Ask a Question

Get free answers to your Consumer Law legal questions from lawyers in your area.

Lawyers, increase your visibility by answering questions and getting points. Answer Questions
Pennsylvania Consumer Law Questions & Answers
1 Answer | Asked in Consumer Law for Pennsylvania on
Q: I financed a Nissan Altima in 2016. The car was repossessed & sold in Nov of 2016 yet I am still paying car notes. Help?

I financed the car from a Nissan dealership. i was late on three payments before the car was repossessed and sold. I was told I could pay the full car amount, give the car up, or it would be repossessed. I took the car back up to the dealership due to me not wanting the car to be repossessed. Once... View More

Timothy Denison
Timothy Denison
answered on May 17, 2018

It is probably legal, yes. You need to have a local lawyer look into this for you, but even though you returned the car, you are still liable for the deficiency balance owed after the car is sold and the proceeds applied. You might look into whether the car was sold for more or less than the... View More

1 Answer | Asked in Consumer Law, Products Liability and Animal / Dog Law for Pennsylvania on
Q: my puppy was almost killed by a toy. can I go after the company for vet bills
Peter N. Munsing
Peter N. Munsing
answered on May 4, 2018

If you mean a pet toy, possibly--if you can show it was being used in the manner intended.

1 Answer | Asked in Consumer Law and Collections for Pennsylvania on
Q: A car that was suppose to be repo'd over 3 years ago was never picked up. What can i do with the car now?

Car was financed thru Condor Capital. I contacted them on 3 separate occasions requesting they pick up the vehicle. During that time their vehicle contract license was taken away. The balance of the car and the missed payments are no longer on my credit report. I don't want to open up any... View More

Cary B. Hall
Cary B. Hall
answered on Apr 24, 2018

Contact Cary Flitter, Esq. at 888-668-1225 or consumers@consumerslaw.com. Great guy and his firm is in Narberth, and they have specific experience with Condor Capital. Please tell him I referred you to him, and best of luck!

1 Answer | Asked in Consumer Law, Personal Injury and Products Liability for Pennsylvania on
Q: Can i sue McDonalds for serving my wife and i raw burgers which we ingested not even thinking it could be raw?

My wife is pregnant and raw meat can literally kill our unborn child. They refunded a portion of our order and replaced the burgers and they were still raw

Kathryn Hilbush
Kathryn Hilbush
answered on Apr 4, 2018

Your question went out to the family law attorneys. You should discuss this with a personal injury attorney. My thoughts are that, unless you actually suffered damages, there are no grounds for a lawsuit, but, as I said, you should check with a personal injury attorney.

1 Answer | Asked in Consumer Law, Contracts, Products Liability and Appeals / Appellate Law for Pennsylvania on
Q: How should i best handle charges due to U-Haul truck damages that I did not cause?

Dispatch:

- truck was not checked with me by an employee (neglect of standard procedure)

- no damages during trip - not even contact with a tree

- dropped -off that day

- week later charges for 2,000 in damages put on credit card they had on file with not so much as... View More

Peter N. Munsing
Peter N. Munsing
answered on Mar 22, 2018

Hope you told your credit card company the amount is in dispute. Did you have witnesses? Find out what they are claiming are the damages--if it's things like undercarriage likely you didn't cause them.

1 Answer | Asked in Consumer Law, Products Liability and Energy, Oil and Gas for Pennsylvania on
Q: Judge rules for motion to compel interrogatory response on personal, private matters. How to disobey legally? Defense?

How to properly ask the judge after decision made to reconsider. Other side asking about current health issues and history because we want to opt out of a dangerous smart meter technology.

Peter N. Munsing
Peter N. Munsing
answered on Mar 26, 2018

You have to give the responses. You can appeal later.

1 Answer | Asked in Consumer Law for Pennsylvania on
Q: I touched dry blood while shopping in a store can I sue ?

I bought the dry blood to the attention of the employees in the store. The store associate stated there was a guy bleeding in the store,because he was trying to remove security pins prior to me coming.

Peter N. Munsing
Peter N. Munsing
answered on Feb 20, 2018

You can only sue for the damages you received. Other than the eeeew factor, I don't hear you suffered any damages. I assume you washed the area with an antiseptic and/or chlorox to kill any germs and viruses.

Careless of the store to leave blood around,but I'm not seeing that...
View More

1 Answer | Asked in Consumer Law for Pennsylvania on
Q: After paying for my items at the register and walked off the cashier was screaming are you gonna pay for that in ur poc

Profile case?

Peter N. Munsing
Peter N. Munsing
answered on Feb 20, 2018

File a complaint with human relations commission.

1 Answer | Asked in Consumer Law, Criminal Law, Domestic Violence and Federal Crimes for Pennsylvania on
Q: If somebody commits suicide and the person they where telling says "do it, kill yourself I could care less!"

Could the party receiving this information get into any trouble for not contacting proper authorities if the person is successful with the suicide

Zak Taylor Goldstein
Zak Taylor Goldstein
answered on Feb 8, 2018

Charges are sometimes brought in these types of cases. There was a heavily publicized case in Massachusetts recently where a young woman encouraged her friend to kill himself and he did. She was convicted of charges for this.

1 Answer | Asked in Consumer Law for Pennsylvania on
Q: Our vehicle is rusting away. Do we have any recourse?

Bought a 2004 truck and had it rustproofed at an extra cost. Have had the rustproofing inspected and touched up as needed by the provider of the contract at the dealer where the vehicle was purchased. The truck frame is rusting away and the outer body is rusting through from the underside.

