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Questions Answered by Adam Savett
2 Answers | Asked in Contracts and Consumer Law for Arizona on
Q: Does the 3-day right to cancel a contract in Arizona include weekends?

I signed a contract in Arizona for replacement windows and doors on a Wednesday. The company claims the 3-day right to cancel ends on Saturday, but I believe it should be Monday, excluding weekends. Does the cancellation period include weekends, or should it be calculated as business days?

Adam Savett
Adam Savett
answered on Jul 1, 2025

I am assuming that you signed the contract in your own home.

If you did, then Ariz. Rev. Stat. § 44-5002 would apply.

44-5002(A) states:

A. In addition to any right otherwise to revoke an offer, the buyer may cancel a home solicitation sale until midnight of the third...
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2 Answers | Asked in Bankruptcy, Securities Law and Civil Litigation for New Jersey on
Q: Can I sue Spirit Airlines' new owners for stock losses after bankruptcy?

I held Spirit Airlines stock, confirmed in my Schwab account. After learning about their bankruptcy online, I assumed new stock would be issued when they announced delisting. It appears I've lost about $165,000, and my son lost a similar amount. I contacted Spirit Airlines to explain the... View More

Adam Savett
Adam Savett
answered on May 6, 2025

On November 18, 2024, Spirit Airlines, Inc. filed for bankruptcy under Chapter 11 of the Federal Bankruptcy Code.

Chapter 11 is generally used to allow a corporation or partnership to go through a reorganization process. The debtor usually proposes a plan of reorganization to keep its...
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2 Answers | Asked in Civil Rights and Consumer Law for Michigan on
Q: Is it illegal to record a FaceTime call without consent in Michigan?

I live in Michigan. My sister-in-law recorded our FaceTime conversation without my consent and is sharing it with others, portraying me as "mean." Though I didn't say anything incriminating, I'm concerned she'll manipulate the recording to her advantage. I've asked her... View More

Adam Savett
Adam Savett
answered on Mar 3, 2025

Under Michigan’s eavesdropping statute, a person can record their own conversations without obtaining the consent of all other participants.

This is sometimes called the “participant exception” to the eavesdropping statute.

Said a different way, a person in Michigan can record...
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1 Answer | Asked in Consumer Law and Public Benefits for Ohio on
Q: Am I responsible for my adult homeless relative's medical debt in Ohio?

I would like to know if I am legally obligated to cover ongoing medical debts incurred by my adult homeless relative, who has refused to live with their elderly parents who are residents of Ohio and do not have much money. The person in need is not eligible for Medicaid or other health benefits.

Adam Savett
Adam Savett
answered on Feb 14, 2025

The answer, unfortunately, is "it depends."

You described the other person as an adult "relative," but you didn't indicate what your relationship is to that person. Are you their parent, child, grandparent, third cousin? The degree of relationship may matter,...
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1 Answer | Asked in Consumer Law and Contracts for Arkansas on
Q: Can I make Kia reimburse me?

I was part of the class action lawsuit/settlement agreement with KIA motors. The settlement stated that if certain models met all the qualifications, that our engines could be replaced for free. My car met those qualifications after a catastrophic engine failure 30 miles after purchasing the car.... View More

Adam Savett
Adam Savett
answered on Oct 2, 2024

There are at least two class action settlements involving allegedly defective Kia engines.

Since your question doesn't specify what model Kia you had issues with, or which class action you believe that you participated in, I can't fully answer your question.

The first, In...
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2 Answers | Asked in Real Estate Law, Contracts and Tax Law for Indiana on
Q: Is it illegal for a company to charge for a house they don't own?

I am buying a house on contract from a company under the impression that the land, garage, and house were on one deed. However, I discovered that the land and garage are on a separate deed from the house, which the company does not own. Additionally, there are 7 years of back taxes owed on the... View More

Adam Savett
Adam Savett
answered on Jun 9, 2025

Without seeing the full deeds and the purchase contract, together with any amendments to that contract, any answer would just be a guess.

