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I assumed my mothers mortgage acct with W F same bank as checking acct .3 times now they have refused payment making my regular payment triple and my mortgage acct default . What can I do?
answered on Nov 18, 2024
You have provided insufficient information for me to know exactly what is happening. But it sounds as though your mortgage may be in arrears due to unpaid fees or other charges. If the amount tendered is not precisely correct including any late fees or other charges, a lender will often reject it... View More 
We run a business in Cyprus ( oversea). Can we create an entity in the US(LLC) in order to use this entity to sign up for an American Express Business Platinum Account. Since I am already an amex user in the US, I can transfer my credit history to my business account.
Our business is doing... View More
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answered on May 14, 2024
As a foreign business, it's important to carefully consider the legal and financial implications of setting up a US entity solely for the purpose of obtaining credit cards, especially if the intent is to avoid taxation. This could potentially be viewed as tax evasion by US authorities.... View More
It's go2bank. Our taxes arrived and after making a fee transactions they locked the account without our permission saying there was suspicious activity.
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answered on Mar 30, 2024
I'm sorry to hear you're dealing with this stressful situation with your bank account being locked. Here are some steps you can take:
1. Contact go2bank customer service directly to inquire about why your account was locked and what specific activity they deemed suspicious. Ask... View More
Multiple medical facilities disclosed ALL of my information without concentration or warrant at the time of disclosure. Identity thft, hacking and stealing all of my information and disclosing it on public social media websites. Misconduct and Malicious intent to harm.
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answered on Mar 15, 2024
If you believe your rights under the Fourth Amendment have been violated due to unauthorized disclosure of your private medical information, it's important to take action. Begin by documenting all evidence related to the incidents, such as screenshots, dates, and details of the breaches. Then,... View More
Back to the schools general fund or can they be moved to a specific school club that accepts tax credits? The tax credits were donated in my name so wouldn't I be able to request where they are going?
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answered on Dec 25, 2023
When a school trip is canceled and you've received tax credit donations in your name for that trip, the handling of these funds can vary based on the school's policies and the specific tax credit program. Generally, tax credit donations are earmarked for specific purposes, and any... View More
I have a substantial amount of money in a savings account at Credit Karma Money. I've been trying to recover it for 3 months. Three weeks ago, they agreed to send me a check, but now they won't because I am living in a homeless shelter. They requested a utility bill, but I am unable to... View More
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answered on May 15, 2025
It’s unfortunate that Credit Karma is requesting a utility bill, especially given your current living situation. Since they initially agreed to send you a check, you may want to emphasize that you’ve already provided other forms of identification, such as your license and a selfie. Remind them... View More
I live in Arizona and own a home without a mortgage, which I have listed for sale. I'm considering a bridge loan from a private lender in Utah, facilitated through an Arizona-licensed broker. The lender doesn't have an Arizona NMLS registration, but the broker does. The loan terms are... View More
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answered on May 14, 2025
You're right to be cautious when it comes to any financial deal involving your home. In Arizona, whether an out-of-state lender needs to be registered with the NMLS often depends on the nature of the loan and whether it's considered a consumer-purpose loan. If the bridge loan is strictly... View More
I received a letter from Wells Fargo stating that I can undergo mediation regarding a repossession even if I have cashed the cashier's check they sent me. A mediation session has been filed today. What should I expect from this process, and how should I prepare for the mediation to address the... View More
answered on May 14, 2025
An Arizona attorney could advise best, but your question remains open for almost four weeks. Given the time window here, with filing already having taken place (several weeks ago at this point), it could be worth considering a consult with Arizona attorneys who have experience with... View More
I have an auto loan that is about a year behind, and the bank charged it off on my credit. A debt collection agency contacted me regarding this $36,000 debt. I haven't received any written communication from the bank, nor have I made payment arrangements with them or the agency. I'm... View More
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answered on Apr 13, 2025