Peter N. Munsing
Peter N. Munsing
answered on Feb 2, 2018

Assuming you bought it used you would have to show the dealer knew about the interior rust before selling it.

If it was truly rustproofed this shouldn't be happening. Also for rustproofing they often drill into the members, should have seen rust there. As it's a 14 year old...
View More

2 Answers | Asked in Bankruptcy, Consumer Law and Criminal Law for Pennsylvania on
Q: Could I lose my home due to credit card debt? Is it a good idea to go through a debt settlement company?

I owe about $12000 in credit card debt. I've Been Making My Payments On time but with the high interest it's making it harder to keep up. I was considering using a debt settlement company such as national debt relief our freedom debt relief company but was concerned that during the... View More

W. J. Winterstein Jr.
PREMIUM
W. J. Winterstein Jr.
answered on Feb 1, 2018

I've never heard of anyone who was happy with the outcome when using so-called "debt settlement" companies, but I have heard several horror stories.

If you are the sole owner of your home, then any creditor who sues you and procures a judgment against you can file that...
View More

View More Answers

1 Answer | Asked in Consumer Law and Real Estate Law for Pennsylvania on
Q: I am purchasing a home "as is" Would like to get a home inspection done so I know if I need to repair anything. Can I?

The home is an estate sale. A lawyer is handling the deal.

Peter N. Munsing
Peter N. Munsing
answered on Feb 2, 2018

You should definitely get one. An appraisal will be necessary for any mortgage. Start with looking at the tax assessment history, but unless you are getting the whole package for more than the ground itself is worth, any problems will reduce your profit investment so you need to protect yourself.... View More

0 Answers | Asked in Civil Litigation and Consumer Law for Pennsylvania on
Q: Is fake complaining to a business to get free stuff illegal? Especially if you make thousands of dollars off of it?

If you create fake emails and fill out multiple different complaint forms online to get free stuff.

1 Answer | Asked in Contracts, Small Claims and Consumer Law for Pennsylvania on
Q: I bought a truck about a year half ago in pa. Truck has frame rot bought as is. The rot is at rear shackles an its bad

I was wondering if you could put a law suit towards this. Yes it was as is but the frame was not made to my attention.

Peter N. Munsing
Peter N. Munsing
answered on Dec 15, 2017

Generally you buy a used vehicle as is, unless the seller said the frame was good. You would have to show that it was something seller knew about and failed to tell you. If you want to do it, send him a request for refund of the payment, and you can then file in small claims for the area where he... View More

1 Answer | Asked in Consumer Law for Pennsylvania on
Q: My husband died our car was ion his name only. I continued to pay for 2 years. They suddenly demanded payment in full

$22000 I did not pay they them although I made all monthly payments. They reposed the car. My question is do they owe me a refund , if I don’t own the car how can they keep my money and I can’t have the car?

Peter N. Munsing
Peter N. Munsing
answered on Dec 15, 2017

You made voluntary payments. If you'd been making payments and still owed 22k I'd wonder at the value. However best thing to do is to speak with a consumer attorney. Go to www.naca.net

1 Answer | Asked in Civil Litigation, Consumer Law and Products Liability for Pennsylvania on
Q: can i sue a seller for shipping a lethal weapon unsafely
Peter N. Munsing
Peter N. Munsing
answered on Dec 5, 2017

You can only sue if something bad happened--an injury. You don't sue because something might have happened. Assuming the weapon got to you safely then I don't see anything . If you were charged because of the shipping issue you would have a defense that you had no control over how it was shipped.

1 Answer | Asked in Contracts and Consumer Law for Pennsylvania on
Q: how long does a gym have to keep contracts for members
Peter N. Munsing
Peter N. Munsing
answered on Nov 30, 2017

If you mean on file, no set time. However if they don't have it you may be able to claim you don't have to pay.

1 Answer | Asked in Consumer Law for Pennsylvania on
Q: I’m am constantly being charged for fraudulent charges from apple and having to fight the charges every month.

What can I do to stop this. I am extremely frustrated with constantly wasting my time on fighting the same charges over and over

Peter N. Munsing
Peter N. Munsing
answered on Nov 30, 2017

First protest in writing. Suggest besides email use hard copy. File a complaint with the AG's office of Consumer Affairs--they are at the Strawberry Square Bldg in Harrisburg. File a complaint with the California AG's as well.

1 Answer | Asked in Consumer Law for Pennsylvania on
Q: Can a credit card company garnish my SSDI payment? That is the only income I have.

I have 2 accounts that I am having trouble paying. One has gone to TrakAmerica and an attorney. No idea who, no contact from either. The other is ready to charge off. They may work with me on a hardship program. My income is SSDI and $824 a month. Can they garnish my account? Thank you so... View More

Peter N. Munsing
Peter N. Munsing
answered on Nov 30, 2017

The account yes. Once it lands there it is cash.

1 Answer | Asked in Consumer Law for Pennsylvania on
Q: bought and paid for new counter top from Just cabinets.

received a letter from an attorney stating the company that installed the counter is in a dispute with Just Cabinets and we could be liable for the payment they did not receive from Just cabinets. We have already paid in full. Is it possible we would be liable?

Peter N. Munsing
Peter N. Munsing
answered on Nov 30, 2017

I don't see why. Don't agree to anything. You can send a note (hard copy--and you keep a copy) to the attorney saying "I don't see why we are responsible to your client. If you have a document that says we are please send us a copy so that we may review it."

then...
View More

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.