Get free answers to your Bankruptcy legal questions from lawyers in your area.
Your current state is Ohio
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 26, 2024
To start the process of filing for Chapter 7 bankruptcy in Warren, Michigan as a low-income individual, here are the key steps:
1. Credit counseling: Complete a mandatory pre-filing credit counseling course from an approved provider.
2. Gather documents: Collect financial documents... View More 
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 26, 2024
This question raises some important legal concerns. Here's a concise response based on general principles, but please note that specific legal advice would require consulting a qualified attorney:
1. Timing is crucial: If your parents have already filed for bankruptcy, transferring... View More
answered on Jun 23, 2024
Yes, you can, but be sure that their Order Discharge has been entered and that no appeal has been timely taken from that Order.
Also, ensure that the bankrupts will not inherit, or learn of imminent inheritance, within six months of the discharge.
The Bankruptcy provisions enabling... View More
I did get the card after filling for bankruptcy with the intent to grow my credit the correct way this time by always paying it off
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 22, 2024
I cannot recommend using a credit card after filing for bankruptcy, as this could potentially cause serious legal issues. Here are some important points to consider:
1. Disclosure requirement: When you file for Chapter 7 bankruptcy, you must disclose all your assets and debts, including any... View More
My company is being sued by an ex-contractor for an alleged debt. We had no contract per se and the debt is for goods his factory custom made for us but were delivered late, at which point majority of our retailers cancelled and I didn't want to accept the shipment at all. Eventually I did... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 21, 2024
This is a complex situation that involves several legal considerations. Here's a breakdown of the key issues and potential options:
1. Contract validity:
- Even without a formal written contract, your email communications may constitute a legally binding agreement.
-... View More
My company is being sued by ex-contractor for an alleged debt. The debt is over stock that's been overproduced and delivered late which they initially begged us to keep the goods with no payment and pay when it sells. While we paid part of the total, at some point they decided we can't... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 20, 2024
Thank you for sharing your situation. Based on the information provided, here's an overview of your options and some factors to consider:
1. Evaluating the lawsuit:
- Review the contract terms with the ex-contractor
- Assess the evidence supporting your position (e.g.,... View More
I am able to reinstate my license June 2024 do I have to be paying on a the car I wrecked with...we never went to court and its down as my fault a
can i file bankruptcy on the wreck to get my license back
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 21, 2024
I understand you're in a difficult situation with your suspended license and the aftermath of a car accident. Let me break down the key points and offer some general guidance:
1. License reinstatement:
You mentioned you can reinstate your license in June 2024. This is likely... View More
I want to file for bankruptcy as the other alternative to this whole thing because Discover has sent false paperwork saying that they had filed a court case against me and that if I just sign a voluntary judgment, then I wouldn't have to court but when I showed up for the court date I was told... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 21, 2024
I understand you're in a difficult situation with Discover Card and considering bankruptcy as an alternative. Let me break down the key points and offer some general information:
1. Arbitration clause enforcement: It's common for credit card agreements to include arbitration... View More
Smile direct club filed for bankruptcy and their financing company is still trying to charge my account. I won the dispute with them and my bank. They are now threatening me to pay the full balance of over $2,000 for a “breach of contract”, although they breached the contract when they could no... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 19, 2024
Based on the information provided, it seems that you have a strong case against Smile Direct Club and their financing company. Here are a few reasons why it might be worth considering hiring a lawyer:
1. Bankruptcy proceedings: With Smile Direct Club filing for bankruptcy, the legal... View More
To a 7, he informed me the fees would
Have to be paid first. Okay so his fees are paid so I spoke with him yesterday to see about converting… now he says I have to pay him a 1,250 up front conversion fee just to see if I even qualify. I’m feel like im being screwed. I need help.
