Get free answers to your Banking legal questions from lawyers in your area.
Can I legally withdraw money from either account without being sued or arrested for theft? What can or can I not do with this money???
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 21, 2024
Based on the information provided, here's a general overview of the situation, but please note that this is not legal advice and you should consult with a local attorney for specific guidance:
1. Joint accounts: Generally, when two people open a joint account, both parties have equal... View More 
In reference to MS Code § 27-7-1103 (2020) and MS Code § 27-7-1101 (2020), I have an existing first time home buyer savings account already. Specifically in reference to item #3 in MS Code § 27-7-1103 (2020), can I close the account and deposit the cashiers check into my main bank account a... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 8, 2024
Based on my understanding of the Mississippi Code sections you referenced (MS Code § 27-7-1103 and § 27-7-1101) here are the key relevant points:
1. MS Code § 27-7-1103(3) states that funds withdrawn from a first-time home buyer savings account must be used for eligible costs related to... View More
The vehicle has more owed than value, the bank account only receives money from social security which is only source of income.
answered on Jan 3, 2024
Social security benefits are generally exempt under most if not all state laws, so general creditors cannot use the court systems to capture your benefits.
Most banks are federally chartered, or are insured by the FDIC, and because of that, tend to comply with federal law and requirements.... View More
Insurance check made out to mortgage company and me, I signed and deposited check, bank cashed check but put hold on it until mortgage company signs, mortgage company won't sign until check reissued by insurance company. Check issued Feb. 2023. Insurance says can't reissue because bank... View More
answered on Dec 6, 2023
While I do not practice in Missouri, generally speaking, you will want to contact the Missouri Department of Insurance who should be willing to step in to assist. I see no reason that the mortgage company wouldn't be willing to sign off on the original check, for your back to cancel the... View More
The month I bought my car my credit union was bought out. I got welcome packet. It said I needed to do nothing and the transition would be uneventful. I noticed the first two payments were not made so I went into branch, paid them and made sure it would be deducted monthly. I change banks and set... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Nov 12, 2023
In your situation, the potential for repossession depends on the terms of your loan agreement and the bank's policies. If the bank's system rejected your payments and you were not notified for months, you may have grounds to dispute the repossession.
It's important to... View More
Husband. He lived there taking care of her and working from home part of time and at our home in Arkansas. MIL left house with TOD in my husband's name only because his brother had so many school loans and she didn't want "the big man" getting on his part. Apparently there is a... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 26, 2023
When your husband sells the home, the home equity line of credit will need to be paid off in order to pass free and clear title to the buyer. Yes, the gift of half of the proceeds to your husband's brother would be a taxable gift to the extent in excess of $17,000. However, there is a... View More
Lawsuit on Greenville police department, Sheriff department and sexual harassment on ambulance driver
answered on Jan 3, 2022
Unfortunately, without more information, there is not enough information to go on. I would highly recommend that you reach out to a lawyer to go over the facts and circumstances of your case, so that you can determine what can be done.
Truth in lending
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 30, 2021
You may be looking for something else. But the important instruments are the Mortgage which is recorded at the Courthouse. The Note is secured by the Mortgage, and there should be some Note terms in the Mortgage. The loan servicer is not the lender, and probably owes you nothing as you are... View More
We had put my stepson on the account in the event something happened to us he would have access. My husband passed away suddenly and within a matter of days my stepson had taken entire amount and will not speak to me. Is there anything I can do to get my money back since he was on the account. I... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 14, 2021
This is a classic case of do it yourself estate planning gone wrong. It might be theoretically possible for you to recover the money, but you will have to sue your stepson to get it back, and you will have the burden of proving that the money was yours and not his. You did not say how much money... View More
Bills not ins company now I get a claim letter I mail for bankruptcy what does this mean please please help me
answered on Aug 23, 2020
A Mississippi attorney would be able to advise best, but your question remains open for two weeks. From what you describe, it's possible that your insurance carrier became insolvent and went into receivership. This is only a guess because you mention that the billing facility mentioned... View More
Turns out the check was fake. The bank says I’m liable for the money. The teller at the bank that helped me Took the check to a superior it was approved and cashed
answered on Dec 22, 2019
The reason the bank is looking to you for the money they lost is because you cashed the check and have the money.
I use to work at community bank. I’m pregnant and no one would hire me. What do I do?
answered on Jan 1, 2020
You really need to consider reaching out to a criminal defense lawyer, as there will likely be criminal charges coming down the pipeline. Depending on the circumstances, you may be able to avoid jail time and having this go on you record. Feel free to reach out to any lawyer on here by clicking the... View More
answered on Sep 26, 2019
You could repost this, adding Criminal Law to your categories. It looks like you're asking about "Accessory After the Fact." That's something a criminal defense attorney would know about. Good luck
Tim Akpinar
Ated projects. The cancer rate, effects on soil, water, animals, and children.
answered on Aug 23, 2019
As a starting point, you could contact an environmental attorney or toxic tort attorney in Mississippi and ask if they would give you a free initial consultation. Keep in mind that these types of cases could require considerable budgets. They can involve costly soil and water sampling and analysis... View More
answered on Jul 10, 2019
If the age of majority in Mississippi is (still) 21, and if the minor is not yet 21, then the minor is still a minor; right? Think about that.
I put on my employment form a direct deposit information the correct information however the bank sent an email to my employer stating it was wrong and gave another account ( which isn't mine ) but I had already had a direct deposit from my employer the week prior. now they stated that my... View More
answered on Apr 8, 2019
Regardless of the bank SNAFU, if you are receiving pay for the time worked you have no viable claim. Litigants MUST have a real injury in order to sue somebody.
answered on Mar 26, 2019
This question is not as easy as it appears. The answer would depend upon several other factors, including whether the husband and wife have a joint checking account, whether the husband has allowed his wife to sign his name to checks in the past, whether the money involved was money that only the... View More
Does a credit union bank have the authority to take funds from a consumer's checking account to pay a delinquent credit card payment if the credit card was opened through the bank?
answered on Mar 26, 2019
Yes. Any regulated financial institution has a legal "right of set off" in situations where there is money in one account but insufficient money in another account at the same bank. And it does not matter if there are other people who also own the account where the bank takes the money... View More
on the account. He doesn't have access to the account. I did not give consent for him to obtain this information. Was this illegal?
answered on Mar 26, 2019
Technically, yes. Banks are not supposed to release information to any client about another client without permission. However, having been a commercial bank officer in a different lifetime, I also know that this happens frequently when the bank employees know or have known that the person asking... View More
answered on Feb 1, 2018
Contact an attorney about your judgment or defaulted garnishment.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
