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I just received my first speeding ticket in Oklahoma for driving between 11-15 mph over the speed limit. Since this is my first ticket, I'm unsure whether I should go to traffic court or simply pay the fine. I'm also not certain about the potential impact on my insurance or if... View More
answered on Oct 6, 2025
Since this is your first speeding ticket, you have a few options depending on your priorities and how you want to handle the potential impact on your driving record. In Oklahoma, paying the fine is the same as pleading guilty, which means the violation will go on your driving record and may affect... View More
I was sitting in my vehicle that was not running, talking to a friend when a policeman approached, opened the door, and searched my car without a warrant. I was arrested for marijuana possession and later learned my license was suspended due to no insurance. My case is now closed, but I have been... View More
answered on Jun 13, 2025
No, you likely don't have to do the DUI course before getting your license back. DDS only requires the DUI course to be submitted if you are convicted of DUI, the Court may have made that part of your sentence, and you will need to get it done during your probation, but only as a term of your... View More
I stayed at Choctaw Casino in Durant on March 25, 2025, and slipped in the shower when the power went out, causing a concussion and injuries to my neck and back. After informing casino staff and filling out an accident report, I sought medical treatment at Texoma Medical Center and further... View More
answered on Jun 10, 2025
What you’re going through is painful and stressful, and it’s made even harder when medical costs start piling up without support. Filing a tort claim with a tribal entity like Choctaw Casino can be more complex than filing against a private business. Since tribal nations are sovereign, they... View More
I was involved in an accident on May 12, 2025, and my insurance company is offering a settlement that I believe undervalues my vehicle. They're stating that since my vehicle is considered totaled, they base their offer on the taxable value, which is only half of what I think the vehicle is... View More
answered on Jun 10, 2025
You don’t have to accept the first offer from your insurance company, especially if you believe it doesn’t reflect your vehicle’s true market value. Even with full coverage, insurers sometimes lowball their initial payout, hoping policyholders won’t push back. If they're using the... View More
I was rear-ended by a drunk driver while my special needs son was in the vehicle with me. I've requested all correspondence between my lawyer and the insurance company due to a lack of communication from my lawyer. I disagree with the final offer from the insurance company. Despite my requests... View More
answered on Apr 3, 2025
Sorry for your inconvenience during this time. First thing is if you are dissatisfied with the lawyer you currently have, then you are well within your rights to terminate their representation and hire a new lawyer. The new lawyer should be able to get the information from the original lawyer.... View More
I was being interviewed for a comprehensive assessment by RN case manager with health insurance. discussi my diagnosis andmedication past and present. Discuss finding new a doctor. Told her wannted to get back on my old medicstkons except for pain medicstios, esp my CNS medication. I started... View More
answered on Aug 31, 2024
It seems like you’re feeling understandably upset and confused about what happened during your interaction with the nurse. In general, healthcare professionals, including nurses, are mandated reporters, meaning they must report certain situations to authorities, especially if they believe a... View More
Restoration company through the whole house away the insurance company is now not wanting to do things that need to be done this fire was a one room in Feb and we are still not home HELP
answered on Jun 30, 2024
An Oklahoma attorney could advise best, but your question remains open for two weeks. To answer your question, you're dealing with a property loss or property damage case. It doesn't look like a "Bad Faith" claim (your posted category), since the carrier has the right to verify... View More
“On December 28th of 2023, my wife became critically ill with Flu “A” and severe double pneumonia. She was taken to a hospital in Oklahoma City and placed on a ventilator. Sadly my wife suffered a hypoxic brain injury due to the lack of oxygen her brain was getting. Now she is in a nursing... View More
answered on Feb 29, 2024
A Texas or Oklahoma attorney could advise best, but your question remains open for a week. I'm sorry for your wife's ordeal. Carriers do deny claims on the basis of differing medical opinions. Only a local attorney could advise on the validity of the carrier's denial under... View More
There was significant damage to steel crossbeams making home unstable at that end. Also seven busted windows along with a stress point where it was twisted almost in half where roof sags badly now. Back toilet was knocked out of the floor whereas there is no support under tub now either. My... View More
answered on Sep 23, 2023
Yes, you can still make a claim on your insurance. Your insurance company will then be subrogated to any claim you have against the movers or the surety on the bond.
