Visa billed the checking account which caused an over draft. The overdraft was covered by a cash advance from Visa. Thus Visa was "paid". This cycle repeated monthly until I was made aware. A year ago I saw an overdraft of several thousand and filed a "fraud" complaint because I... Read more »
Advertised the apartment the 29 days she had my check. Refused to give me any information on when it would be ready. Got a job opportunities to move
In Ohio, Totalled Car..ins Co says they only pay out what car is selling for in that area instead of actual value, I sent them in the Nada value ans the Blackbook. My car would sell for over 11k it's value at 8500. Insurance only want to give ke 6k if they keep car and 5500 if I keep car. They... Read more »
I want to install the same type of fence in my backyard that my next door neighbor installed last yr. Since their fence runs all along the one side of my property I thought I would just install the same fence on my other 2 sides & completely enclose my backyard. This is a 4' tall black... Read more »
They want me to set up payment or go to court. I can’t go to court it’s 7 hours away can’t take off of work. Is there anything I can do or can I just ignore it?

Talk to a bankruptcy lawyer in your community to help you evaluate your options.
Good Luck
Is this even legal? I’ve got bills to pay. Family to feed. I deposited 3/25/22 and was told there’s a hold on it until 4/4/22.

Holds on checks are not uncommon and legal, particularly if the check is out of the ordinary for the account. A check is not money, it is a promise to deliver money. When you give a bank a check, it has to clear through the federal reserve system before your bank actually gets the money from the... Read more »
He won't give me the receipts that I already paid him half upfront that was in the agreement, but also he lied telling my bf how much he would get for work.

You may have a claim for breach of contract and/or a claim under the Ohio Consumer Sales Practices Act. You have not given a lot of details such as if the contractor has completed the work that you have paid him for. I would suggest reaching out to an attorney for an initial consultation.
Can I cancel the agreement? And he won't give me any receipts that I paid him up front...and he also lied about the amount he promised my bf working for him. We were helping him out with letting him have the job and getting his name out there and he tried to pull one over on us...do we have... Read more »

Yes. If you've paid him, but only because he told you he was licensed, then the contract was induced by fraud. Take note that if he did any work, you may have to provide some kind of compensation.
This may also be a violation of Ohio's Consumer Sales Practices Act.
I just want to get my name off the car

Can you provide a little more information?
Avoid bankruptcy - many medical expenses - Would you know what would happen if we just wrote a letter explaining our situation?

You may not be able to avoid bankruptcy, that's what it's there for. You can contact the credit card companies to see if they would be willing to work with you. Otherwise, a debt consolidation service may also be of assistance.
Best of luck.
The store says they deleted the payment two hours later and I still owe them.
I have a different credit card now and can’t get the statements from that card.
Does my zero balance receipt work as payment in court

I'm sure the court will look at the receipt but the store may well have evidence that they reversed the transaction after the time of the receipt.
The other day I went and made a withdrawal from Checksmart and the woman who did my transaction gave me $675 and then gave me a receipt with my transaction my old amount my transaction amount and my new balance. After that she gave me the $675 in cash and when I got home she called me and told me... Read more »

Yes, you have an obligation to return the money.
Our basement flooded and we received an estimate for work. We signed the estimate and we’re told it was “no problem” if we changed our mind. We told the company we were getting other estimates and to stop all work. They did an hour of work. We received other estimates that were 75% LESS than... Read more »

Many credit card companies provide you with an option to dispute any charge on your card.
As soon as you dispute the matter, the credit card company with "chargeback" the amount from the Plumbing Company. The credit card company will then attempt to resolve the issue and... Read more »
Company sometimes doesn't answer their phone. I want my entire floor replaced. I'm tired of having repairs.

It sounds like it probably is time to contact a lawyer right now.
I have noticed this clause in many end user agreements such as computer and phone software, product and service warranty terms, various financial applications, etc. It is always one-sided (written by the provider) and directed at the buyer. Sometimes these terms include mandatory use of a (or... Read more »

Right to a jury applies to criminal matters, not civil cases like business contracts. Rights to a jury in civil cases depend on state law, and can usually be waived as a matter of contract. That's why those waivers appear in so many business contracts.
The dealer has the car ..loan has been canceled by lender..but no refund of downpaynt

You would need to read the contract to see whether or not the down payments is refundable.
There was about $750 worth of items stolen out of the vehicle while it was in their possession. They did not lock the vehicle

I would demand that the repair shop reimburse you, or make a claim on its insurance. They may have a garagekeepers provision for this. The other option is to notify your insurance, and they may reimburse you and seek subrogation. Contact an attorney to talk about drafting a demand letter or... Read more »
I have been using this product for multiple years and have had significant hair loss

I suggest contacting the law firm(s) who filed the class action so they can make sure you are included. From the Pleadings, I see the firms are:
1. Shub Law Firm in Haddonfield, NJ
2. Sciolla Law Firm in Philadelphia, PA
3. Whitfield Bryson in Raliegh, NC.
For... Read more »
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