Get free answers to your Consumer Law legal questions from lawyers in your area.
I was in a car accident last year my insurance company considered my car totaled and I canceled the plates in April of last year before they took it. They had messed up when the tow company was coming so my plates were still in my car and I told the insurance guy I just needed an hour before... View More
answered on May 25, 2022
Unfortunately I suggest you obtain the services of a New York attorney experienced in this type of law because you are going to have to convince a judge that you are not responsible for the tickets based on your circumstances described above. You can also keep attempting to dispute the tickets... View More
Do different states not have different regulations or business costs? Is it because life insurance companies cannot discriminate on geography?
answered on Apr 8, 2022
This is something an insurance professional would know better than an attorney. The industry relies more on individual factors such as age, gender, health factors (history of disease, smoking, alcohol, etc.), and activities/line of work, etc. An insurance professional could offer a more... View More
I purchased pre-certified 2015 bmw 535xi when it has 55k miles on it and now the car only has 62k miles on it in 2022. it broke down on me yesterday. It's barely driven for all these years and it breaks down (possibly the drivetrain).
answered on Apr 4, 2022
I think you may be out of luck. From the Massachusetts Lemon Law website:
Your Vehicle's Term of Protection
Your used vehicle has a set time frame during which it is eligible for repairs!
You vehicle is eligible for mandatory repairs if the defects occur during your... View More
MCM contacted me saying one of the debts i owe to a credit card company is now in collections but the guy threatening me that the credit card company is going to file a lawsuit against me, he didn't say if he had proof or anything and made me pay fast.
answered on Apr 1, 2022
Debt collectors are not supposed to threaten to file suit unless they actually intend to do so. However, if you owe the money and you are inclined to pay you may want to treat this as an opportunity to make a settlement favorable to you.
Marriott hotel in Kolkata, India was booked by us for a day to host my brother's marriage. Marriott sneaked in two more parties in our time slot before our events began and hence we could not decorate our event properly since other parties were still present. The time slot assigned to us was... View More
answered on Feb 7, 2022
Where did you sign the contract, in the US or in India? What does the contract say, (the terms and conditions may be online) do Indian or US laws apply? You can always write a demand letter to Marriott in the US. he worst they can do is say no.
The rmv website says no lien holder and on my title it only says my name and information nothing about a lien holder could there still be a lien holder on my vehicle?
answered on Jan 28, 2022
If this is a passenger vehicle, according to Massachusetts law, if there is no lienholder on the title, the secured party's interest, if any , has not been properly perfected and there is no lien on the vehicle.
It was a month to month lease. No Damages. She has retained a lawyer. I have reached out to him, given him details last week via a text, he has not not responded to my calls or messages.
answered on Oct 14, 2021
Massachusetts security deposit (if that is what you are talking about) law is very favorable to the tenant, but there are very particular aspects to the law. Go to masslegalhelp and read up on a landlord's obligation to return a security deposit (if that is what you are talking about) If... View More
I do not have means to pay amount owed. May I offer settlement to be paid over time?
answered on Sep 20, 2021
Certain forms of income are exempt from collection. If you only have exempt income, the debt collector cannot collect funds from you. Exempt income includes, but is not limited to Federal old-age, survivors and disability payments, Supplementary Security Income (SSI) for the Aged, blind and... View More
I'm also confused about how to properly file the answer. I would appreciate some direction. Thank you.