Please see a local real estate lawyer and ask them to give you an informed opinion after obtaining and reviewing all of the facts.

Good luck.

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2 Answers | Asked in Contracts and Business Law for Florida on
Q: Do I owe my realtor a commission if he provided buyer names after contract expiration?

My realtor contract ended on June 6th. The contract stated that he would be paid if he gave me a list of names of potential buyers within the contract period, and if any of those buyers purchased the property within 30 days after the contract expiration. The realtor provided me with a name 2 days... View More

Adam Savett
Adam Savett
answered on Jun 9, 2025

Without seeing the full actual contract, together with any amendments to that contract, any answer would just be a guess.

If the commissions are substantial, then it may be worth your while to see a local lawyer and ask them to give you an informed opinion after obtaining and reviewing all...
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2 Answers | Asked in Consumer Law, Contracts and Small Claims for Delaware on
Q: Proving seller knew a car issue before "as is" sale in Delaware.

I sold a car to someone, knowing it has a problem burning oil, and did not inform them of this. The buyer discovered the issue three weeks after the purchase. The car was sold "as is" in a contract. How can the buyer prove that I knew about the problem before the sale or that the issue... View More

Adam Savett
Adam Savett
answered on Jun 9, 2025

Well for starters, probably don't post about your knowledge in public forums such as this one.

But seriously, if you knew about the problem isn't the correct question. Did you actively hide or conceal the problem or give an untruthful answer when asked about it?

If you did...
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2 Answers | Asked in Estate Planning, Probate and Securities Law for California on
Q: Please help. My son passed away 6 months ago. How do I access his treasury direct account. I need to know how to access

I am unsure or unaware of the specifics as my ex-husband took care of most of the financial details. He is also deceased and I am left in the dark on this. How do I go about accessing his account?

Adam Savett
Adam Savett
answered on Oct 2, 2024

To addd to the prior answer, further information can be found on the TreasuryDirect website - https://www.treasurydirect.gov/savings-bonds/manage-bonds/death-of-owner/

Good luck, and sorry for your loss.

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1 Answer | Asked in Consumer Law for Washington on
Q: I am involved in the Playtika Settlement case. Trying to find out when payout date is

This involves Wa. State gambling commission and various gambling sites

Adam Savett
Adam Savett
answered on Apr 13, 2021

According to the claims administrator's website:

"You SHOULD receive a check or electronic payment from the Settlement Administrator within 60 days after the Settlement has been finally approved and/or after any appeals process is complete." (emphasis added).

That...
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1 Answer | Asked in Consumer Law for Washington on
Q: I am involved in the Playtika Settlement and would like to know when payouts are. I thought they said 60days .

Final hearing was Feb. 11 2021

Adam Savett
Adam Savett
answered on Apr 13, 2021

According to the claims administrator's website:

"You SHOULD receive a check or electronic payment from the Settlement Administrator within 60 days after the Settlement has been finally approved and/or after any appeals process is complete." (emphasis added).

Things...
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1 Answer | Asked in Consumer Law for Missouri on
Q: I received a check from Computershare/KCC AAG TCPA Settlement, claim AVO-10196354301 and I dont recall what this is for.

I dont feel comfortable cashing a check that I dont recall what it was for, with all that has been going on this year it might have slipped my mind. There is not a phone number or anything to contact someone from Computershare.

I worked in a bank for over 20 years and the check does look... View More

Adam Savett
Adam Savett
answered on Dec 15, 2020

I believe that the check is your pro-rata portion of the settlement in Abramson v. American Advisors Group (W.D. Pa. No. 2:19-cv-01341-MJH).

This was a case alleging that AAG violated a federal law, the Telephone Consumer Protection Act, (“TCPA”) by placing unsolicited telemarketing...
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2 Answers | Asked in Banking, Consumer Law and Contracts for Tennessee on
Q: If I sign a bank loan application and it states we intend to service your loan am I to understand I am approved?
Adam Savett
Adam Savett
answered on Sep 10, 2020

It likely does not mean that. Don't worry, it doesn't mean you weren't approved either.