I already have around 20 clients. These policies I would be writing for me and my sons would not be over 25% of my total business. These policies on my sons and I are from the marketplace which means they are being subsidized by tax payers. If I were able to take ownership of the health... View More
answered on Jul 19, 2023
An Oklahoma attorney could advise best, but your question remains open for four weeks. Until you're able to consult with a local attorney, most states have departments of insurance. They field many insurance-related questions from the public. Good luck
My father was my beneficiary but passed away in 1988. My mother had told me that she became the beneficiary. My stepfather recently passed away and my mother is in early demensia so we are getting all legal paperwork together. I found a photocopy of her updating the policy, but no original. Neither... View More
answered on Mar 9, 2022
If the life insurance policy truly belongs to you, then all you have to do is call the life insurance company and ask, and you can update the beneficiary anytime you want. If you have been paying the premiums, then the life insurance policy probably belongs to you. If you have not been paying the... View More
She broke into my house and stole the documents and, put in a change of address for mail to go from my house to hers. She also forged my signature to change the amount of the policy.
answered on Feb 9, 2021
You need to contact the insurance company immediately and notify them. My advice is get a Post Office Box and send a formal letter to the insurance company giving them that address. Most likely you will need to file a police report for the criminal actions that took place, which I see at least 4... View More
this was a five vehicle ,accident the fifth vehicle was a Ford F-250 truck and the insurance company for the driver's insurance co. accepted full responsibility for all damages by subrogation
answered on Mar 30, 2020
If the claimant wants to keep the car, yes they can say "well,you are getting back what the salvage value is." Now you need to determine how they figure that, and if what you get will allow you to repair the car to the level it can be inspected. If there are problems with that or other... View More
The 1 code listed is very vague. In California the list of EUO is at least 2 pages long on their website and it describes what is allowed and not allowed under EUO. Why is Oklahoma laws so vague concerning EUO? I’m not a policy holder and I’m a non driver on the policy, I’m also not a... View More
answered on Feb 7, 2020
An Oklahoma attorney could answer you best, but your question remains open for two weeks. As a general matter, there might not be a great deal of EUO-specific law out there. It could possibly be addressed in state insurance regulations, either expressly or impliedly, as measures permitted by... View More
My second vehicle was parked on the street and was not occupied. Another driver crashed into my vehicle causing a lot of damage. The other driver does have insurance. Will that driver’s insurance company be required to pay for the damage or will my state laws give them an ‘out’ since I was... View More
answered on Jan 2, 2020
That is frustrating situation to say the least! If you have the driver's insurance information, then contact the insurance company and file a claim against the driver's insurance for the property damage to your vehicle, diminished value (if applicable), and any other property damage that... View More
I went through a claims experience that I didn’t appreciate because I was feeling pushed by my employer to sign off before I felt I was back to normal. She has done this on multiple occasions I have found out. Not looking to sue for money. But I wish to anonymously notify the correct agency so... View More
answered on Sep 3, 2019
The 2014 Administrative Workers’ Compensation Act allowed employers to “opt out” of the state workers’ compensation system as long as they provided equal or better benefits. Since that time, the Oklahoma Supreme Court struck down the “opt out” provision. Employers can self-insure, but... View More
Our soul state police pulled me over booked me and took my motorcycle helmet and my backpack which had all my personal property in it and I was wondering if I can get it back before I go to court
Suit by Met Life to reclaim life insurance paid to me in error. I was not at fault in any way but cannot repay. It was in 2014. Can I get advice?
answered on Nov 30, 2017
Sorry I didn't see this sooner. YES, you should hire an attorney, if you haven't already. Representing yourself in Federal Court is much more difficult than in state courts, as I am sure you have learned by now.
Please visit my website, www.GaryJDean.com, and at the bottom of the... View More
I was given the key by the owner. I did take a drive her car for a while before being arrested, whereas the car was returned to either the insurance company or the owner. There was no damage to the car. However, they are suing me (insurance company) for a sum of money equaling 6,800 dollars... View More
answered on Jun 29, 2016
Presumably they have an appraisers report saying there was damage. You have to prove their wasn't. Won't be that easy.
Other driver was at fault. His ins. recommended I file under mine for time's sake and they'd reimburse them.
I did, and got a valuation report for around $25K (Including OK taxes and fees). None of the comps they chose had nav or premium sound like mine. Then they deduct... View More
answered on Jun 29, 2016
Lawyers give free consultations. If it did that much damage you may have an injury but just want to say "Oh, my shoulder, that 's nothing..." then months later you get a rotator cuff. So contact a member of the OK Trial Lawyers Assn --they give free consults. Look at your policy--do... View More
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