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Kentucky Car Accidents Questions & Answers
1 Answer | Asked in Car Accidents and Libel & Slander for Kentucky on
Q: Someone called my mom saying my car was in an accident and if I didn't call she had to go to court.

My mother isn't on any of my paperwork in regards to my car in any form. But someone called and left her a voice mail saying if they didn't get in touch with me then my mother had to go to court. I can't find anything about this True R&I online and all I have is a phone number.... View More

Peter N. Munsing
Peter N. Munsing
answered on Jan 2, 2018

Sounds like a phishing expedition. If it's your car why would they call her? Did they ask her for her or your social security number or date of birth? Did they ask for her maiden name?

I'd call the number on an evening or weekend from a cell phone, the message may identify the...
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2 Answers | Asked in Bankruptcy, Car Accidents, Collections and Small Claims for Kentucky on
Q: How can I stop a wage attachment
David Earl Phillips
David Earl Phillips
answered on Dec 24, 2017

See a Bankruptcy lawyer near you. Stopping a wage attachment is something that comes up in a lot of bankruptcy cases and can be dealt with very quickly. A bankruptcy lawyer can look over your entire situation and see if bankruptcy would be a good option. There may be other ways to deal with this... View More

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1 Answer | Asked in Car Accidents for Kentucky on
Q: I am recently uninsured due to a late payment. I was hit by someone in a company truck . They pulled out early & hit me

This person was driving a company truck (Dickinson Fleet Services) & pretty much totaled my car , so it was towed away. I hit my head and my passenger was slammed around as well . We denied an ambulance at the scene - but have a ride in the morning due to pain.

I’m curious what in... View More

Peter N. Munsing
Peter N. Munsing
answered on Dec 23, 2017

Contact a member of the ky Assn for Justice--they give free consults.

1 Answer | Asked in Car Accidents for Kentucky on
Q: Some one hit my parked car today.i have insurance as do they. I got a police report what do i do next?

The lady who hit my car was being chased by her boyfriend. The police office said they will have to settle there case aginst him befour i can do anything about my car. He said i might have to go thru the boyfriends insurance even tho he didnt hit my car. I dont know where to go from here. That was... View More

Adam Michael Russell
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answered on Dec 2, 2017

File the claim with your own insurance company. Assuming you have the available coverages, your insurance company can repair your car and provide you with a rental so you can get to work and take your children to school. Provide your insurance company with a copy of the police report and they... View More

1 Answer | Asked in Car Accidents for Kentucky on
Q: Husband isnt on my insurance but was in a minor accident. I didn't know he had my car and nor did I give him permission

Insurance sent me a letter saying he's not insured and asking if I had knowledge and or given him permission. What would be the outcome of me telling them I didn't know or give permission verse me telling them I did know and have him permission

Peter N. Munsing
Peter N. Munsing
answered on Sep 22, 2017

If you say he had no permission they won't cover and it's a mess. If you say he had permission they may cover if he wasn't a regular user, unless he was specifically excluded.

Also if he wasn't excluded hopefully you listed him in the application as a driver living in the household.

1 Answer | Asked in Car Accidents, Personal Injury and Products Liability for Kentucky on
Q: Can I take legal action against the car manufacture for injury?

Auto accident and neck injury sustained which has left nerve damage and chronic cervical migraines. Insurance settled a year ago. I always wondered why my airbag did not deploy or my seatbelt restrain. Received a recall noting that the airbag and restraint system not functioning properly.

Peter N. Munsing
Peter N. Munsing
answered on Sep 11, 2017

Probably when you settled with the other driver you signed a release stating you release all others. Also check with the lawyer who represented you to see if you have an underinsured motorist claim.

However as to airbags if the crash was not directly head on but more than 7 degrees off of...
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1 Answer | Asked in Civil Rights, Car Accidents and Traffic Tickets for Kentucky on
Q: Trying to determine who is at fault in police report.

I am listed as unit 1 in the police report. However under human factors it is listed as None. Unit 2 has "INATTENTION" listed under human factors. So who is at fault?

