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Oklahoma Consumer Law Questions & Answers
1 Answer | Asked in Consumer Law and Collections for Oklahoma on
Q: Can credit card companies use plaintiff's different names when suing for credit card debt?

My girlfriend divorced about 3 years ago. Recently, a bank brought two different suits against her for two different credit card debts from when she was married. In one case the bank used her maiden name which she now goes by. But in the second case the bank used her former married name which... View More

Tim Akpinar
Tim Akpinar
answered on Feb 11, 2021

An Oklahoma attorney could advise best, but your post remains open for two weeks. As a GENERAL matter, a claimant could use various forms of the defendant's name to cover all bases. This could also including using "A/K/A" in the caption. An Oklahoma attorney could offer the most... View More

1 Answer | Asked in Consumer Law, Divorce and Banking for Oklahoma on
Q: Am I financially responsible for my ex wife’s credit card?

She called me while I was at work and asked if I wanted another credit card. I told her no as I already have 3 personal credit cards and don’t want anymore. When I got home she told me she signed up for the card but didn’t put my name down. The bank account was in my name and which she used to... View More

Brian Boeheim
Brian Boeheim
answered on Dec 16, 2020

It depends on a lot of things. The wording of your decree regarding debt, the timing of the purchases, and whether it is a debit or credit card. I wish I could help you more, but I would hire an attorney to help you clear it up.

2 Answers | Asked in Bankruptcy, Consumer Law and Employment Law for Oklahoma on
Q: If something is removed from my credit report that is being garnished does that mean the garnishment will stop
Timothy Denison
Timothy Denison
answered on Aug 20, 2020

Possibly, but not necessarily. You will need to did a little deeper and see if the harm has been satisfied or released.

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1 Answer | Asked in Civil Litigation, Contracts, Land Use & Zoning and Consumer Law for Oklahoma on
Q: entered into a rental agreement over the phone. No signed lease. Have major water septic issues do I have to pay rent

I have text messages where he stated we would work out rent after the water and plumbing was fixed. Now he is refusing to move forward fixing problems till I pay two months rent that was not our agreement what grounds do I have to stand on?

Bruce Alexander Minnick
Bruce Alexander Minnick
answered on Jul 31, 2020

Unless you have a written lease agreement the "grounds you have to stand on" are commonly called quicksand. In the absence of a written lease, your landlord can evict you at any time unless you continue to pay rent; withholding rent is a sure-fire way to get evicted.

1 Answer | Asked in Business Formation, Business Law, Consumer Law and Small Claims for Oklahoma on
Q: How would I go about filling a claim against a company for False Advertisement on a large scale, hundreds of cases

I have contacted the BBB sent and the claim was resolved being that I was given assurance of my product being where it needed to be at a certain date and they emailed me (this was about 6 months ago) so.. I resolved it with the BBB thinking that everything was good yet they have continued to False... View More

Tim Akpinar
Tim Akpinar
answered on Jul 12, 2020

An Oklahoma attorney could advise best, as your matter could involve elements of state consumer law, but you await a response for two weeks. If you are contemplating handling the matter yourself, small claims, which you have already included in your categories, could be the most economical solution... View More

1 Answer | Asked in Consumer Law, Car Accidents and Insurance Defense for Oklahoma on
Q: Does the insurance have to total a vehicle if the repair costs surpass the Total Loss Threshold? Asking in Oklahoma.

The Total Loss Threshold is 60% in Oklahoma, the repair costs are currently around $25,000, the vehicle's value is around $37,000-$39,000.

Would they legally have to total it since it is over 60%?

Tim Akpinar
Tim Akpinar
answered on Apr 2, 2020

This is really a question for an Oklahoma attorney, but your post remains open for four weeks. As a general matter without regard to any state-specific considerations, this issue comes up regularly in total loss determinations. Different states may use different thresholds. But where provided for... View More

1 Answer | Asked in Consumer Law, Contracts and Lemon Law for Oklahoma on
Q: Why does my carfax show a date 1-17-2019 and mileage at 101802 when I have a service report that's dated 1-7-2019 with

The mileage reported at 101989. How is it 11 days later the miles are reported to dmv at 101802? Seems fishy to me.

Please help seems like possible rolled back mileage.

Bruce Alexander Minnick
Bruce Alexander Minnick
answered on Feb 9, 2020

This is not a legal question; nor is it evidence of odometer tampering. It is a mistake.

1 Answer | Asked in Consumer Law, Lemon Law and Small Claims for Oklahoma on
Q: Car dealer wont let me return after 2 weeks of issues, says will look like repo and hurt my credit.

Bought car 2 wks ago. Issues since day 3, check engine light came on, returned to shop ON day 3, drove home a week later, 24 hrs later, check engine light again. Didnt drive for a few days, keyfob died and couldnt start car. Frustrated. Talked to shop about returning car, said that the 'return... View More

David Humphreys
David Humphreys
answered on Jan 6, 2020

Google for a consumer lawyer with a free case review and email or call.

Too complicated to answer in the space provided.

1 Answer | Asked in Consumer Law and Criminal Law for Oklahoma on
Q: Police should be required to facilitate returning a stolen vehicle when recovered at no cost to owner. What can we do?

