Get free answers to your Consumer Law legal questions from lawyers in your area.
I was told their board of directors voted to no longer provide service in my area. A family member has service next door that I have been paying for months. I brought this to their attention and was then told they weren’t adding any additional service. I have had service here before under another... View More 
answered on Dec 25, 2024
An Indiana attorney could advise best, but your question remains open for over a week. Until you are able to discuss with an Indiana attorney in detail, one option could be to reach out to state offices that oversee public utilities. In most states, these are called Public Service Commissions, or... View More
My mother’s been sued, attempting garnishment.
My mother recently separated with her ex-husband, who was the breadwinner of her household. Her credit card that she had at the time was legally in her name, but paid for entirely by her husband as she was a stay at home mother for my very... View More
make arrangements to pay?
answered on Oct 26, 2024
If you obtained a PPP loan and the government is looking to be paid back, then one of two things happened: (a) you did not apply for PPP Loan Forgiveness or (b) the government thinks that the loan was wrongfully obtained. It could also be that this is an EIDL Loan, as opposed to one that was... View More
We are losing the house to back taxes.
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answered on Aug 15, 2024
It's really tough when you're facing the possibility of losing a home due to unpaid property taxes. Unfortunately, if your name isn't on the house and you aren't the principal owner, you don't have the legal authority to turn a tax bill into a negotiable instrument. The... View More
I'm currently undergoing chemotherapy and have continued to work. Community North Anderson MD Cancer Center in Indianapolis is where I went for a second opinion and began treatment. They are taking every penny, and continue to do so even though my out of pocket has been met.
answered on Jul 26, 2024
An Indiana attorney could advise best, but your question remains open for two weeks. A starting point could be to review the policy for any express provisions regarding mammograms. If they are not explicitly mentioned, your physician could be an ally there in terms of determining whether your... View More
I feel it's time to file bankrupt but don't make enough money to get a lawyer and definitely do not make enough for so many garnishments to be coming out of my check. I make about $200/wk and that is all I have for income, I have children who's father does not pay child support or... View More
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answered on Jul 18, 2024
It's tough to deal with multiple wage garnishments, especially when you already have one in place and a limited income. First, consider contacting the creditors to explain your financial situation and request a reduction or temporary suspension of the garnishments. Sometimes, creditors are... View More
I have more than one debt that is getting ready to be garnished out of my pay (I bring home about $200/wk and am a single mom of 3 with no child support). I owe in total over $20,000 to different creditors and there is no way I will be able to pay this and be able to take care of my children's... View More
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answered on Jul 18, 2024
Filing for bankruptcy with no money can be challenging, but there are options available to you. First, consider contacting a local legal aid organization. They often provide free or low-cost assistance for those who cannot afford to pay for legal services.
You may also want to look into... View More
I own a shop in Kentucky. We did $5300.00 worth of repairs to a vehicle and it has been on our lot since December of 2023. Customer will not return our calls but his wife sent and email and said they would start sending money every 2 weeks started April 15. No money ever arrived and at now the car... View More
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answered on May 27, 2024
To file a mechanic’s lien for unpaid repairs on a vehicle registered in Indiana while your shop is in Kentucky, you need to follow specific legal procedures. First, check Indiana’s laws regarding mechanic’s liens on vehicles, as they will apply since the car is registered there. You might... View More
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answered on Mar 1, 2024
In Indiana, as in many other states, veterinarians can indeed charge a fee for writing a prescription. This fee is generally considered to cover the professional service provided by the veterinarian, including the assessment and determination of the medication needed for the pet. It's a... View More
I had my 2014 nissan maxima towed to nissan dealership sercice department to have diagnostics ran on it. They told me my car needed new ECM, new oilpan, and brakes, all this was priced at $3700.00. I told em to get the ecm and to replace the oilpan. Said price was $2500.00. Week or so later got a... View More
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answered on Feb 23, 2024
It sounds like you're in a frustrating situation with the auto dealership service department. First, it's essential to gather all documentation related to the repairs and interactions with the dealership, including any estimates, invoices, and communications. This will help you understand... View More
Was in wreck cause defective ball joint upon hitting a guardrail at 50mph the air bag did not go off so hit the windshield twice which slit my face open. Filed complaint pac took over claim, then said they was escalated to esis. Esis denied the claim cause statue of repose, so remessaged pac whom... View More
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answered on Feb 8, 2024
In Indiana, determining whether a claim is governed by a statute of limitations or a statute of repose depends on the specific nature of the claim. The statute of limitations sets the maximum time after an event within which legal proceedings may be initiated, while the statute of repose limits the... View More
Equifax Data Breach being the most recent but now since I it have found out about all these things and filling for the settlement and claims with the cfpb and ftc and all 3 bureaus and others no changes have been made I personally raised My own over 300 plus points no updates check all My data... View More
answered on Jan 31, 2024
The way this works is you ask a question and we do our best to answer it. I don't see any question. Please rephrase.
