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On 1/24/25, I loaned a friend $3,000 with an agreement via text that it would be paid back in 3 weeks. The deadline passed without repayment, and despite arranging a discussion later, they didn't respond. On 3/11/25, they promised repayment by 3/12/25, but I have since had no contact. I have... View More 
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answered on Mar 23, 2025
It is not going to be cost effective for you to retain an experienced civil litigation to represent you in small claims court. But you should be aware, the person you loaned money to can easily file for Bankruptcy (depending on that persons over all circumstances). You have to follow the Court... View More
I signed a one-page dental contract with a dentist two weeks ago for extensive work costing thousands to repair one tooth, but I've changed my mind about proceeding. The contract had no stipulations, exit, or cancellation terms. I've made no payments so far. Can the dentist require me to... View More
answered on Mar 16, 2025
An attorney would need to review the contract to tell you what your rights are, so the answer is maybe. If its a lot of money have a lawyer review the contract and get the proper answer before you pay. Sure a lawyer will charge you but it is probably a lot less than what the dentist is probably... View More
I am the registered owner of a vehicle that crossed a toll with an altered license plate. I was not driving the car that day, and I do not have evidence to prove my absence. I have received official communication and charges related to the incident. I believe the license plate was altered without... View More
answered on Mar 16, 2025
You are responsible for any car registered under your name unless you have reported the car stolen prior to the incident. That being said you may still have a defense. These are serious charges, thus make sure you get a good lawyer that knows the defenses to this charge, or at a minimum a lawyer... View More
I agreed to purchase a car for $7,500 and have a signed contract for this amount. However, the base price was increased to $7,999 to include repairs, and my monthly income was nearly doubled in the contract with the financing institution to get the car financed. I've been making payments on... View More
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answered on Feb 18, 2025
You need to have a consultation with an experienced civil litigation attorney to determine how to best handle this matter. You should expect to pay for 1/2 an hour of attorney time. The dealer (based on your statements has violated the New Jersey Consumer Fraud Act (which entitles you to triple... View More
I believe I was tricked into this loan. I have no copies from the day of signing. I am questioning the legality of this 29.99% APR in NJ.
The day I signed this loan I was in desperate need of a vehicle as I was 18 years old, no credit, I had a job but it showed no income. I also need a... View More
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answered on Feb 14, 2025
You will need to retain an experienced New Jersey Civil litigation attorney and have an either a secured video consultation or contact the attorney to find out whether the attorney is seeing clients in person or not. The attorney may charge you a consultation fee to review any documents that you... View More
On the ad, the dealer listed price of a used car $13,495.
Upon visiting, the dealer told me that I could not get the same price on cash and that the cash price was $16,495. But if I do the financing, I'll get a discount of $3,000, and my MSRP would be $13,495. I kept asking the dealer... View More
answered on Jan 9, 2025
Assuming the facts stated in your question can be proven the dealer violated New Jersey regulations and Consumer Fraud Act by, among other things, refusing to honor the advertised price. A consumer who suffers a monetary loss as a result of a business violating the Act can sue the business for... View More
The car was bought for 45,000, with her contributing 30,000 and me contributing 15,000. Now that we've broken up, I intend to sell the car. However, since the car was originally purchased primarily for her work needs and still requires its use, we decided that she would keep the car and sell... View More
answered on Oct 29, 2024
Since there is no written agreement between you and your ex as to its current value, percentage ownership interests, usage, and what is to take place with the vehicle in the event you and your ex break up, you are in a grey area - since there is no right or wrong answer to your question.... View More
The contractor failed to:
-Complete work on the date or within the time period specified (45 days became 8+ months).
-Provide copies of a valid contract, warranties, insurance & state registration number.
-Provide a detailed description of the principal products and... View More
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answered on Oct 9, 2024
I have handled a significant number of these cases. The contractor is in violation of the New Jersey Home Improvement Contractor Act, and there by also the New Jersey Statute of Frauds and most importantly the New Jersey Consumer Fraud Act (which provides for triple damages and attorneys fees) and... View More
answered on Jul 29, 2024
It could depend on the way it is drafted. But in general, yes. It confirms in writing that the owner of the belongings authorizes the facility to cut a lock, and could additionally release the facility from liability for damages stemming from cutting the lock (such as the owner not replacing the... View More
I worked a 1099 contractor role in 2023 with a CPA. I got the role through a finance & accounting recruiting agency. The contract was written up by the recruiting agency & was between myself and the CPA firm.
The contract was for hourly pay for a minimum of 300 hours. The CPA firm... View More
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answered on Jul 29, 2024
It's crucial to consult with an attorney who can provide tailored advice based on your specific situation.
