Questions Answered by Timothy Denison
Q: i loaned a friend? $5,000 so he could bye a vehicle. he filed for bankruptsy and now says he no longer owes me
Unless you retained a security interest in the vehicle as collateral for the $5,000 loan, the debt will likely be discharged in bankruptcy.
Q: Grounds for a creditor to file an Objection to Confirmation of Plan
Absolutely. It cannot hurt to file and Objection. Worst that happens is it is denied. Best case...you get paid. It is a domestic support obligation so he can’t bankrupt it.
Q: I have read that if your credit card debt and mortgage are from the same bank, that bankruptcy will not protect me from
If you have a mortgage, you already have a lien on your property. Whether the credit card debt is tied to a lien on the property will depend on the terms of the credit card agreement. You should contact s lawyer to have them review this for you.
Q: What does krs 186a.042 (2)(a) mean
It means if you are reported to the DOT as having cancelled or not having insurance coverage, the DOT will send you a notice requesting proof of insurance on the vehicle. If proof is not provided, theDOT will cancel your cars registration.
Q: My inheritance was used as a down payment on a home. I have never spent a night there. Do I get it back?
If you are getting divorced and if you can trace the nm funds back to their origin, then this should be restored to you as non-marital property.
Q: Are Severance Payments given before company bankruptcy considered preferential payment?
It probably is a preference, but bc it’s paid from a trust account per an agreement, might be hard for them to recover from you.
Q: Does my employer have to reinstate me into the exact position as when I was hurt?
Answered on Apr 9, 2019
As long as your pay is the same, they can put you in any position they need you in.
Q: x-spouse and new wife claimed chapter 13 and is failing to pay court ordered support to me. What can I do to get help?
He still owes you the money. Child support and Alimony are not dischargeable in bankruptcy. Moreover, the stay does not apply to pursuit of these debts. Contempt in the divorce case is your best, quickest option.
Q: Foster gave me a Dog w/o having me do paperwork. Now claims the dog is LMAS Property. Part 2
Do you have somewhere safe you can keep the dog that is not at your house? If so, you should move him there for safekeeping and so no one can take him from you until the ownership is established. I sincerely doubt that they will get a warrant, but if they do, the dog won’t be there. Don’t give them any information snd don’t talk to them about anything. Call Martha at my office and schedule an appointment on Monday.
Q: I got fired from my job today after taking a 2 day emergency leave because I was in the hospital . They took me off of
Answered on Apr 6, 2019
Unfortunately, Kentucky is an “at will” state, which means they can fire you for any reason at all or no reason at all.
Q: if a judgement s issued in a civil case then a stay is entered because a chapter 13 bankruptcy is filed
Answered on Apr 6, 2019
Q: I filed chapter 7 bankruptcy but current vehicle didnt get put on and now im in charge off status. Repo?
If you did not reaffirm the debt, you can reopen the bankruptcy and reaffirm it or if they find it, they can repo it.
Q: How to get rid of judgement lien against my present home two credit cards when my I declared Chapter 7 bankruptcy 2012
You’ll have to reopen your bankruptcy and then make a motion to avoid the liens. You should let a competent bankruptcy practitioner handle this for you.
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