Get free answers to your Consumer Law legal questions from lawyers in your area.
I would like to know if I can sue a privately owned car dealership for conducting a hard credit check on me without my consent, which negatively impacted my credit score. I discovered this unauthorized check about 6-8 months ago through my Experian account. I asked the dealership to remove the... View More

answered on Mar 9, 2025
Contact a consumer protection attorney familiar with the Fair Credit Reporting Act. It's tough to say without knowing all the details. If you haven't done so, I would also dispute the hard inquiry on whatever credit report is showing the hard inquiry.
I was charged a different price for a car than the advertised online price. Although the dealership offered a check for the difference, I have not yet accepted it. Initially, I was also informed there was a 2-year warranty included, but now the dealership says the car does not qualify for it and... View More

answered on Mar 4, 2025
You should probably return the car if you can. If you don't want to, then both of those actions are violations of Ohio's Consumer Sales Practices Act, and could be reported either to the ohio attorney general, or could be prosecuted by a private attorney.
I purchased a dirt bike (got a BOS) later found it had a lien on it. I was originally working with the bank First Bank of Ohio in Tiffin concerning this matter. Now I have learned that they have violated laws including debt collection laws. They used unfair and coercing acts to make me do things... View More

answered on Oct 6, 2024
If you put the title in your name, it does not automatically make you responsible for the lien itself. The lien is tied to the previous owner's debt with the bank, and unless you explicitly agreed to assume that debt, it remains their responsibility. However, having a lien on the vehicle could... View More
If the hotel owes me my tax money back

answered on Jul 18, 2024
In Ohio, hotel stays of 30 consecutive days or more may qualify for a tax exemption on lodging taxes. Since you have been staying at the hotel for 34 consecutive days, you might be eligible for a refund on the taxes you have paid.
You should first check with the hotel management to confirm... View More
Engine is bad. Labor to change is over 7000 and GRade A says they only have to pay me $250 because they say it’s warranty and not DOA or that there is no difference!

answered on May 27, 2024
Hello,
This situation depends on the language of the warranty. I would recommend reaching out to an attorney to have the warranty language reviewed.
Walmart admitted to failing to put oil in my vehicle after draining the old oil. They said they would repair or replace the motor, today 4-2-24 they just offered us fair market value for the vehicle. We have documentation and a second opinion from another mechanic that the vehicles oil pan was bone... View More

answered on Apr 3, 2024
You are likely entitled to compensation above the fair-market value of the car under Ohio's Consumer Sales Practices Act. Performing a car repair in an unworkmanlike quality is an unconscionable act under the CSPA, potentially giving you triple damages.
I fell behind on payments to a storage facility after they more than doubled my monthly payment a few months into t lease but was able to come up with t money needed, including fees, before t auction. T mgr blocked my online account and refused to accept payment via cc by applying a clause for 3rd... View More

answered on Mar 26, 2024
In the situation you've described, the doctrine of unclean hands could potentially be relevant. This legal principle suggests that a party cannot seek legal relief if they themselves have acted unethically in relation to the subject of the lawsuit. If the storage facility manager acted in bad... View More
We had our roof replaced 9 months ago and once it was finished, we paid what we owed based on the contract. After a few weeks we realized the work that had been done was not what we agreed upon. They replaced the roof again, then we found more issues on one section of the roof. They replaced just... View More

answered on Mar 21, 2024
You likely have a claim under Ohio's consumer sales practices act for an unconscionable practice. Contact a consumer attorney.
I bought a stove from Lowe's, paid for installation/haul away, when they showed up they said they could do neither as it required lifting them over a counter (which I had no problem with Best Buy after buying a fridge), isn't this a breach of contract? I had to pay another person to come... View More

answered on Jan 31, 2024
This is probably a violation of Ohio's consumer sales practices act. At the very least, I would demand a partial refund. If they refuse then you could potentially bring an action against them.

