Get free answers to your Insurance Bad Faith legal questions from lawyers in your area.
i just want to see if this something illegal I’m getting roped into? I have received check via email from a woman I was talking to online. On the checks, they have a Life Insurance company at the top of the checks. they are asking that I deposit them into my bank via mobile deposit, keep partial... View More 
answered on Oct 13, 2021
This is almost certainly a scam and very likely a crime. Life insurance companies don't send checks and ask you to return some of the funds.
Rear ended in auto collision. Took excessively long due to 3 surgeries and COVID protocol.
answered on Oct 13, 2021
You need to actually file a lawsuit against the proper defendant (likely the other driver and his/her employer, if appropriate) BEFORE the statute of limitation (SOL) runs. Filing an insurance claim does nothing to stop the SOL. If the SOL passes and you did not file a lawsuit, the insurance... View More
the contract says insurance and taxes need to be kept up I am really concerned
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answered on Sep 20, 2021
So you are right to be concerned.
If the agreement between you and the mortgage company requires them to pay for home insurance, then they are obligated to do so. If that is true your best move is to send the mortgage company a certified letter demanding that they provide coverage. If they... View More
A couple of weeks ago I rolled into an intersection and got t boned. It was not my car and I'm not in the insurance. The insurance company contacted the provider and is threatening to sue for this. (This is what I gathered over the phone call I just had with them) this is the first car... View More
answered on Jun 18, 2021
From the way you phrase the question, it sounds like you believe you caused the collision. You may want to go over the details with an attorney, just in case.
If you were driving someone else's vehicle:
Did you have permission to use the vehicle you were driving?
If... View More
If someone received a ticker for Financial Responsibility (No Insurance) and they showed the court they had a policy during the date of ticket is the case dismissed immediately or is the insurance policy verified? Not speaking of fake insurance but if you can't remember if it was cancelled or... View More
answered on May 5, 2021
They will probably verify it unless someone is being lazy.
Local insurance agent put a coworker's address in my account when we were enrolling (along with at least one other typo; birthday is/was wrong). Been going back and forth with him and the corporate customer support team. I can't get a refund and terminate my account, because I cant verify... View More
answered on Jan 27, 2021
Was the agent negligent? Sounds like it. But at this point it's not clear what your damages are. If they fix the problem, you won't have any damages. No damages means no claim against the agent.
Can a insurance claiming company claim more than a cars worth?
Back in january of 2020 I got into a wreck with no insurance, the lady's insurance company came after me for a dent in her door and a dent in the door frame. Her car was a 1998 toyota. The insurance company is trying to... View More
answered on Jan 20, 2021
Her insurance company can't "charge" you at all, but they can sue you for the damages they had to pay, whatever that is. Typically, if the cost to repair the damages are more than the car is worth, they pay the value of the car. I suggest you get a release in exchange for your... View More
Hospital said that they didn't have that information
answered on Dec 27, 2020
A Texas attorney could answer best, but you await a response for two weeks. Hospitals might not have up-to-date lien information. If an attorney is representing you in this accident, it's possible they could have been placed on notice by the agency(s) asserting rights from the proceeds of your... View More
Not only did she have no beneficiary but her ex employer whom she was long retired from seems to be holding up the process to pay out the funeral home. For privacy reasons they will not give out the policy number (the insurance company) and i have no copy of the policy itself. The funeral home... View More
answered on Dec 1, 2020
Step one. Obtain the death certificate.
Step two. Hire a local probate attorney to help you file either a Small Estate Affidavit or an Application to Determine Heirship, opening the estate.
Step three. Send the court order to the life insurance company.
