Get free answers to your Insurance Bad Faith legal questions from lawyers in your area.
My insurance company did not do due diligence, withheld repair quotes that meant my car was not a total loss. Told me could only provide rental for 1 week after low ball offer, that they never corrected.
At fault drives ins company used "policy limits" to not pay, increasing my... View More 
answered on Oct 27, 2024
A Virginia attorney could advise best, but your question remains open for two weeks. It sounds like you are dealing with an adversary with very low policy limits. If that's the case, you could explore your own policy's underinsured motorist provisions or look into viability of filing... View More
My mom suffered a stroke while visiting the US. We bought her a travel medical insurance before her travel dates, but the insurance claim was denied while she was in the hospital. We are trying to file an appeal against it as it falls under their clause "acute onset of preexisting... View More
answered on Jun 9, 2024
A Virginia attorney probably advise best, but you posted last week, and time is of the essence in the matter you describe (the appeal). Don't lose time awaiting an offer of legal services on this forum - the format here is brief Q & A. It isn't set up like a referral service for... View More
I purchased a warranty from Endurance about 3 months ago. My car went into the shop about a month ago. It needs repairs that are covered by the warranty and they will not pay. Can you help me?
answered on Jan 15, 2024
A Virginia attorney could advise best, but your question remains open for four weeks. Your question could be difficult to address within the brief scope of this Q & A forum. An attorney would likely want to see the agreement, information about the repairs, denial forms, correspondence, and... View More
Mercer voluntary benifits somehow added someone else to my account without my approval and withdrew $980 for the other persons insurance premiums from my paycheck also without my approval and verifying my identity.
answered on Oct 14, 2023
A Virginia attorney could advise best, but your question remains open for a week. A starting point could be to contact them to ask how this happened and how it will be corrected. If your reasonable attempts don't work toward a resolution, you could reach out to attorneys to help you outline... View More
The issue involves an HVAC company (AllTech) that performs HVAC and plumbing services on my condominium (Unit 304) and my neighbor’s (Unit 404) who lives directly above me. The issue is that AllTech failed to properly re-insert the condensation pipe into the drain when performing service on Unit... View More
answered on Aug 21, 2023
Assuming the condominium unit is in Virginia, I don't understand why you would not report a claim to your hazard insurance company for damage to your unit. The insurance proceeds will be used to repair the damage to your unit. Your insurance company will be subrogated to your right's to... View More
Got into an accident in my truck.
Insurance paid for a rental car.
I went to Mexico in the enterprise rental car.
Got into an accident.
Enterprise had the vehicle transported to El Paso, Texas.
Enterprise tried to bill my insurance company, they denied the... View More
answered on Jul 25, 2023
Among other issues, what may be relevant is why your insurance company denied the claim.
Insurance agent (local) and/or Company intentionally acting in bad faith claims in a previous insurance claims. Literally agent never sent out an adjuster of any kind to file official "total loss" on vehicle. Which has now led to a mountain of excessive amounts of taxes, DMV suspensions,... View More
answered on Jun 13, 2023
It is unlikely that it is incumbent on a party's insurance agent to send out an adjuster. Typically, a party's insurance agent procures insurance on their behalf from an insurance company and forwards them a copy of the insurance policy. On occasion, a party's insurance agent may... View More
I went to court for a car accident. I was injured and not at fault but our cars didn't see much damage. I won but the settlement wasn't high enough to cover my treatment and etc so I filed an appeal but my attorney at that time refused to move forward with Me through the appeal So I did... View More
answered on May 5, 2022
A Virginia attorney could advise best, but your question remains open for three weeks. You ask if it is possible for defendant's insurance company to pay only select medical bills. In GENERAL NATIONWIDE, if your payment is coming from the bodily injury/liability department, they may not... View More
I am probably unlucky case wise. I'll start by saying I have scoliosis, My back is sensitive to impacts. I was Struck on 2 diff occasions by 2 diff women. 7/1 I was rear ended at a red light. The lady admitted fault but I wasn't awarded much because my car didn't show much damage.... View More
answered on Apr 24, 2022
A Virginia attorney could advise best (or Massachusetts attorney, since Boston MA is also listed in your post?) That aside, your post remains open for three weeks. An attorney could have a difficult time advising here - they would likely want to see the files for both accidents.
