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Mississippi Consumer Law Questions & Answers
1 Answer | Asked in Bankruptcy and Consumer Law for Mississippi on
Q: I believe the statutes of limitations on delinquent credit card debt in Mississippi is 3yrs. When does that 3yrs, start

Is it from the date of the last payment made on the account or does it start 180 days after the last payment made on the account

Randall R. Saxton
Randall R. Saxton answered on Aug 7, 2019

The statute of limitations starts on the date of last activity on your account. This could be the date you last made payment, but it could also be the date you last used the account, made a promise to pay, entered a payment agreement, or acknowledged liability for the debt.

1 Answer | Asked in Consumer Law, Personal Injury and Health Care Law for Mississippi on
Q: went to the ER, and they kept me over night. The next morning I got dressed, and was waiting to be discharged. The

Doctor/nurse came and said I was septic. I told them point blank I wanted to leave, and I would sign my release paperwork. That is when they said sepsis can be fatal. I didnt not think I was.I would have left to get a 2nd opion. So I still declined. That is when they said that is I left my... Read more »

Tim Akpinar
Tim Akpinar answered on Jul 24, 2019

You could initially try to see if the insurance carrier will assist you. Contact your insurance carrier and ask them to work with you to review the file in terms of the timeline of events, your symptoms, and other relevant issues. If they will work with you and review the hospital's bills for... Read more »

1 Answer | Asked in Consumer Law and Collections for Mississippi on
Q: How much is a late fee on your water bill
Tim Akpinar
Tim Akpinar answered on Jun 11, 2019

Whatever is charged by your municipality, as lawfully permitted by applicable public service commissions.

Tim Akpinar

2 Answers | Asked in Consumer Law and Contracts for Mississippi on
Q: Would I have to get my own lawyer for an appeal if getting sued by a car dealership?

A car dealership took my sister to court and they won. If she wants to appeal, would she have to get her own lawyer?

Bruce Alexander Minnick
Bruce Alexander Minnick answered on May 16, 2019

Tell your sister to call an appellate lawyer in Mississippi and ask them this important question.

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1 Answer | Asked in Consumer Law and Contracts for Mississippi on
Q: What happens if the judge ordered in favor of the plaintiff by suing, but the defendant is unable to pay?
Bruce Alexander Minnick
Bruce Alexander Minnick answered on May 15, 2019

Keep the Judgement for 20 years and wait until the defendant has money--then enforce it.

1 Answer | Asked in Consumer Law, Contracts, Products Liability and Civil Litigation for Mississippi on
Q: Is it possible to file an injunction against defendants to request to complete destructive work for an inspection?

There is a lawsuit in court for breach of warranty due to defects that have impaired the value of the home. However, there is an area in the flooring that is has been slowly caving in. Also, it is slowly spreading out. This may be caused from potential toxic hazardous chemicals. The... Read more »

Bruce Alexander Minnick
Bruce Alexander Minnick answered on Apr 28, 2019

If you are wondering why you are not receiving answers from lawyers here on Justia it is because Justia is a free online legal forum established to allow members of the public to ask general legal questions to lawyers who volunteer their time, not to answer specific questions that may have very... Read more »

1 Answer | Asked in Consumer Law, Criminal Law and Identity Theft for Mississippi on
Q: Need to know about my probation status,Need to file identity theft Because of incarceration, time served, grounds I hv

What legal grounds I have

Arthur Calderon
Arthur Calderon answered on Nov 8, 2018

There's not a whole lot that an attorney can go off of to answer your questions. You may want to consider reaching out to an attorney privately.

1 Answer | Asked in Consumer Law, Criminal Law and Identity Theft for Mississippi on
Q: Have several questions reguarding my identity Apparently identity theft Time served on false pretense charges
Arthur Calderon
Arthur Calderon answered on Nov 8, 2018

You may want to consider reaching to an attorney on here if you have questions concerning any pending charges. Most attorneys, myself included, are happy to provide a brief consultation.

1 Answer | Asked in Consumer Law, Civil Rights, Lemon Law and Small Claims for Mississippi on
Q: I received judgment by default why hasn't the judge charged defendant with contempt of court?

Applied to judgment roll.

Gary Kollin
Gary Kollin answered on Jul 31, 2018

why haven't you moved for it?

1 Answer | Asked in Consumer Law, Arbitration / Mediation Law and Small Claims for Mississippi on
Q: If a new trailer is sold without brakes, do I, the buyer, have any recourse?

Manufactured 2015, purchased 2016, tandem trailer with axles > 2000lbs gvw each was sold to me without brakes (unbeknownst to me). Is there any course of action I can take with the dealer (to get the brakes installed at least at their cost, perhaps)? What would be the legal recourse?

They... Read more »

Thomas A. Grossman
Thomas A. Grossman answered on Jul 8, 2018

When you buy a trailer or any similar product, you should always do so by getting a written contract. You then need to read the contract and see what you are buying, and if it matches what you thought you were buying. If it does not, you should not sigh it. If there is no written contract, then... Read more »

2 Answers | Asked in Consumer Law, Personal Injury, Civil Litigation and Libel & Slander for Mississippi on
Q: I live in Mississippi and I'm wanting to find out if I have a case against a local hotel in my area.