State of residence Indiana
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answered on Jan 6, 2024
If you've received a notice from Mr. Cooper/Nation Star about a breach of your personal information, it's crucial to take immediate action to protect yourself. First, monitor your financial accounts closely for any unusual activity. It's wise to consider placing a fraud alert or a... View More
On November 30th at 11:55pm I placed an order to my nearest local Domino's store. At about 12:01am, I received a phone call from the Domino's I placed my order thru. It was one of the employees calling to inform me that my order had come thru at 11:59pm and unfortunately they were closed... View More
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answered on Dec 5, 2023
Bringing a lawsuit against Domino's under the Lanham Act for false advertising might be challenging in this particular scenario. While it can be frustrating to experience a discrepancy between their advertised policy and the actual service you received, the Lanham Act primarily deals with... View More
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answered on Nov 18, 2023
In Indiana, there are no specific laws that address measuring children for the purpose of eating at a restaurant. However, restaurant policies that involve measuring children could potentially raise issues under anti-discrimination laws. Federal and state laws prohibit discrimination based on... View More
Lender sent title to insurance company I then bought it back from insurance company for salvage price insurance company sent me my title with lien holder release of lien
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answered on Nov 12, 2023
In Indiana, once a lender sells a car to an insurance company and receives payment for the actual cash value (ACV), they generally lose their rights to the vehicle, including any claims to its title. If you have bought the car back from the insurance company at a salvage price and received the... View More
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answered on Nov 12, 2023
In Indiana, once a dealer accepts the payoff amount from a total loss insurance claim, their rights to the vehicle, including the title, are typically relinquished.
This means that the dealer should not file for a lost title if they have already settled the claim with the insurance... View More
The AC/furnace is 4 months old and had a 10 year warranty. The power surge voided the warranty. The insurance company wants to fix it instead of replacing it, which means I lose the remaining 9+ years of warranty. They also want to pay me $500 to replace a $1200 washing machine that the power... View More
answered on Sep 20, 2023
An Indiana attorney could advise best, but your question remains open for two weeks. On option might be to discuss their proposed repair/component replacement with your furnace company (if you mean their warranty) - if the power surge only affected control components. Another route could include... View More
My mom's car about a month ago had the tire fly off and axel break. They took it to a local mechanic that said it was due to an air bubble in the bearing that's why it broke and the tire fell off. They assured her and checked that all the others were fine and didn't need fixed. This... View More
answered on Jun 13, 2023
If she was injured, she should immediately contact a personal injury attorney in Allen County. If there are no injuries, the easiest thing for her to do is to make a claim with her own insurance. If the car had been serviced immediately prior to the incident and the incident can be related to the... View More
I got no notice for sale or rent raised twice been locked out from being able to vacate unit I have paid all past due balance now this months rent is keeping me from getting my stuff I want to move out why do I have to pre pay for the month if I want to leave they are extorting me for my possessions
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answered on May 2, 2023
It is important to understand the terms and conditions of the rental agreement you signed for the storage unit. If you have been delinquent on rent payments or if the unit was abandoned, the facility may have the right to auction off the contents of the unit to recoup the unpaid balance. However,... View More
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