Get free answers to your Consumer Law legal questions from lawyers in your area.
In the state of Virginia, an unlicensed contractor took $18,800 from me for home repair work, leaving $1,500 worth of work unfinished despite having written agreements specifying what was to be done. After contacting the contractor about a hole left in the outside of my house that was part of the... View More 
My elderly parents' home address is being falsely used as the address for a non-existent non-profit on Google. As a result, they have been harassed for over a year, including unwanted visits and deliveries like a truckload of sand in their driveway. Although they have reported this to the... View More
I returned a mattress in person on February 8, and the store owner has yet to provide a receipt for the return. I paid by credit card and the owner claims he is waiting for the chargeback to be closed. However, I emailed them about the situation since the return was supposedly permitted according... View More
I have been a patient at a doctor's office for 13 years when I received a letter from the office manager terminating my services, accusing me of not establishing an effective patient-provider relationship. This decision left me without any notice to see my doctor and barred me from accessing... View More
I hired a roofer in Virginia to replace my roof due to storm damage. My insurance initially agreed to pay $6,000 but later said it was a mistake and won't cover it. I signed a contract with the roofer but it didn’t specify payment terms. I'm on a fixed income and offered to pay the... View More
I'm dealing with a hostile neighbor who has installed surveillance cameras aimed at my property, including my basement, sunroom, and just recently, an upstairs bedroom door. He behaves dangerously, like driving too fast when kids are playing outside. Despite involving the police, they've... View More
answered on Jan 12, 2025
A Virginia attorney could advise best, but your question remains open for over a week. You could repost under "Collections," where collections defense attorneys would have strong insight into such matters. But at this point, since the matter has been placed into suit, you probably have a... View More
11/9/24, 12:07 PM - Your current account balance is $9456.81. The unfreezing fee you need to pay is $9456.81. After the risk control department unfreezes your account, the funds you can withdraw are $18913.62
11/9/24, 12:08 PM - 105238: Why
11/9/24, 12:08 PM - 105238: Can... View More
answered on Dec 6, 2024
A Virginia attorney could advise best, but your question remains open for a month. At this point, you could reach out to attorneys who handle matters with banking and financial institutions. It might save money in a consult if you gather as much background info as possible on your own from your... View More
On September 3 we realized that our bank account had dropped in value by more than expected through our normal use of the account. Our research showed that more than $40,000 had been taken by unauthorized users (almost 50 based on our understanding of PNC account statements) over a period of... View More
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answered on Oct 29, 2024
If you are the victim of theft or fraud you should report the situation to your local law enforcement agency. If they take no action, you can follow up by trying to meet with the local Commonwealth's Attorney's Office. As far as civil litigation goes, yes there is potential liability.... View More
My insurance company did not do due diligence, withheld repair quotes that meant my car was not a total loss. Told me could only provide rental for 1 week after low ball offer, that they never corrected.
At fault drives ins company used "policy limits" to not pay, increasing my... View More
answered on Oct 27, 2024
A Virginia attorney could advise best, but your question remains open for two weeks. It sounds like you are dealing with an adversary with very low policy limits. If that's the case, you could explore your own policy's underinsured motorist provisions or look into viability of filing... View More
Credit card maxed out by doing balance transfer amount is 4000$.
left USA as wife lost the job.
I was using the same credit card for 3 years in the past.
Warrant in debt filed after 3 years I left the country.
Hearing happened the same year but I was not in the... View More
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answered on Oct 16, 2024
Based on the information you provided, it appears that your case is no longer active. The judgment stating "case dismissed" and "judgment vacated" typically means that the court has closed the case in your favor. Since it's been over ten years and the case has been... View More
Credit card maxed out by doing balance transfer amount is 4000$
I was using the same credit card for 3 years in the past
I have moved out of USA as wife lost job
Warrant in debt filed after 3 years I left the country
Hearing happened the same year but I was not in... View More
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answered on Oct 15, 2024
From the facts that you give, it is likely that the statute of limitations has expired and that the creditor can no longer collect on any debt. However, if the creditor got a judgment against you, because you didn't appear, then the judgment may still be valid and collectible if and when they... View More
No details regarding amount, if in state or not and they told me "We don't know if this is really you." After freezing my credit, submitting a report to the FTC, Honda Financial & taking time off of work to file a report with Local Law Enforcement, they still would not provide... View More
answered on Oct 2, 2024
I would certainly recommend contacting a consumer protection attorney as soon as possible that will offer a free consultation. It appears that you disputed this information with Honda Finance but I would also recommend disputing the information with the credit bureaus. You'll want to send the... View More
Called several times and faxed showing where I have paid them. They tell me it will be taken off. But then I get another bill
answered on Aug 27, 2024
A Virginia attorney could advise best, but your question remains open for a week. Unless things get out of hand with aggressive collection efforts, it probably isn't worth your trouble and expenses to bring in an attorney to sue in such a situation. The usual first step could be a letter from... View More
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answered on Jul 18, 2024
Selling fake products, even if you clearly label them as fake, is illegal in Virginia. This practice violates both state and federal trademark laws. Trademark laws protect consumers from confusion and deception regarding the authenticity of products.
Additionally, selling counterfeit items... View More
My mom suffered a stroke while visiting the US. We bought her a travel medical insurance before her travel dates, but the insurance claim was denied while she was in the hospital. We are trying to file an appeal against it as it falls under their clause "acute onset of preexisting... View More
answered on Jun 9, 2024
A Virginia attorney probably advise best, but you posted last week, and time is of the essence in the matter you describe (the appeal). Don't lose time awaiting an offer of legal services on this forum - the format here is brief Q & A. It isn't set up like a referral service for... View More
I lost 3 refinance loans so far and can’t sell either. I asked them to remove the lien they said 24,000 dollars and they’ll remove it.
answered on Jun 1, 2024
With the majority opinions of the US Supreme Court, despite the express wording of Section 506 of the Bankruptcy Code, the secured amount of any "perfected", i.e., validly filed, liens against a debtor's property will survive a bankruptcy discharge. The deficiencies, if any, of... View More
I bought a bracelet in 2020 for $9,000 I was told it was pure gold. However, the gold is beginning to discolor and I've come to learn that the bracelet is in fact gold covered and not pure gold. The pawn shop I bought it from has since changed owners twice but the store has kept the same name... View More
answered on Apr 28, 2024
A Virginia attorney could advise best, but your question remains open for a week. The Product Liability category is basically about injuries from dangerous products. Your situation appears to be closer to consumer rights. You could repost and add categories of "Consumer Law,"... View More
I have sold under the name for over 10 years own the name of my business on every platform out there but 1 and just found out someone within my state is now trying to use my name to sell similar items on another platform. I do also have my name as a registered LLC and has been for over 5 years, I... View More
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answered on Mar 15, 2024
If your business name is registered as an LLC within your state, you generally have legal rights to that name within that jurisdiction, especially for the business category or industry in which you're operating. The fact that another entity is using your established business name to sell... View More
My mother was extorted out of $100,000 in cash by individuals representing themselves as Treasury Dept. representatives. She went to the local branch of Wells Fargo Bank over the course of 3 consecutive days and took out a total of $100,000 in cash. I have reported this incident to the local... View More
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answered on Jan 31, 2024
Hi there - I can offer some general information that might help you understand your situation. If your 80-year-old mother was extorted and withdrew $100,000 in cash from her bank under fraudulent pretenses, you may have legal options to pursue. Negligence on the part of the bank, like allowing such... View More
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