answered on Dec 28, 2023
An Ohio attorney could advise best, but your question remains open for three weeks. That's something that would be set by the contract for the project, based on what the parties agreed to. Good luck

answered on Oct 27, 2023
In Ohio, merchants are generally allowed to charge additional fees for using a credit or debit card, as long as certain conditions are met. However, it's crucial to note that these surcharges or additional fees must comply with the regulations set forth by credit card companies and state laws.... View More
He stated I welding on the unit but I didn't but claims he can prove otherwise. Does he have a case?

answered on Oct 23, 2023
In Ohio, when you sell a used item with no warranty and the buyer inspects it and agrees to the price, it typically constitutes a private sale under the principle of "caveat emptor," which means "let the buyer beware." This means that the buyer is responsible for inspecting the... View More
I have made electronic and paper check payments. I don't think the credit card company is actually applying both to my balance; both payments are coming out of the accounts and are listed on this company's website (in completely separate spots), but it looks like they're only... View More

answered on Aug 23, 2023
The short answer is: probably. The longer answer is that their legality in withholding this information — or refusing to put it in one spot — somewhat depends on whether they are considered a banking institution or a third-party nonbanking institution (a private LLC, for example). Most lenders... View More
i was late one month and was charged a late fee of $25 which i understand is ok, but also a finance charge. there are no terms and conditions stating this charge and they are not a lender that i am borrowing money from. is this allowed and if so, why?

answered on Aug 7, 2023
If the full amount owed to the HOA, including finance charges, is not paid, then the HOA can record a lien and foreclose it if not paid. The judge would decide if the finance charge is allowable based on the HOA declaration and any actions taken by the HOA board of directors to implement finance... View More
We took training to foster to adopt. We took all of the training, did everything that was asked of us, and read everything before signing anything. They told us that we are licensed through the state of Ohio to foster to adopt. We have located several children that are up for adoption in other... View More

answered on Jul 28, 2023
Write the caseworker from Children Services and ask if you might qualify for a waiver based on income. It sounds like your issue is with a private provider rather than a state agency based on the facts of your question.
I went through a humiliation in a WhatsApp group, I scheduled a procedure with someone and they came to humiliate me in a WhatsApp group because I didn't show up, I paid in full for the service but even so she humiliated me, I'm suffering a lot therefore

answered on Jun 28, 2023
An Ohio attorney could advise best, but your post remains open for two weeks. Unfortunately, despite the bad treatment from the person, a practical legal recourse could be difficult - law firms don't usually handle such matters on a contingency basis. You could reach out to attorneys to try to... View More
Had roof done on 5/5/22. City inspector found out they didn't have permit. They apparently have an issue with getting the permit and still do not have it. This has been over a year now. I have the money waiting to pay them and am of course willing to pay them if they ever get their legal... View More

answered on Jun 6, 2023
They can bill you whenever. If there was a written contract then they have six years from the last date of work performed to bring a claim against you for non-payment.
If they were required to get a permit, and didn't, then you have a strong claim under Ohio's Consumer Sales... View More
The mail boxes old and the lock system is now broken so the mail carriers can not open it to deliver our mail. It has been 3 weeks! Does the owners of the park have to fix this and how long do they have?

answered on Jun 3, 2023
This would depend entirely on your agreement with trailer park. Trailer parks so not fall under the landlord tenant act unless you are renting the trailer rather than just the lot.
They think I am running a business that has been defunct for 9 years. I produced evidence that this was not the case and proof I made them aware of this years ago. I sent this to the tax office, Attorney General and the courts. They were dragging their feet so I contacted Ohio Senate and got them... View More

answered on May 25, 2023
Keep om writing to the authorities not less often then every three weeks. Explain everything, in detail. Do not give up. Eventually you will indeed get their attention and they will respond in a correct positive manner. Don't give up!
DAVID OSTROVE
Attorney at Law
6157 Wooster Ave
L.A., CA 90056
I had court scheduled on March 31st, I went into court and they told me that there was no court that week they investigated why and told me on March 15th the plaintiff filed a motion for summary judgment, up to this point, I have been doing this Pro see and now I'm in a bind the scheduled a... View More

answered on Apr 5, 2023
Call you local bar association or legal aid society. They maintain lists of lawyers who can help you. April 19 is two weeks away. Get on this tomorrow and you will have enough time.
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