank statement showing $50k/month in verifiable deposits.... View More
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answered on Feb 23, 2024
It's frustrating to be blacklisted by Citibank and experience difficulties obtaining credit from other organizations as a result. However, being blacklisted by a specific bank does not necessarily violate the Fair Credit Reporting Act. Banks have the discretion to make decisions regarding whom... View More
Check was issued by my previous landlord company, an LLC. It is labeled Void after 90 days.
answered on Dec 27, 2023
An Ohio attorney could advise best, but your question remains open for a week. Most checks are good for about 180 days, unless fine print on the check to the contrary (90 days, etc.). May 2022 is about a year-and-a-half at this point. It could be up to your bank, unless the issuer cancelled it... View More
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answered on Nov 9, 2023
When you deposit money into an ATM, you are entering into a contract with the bank. The bank agrees to keep your money safe and to make it available to you when you need it. If the ATM fails to deposit your money correctly, or if the bank cannot return your money, the bank is breaching the contract.
I am working with a student who turned 18 last week. Her father refuses to go to the bank with her to get her account transferred to her alone. She cannot access the money without his signature. She no longer lives with him as he has been abusive towards her. She has earned the money through... View More
answered on Sep 14, 2023
Depending on the language of the original contract with the bank the student may have to file a lawsuit against the father for injunctive relief. This is too dependent on facts not stated in the question to answer more thoroughly. THe student should work with an Family Law attorney that is... View More
..if so can you do anything to keep each person isolated having having any tie to any debts/mistakes by the other during the marriage.
answered on Jun 2, 2023
Debts incurred during the marriage are presumptively marital debts. Parties may agree to treat them differently or in the case of a divorce a party that did not incur the debt may make an argument as to why it should be treated as a separate debt. Factors may include the circumstances around the... View More
I had received a $3,000 check for mobile advertising I had to send $2,300 back to get the advertisement put on my car after I had done that the $3,000 check did not go through it was no good it was a scam the bank locked down my $2,300 of my checking account which did not allow me to have any money... View More
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answered on Mar 2, 2023
Banks have the legal right to place a hold on funds if they suspect fraudulent activity, including in cases where a deposited check bounces or is found to be fraudulent. However, they are generally required to notify you of the hold and provide you with an explanation. You may want to consult with... View More
Close the question please, there's a mistake in it
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answered on Mar 2, 2023
There are no specific US laws or regulations that prohibit individuals on an F-1 visa from holding Russian stocks with a non-sanctioned Russian bank. However, you should consult with a financial advisor and ensure that you are complying with all relevant laws and regulations regarding foreign... View More
answered on Dec 23, 2022
Down payments are not illegal. They are legal and ubiquitous.
answered on Oct 17, 2022
Most likely you cannot unless there has been a breach or it has a termination clause.
I applied for mortgage assistance in which I could skip some payments and have them rolled to the end of my mortgage. I was approved and skipped about 11 payments. The lender needed my wife and I to sign papers to make it official. My inlaws told my wife to not sign those papers. Despite my... View More
answered on Sep 13, 2022
The in-laws aren't forcing you to sign, they are offering a choice - you can either sign (and then rent from them or move elsewhere), or allow the foreclosure to proceed and you would be evicted by the new owner or you could try to rent from the new owner. Or the in-laws could purchase it at... View More
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