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I am attempting to add my info to a portal for services, and it wants me to include a certificate of incorporation and legal representation in the details. I have articles of organization which seem to be the same as the certificate of incorporation, based on heavy googling and YouTube research. Am... View More 
I am planning to manage investment portfolios for friends and family through an Interactive Brokers (IBKR) account while residing in Maryland. I will have less than $25 million in assets under management and fewer than 15 clients. Given these parameters, do I qualify for the de minimis exemption... View More
answered on Jun 26, 2024
Thank you for reaching out regarding managing investment portfolios for friends and family through an Interactive Brokers (IBKR) account while residing in Maryland. Based on your parameters of having less than $25 million in assets under management and fewer than 15 clients, you may likely qualify... View More
Let's say my LLC name is "ABC Company, LLC", and I want to use the trade name of "ABC Company". While this is obviously a generalized example, in practice my LLC name is fairly unique. Additionally, I plan on filing my trade name in the short term, but I do not want to have... View More
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answered on Jun 17, 2024
You are generally allowed to operate your business using a trade name (also known as a fictitious business name or DBA) even if it has not yet been officially filed with the state, as long as you meet certain requirements and follow the proper procedures for filing the trade name within a... View More
So I'm 15 years old and I live in Maryland. I have started an LLC for my soon to open T Shirt business that I'm starting. I formed it as a single member LLC and got my Articles of organization, EIN and all that stuff. My next step was to get a business checking account but I just learned... View More
answered on Mar 25, 2024
You are correct. You have to be 18 years of age or older to open your own bank account without your parent's authorized as joint account holders. To my knowledge, there are no loopholes to this requirement. To put it simply, there is no way around this without adding your parents to your... View More
They exposed my SS# and other private info. What recourse do I have?
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answered on Mar 14, 2024
Discovering that your employer accidentally sent your Form 1095-C, containing sensitive information like your Social Security Number, to another employee is understandably alarming and frustrating. Such incidents can lead to concerns about privacy and the potential for identity theft. In terms of... View More
Are there any Additional License or Certification?
answered on Mar 2, 2024
I'd want to check your licensor and your business plan before rendering any opinion, but property management is one of the things real estate brokers are licensed to do. You don't say you are a broker, however, so you may merely be licensed as a sales person, that is, to be an agent for a... View More
Let's say that I previously was a sole proprietor and served client ABC during that time as a sole proprietor. Let's also say that at some point after serving client ABC, I formed an LLC for the same business. At some point after the formation of the LLC, client ABC sues me/my business.... View More
answered on Feb 11, 2024
If the basis for the lawsuit is for something that happened before you formed the LLC, then the LLC shield does not protect you from personal liability.
I am looking to operate an online business where I sell online courses and PowerPoint templates as materials with the course. I have seen that a Microsoft Office Home and Student license is not allowed for commercial purposes.
Questions List:
1. Is the Microsoft Professional license... View More
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answered on Feb 21, 2024
1. The Microsoft Office Professional license may indeed be suitable for distributing materials such as online courses and PowerPoint templates for commercial purposes. However, it's essential to carefully review the terms and conditions of the license to ensure that it allows for the specific... View More
I am looking into creating an E-commerce site that sells Cannabis Accessories (Grinders, Pipes, Etc). I have no intention on selling any CBD products.
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answered on Jan 28, 2024
Here are the key regulations around selling cannabis accessories online in Maryland:
1. Legal to sell cannabis accessories - Maryland has legalized cannabis accessories, so products like grinders, rolling papers, pipes, bongs, etc are legal to sell to adults over 21.