When a stolen vehicle is recovered police often call a towing service right away without even trying to contact the owner. Owner has to pay horrendous charges to get their vehicle back. It feels like extortion. No other theft is treated like this. If a citizen finds someones wallet, aren't... View More

Brian Boeheim
Brian Boeheim
answered on Nov 19, 2019

I know this doesn't answer your question, but if they find the person who stole your vehicle and charge them, you can demand restitution for all damage to the vehicle and I believe towing and storage services. Upon conviction the person would be required to pay you or face incarceration.

1 Answer | Asked in Consumer Law and Small Claims for Oklahoma on
Q: I am being sued, and they said I was served but I wasn’t. Can this civil lawsuit be dropped on that basis?

The judgement was defaulted in the amount of $1550, since I didn’t appear because I wasn’t served at all.

Doak Willis
Doak Willis
answered on Nov 4, 2019

Yes but you must file the necessary paperwork immediately and be ready to prove you were in fact not served.

1 Answer | Asked in Consumer Law, Criminal Law, Business Law and Collections for Oklahoma on
Q: I own a used car dealership. I have a truck a man never made a payment and hasn't for 3 months now tried repo larceny?

He apparently has sold it or parted it out

Brian Boeheim
Brian Boeheim
answered on Nov 1, 2019

There is a larceny by fraud charge that may apply, but it is really more of a civil issue. If the vehicle is $10,000 or less, small claims court may be an inexpensive way to get a judgement on the person and gain access to any assets they may have. Boeheim Freeman Law... 918-884-7791

2 Answers | Asked in Bankruptcy, Consumer Law, Civil Litigation and Civil Rights for Oklahoma on
Q: How can I vacate a default judgement due to lack of jurisdiction

Default judgment when I did not reside in state was never served but served by publication but did not reside in the state. Judgment never domesticated to my state. Wages garnished

Timothy Denison
Timothy Denison
answered on Sep 30, 2019

You’d better hire a lawyer to handle both for you.

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1 Answer | Asked in Consumer Law and Collections for Oklahoma on
Q: I completed a total remodel of a rent house now owner refuses to pay me, how can I collect my money
Doak Willis
Doak Willis
answered on Sep 12, 2019

If you were the contractor, you can file a mechanics and materialmans lien on the property as long as it is not too long after you last worked on the property or supplied materials. Then if they don't pay, you can foreclose the lien.

1 Answer | Asked in Consumer Law for Oklahoma on
Q: What are our options?

Purchased new car. Traded in truck. Positive value after lein was paid off. Checked credit score 4 times each after financing and loan papers were signed. Now late payments on trade in they never paid off. Wanted payment made to dealer not finance company.

David Humphreys
David Humphreys
answered on Sep 8, 2019

Hire a lawyer to take the case on a contingent fee basis.

0 Answers | Asked in Consumer Law, Criminal Law, Collections and Gov & Administrative Law for Oklahoma on
Q: I purchased a car from private seller she gave me bill of sale i have not had momey to transfer ownership

I got pulled over in weaverville nc and they towed the car i went to try and get my clothing out of car and thats when i found out the owner had passed away can i aleast get my clothes out of the vehicle

1 Answer | Asked in Consumer Law, Copyright and Criminal Law for Oklahoma on
Q: What does PHA stand fir
Tim Akpinar
Tim Akpinar
answered on Aug 30, 2019

It could stand for any number of things. It could be something dealing with Public Health, Public Housing, or possibly based on the name of a city or town. It's anyone's guess. If you received something that looks legal or formal that contains the abbreviation, contact the sender and ask... View More

1 Answer | Asked in Consumer Law, Contracts and Copyright for Oklahoma on
Q: They is a woman that is flirt with a married man that is my husband

Me and my husband have two kids and this woman that has been hitting on my husband she dose not care

Kyle Persaud
Kyle Persaud
answered on May 28, 2019

If all that this woman is doing is flirting with your husband, that's not illegal.

1 Answer | Asked in Consumer Law and Contracts for Oklahoma on
Q: A mechanics lien has been filed on a property of ours, we disagree with the charges.

We had a vendor file a lien on our property after not completing a job. We received an invoice from an owner of this company, and it was incomplete in detail. We asked for another invoice more complete. We were told it was only a form error and that all work would be performed for the price that... View More

Kyle Persaud
Kyle Persaud
answered on Mar 6, 2019

You may subpoena the manager to show up in court. You can present the text messages in evidence. You may introduce anything into evidence that has "any tendency to make the existence of any fact that is of consequence to the determination of the action more probable or less probable than it... View More

0 Answers | Asked in Consumer Law, Contracts and Criminal Law for Oklahoma on
Q: Can my attorney drop me because I have not fully paid him yet?

My trial starts January 2019 and my attorney said if I haven't paid him by October 31 2018 he is going to drop me. Can he do that and if he does then what do I do?

1 Answer | Asked in Consumer Law, Contracts, Foreclosure and Real Estate Law for Oklahoma on
Q: Who do I see to learn if an action has been filed on a mechanic's lien or if a hearing date has been set or is pending?

I have not been served a summons, although I have reason to believe that such may be forthcoming. I have offered settlement and have made previous payment and have sent a recent check to the merchant, which cumulatively amount to 75% of all claimed charges but have been stonewalled. The most... View More

Todd Laster
Todd Laster
answered on Sep 27, 2018

You can search to see if a mechanic's lien has been filed on your property by searching in the land records division of the Court house where the property is located. There is a fee for copies. If the creditor makes an attempt to foreclose on the mechanics lien you should be notified by a summons.

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