You see there are different parts of a loan - origination and servicing.

Loan origination is the process by which a borrower applies for a new loan, and a lender processes that...
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1 Answer | Asked in Consumer Law for Oregon on
Q: what happens under section 641 of evidence code if you did not receive the mail that was claimed to have been mailed
Adam Savett
Adam Savett
answered on Aug 26, 2020

Evidence Code section 641 creates a rebuttable presumption that a properly addressed letter has been received. The plain language makes that clear - "A letter correctly addressed and properly mailed is presumed to have been received in the ordinary course of mail."

The effect of a...
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1 Answer | Asked in Consumer Law for Oregon on
Q: what happens if i did not receive a letter that was claimed to be sent without tracking under section 641 of California

evidence code

Adam Savett
Adam Savett
answered on Aug 26, 2020

Evidence Code section 641 creates a rebuttable presumption that a properly addressed letter has been received. The plain language makes that clear - "A letter correctly addressed and properly mailed is presumed to have been received in the ordinary course of mail."

The effect of a...
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1 Answer | Asked in Consumer Law and Small Claims for Michigan on
Q: Can someone help me with a consumer purchased garage door issue?

Purchased the Door on 7/20/2020. The door arrived at the box store for pickup on 8/10/2020. I picked it up a day or so afterwards. After it was unloaded in my garage. I inventoried the track kit contents to verify it had what it need before I began assembly. I noticed that the struts both had been... View More

Adam Savett
Adam Savett
answered on Aug 26, 2020

I understand your frustration - I have been waiting for a warranty replacement for a consumer product for well over 8 weeks at this point.

I don't think you need a lawyer here, at least not based on the facts as you've outlined them.

Call / email / chat through the website...
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2 Answers | Asked in Consumer Law for Kentucky on
Q: is it legal to sell me a used car without telling me the title was branded for odometer rollback?

i purchased the car 3 weeks ago, the title was branded in 2016 in indiana, i bought the car in kentucky.

Adam Savett
Adam Savett
answered on Aug 26, 2020

There are both state and federal laws at play here.

Federal law requires that a seller state the mileage upon transfer of ownership. Failure to complete the mileage statement or providing a false statement may result in fines and imprisonment under the Kentucky odometer law - KRS 190.300....
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2 Answers | Asked in Consumer Law and Contracts for Florida on
Q: Hello I need help confirming a business name that I’ve “registered” and someone is possibly challenging this name

I’ve researched and seems the format I am using wasn’t registered previously “as I have listed” and have processed the necessary paperwork to register at the state level and per fictitious name guidelines as well what can I do if they persist?

Adam Savett
Adam Savett
answered on Aug 10, 2020

I agree that it isn't exactly clear what you are asking.

You can search the Florida Department of State, Division of Corporations website for lots of information, such as:

Name of Company - http://search.sunbiz.org/Inquiry/CorporationSearch/ByName

Fictitious Name...
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1 Answer | Asked in Consumer Law and Identity Theft for Nevada on
Q: How does one join this class-action lawsuit?

Brown v. Google LLC et al.

Adam Savett
Adam Savett
answered on Jun 28, 2020

This is a brand new case that was just filed last week.

There is no settlement, no judgement, nothing to claim at this point.

Class action cases take time, often 2-5 years from the time they are filed until they are resolved.

And there is no guarantee that the case will be...
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1 Answer | Asked in Consumer Law and Intellectual Property for California on
Q: Can I be a part of this lawsuit as I have used icognito mode and feel like my data has been compromised.

I have used icognito mode to enter private details for banking , telephone data , sensitive searches and believe that my trust was misplaced by using incognito mode and my data was therefore compromised.

Adam Savett
Adam Savett
answered on Jun 9, 2020

This is a brand new case that was just filed last week.

There is no settlement, no judgement, nothing to claim at this point.

Class action cases take time, often 2-5 years from the time they are filed until they are resolved.

And there is no guarantee that the case will be...
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