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The teller gave me a direct deposit form with the wrong account number. The error was discovered after my paycheck was deposited. I immediately went to the bank to have the error corrected, but they have refused. The bank admits it was their error and that the funds were there, in the other... View More 
If you don’t have an account with them. This is not a federal law nor does any other bank require this and if I don’t deposit cash I do not need to give them my social. They cannot tell me where on their website or where on the terms and agreements when signing up for an account that it is... View More
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answered on Sep 27, 2024
It’s understandable to feel uncomfortable about giving out your full Social Security number, especially for something like a deposit. You’re right that there is no federal law that specifically requires giving your SSN for a deposit, though banks do have policies in place to comply with federal... View More
The bank my employer uses placed a hold on my check . The check isn’t clearing until the 3rd of June from what I’m told . My rent is due may 30th. If I become evicted do I have a case
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answered on Jun 3, 2024
If your eviction is directly caused by the bank placing a hold on your check, you might have a potential case. The key factors to consider include whether the bank followed proper procedures for holding the check and if they provided adequate notice of the hold. It's also important to examine... View More
Principal balance on my house was 75,000. on Dec. 31st it was sold at a sheriff auction on Jan.10th for 125,000. but the bank says there is only 897.00 left after the foreclosure cost. Are foreclosure auction sales that expensive?
answered on May 28, 2024
In addition to the principal, there's also attorney's fees, costs, interests, the seller's (sheriff's charges), and others charges/fees so yes, it is quite possible it was that expensive. You can contact the Sheriff's office and they should be able to provide you an itemization.
answered on Feb 19, 2024
If you did not alter the check, you should ask the bank why they think you altered it. You can also request the union to reissue a check if there is a discrepancy on it that is preventing the bank from honoring it.
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answered on Feb 5, 2024
You raise a valid question. Generally, banks should not charge overdraft fees if there are sufficient funds in the account to cover a transaction. Here is some key information regarding overdraft fees in Louisiana:
- Louisiana law prohibits banks and financial institutions from charging... View More
We did everything by the book step by step it was accepted signed and sealed by the court that my 2 step sons and myself are the only true heirs. They still won't discuss anything about the account whats going on the process nothing. When we inquire we are ignored and they won't return our calls q
answered on Dec 11, 2023
You mention a "small estate affidavit," which, in Louisiana is not "signed and sealed" by the court. So, I am not sure how you all proceeded, but if you had an attorney assist with the succession process, then, please, reach out to that attorney to send a notice of... View More
Did a title loan with a friend and they ended up stealing my car.
I did a title loan with a friend of mine of 20 years. I borrowed 2900 with the promise of paying back $3,900 within 21 days. My car is worth $40,000.00. We wrote up a agreement and had a witness sign it on day 20 he showed up... View More
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answered on Dec 15, 2023
In your situation, where a friend has allegedly stolen your car following a title loan agreement, it's essential to take immediate legal action. The details you've provided suggest possible fraud or breach of contract, especially given the sudden change in the repayment amount and the... View More
answered on Oct 7, 2023
A Louisiana attorney could advise best, but your question remains open for three weeks. Check the terms of your loan documents for any provisions relating to arbitration being a condition for repossession. However, without knowing more, the short answer to your question is "yes." Good luck
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answered on Sep 21, 2022
The title company's job is to clear your title prior to the conveyance. If there is no judgment lien prior to closing, it may not get paid and released. Then the creditor would probably try to collect from your bank.
LLC pays the note for the SBA loan. I'm still a guarantor on the loan. Bank won't release me. Ex says she can't get refinanced. I tried to refinance my house and was denied because of being a guarantor on loan. How do I get out of being a guarantor on the loan? Filed a motion for... View More
answered on Nov 9, 2021
Your partition should have:
1) Given her the LLC,
2) stated she had 30/60/90 days to refinance SBA mortgage.
If it does, then hurry and hire a lawyer to OBJECT to the HOC. If it does not, then hire a lawyer to file a 2d Petition to Partition for Omitted Liability.
there is so much more and i do have proof its just finding a lawyer that will listen and take interest. this could turn into a huge case and ive been told poss. movie,,,lol. there is alot and these people have stolen, lied, bullied, and manipulate
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answered on Jul 4, 2021
Please understand that attorneys in this forum are not allowed to contact you, provide their contact information in a response, or in any way try to solicit your business or indicate their availability to help. You need to make the first contact. Click on "Find a Lawyer" above and... View More
I’m a servicemember who was told he did not qualify for Louisiana Statute 29:312 due to my loan being a signature loan.
answered on Dec 10, 2020
It appears you were mislead by whomever told you the law doesn't apply to a signature loan. Recommend you consult with the Legal Assistance Office (part of JAG) at whatever installation to which you're assigned to get personal legal consult, advice and representation. Good luck.
All that was written and allowed were verified by bank each time by account holder
answered on Oct 4, 2020
If you are getting anything as a private caretaker, it should not exceed an hourly wage or weekly salary.
My loan officer sent this email to my contractor. She is not on the loan and he has never reached out to me.
Angela,
Please call me so we can discuss your maturing construction line of credit.
Thanks,
Sim *****
Commercial Lending Manager
answered on Apr 29, 2020
Yes, this is quite common banking practice. During any construction loan your contractor is liable to the bank for the construction loan--not the future property owner. If all goes well during construction, you will get to take over the construction loan after it is rolled over into a permanent... View More
I am the primary account holder on the said account. I added him just recently. I live in Kentwood Louisiana he lives across state line in Ms
answered on Apr 16, 2020
File a claim in Justice of the Peace Court, close your checking account and open a new one in just your name.
answered on Dec 17, 2019
Way more detaIls needed. If this has to do with a divorce, hire a divorce lawyer.
Louisiana incorporation Registration Jefferson Parish DA Paul D Connick Civil case # 2:18-cv-09296 In 08/08/2019 around 10:30 am Trina Williams ticket #G59 matters of jurisdiction zoning went through intake process waiting again United labor and wage for name to be called at off SSA 115 terry... View More
answered on Aug 8, 2019
Your question makes no sense. Ask someone to write it for you.
Informed in dentist office the paper work signed only pre qualified me. Did not know an active loan was in place until payment reminder came in mail from lender. Every “TILA” law was crushed in this whole process by said Dentist office and said lender. Both are working in conjunction against me... View More
answered on May 23, 2019
Assuming that you had the expensive dental work done the written documents you signed allow the dentist and the creditor to collect the money you agreed to pay from you; it doesn't matter what you were told before the procedure. If you are unhappy about the interest rate, contact a Louisiana lawyer.
If I put him on it and the courts want more money or to levy or freeze it for what ever reason can they do it even if my name is on the account too?
answered on May 22, 2019
If your husband has a judgment against him or a child support garnishment, do NOT add him to any of your accounts.
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