Please remember... View More
I attend a small private school and they have the students park in a parking garage. However, whenever it rains they sometimes move the gym class and will have it take place in the garage. Normally there is not issues but today, they decided that it was going to be a good idea to play dodge ball... View More
answered on Nov 12, 2020
A Texas attorney could advise best, but your question remains open for two weeks. It could depend on whether there are property damage disclaimers the school has in effect for staff cars parked on the premises. Good luck
Tim Akpinar
But they are not offering us what we feel is right. If we take their offer we will still have to come up with $200 to pay off our loan. We feel that they should at least pay off the old car and give us enough for a down payment on another car. Do we have any recourse here?
answered on Aug 30, 2020
A Texas attorney could advise best, but your question remains open for three weeks. Unfortunately, this is a common situation in total loss declarations. A local attorney might be able to identify additional options under state law. But as a general premise applied in these settings nationwide,... View More
Filed the claim in December 2019. Insurance company is demanding a 2nd recorded statement after 7 months. Looking for legal advice on how to handle this.
answered on Jul 19, 2020
A Texas attorney could answer best, but your post remains open for two weeks. As a general matter, the insurance company can take reasonable measures to investigate and verify the facts of the claim. There is no inherent duty to settle - there are claims that don't get settled. It could be... View More
While completing recall work, the dealership wrecked my husband’s truck. The truck is 9 years old, in good shape and has never been wrecked or repaired until now. Due to the age, the paint was oxidized in some places on the truck other than where the damage occurred. While they have accepted... View More
answered on Feb 22, 2020
With all due respect, at nine years old chances are it's value is diminishing anyway, so a repaint won't matter. You can ask them to repaint the whole, but if the paint is going anyway, you may want to see if for a few dollars they will do the whole truck.
answered on Jan 11, 2020
In terms of prosecution, Workers' Comp and other types of insurance fraud cases are generally handled by the County District Attorney's office or the U.S. Attorney's Office. In terms of defense, they are generally handled by criminal defense attorneys, usually with insight into white... View More
an o/o trucker who is leased to this trucking co. this policy is in the trucking co. name only , they is the owner of your policy. and they make up they own rules if they want to pay or not and it is most no to be. I have a stroke on the job back in July 28, 2009 why on the job at work and they... View More
answered on Jan 2, 2020
Thank you for your question. I am certain that you are aware you will need legal representation that is particularly skilled in WC law. However, I am sure that is not why you came to this site. I will attempt to assist you because I understand the dire predicament you are in.
SRS is not the... View More
answered on Dec 23, 2019
Normally, they are supposed to pay within 30 days after all required information has been received by them. Sometimes they want extra information after receiving initial information.
What if I get sued? If I plan to return to my country can I use that in the settlement?
answered on Nov 26, 2019
If you have insurance the insurance will take care of it. If not, saying you'll return and trying to get out of it may generate a call from the person to the authorities which is no problem if your visa is valid but if you have overstayed........
and how can a doctor get a death certificate and he did not sign for it. also, the doctor does not want to meet with me or talk to me and my mother was mentally ill so I feel she was not in her right mind.
answered on Sep 19, 2019
'Sorry that your question remains open for four weeks. At this point, it might make more sense to contact someone directly, either a Texas attorney who deals with life insurance claims litigation, or a knowledgeable licensed insurance professional in Texas who underwrites life insurance... View More
A year ago i was put on short term then long term and ssi. June of this year, i was told by doctors my arm and hand would never work again. So most likely i will lose my job. Can i claim on my insurance i had and insurance my company had on me, like AD&D?
answered on Sep 3, 2019
If you could repost or add categories, add Social Security and Public Benefits. You are correct in selecting Personal Injury, but you would probably get more meaningful input from an attorney who handles Social Security disability matters. Good luck
Tim Akpinar
My vehicle was totaled last year while parked at a tire shop, the driver involved allegedly fell asleep while driving. He totaled my car and some other vehicles that was parked. The driver does not have an insurance and not listed in his parent's car. My car was in pristine condition &... View More
answered on Jul 29, 2019
I believe the statute of limitations for damage to property is two years. Contact your insurance because they may sue him in "subrogation,"
and would include an amount that covers your deductible.
But first I'd ask him to pay you and see if he agrees. If not you can... View More
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