Here is the narrative:

Unit 2 tavelilng West on N Mulberry and was stopped at a red light at French St.... View More

William C. Head
William C. Head pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Aug 16, 2017

Not enough information. Best plan is to get a private lawyer, or a public defender, to sort it out.

Plus, this is a police report, which is NOT an admissible piece of evidence. It is a report, after the fact, stating the hearsay "versions" of both sides. If you feel you are not at...
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1 Answer | Asked in Car Accidents, Personal Injury and Business Law for Kentucky on
Q: The air bag on my car exploded for no reason.it gave me a cuncussion.do I have a lawsuit?

I researched and found a class action suit with an airbag manufacturer and 5 auto makers but my car isn't one of the 5 companys.there was no impact or collision just turned the key and Bam,2 trips to the ER for concussion and a minor eye injury,and now no car, feel that car is unsafe.

Peter N. Munsing
Peter N. Munsing
answered on Jul 18, 2017

Possibly. Contact a member of the Ky. Trial Lawyers Assn that handles product cases.

3 Answers | Asked in Car Accidents and Personal Injury for Kentucky on
Q: We were in an accident in Kentucky in 2015. The at fault driver pulled out in front off us without looking.

The at fault drivers attorney admits 100% fault. My wife fractured her right wrist and is still having pain. Her doctor bills only amounted around $2000. My car was totaled and insurance paid the loan. She is still having pain as of today and will most likely continue on. The defense will only... View More

Peter N. Munsing
Peter N. Munsing
answered on May 23, 2017

She's still having pain. Did she go to a doctor? Or did she make excuses. With no follow up there's no document to say she's still having pain.

No it doesn't sound good.

But I'm assuming you have an attorney. If not, she signed authorizations and the...
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1 Answer | Asked in Criminal Law and Car Accidents for Kentucky on
Q: If 4 witnesses said that I did something I didn't do, does my word even matter or will the court side with them?
Peter N. Munsing
Peter N. Munsing
answered on May 23, 2017

Depends on their credibility and yours. Check out "My Cousin Vinnie."

Certainly, if it's a car crash and the witnesses are all sitting in the car with the other driver, that's not necessarily a win for them. However if the four people are all divinity students with...
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1 Answer | Asked in Car Accidents for Kentucky on
Q: Can I sue uninsured motorist who hit my car and left?

My car was hit while parked outside of my work and the guy left. He was later caught by the police and I didn't know anything had happened until I found the police note on my car. The police filed a report and impounded his vehicle, but the guy doesn't have insurance. I know my insurance... View More

Peter N. Munsing
Peter N. Munsing
answered on Apr 24, 2017

Talk to your insurance.Chances are they will sue him and you want them to include your deductible claim. Watch what you do if you agree to accept the deductible from the uninsured guy as you don't want to affect the insurance company's right to go after that person--if you do they'll... View More

1 Answer | Asked in Car Accidents for Kentucky on
Q: If I sell a car I fix and it breaks down and causes an accident, am I liable?

I have an old sports car with an unreliable distributor. It has failed on me twice in the past and I am tired of fixing it. I want to sell it, but I have to replace it to get the car running again. If I fix it and it fails again like it did on me, cutting off the motor and power assists, and it... View More

Peter N. Munsing
Peter N. Munsing
answered on Apr 14, 2017

If you didn't disclose it to the seller. Yoiu should mention it gave problems, you have fixed it but they will need to have it looked at--or you have a specialist look at it. Sounds like something else maybe?

1 Answer | Asked in Car Accidents for Kentucky on
Q: I hit deer by Louisville ky. A semi truck company towed to shop. Are they aloud to impose impound fees, are fees capped?

The vehicle has been at their shop for 6 months. There wasn't any signage stating vehicles left would be subject to storage fees or a gated impound area on site. They now want $7000 dollars to recover vehicle! What are my rights? Thank you

Peter N. Munsing
Peter N. Munsing
answered on Feb 23, 2017

You have to pay a storage fee. Nothing is free. You need to see if you can get off with less, but the amount is growing every day!

