Once a bankruptcy case is filed, the Code provides that you can tender the collateral to the secured lender in full satisfaction of the secured portion of its claim (there may be disputes about the value of the collateral).

Short of a bankruptcy filing, you can certainly offer the car to... View More

No. You can pay cash if you choose, or pay with a credit card, etc.

Most lenders who provide financing for traditional car loans, however, will require a down payment as a condition of making a loan. That is both typical and legal.

The deed to your house is not kept at a court, but is publicly recorded and maintained at the Office of the Recorder of Deeds for the county in which your house is located. I don’t know of any way a court could do anything to prevent beforehand anyone from preparing, selling, or recording a fake... View More

It is a debt of your dad's estate. Is your dad's estate solvent? Are you gonna go through probate? If so, please contact a probate lawyer to discuss this and how best to proceed.

If you mean does it show up as a conviction it should not. It depends on the job--if it involves a security clearance, some can be denied even if you were not convicted.

1. Go to a wells fargo bank and find out why you can't sign on.

2. Get the records printed out at the bank.

3. Once you have those, keep them and only send copies.

4. Ask Wells fargo for a return of the autopay, and the related charges. The AMC stock is too far a... View More

Ask the bank to verify it. But it sounds fishy. You should be able to get your funds out of the bank. You sent your money to someone in S.Africa whose UK bank account was locked? That does look like more than a few red flags. Your boyfriend didn't even pay but had a "client" pay?... View More

If this were a federal court case you can do a federal court docket search to find the pleadings and lead counsel.

Do NOT speak to the police without a warrant. More information is needed to give you advice. Did you know the person whose credit card it was? If not, you could be charged with felonies, including access device fraud, theft, identity theft. If you knew the person, if they say you did not nave... View More

If you are not an authorized signator on the credit card account, you would only be in a position to compel disclosure in either a domestic relations or bankruptcy court setting.

Her refusal to share details with you about that account is foreboding. Perhaps, to make it "fair",... View More

In Pennsylvania a judgment lasts forever until it is paid. However, it constitutes a lien only for five years, unless it is renewed. Thus, if this judgment was not renewed, the judgment remains, but it does not constitute a lien unless and until it were to be renewed.

There are dozens of forms on that website and each one has detailed instructions. Without knowing what form you are referring to or what the purpose is of the form, it’s not possible to say which box should be checked.

If he signed mortgage documents without you joining in, you are unaffected by the new mortgage documents.

Whoever's name is on the title legally owns the car; it does not matter who pays the payments. And the owner's insurance company will probably not allow him to buy insurance for a car that is not kept at his address.

If your father and mother are divorced, and if there is a written agreement (or court order) detailing the division of marital assets, it is highly unlikely that your father "accidentally ended up with your 529 plan in his name."

Indeed, it is much more likely that the two... View More

FYI: All banks in Pennsylvania--and all other states--are very highly regulated; banks do not just keep someone's SSI deposit without very good reason--like to cover an overdraft. If you are still unhappy, contact the appropriate state or federal regulator supervising your bank.

Other than complain to the local police about this theft, there is little else your friend can do--except stop giving out her banking information to anyone--including her friends of friends of friends...

You sure it was the real bank of America? This sounds odd. Your bank was the transfer agent so they should make you whole. But before you lay that on them.

Start by getting all the transaction documents. Then send them to the Banking Commission in Harrisburg and also to the Banking... View More

Call the bank to make sure it was a joint account "with right of survivorship" (sometimes abbreviated "JWROS"). If so, there's nothing you need to do and the money in that account is yours now.

Best of luck to you.

If you have an attorney for your divorce, discuss this with her/him. When a bankruptcy action is filed, it places an automatic stay on all state court actions. That means that the PA court cannot proceed in your divorce action until either the bankruptcy has been completed or dismissed, or the... View More