I was sitting at a red light when an out-of-control vehicle struck my box truck in Cleveland, OH. The driver had no insurance, and I only have liability coverage. There was extensive damage to my truck, which I use for work, and I was out of work for 3 days. I paid for a rental before buying a used... View More

I would like to know if I can sue a privately owned car dealership for conducting a hard credit check on me without my consent, which negatively impacted my credit score. I discovered this unauthorized check about 6-8 months ago through my Experian account. I asked the dealership to remove the... View More

Matthew McKenna
answered on Mar 9, 2025

Contact a consumer protection attorney familiar with the Fair Credit Reporting Act. It's tough to say without knowing all the details. If you haven't done so, I would also dispute the hard inquiry on whatever credit report is showing the hard inquiry.

I met someone online who guided me to invest in cryptocurrency through a trading app. Initially, I invested $1,300, then the person lent me $10,000 and later another $151,000 through the app to increase my trading amount. In December, the platform froze my account and demanded various fees to... View More

Stanislav Kshevitskii
answered on Mar 7, 2025

This is a very common fraud scheme. People all over the world, including Russia, suffer from it. If the scammers act quickly and professionally, hide their IP addresses and use other security measures, it is unlikely to find them. Moreover, you have no idea what country they are actually in. Some... View More

I am dealing with a medical bill collection issue in Ohio. I had been consistently paying my medical bill until a declined transaction occurred without my knowledge. Recently, I received a phone call from a collection agency demanding full payment of the bill without providing any documentation or... View More

I was charged a different price for a car than the advertised online price. Although the dealership offered a check for the difference, I have not yet accepted it. Initially, I was also informed there was a 2-year warranty included, but now the dealership says the car does not qualify for it and... View More

Nicholas P. Weiss Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 4, 2025

You should probably return the car if you can. If you don't want to, then both of those actions are violations of Ohio's Consumer Sales Practices Act, and could be reported either to the ohio attorney general, or could be prosecuted by a private attorney.

I was involved in a car accident in which I was at fault, and my new car was not yet covered under our family insurance policy, leaving me uninsured. Initially, I received letters indicating I was being sued for $10,000, but it has now increased to $30,000. There was no communication or agreement... View More

I would like to know if a rental agency can legally send my credit report to a non-family member without my permission. I had no agreements or dealings with the person or entity who received the report, and I haven't noticed any consequences from this action so far.

I have been living in an apartment on a month-to-month lease for 3 years. The property is zoned for 2 units, but the landlord has an illegal third-floor tenant who uses my electricity, billed under my unit. This has caused my bill to more than triple due to the other unit's electric space... View More

I recorded a video on private property for non-commercial use that includes people whose faces are blurred but their voices are audible. I did not obtain any verbal or written permissions from these individuals. Do I need their consent to share the video on YouTube?

I was in an accident in Ohio on January 6, 2025, where I was not at fault. My car was towed to a yard, and the insurance company of the at-fault party will not pay the towing or storage fees. I notified both the insurance company and the tow yard soon after the accident that I wanted to keep the... View More

I received certified mail from a debt collector regarding a debt that was charged off in 2016, with the last payment recorded in January 2020. The original firm holding the debt has reportedly merged with another company, yet the merger was never mentioned. I've only received basic details... View More

I sold items on eBay and they were successfully delivered, but eBay hasn't issued my payment even though it has been delayed by 60 days. I contacted their customer service and received no specific reason for the delay. According to their terms, the payment should have been issued 3 days after... View More

I would like to know if I am legally obligated to cover ongoing medical debts incurred by my adult homeless relative, who has refused to live with their elderly parents who are residents of Ohio and do not have much money. The person in need is not eligible for Medicaid or other health benefits.

Adam Savett
answered on Feb 14, 2025

The answer, unfortunately, is "it depends."

You described the other person as an adult "relative," but you didn't indicate what your relationship is to that person. Are you their parent, child, grandparent, third cousin? The degree of relationship may matter,... View More

I purchased a dirt bike (got a BOS) later found it had a lien on it. I was originally working with the bank First Bank of Ohio in Tiffin concerning this matter. Now I have learned that they have violated laws including debt collection laws. They used unfair and coercing acts to make me do things... View More

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James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 6, 2024

If you put the title in your name, it does not automatically make you responsible for the lien itself. The lien is tied to the previous owner's debt with the bank, and unless you explicitly agreed to assume that debt, it remains their responsibility. However, having a lien on the vehicle could... View More

Was convinced to sign up for a service by door to door salesmen. They said it would only cost $50/mo, cheaper than what I paid at the time, & the first month wouldn't exceed $70. Told to ignore higher total when it calculated to $120. Perjuration made first bill $300+. Tried to cancel. Was... View More

Tim Akpinar
answered on Sep 6, 2024

An Ohio attorney could advise best, but your question remains open for over a week. This is a mess that could require sorting out beyond what is possible with a few quick recommendations on a Q & A forum. At this point, the debt collector will require attention - either on your own, expressing... View More

If the hotel owes me my tax money back

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James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jul 18, 2024

In Ohio, hotel stays of 30 consecutive days or more may qualify for a tax exemption on lodging taxes. Since you have been staying at the hotel for 34 consecutive days, you might be eligible for a refund on the taxes you have paid.

You should first check with the hotel management to confirm... View More

Contract signed for project and down payment paid in March. Contractor never contacted me again. I complained to the contractor company then was given a new contractor who is doing the same as the prior contractor. Verbally, the agreement with the first contractor and second contractor was to... View More

John Michael Frick
answered on Jun 10, 2024

It depends on the nature of the job and what a reasonable time for completion of that particular job is.

In a contract, the parties usually must explicitly agree on a firm completion date if it is important to the parties when the work must be performed. The phrase used to describe this... View More

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I have a customer that I renovated a bathroom for. They were unhappy with everything from the start. Nothing wrong with the work. But they're extremely picky. They are now asking for proof of insurance, which I do have. Do I have to provide it after contract was already signed? Also I had them... View More

Tim Akpinar
answered on May 29, 2024

It could be worth checking with a local attorney what the law is on providing insurance. No one could judge your position or their position without seeing the contract and your work. But in some settings, the claimant will have to place the matter into suit to obtain the insurance info. And if... View More

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Engine is bad. Labor to change is over 7000 and GRade A says they only have to pay me $250 because they say it’s warranty and not DOA or that there is no difference!

Kyle Anderson
answered on May 27, 2024

Hello,

This situation depends on the language of the warranty. I would recommend reaching out to an attorney to have the warranty language reviewed.

Walmart admitted to failing to put oil in my vehicle after draining the old oil. They said they would repair or replace the motor, today 4-2-24 they just offered us fair market value for the vehicle. We have documentation and a second opinion from another mechanic that the vehicles oil pan was bone... View More

Nicholas P. Weiss Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 3, 2024

You are likely entitled to compensation above the fair-market value of the car under Ohio's Consumer Sales Practices Act. Performing a car repair in an unworkmanlike quality is an unconscionable act under the CSPA, potentially giving you triple damages.