answered on Sep 7, 2021
What is the date of the complaint you received? I would count the 20 days from that date. Your answer should contain numbered paragraphs corresponding to the numbered paragraphs of the complaint. You should also insert any affirmative defenses, such as, this is not my debt, I paid this in full,... View More
I bought a used car from dealership and during my purchase I was not told about the Defects that involve the actual operation of the car. Examples include the brakes, tires, and Blind Spot Detection system. I replaced the tires and brakes and pay to dealership worth($500) and they told me to go to... View More
answered on Jan 22, 2021
You may be entitled to relief under the Massachusetts Lemon Law. I suggest you review the requirements here: https://www.mass.gov/guides/guide-to-used-vehicle-warranty-law. You should also visit: https://www.mass.gov/service-details/consumer-services-at-the-attorney-generals-officer The dealer has... View More
I signed up for personal fitness training with a company for 6 months from Dec-2019 to May-2020 ($600 for each month & 10 sessions each month). No services were provided between Mar 2020 to May 2020 due to COVID. The company was not reachable on phone during that time for cancellation enquiry.... View More
answered on Oct 9, 2020
Most lawyers' rates would make legal representation impractical. Look carefully at your contract and see what your options are. Contact your credit card company and have them stop the automatic payments. I suggest you consider filing a small claims suit yourself. If nothing else, it will get... View More
I never co-signed for any loans! The properties are in Puerto Rico!
answered on Oct 6, 2020
If you did not sign for the loans, you cannot be held personally responsible. I assume the Puerto Rico mortgages, if any, are like Massachusetts mortgages, that empower the lender to sell the property to satisfy the debt, and in most cases if you wanted to stop the foreclosure sales payment... View More
At a private business in MA, a neighbor who has been harassing the employees continues to come down every weekend to take pictures of minors while they work. She says it is for going after the owner for tax reasons however, the minors have stated to her that they do not consent to being filmed. Is... View More
answered on Oct 2, 2020
There are a few issues here, so the answer rather depends. IF a neighbor can see from her property or a public street and take pictures it is probably legal. If she must trespass to take pictures then it may be a criminal trespass. It also sounds like harassment that may or may not fit the law on... View More
It's been 3 weeks without hot water, the plumber I called keeps not showing up, or he will just suddenly show up at 8pm. He hasn't fixed my boiler in three attempts. No paperwork has been signed, and he hasn't really communicated the problem. If i hire someone else to fix my boiler,... View More
answered on Jul 16, 2020
If you have not agreed on the work he is to perform and what you are required to pay him, you do not have a contract. He may have a right to compensation for his visits but it would be up to him to show what he did and the basis for any compensation he claims to be entitled to. I suggest you hire a... View More
My now ex wife worked with me in my business. She ended up having an affair with one of our employees. During her deposition she did not admit to a relationship with the employee but as soon as our divorce was final he moved in and made it public through social media. She has posted damaging... View More
answered on Jun 14, 2020
As counsel has already stated if she's making defamatory statements about your business that is an issue outside your divorce. However, I do think there are issues you could address in your divorce on other matters. First, would be a potential modification if you are unable to make payments... View More
Doesn't this order infringe on my constitutional rights?
answered on May 17, 2020
Constitutional rights are balanced with public health interests in these settings. Good luck
Tim Akpinar
This CH 13 BK and adversary proceeding was handled by an attorney I hired (and who is now deceased). I ONLY started digging into the facts because the opposing attorney brought it up There are strong possibilities that not only was FOTC committed, but also, the judge's order was not complied... View More
It was for a debt paid off very difficult for me to get there. Thank you
answered on Mar 6, 2020
I do not see why you have to go to court in order to have the debt marked satisfied in full.Normally my office just sends the paperwork to the court indicating the debt has been paid. I suggest you call the clerk's office to get clarification as to the necessity of your appearance. You could... View More
Had no idea I had this against me, my husband use to take care of our finances and now he is deceased. A collection agency wants $7400 for a $2900 judgement. What can I do? Would like to clear this up but don't have $7000.
answered on Jan 29, 2020
If you want to respond aggressively, go into the court and file a motion to have the judgment vacated because did not receive notice of the case in 2007 (if that is true).
If you are willing and able to pay, tell the collection agency what you said above, that your husband handled your... View More
The warrant is evidently good for 1 year during daylight hours only. I have proof of defendant's continued address occupancy (signatures on USPS postal receipts within last 2 months), but is otherwise very good at dodging the sheriff. Person would be greatly happy when this expires, as could... View More
answered on Dec 13, 2019
You have to file a written motion for a new capias, mark it for hearing, give notice to the debtor, and surrender the old capias.
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