I suspect my son's ABA therapist has been falsifying my signature to claim fraudulent payments for services not rendered. The discrepancies between the therapist's reported visit times and my records suggest billing for times she wasn't present. For example, she claimed a three-hour... View More

I'm dealing with a situation where a medical facility in Florida has kept a case 'in review' for 17 months, which is preventing a refund for an overpayment of services. Despite my providing all relevant billing documentation, they have not acknowledged the overpayment, and... View More

I financed my first car and signed the contract on March 4th. The dealer lied and left out important information. Initially, I was told the car was $4,000, but then the dealer said it was $6,000, leading me to finance the car since I only had $5,000. I paid a $3,000 down payment, but the contract... View More

I bought a used car "as is" with a contract listing no modifications, but I received the car with two catalytic converters removed and broken electrical and window wipers. The dealer apologized, admitting they knew the converters were missing, and fixed the wiper motor immediately after... View More

I was permanently suspended by Sony Playstation for an offensive message, despite it being my first permanent suspension and after apologizing and promising not to do it again. They rejected my appeal, and I'm unable to access the games I purchased or my still-active subscription. Can I take... View More

On February 28, 2025, Walmart's website indicated that a refund of $43.05 was initiated for a laptop I returned. Despite multiple calls to Walmart's customer service, where I was repeatedly told that a claim was submitted to the billing department, I have not received any email or further... View More

In October 2024, I notified the company of a defective section of flooring in my house under warranty. The warranty covers repairs and replacements for one year. Despite numerous telephone conversations—eight in total, with the last on March 4, 2025, when the manager assured me that repair work... View More

Erik A. Perez
answered on Mar 17, 2025

You may pursue a claim for construction defects and other causes of action that may apply. However, you must first comply with the pre-suit process under the statute which requires that a notice and opportunity to repair be provided to the contractor. Chapter 558 specifies "the notice of claim... View More

I have a Home Equity Installment (HEI) that was in the first lien position on my property. Recently, I discovered through emails that my mortgage lender instructed my homeowner's insurance agent to change their position to first lien without notifying me or the HEI company. No Subordination... View More

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Anthony M. Avery Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 17, 2025

Whichever lender filed their security instrument first has priority unless there is an executed subordination agreement recorded. Hire a FL to search the title and determine your title's exact status. Such a so called "HEI" mortgage is almost always second or third in priority, as... View More

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I am concerned about the legal implications of buying personal data from data brokers, like those on TruthFinder, for verification purposes. What legal troubles, if any, could arise from such actions, particularly concerning citizen protection and privacy rights? Is there any legal consequence for... View More

I have a debt of $3,865 that recently appeared on my credit report, and I haven't received any written communication from the debt collector, Vance and Huffman LLC, to validate this debt. I found out about it through Experian alerts on February 19, 2025. They left a voicemail at my workplace,... View More

I'm concerned about whether my son's elementary school is allowed to share disciplinary records, related to a simple battery incident, with outside vendors that come to the school. I have not been informed about the school's policy regarding this, and I have not given consent for... View More

I purchased a property two years ago, and the seller didn't disclose any termite history. There were no disclosure forms provided at purchase. Recently, I noticed frass and consulted a pest control company, which treated the issue and indicated the termites were likely present for about four... View More

I'm experiencing harassment from Hyatt, as they are demanding access to my social media logins. The accounts, however, are linked to my personal profiles on Facebook and Instagram. I am unable to give them access for this reason. What legal actions can I take to address this issue?

Charles M. Baron
answered on Mar 11, 2025

Your inquiry is vague as to Hyatt's relationship to you and why they would make such a seemingly strange request, as well as why you would be facing any problem by not complying with the request. I suggest you re-post with more info.

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I have charge-offs related to a credit card and a personal loan. Creditors have contacted me, but I have not received any settlement offers. I believe these charge-offs are affecting my credit score, and I previously consulted with a financial advisor, but I was not satisfied with their advice.... View More

Phillip William Gunthert
answered on Mar 11, 2025

Probably not, those are probably uncollectable debts based on how old they are and whether the statute of limitations has expired on them and whether a lawsuit was or will be filed if they are not past the statute of limitations will matter. If you decide to settle them, you need to negotiate how... View More

I am part of an Amazon gifting group where we exchange gifts among members. Recently, I have been accused of being a scammer, which refers to people who cancel their gifts. I am considering canceling my gifts due to these allegations but have not discussed this with anyone in the group.... View More

Is it considered a crime in a gifting group if I place online orders for other participants' gifts, provide them with confirmation photos, but then cancel these orders, especially if doing so leads to being banned for scamming? There were no formal terms outlined by the platform regarding... View More

I live in Lakeland, Florida, and I was helping my friend clean their house to prepare it for sale. Unfortunately, I tripped over a cord that wasn't visible and broke my arm severely. I underwent a 6-hour surgery to insert rods, screws, and a metal plate in my elbow. My friend's house is... View More

Stephen Arnold Black
answered on Mar 10, 2025

Yes, I think you have a claim. Your claim would be stronger if you took a picture to show that the cord was concealed or hidden from obvious view. However, that would not be indispensable for you to pursue a claim. You should retain an attorney on contingency fee here in central Florida, which... View More

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I purchased a car from a dealership, and later another dealership repossessed the vehicle due to a debt lien because the previous owner owed money on it. As the current owner of the car, does the filing of the lien have to be reported, and what are my rights in this situation?

I purchased a used truck from a major dealership listed as not for sale and without the consumer sticker on the window, believing the only issue was a chipped window. I have recently learned that the salesman who sold me the truck was terminated for selling vehicles that were not actually for sale.... View More

I recently visited a notary in Florida who took a photocopy of my ID without my permission and kept it for his notary journal. When I objected, he shredded the paper he notarized for me. Additionally, I learned that he has been collecting IDs and making photocopies without permission from others as... View More