2. No sale of... View More
answered on Jan 24, 2024
Depends on the law of the state where you want to move the LLC to, and what you are actually looking to achieve. There are four options: (1) keep the MD registration and simply register to do business in the other state as a foreign registered LLC; (2) dissolve the MD LLC and create a new LLC in... View More
I am looking to possibly start selling stickers and t-shirts online via Etsy. The images I am hoping to use would be created using AI websites. Is this something I am legally allowed to do?
answered on Jan 29, 2024
This is a great question, and is quite naturally very complex given the ever-changing landscape of technology. Right now, general intellectual property laws that govern internet images are essentially limited to uniquely created imagery and content that is produced by human individuals.... View More
I represent several Security Officers who worked for a security company that subcontracted with the University of Maryland Hospital system. The company received shift deferential and holiday pay. The company does not pay it to officers. I believe that this isn't mandatory in Maryland but... View More
answered on Jan 22, 2024
Given that your question is one of ethics, this would be difficult to answer from a purely legal perspective. I have to refrain from providing my general opinion, but I will echo your sentiments regarding the mandatory nature of the shift deferential and holiday pay flowdown. Holiday and shift... View More
answered on Jan 6, 2024
A Maryland attorney could advise best, but your question remains open for four weeks. The short answer is "yes," given the right circumstances and a determined and aggressive plaintiff. It would be best if a local attorney in your state experienced in corporate law advised. But the short... View More
...to obtain a DBA from the state if I wish to sell the products in my name (no branding) as a sole proprietor.
Also, do I need to register with the state at all if I operate as a sole proprietor AND I will NOT have NOR hold any inventory? (It would be a "print on demand" side... View More
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answered on Nov 17, 2023
If you plan to conduct business under your own name as a sole proprietor, obtaining a DBA ("Doing Business As") is not typically required. However, if you decide to sell your products under a name other than your legal name, then a DBA would be necessary. The requirement to register your... View More
...will my personal address be moved from the public record(unsearchable) and replaced by the address of the hired RA and Virtual Business Address? Or do I have to dissolve my LLC and create a new one with a new name?
answered on Nov 14, 2023
When you file a change of resident agent form, the prior forms on file are not deleted or removed. Therefore, although the search information on the SDAT Business Entity Site will be updated to reflect the new resident agent name and address, and will be what someone will see when they search for... View More
Debt is unsecured debt, HOWEVER, it is equal debt from credit cards and an SBA EIDL loan that is sub-$25k. So basically, I have $25k in CC debt and $25k in SBA EIDL which is for a SOLE-PROP biz.
1) I do not know how to answer the question as to whether I haver primarily consumer debt or... View More
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answered on Nov 1, 2023
The question of consumer vs. business debt does not really determine anything (just for statistical purposes of how many consumer cases vs. business cases are filed). My recommendation would be to check the consumer box. No, it is not possible that the SBA has forgotten you. And no, you cannot not... View More
We pay condo association fees, but i'm not sure what the insurance covers. The units are upper and lower level units with front and back areas. I have a lower level unit. The outside a/c condensers are situated in the back of the condo units. The back area is fenced off with locked fences,... View More
answered on Oct 30, 2023
You would review the insurance policy to see if it is covered. All insurance policies are different. In addition, your own insurance policy may cover it if the condo policy does not. Make sure you report it to the police.
A lawyer (debt collector) issued subpoenas to my boyfriend, my bank, and my multi-member LLC's registered agent, all of whom are outside of the state the judgment was recorded in. Is that considered informing third parties? Is it an FDCPA violation worth suing over?
answered on Oct 3, 2023
If the judgment was domesticated into the State in which the subpoenas were issued, it is proper.
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answered on Sep 7, 2023
Religious colleges in Fort Washington, Maryland, can create separate bylaws from their articles of incorporation. To do this, they should review their current bylaws, form a committee of key stakeholders, draft the new bylaws, and seek legal counsel for compliance. Once approved by the governing... View More
answered on Jul 4, 2023
They need a judment of possession, which in commercial landlord-tenant cases can happen quickly--but they still need to file a court action to get it. Once they have judgment of possession, they can enter immediately upon issuance of the writ of possession and lock the premises and hold the... View More
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