This hotel gave out details of my stay to someone claiming to be me. This person went to the hotel with my debit card number, said someone committed fraud using the card and the hotel proceeded to give this person details of my stay including my room number, receipts and also gave this person... Read more »

Peter N. Munsing
Peter N. Munsing answered on May 22, 2018

Sounds like you have a case. You need an attorney for the place where it happened. Look for that state's Assn for Justice--their members give free consultations.

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1 Answer | Asked in Consumer Law for Mississippi on
Q: Harley Davidson dealer in MS was going to charge us 22% interest on a used bike. Is that even legal?

*in MS

Terrence H Thorgaard
Terrence H Thorgaard answered on May 6, 2018

Why are you asking it in the Florida law section? You should probably ask your question in Justia › Ask a Lawyer › Mississippi › Consumer Law ›.

1 Answer | Asked in Identity Theft and Consumer Law for Mississippi on
Q: Do Sonic fast food restaurants tell the amount you have on your card, on the receipt?

Im just leaving a Sonic fast food restaurant. I placed my order & used a card to make my purchase. Before pulling up, I knew the amount that was on my card. The carhop came out & I gave a $1 tip, she asked did I pay w| card, i responded yes. She rushed back in & returned to me, saying it didnt... Read more »

Arthur Calderon
Arthur Calderon answered on Apr 7, 2018

Not necessarily. Your best bet would be to see if perhaps the initial transaction was cancelled out. Regardless, if you review your account and see a double charge, you could reach out to the manager and see about getting a refund on one of the transactions.

1 Answer | Asked in Criminal Law, Energy, Oil and Gas, Business Law and Consumer Law for Mississippi on
Q: What to do when a distributor of gasoline fails to keep records of fuel delivered to my store.

Distributor claims I did not pay for product delivered

Arthur Calderon
Arthur Calderon answered on Feb 21, 2018

You need to consult with an attorney to provide additional information. Off of the top of my head, the things that I am thinking of are the records showing delivery of the gas, the method of payment, when paid, and a reconciliation of your records to theirs.

1 Answer | Asked in Bankruptcy and Consumer Law for Mississippi on
Q: Looking into buying a vehicle that was in bankruptcy.. owner has no title bankruptcy has been discharged..
Randall R. Saxton
Randall R. Saxton answered on Feb 15, 2018

The owner will need to contact the lender to see if the lender will release the title. The lender is not required to do so if their lien was never paid.

1 Answer | Asked in Consumer Law, Personal Injury, Products Liability and Health Care Law for Mississippi on
Q: Hello I am a 39 year old male and I was fed neo mull soy baby formula when I was an infant.

This formula caused serious injury and death to many babies.I now have end stage renal disease and also serious mental disorder.I wanted to know if their are any legal actions I may take against the makers of this product now that I am an adult. This formula was made in 1978-1979 by a company... Read more »

Peter N. Munsing
Peter N. Munsing answered on Dec 5, 2017

It would have to be proven that your renal failure was caused by the formula and no other product, through expert testimony. I don't see it, and then there's the statute of limitations issue, but for you to have some closure why not contact an attorney in your area that offers free consultations... Read more »

1 Answer | Asked in Bankruptcy, Consumer Law, Landlord - Tenant and Employment Law for Mississippi on
Q: i recently got a garnishment notice from my employer but i never was served any court papers for the lawsuit

if i got to the court to have my hearing done again can the creditor ask for additional money ?

Randall R. Saxton
Randall R. Saxton answered on Nov 11, 2017

Yes, you could be charged for the creditor’s additional attorney fees if you are found to owe the debt.

1 Answer | Asked in Criminal Law and Consumer Law for Mississippi on
Q: Is it legal to charge a 28% interest rate on a 1000

Car

Baskin Lowber Jones
Baskin Lowber Jones answered on Oct 12, 2017

See the MS Title Pledge Act: http://www.dbcf.state.ms.us/documents/cons_finance/titlepledgeact2005.pdf

I have seen rates of up to 35.99% per year.

1 Answer | Asked in Business Law and Consumer Law for Mississippi on
Q: What can I do If I was sold 3 counterfeit LgTone Wireless Headphones as if real by an actual business here in Ms

Tried to return them and was told they'd swap them but wouldn't give me my cash back.

Glenn B. Manishin
Glenn B. Manishin answered on Dec 20, 2016

They are in all likelihood liable for possible misrepresentation (fraud) if what you say is correct. The economics of pursuing a legal claim for monetary damages suggest a consensual resolution is the bast outcome.

1 Answer | Asked in Consumer Law, Criminal Law, DUI / DWI and Civil Rights for Mississippi on
Q: Can a law enforcement officer allow someone of the public to hear the recording on a stop
Paul Stanko
Paul Stanko answered on Sep 24, 2016

That decision would normally be made by someone much higher up in the police agency, most likely the chief of police or county sheriff, as the case may be. Also, if the recording of the stop is part of an ongoing investigation or criminal prosecution, the prosecutor would have some input into that... Read more »

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