When you cash out a retirement account, the funds received are typically considered income for means test purposes in a Chapter 7 bankruptcy filing. The means test averages your income over the six months prior to filing, so a large withdrawal could affect your eligibility if it significantly...View More
No. You will Not be able to discharge the last three three years tax obligations prior to filing (ie file today, 2022, 2021 and 2020 tax obligations non dischargeable). The rest should be dischargeable if the returns that year were timely filed or more than three years has flowed since the filing...View More
Is there any legal help I can get to obtain possession of a car in co-signed for on a loan? My son, who has the same as me, has consistently failed to make monthly payments, forcing me to make them to keep my credit standing.
We were a 3rd party contr ax actor which my employer gave us run around on wages for prevailing wages and were afraid if we pursue this hell never pay and close the doors. Got to thinkin what is certified payroll for to account for every penny spent of tax payers money so if our boss goes belly up... View More
If you only have a Lease with Option to Purchase, then you do not own real property, only a contract right. That would be personal property which you could reaffirm or discharge. If you are the land owner, then that could easily be property of the BR Estate. If debt is in default, the...View More
I want to file for bankruptcy. I think i was a victim of a scam. I have not filed my taxes for 2020 and 2021 and know that I owe $140K for 2020 and will owe for 2021 and 2022. I wont be able to pay those in my lifetime. I took out loans and a lot of my retirement funds in 2020 and 2021 with a scam.... View More
People in N.M. immigrant. Illegal alien. Difference? 3 to 6 months living in N.M. through income support. Immigrant has to become a U.S. citizen within two years. I'm a dumb deadbeat dad and a meth user. Why have they allowed violent law enforcement to be paid millions of dollars to protect... View More
Hello. If you only have social security income and your assets are exempt under the new mexico state exemption laws you may not even need to file bankruptcy. Your social security income may not be garnished by creditor and if your assets are exempt those cannot be taken either. Your creditors may...View More
If you plan to keep the car and continue making payments, then your father will not be affected by you filing bankruptcy. However, if you fail to make the payments and they eventually repossess the vehicle then that will negatively impact him since he is equally liable for the debt you have...View More
Defendant tested positive for meth and has failed to comply with pretrial services...didn’t report. Remand 24 hours, release with Pretrial services contempt offense. Reset for pretrial conference in approximately three weeks. Defendants presence required.
YEs, you can get a credit card after you file. I would not recommend it, but you can. If you are in a Chapter 13, technically you must ask the Court for permission to get one. That does not apply to a Chapter 7
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