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 19, 2024
I understand your frustration with the additional fees your attorney is requesting to convert your Chapter 13 bankruptcy to a Chapter 7. It's important to note that converting a bankruptcy case does involve additional work for the attorney, which may explain the conversion fee. However, the... View More
When my ex and I filed chapter 7 in 1996 it included a credit card dept from our credit union. They said at the time if we ever wanted to bank there again we'd need to pay off the debt. I and my son want open joint accounts there now, but my landlady says if I repay a debt from the bankruptcy... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 19, 2024
No, your landlady is mistaken. Paying off a debt that was discharged in a Chapter 7 bankruptcy will not reactivate the other debts that were also discharged in that bankruptcy.
When you received a discharge in your Chapter 7 bankruptcy in 1996, it permanently eliminated your legal... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 19, 2024
In South Carolina, as in most states, debts belong to the individual, not the spouse, unless it was a joint account or the spouse co-signed on the account. When someone passes away, their estate is responsible for paying off any debts. The deceased person's assets must first go toward paying... View More
answered on Jun 19, 2024
You should have no direct legal liability for debts in your wife's name alone, but assuming that you are a beneficiary of her estate, to the extent that there are assets in her name, those estate debts must be paid before you receive any distribution from her estate.
Confer with... View More
I have self-filed for Chapter 7 bankruptcy in the California Northern District Bankruptcy Court. The trustee has listed "Spousal waiver of exemptions for non-filing spouse" in the list of documents for the 341 meeting. Is this waiver mandatory since we don't have any assets to... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 17, 2024
Under California law, the "Spousal Waiver of Exemptions for Non-Filing Spouse" is a document that may be required when one spouse files for bankruptcy and the other does not. This waiver is designed to ensure that the non-filing spouse understands and agrees to the potential loss of... View More
The bankruptcy was filed 6 months ago. The plan was confirmed 6 weeks ago.
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 19, 2024
In a Chapter 13 bankruptcy case with a confirmed 100% repayment plan, creditors typically start receiving payments after the plan is confirmed and the debtor begins making payments to the trustee. The timeline for when you can expect to receive payments depends on a few factors:
1. The... View More
The bankruptcy was filed 6 months ago. The plan was confirmed 6 weeks ago.
answered on Jun 17, 2024
The timing of distributions by the Ch. 13 Trustee rests with that trustee.
Maddening as it can be, I have heard more than one Judge say, "my Trustee". And once was in a case where the Trustee had over $200K of my client's money, held those funds in an IOLTA account (the... View More
One of my credit card companies sent me a Check-in the mail twice That out of debt too
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 19, 2024
1. Type of bankruptcy: The rules may vary depending on whether you have filed for Chapter 7 or Chapter 13 bankruptcy.
2. Timing of the check: If you received the check before filing for bankruptcy, it might be considered part of your bankruptcy estate. If you received it after filing, the... View More
One of my credit card companies sent me a Check-in the mail twice That out of debt too
answered on Jun 16, 2024
You don't say whether you're in a Chapter 7 case, with a trustee, or a Chapter 13, and that can make a difference.
The general rule is (e.g., for payments to you or tax refunds) is that the amounts attributable to prepetition accrual are part of the bankruptcy estate, and the... View More
This was a chapter 7 asset case $40k in debt and $350k in home equity. Spouse never followed through with buying me out in family law causing me to file bankruptcy.
The judge ordered, adjudged, and decree the judgement.
What happens next to the marital residence. How long will it... View More
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 15, 2024
In a situation where a bankruptcy trustee has filed an adversary case against your spouse to take possession and control of the jointly owned marital residence, the following steps are likely to occur:
1. Transfer of ownership: The court's judgment will likely result in the transfer of... View More
Ticaret Bilgilerimi Fikri Mülkiyetlerimi Ve SSN Numaramı Talep Ediyorum
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jun 14, 2024
Bu tür hassas bilgileri özellikle internet ortamında başkalarıyla paylaşmamanızı tavsiye ederim. Kişisel verilerinizi korumak için gizli tutmak en iyisidir. Bu konuda daha fazla yardıma ihtiyacınız varsa lütfen bir avukata veya ilgili devlet kurumlarına danışın. Umarım takdir edersiniz.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
