We filed chapter 13 in 2010. Paid until 2015 and were discharged. Had a mortgage I never reaffirmed and continued paying on. In 2017 after 7 years from BK filing the mortgage showed closed on my credit report. Not long after that another mortgage company bought the mortgage and since have been... Read more »
We files a Demand Lrt, NOI and Mechanic Lien. They bonded off and we filed claim against the surety bond. Our bond was denied and I dont understand how it reads. The terms of the Bond define the obligations of the Surety. As such, the Bond states:
It appears to mean you have to go to mediation first, and then binding arbitration against the defaulting party prior to attempting to collect from the surety. In short, it looks like they are saying you have not exhausted all your remedies against the defaulting party prior to seeking...Read more »
Florida home husband holds mortgage does not have income. Wife has income and no debt but is on the deed. Can the husband file individual Chapter 13 using household (wife's) income? Or do we need to file Chapter 13 jointly?
We have been living in a nightmare for the past year and a half. We purchased a plan from terminix on our home for termites. When the inspector came she told us we would be covered on everything from treatment and prevention to protection. That was the only reason we chose them. They offered a... Read more »
My daughter was hit by our next door neighbor cause she when over they to grab our dogs. They neighbor was going off and my daughter told her to calm down. That the stress will hurt the unborn child. But she didn't listen. So my daughter raised her voice to get the lady to listen. But the lady... Read more »
My son was on a volunteer on local fire department and they issued him some equipment. he has turned all the Equipment Except one item (radio) that he cannot find. He’s willing to pay back the value of it However my question is if it was used when They gave it to him wouldn’t he only be... Read more »
I sold my condo and bought the house with my girlfriend we both had name on the mortgage loan and Deed. After we live together, she brought her family over (like her mom, sister, brother and niece) then she start used me, she forced me... Read more »
I live in California. I rent a room somewhere else while my husband stays in the house we rented. Do to his behavior I decided to leave. We are not legally separated, but don’t currently live in the same county together. My income by myself would get me chapter 7 to remove crushing credit card... Read more »
But apparently, he did not. He just keep talking he will pay me back, he will work hard, but nothing paid back. I let him use my credit card for daily life, but he used for sports betting without my consent. He kept promised me he won't do it again but it is still happening and he even do cocaine.... Read more »
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