You have a strong position with a default judgment, but the defendant can file a motion to vacate the default judgment, potentially leading to further legal proceedings. Accepting... View More
Now they want charge me two month because I did not provide them notice in advance , the think I was not sure when I would buy
answered on May 17, 2024
It depends on the language contained within the lease. I would contact an attorney to properly assess what your options are. There are very few leases that allow for the option of early termination.
In North Carolina, In accordance with NC Statute 42-45.1, there are certain requirements... View More
I don't see any monetary for damages tho. Is there a next step or am I suppose to file something
answered on Apr 24, 2024
I have no idea what requests were sought as part of your summary judgment application.
My suggestion is that you pay a lawyer for his / her time to review your summary judgment application, the opposition filed, the reply papers filed ( with all exhibits) and the proposed form of order you... View More
Hi, our longtime manager who was the admin for our business google account was recently fired. This person will not give us our login information. We are also locked out of our email account to recover or reset the passwords. This was a family member that we never thought would do the things that... View More
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answered on Apr 1, 2024
You need to retain an experienced civil litigation attorney with knowledge of Internet law to file an Order to Show Cause with the Court and to immediately send them a "Cease & Desist" letter. To provide meaningful advice and learn the best way to proceed, you need be prepared to pay... View More
Hi, our longtime manager who was the admin for our business google account was recently fired. This person will not give us our login information. We are also locked out of our email account to recover or reset the passwords. This was a family member that we never thought would do the things that... View More
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answered on Apr 1, 2024
I'm so sorry to hear about this difficult and stressful situation with your former manager. That's a terrible breach of trust that they are sabotaging your business like this. Here are some steps I would recommend taking to try to regain control of your accounts:
For your Google... View More
Im trying to get off the loan entirely or gain possession of the car. The lender did an extension agreement with the cosigner without my knowledge or signature electronically. Is this legal in NJ? Co-signer's name is on the title however I can add mine on to it at any time. What is the best... View More
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answered on Feb 26, 2024
You need to retain an experienced civil litigation attorney to represent your interests in this matter. You should expect to pay for a 1/2 hour of attorney time to have your best course of action determined. Pick the best attorney you can find and remember one rule: a good attorney is generally... View More
I entered a contract (which doesn't include a dealer number, or contract number filled in.) to finance a 2013 Nissan Frontier through Ally financial back on May 29th of 2017. The total paid after 72 months at a rate of 8.64%. came out to $18,019.44 according to the truth in lending disclosure.... View More
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answered on Feb 23, 2024
Dealing with a situation where you've been overcharged on a loan can be incredibly frustrating and confusing. It seems you've done your due diligence by reviewing the terms of your contract and comparing them to the actual charges applied by Ally Financial. Discovering discrepancies in... View More
I'm in New Jersey and I was sold a solar system that was supposed to offset 90% of my utility usage and it barely offsets 35%. I have it in writing where my sells person told the company if my system didn't offset 90% I would decline the system and then the sells person came back to let... View More
answered on Feb 2, 2024
Based on the facts as you recount them you could have a viable cause of action under the New Jersey Consumer Fraud Act, which prohibits merchants from engaging in certain unfair conduct, including false promise, misrepresentation and otherwise deceptive tactics. The Consumer Fraud Act provides... View More
Such comments include reference to another employee's sexual orientation and religious beliefs. There are other staff members (men, and additional LGBTQ staff) who have shared that this employee harasses them via text during the work day and in their off work hours. What recourse does the... View More
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answered on Jan 21, 2024
In the case of a contracted employee making defamatory statements and engaging in harassment, the employer, especially in a private school in New Jersey, does have recourse to address this behavior. While the employee is under contract, it's important to review the contract terms carefully to... View More
I had a contractor work on my kitchen. He was supposed to return to finish the job, but he didn't return my texts for a few weeks. He finally emailed me back and said he thought the job was done, but agreed to come back and address one of the issues. I emailed that wasn't acceptable,... View More
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answered on Jan 6, 2024
To provide a meaningful answer and how to best proceed, you should be prepared to pay an experienced civil litigation attorney for 1/2 to 1 hour of attorney time to review all the relevant documents. As someone who has handled a significant number of these cases, I am certain that I can get you the... View More
I hired a coworker I knew to do some work in my kitchen. He started the work but a few things I paid for weren't completed. I also showed him some items I wasn't happy with how they came out. He was supposed to return to finish the job. I reached out to him a few times, and he finally... View More
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answered on Jan 5, 2024
The Statute of Limitations for breach of this type of contract is 6 years. But of far importance to you is the breaches of the Home Improvement Contractor Act, the NJ Statute of Frauds and most importantly the New Jersey Consumer Fraud Act, which provides for triple damages, plus attorneys fees and... View More
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