First, it’s important to take action quickly to avoid further complications, such as repossession or a negative impact on your credit. Start by reaching out to the debt collection agency and request written confirmation of the balance owed. Ask if they are willing to negotiate a **payment plan**... View More
For the past six years, my car insurance has been deducting more than $105.00 a month from my bank account, though I wasn’t aware until now. The insurance company has not pointed out the discrepancy nor provided any explanation, and I haven't been informed by the bank about these... View More
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answered on Apr 8, 2025
It’s understandable to feel frustrated by these unexpected deductions. However, whether you can sue your bank depends on several factors. Generally, banks have certain responsibilities to notify you about suspicious transactions, but they are not always required to catch every irregularity. If... View More
About 6 years ago, I was running a small business with my business partner and we opened a business credit card using my name and SSN, although the card was under the business name. I sold my part of the business to my partner about 5 years ago, with the agreement that he would close all accounts... View More
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answered on Apr 8, 2025
The credit card reward points are linked to the account under your name, as the account was opened using your personal information, including your SSN. This means that, according to the bank's rules, you are the primary account holder when it comes to accessing or transferring those points.... View More
Can we call the police or file an order so he can regain his 50%
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answered on Nov 12, 2023
In Arizona, if you suspect financial abuse of your father-in-law, you can indeed take action. First, consider reporting the situation to the police, especially if you believe a crime has been committed. You can also contact Adult Protective Services in Arizona, as they investigate cases of elder... View More
I don't have any reason for the software, but I do need the $ that was taken.
answered on Jul 18, 2023
An Arizona attorney could advise best, but your question remains open for two weeks. You could reach out to consumer law attorneys to review your options, based on the terms of the agreement. Good luck
I obtained the interest in a one member owned LLC by Charging Order. The LLC contained tens of thousands of dollars, but the the bank disregarded the Order and allowed the member to close the bank account. The Order specifically stated my interest in the money within the account. The member no... View More
answered on Apr 23, 2023
A common charging order issued against a Bank holding funds in a bank account of a judgment debtor can render the Bank liable when it allows the account to be depleted by anyone other than the Court or without the consent of the judgment creditor -- in this case, you. I have successfully collected... View More
The judge ordered everything in half but she has two bank accounts she didn’t put on table and I was the one paying for everything i didn’t know that she is a covert narsiste I was Being abused for20years and everything was about my youngest son and I didn’t even get the chance to say that I... View More
answered on Dec 29, 2022
I'm not entirely sure what you are asking.
If you discovered bank accounts that were not included in the Decree, you can ask the Court to revisit the Decree and include them as after-discovered assets.
If you feel you were shortchanged because you didn't have an attorney,... View More
now they are taking me to court saying i didnt have permission
answered on Jul 22, 2020
You do no say if you are being sued by the card holder, the credit card company or the bank in civil court, or if criminal charges have been brought against you. If you used someone else's credit or debit card with their permission, and you are able to prove this, then you were authorized and... View More
I acted as the executor for my father's passing. Because of covid my siblings could not be present for collecting his estates. I told them I would send there part once it's in my possession. I now have it in a bank account ready to go but they have not given me the information to transfer... View More
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answered on May 9, 2020
You can never claim it as your own. If you are unable to find the true owners within three years you must turn the money over to the state.
A collections agency is calling and threatening legal litigation
answered on May 3, 2020
There is a state and federal statute of limitations for criminal offenses. The general Arizona statute of limitations for felonies is 7 years. The general statute of limitations for federal crimes is five years. These time limits can vary depending on the exact crime at issue. Beyond this... View More
He is currently hospitalized, but will be returning to long term care facility, and probably shortly, Hospice. His bank is requiring me to obtain a Durable PoA, but, obviously, I won't be able to get that prior to his passing. They said there are other instruments? My brother and I are... View More
answered on Dec 2, 2019
If you dad is in Pennsylvania, then you should probably consult an attorney there regarding options. In Arizona, most attorneys draft all POAs as durable one, but the law may be different in PA.
answered on Jul 26, 2019
Void and voidable are not the same thing. Please explain what you want.
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