1 Answer | Asked in Car Accidents for Kentucky on
Q: What is top pay out if win case where man ran o er me
Peter N. Munsing
Peter N. Munsing
answered on Feb 19, 2017

Depends on how it happened, what your injuries are, what the polce report says. Rather than go online, why not talk to a member of the Kentucky Justice Asspcoatpm==they give free consults.

1 Answer | Asked in Car Accidents and Traffic Tickets for Kentucky on
Q: I rented a car in Kentucky. I was hit. I didn't know my ins. policy was in my rental docs and got ticketed. Options?

I was told by the car rental people that I was insured all along despite never being told where to locate my insurance documents. I now have a court date coming up and am unsure what to expect.

Peter N. Munsing
Peter N. Munsing
answered on Nov 22, 2016

Depends what you were charged with. If it was obvious it was a rental officer should have suggested you look at the document. Either way assuming your ticket is for no insurance you need to bring proof there was insurance.If you were hit by someone else why not get a free consult from a member of... View More

1 Answer | Asked in Car Accidents for Kentucky on
Q: Is my house, IRA, and 401K safe from an auto accident lawsuit?

I'm recently retired. Most of my assets are tied up in my house

which still has a mortgage and my IRAs and 401K. Would these

assets be safe from a lawsuit in the case of an auto accident?

Peter N. Munsing
Peter N. Munsing
answered on Nov 14, 2016

generally yes, but if you are concerned talk to your insurance rep about getting larger coverage and perhaps an "umbrella" that provides coverage for vehicle crashes.

Cheapest coverage deal for YOU in mnany states is un & under inusred (UI/UIM) and "stacking" if your state has it.

1 Answer | Asked in Car Accidents for Kentucky on
Q: Can I be held libel for an accident by my daughter if car is titled to her but she is on my insurance policy.

She is 28, single, has good driving record and does not live at home. I'm trying to determine if I am putting myself at risk by leaving car on my policy or if it would be best for me to have her get her own. However by being on my multi car policy, it is considerably less expensive for her... View More

Peter N. Munsing
Peter N. Munsing
answered on Nov 14, 2016

Talk to your agent as to whether she can be on your policy if she owns the car. If you are not the owner of the vehicle I don't see why you would be liable.

1 Answer | Asked in Car Accidents for Kentucky on
Q: Car title; sold by seller to buyer and not filed at clerk's office yet in Kentucky 60days now I have a copy of title.&

Sold a car in Kentucky where i live to another resident of kentucky , title filled out by a Notery plus made out a bill of Sale all signed and Notery gave me copys. The Buyer has not had title changed at clerk's office. 2 month's have passed. Am I at risk or will my proof of sales... View More

Peter N. Munsing
Peter N. Munsing
answered on Oct 12, 2016

You should be OK, but talk to your insurance company to be sure.

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Small Claims for Kentucky on
Q: Can I take a rental agency to small claims court?

I was in a wreck. Not my fault. Other parties insurance paid for my rental car. The rental company charged my credit card a fee for comprehensive insurance. I was told by other insurance that they would pay for it, n than they refused to pay for it. I have the recorded phone conversation from the... View More

Peter N. Munsing
Peter N. Munsing
answered on Oct 5, 2016

If it's not your fault and you were hurt, you have an injury case and may get medical benefits off of the insurance, so I'd check that out first before you sue the insurance.Talk to a member of the Kentucky Justice Association. They give free consultations.

1 Answer | Asked in Animal / Dog Law and Car Accidents for Kentucky on
Q: Am I libel if my dog digs out of the yard and gets hit by a car in Kentucky, and a rural area.

It was clear, sunny approximately 0930 am, in front of the next door neighbors house. He was a large dog and hit by a pick up truck. The person is looking for me and contacting my landlord to make me pay for the damage to their vehicle.

Peter N. Munsing
Peter N. Munsing
answered on Aug 25, 2016

You would be responsible if it's your dog.

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