I'm... View More
I was injured in a car accident a couple years ago, and I was awarded a very small amount last year which wouldn't cover the full medical cost.I no longer have an attorney but I was told by an attorney, although he wouldn't represent me, that I could ask the health insurance if they had a... View More
answered on Apr 10, 2022
A Virginia attorney should advise you here, but your question remains open for two weeks. Your description contains many facts to sort out, and requires the guidance of a local attorney, not just a response based on general legal principles.
From what I can sort out, you were awarded a... View More
I was injured in a car accident a couple years ago, and I was awarded a very small amount which wouldn't cover the full medical cost.I no longer have an attorney but I was told by an attorney, although he wouldn't represent me, that I could ask the health insurance if they had a minimal I... View More
answered on Apr 1, 2022
Your case is on appeal and you have collateral issues/questions-----you do not mention whether or not you have an attorney. If you do not have one, then I think you need to hire an attorney, or at least pay an attorney for a 1hour consultation and ask him the questions you have. If you do have an... View More
I was struck by two people in a car accident at no fault of mine. But there were no credible Witnesses besides us. I was injured, and have medical debt and lost wages. not to mention scoliosis so my pain is pretty deep. No lawyers around here are brave enough I guess to take on a case with no... View More
answered on Mar 26, 2022
You can, but I would strongly advice you against it. The opposing party will take advantage of it and will either settle for a lot less than the case is actually worth or deny liability completely. Only experienced PI attorney can properly evaluate your case and make sure you're getting... View More
Relating to Maryland/Virginia
I have a lot of friends, and they are concerned with today's environment, and most are unable afford life insurance policies. If I were to buy life insurance for them and split profits with their selected beneficiaries, would it be difficult for me to... View More
answered on Jan 29, 2021
An attorney who specializes in insurance law would have a better idea about what you are asking.
At the time of the fire, i didnt have homeowner insurance on my house and the insurance company refuses to pay for the damage of my house isnt it there responsibility to pay
answered on Oct 4, 2020
A Virginia attorney could advise best, but your question remains open for three weeks. To offer a meaningful response, one would need to see the policy and its scope of coverage. You could look into the cost of a brief consult with an attorney to outline your most cost-effective options. If there... View More
y vehicle hit from behind, I provided video of accident to insurance. Insurance did not provide the video to arbitration. As a result arbitration found both parties liable due to "lack of evidence".
Insurance company confirms they never provided the video, and is saying there is... View More
answered on Sep 14, 2019
Bad faith could be defined by state guidelines or best practices. So you'd really need to consult with a Virginia attorney as to characterizing the conduct. However, your question remains open for two weeks. As a general premise, bad faith usually involves conduct which is deliberate and done... View More
The insurance company said that since they were unable to get a statement from their insured that the claim was denied. However I have a police report with the report number that I already submitted to the company
answered on Aug 3, 2019
Depending on the practices of the claim examiner and/or insurance carrier, they may be waiting for all information to come in before reviewing and considering the claim for payment. Hopefully, their insured will cooperate in a timely manner and this will enable processing your claim.
It... View More
The accident involved a tractor trailer and car. The car veered a considerable distance over into the tractor's lane. The insurance company is stalling and the tractor is the drivers livelihood. The claims agent said he would not send out an adjuster and after "his" investigation... View More
answered on Jun 12, 2019
Not sure whose adjuster/claims agent it is. However understand if police were called the police report will be used. Also if you have collision, use that, let your company go after theirs. Most states require that property damage be settled promptly and fairly You can always file a complaint with... View More
The lady was flying and I don’t feel I was fully responsible. It was a brand new car and I pd cash 4 days prior and my insurance said I didn’t upgrade it from insurance I currently had, which didn’t include collision. I’m responsible for damages on my car. If she were going the speed limit,... View More
answered on Apr 16, 2018
Don't give statments until you talk to a lawyer.Call a member of the Va Trial Lawyers Assn--they give free consults.
If you failed to yield you can be given a ticket.
Generally as she was contributorily at fault you can argue to your company she should have a proportional... View More
I filed a Warrant in Debt in VA General District Court against an insurance company for not paying a claim I made against my renter's insurance policy. The basis of my claim was that the damage should have been covered under the vandalism or malicious mischief peril. Malicious mischief is not... View More
answered on Feb 22, 2018
A Declaratory Judgment Complaint would be your best avenue of approach based on your reported facts.
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