Get free answers to your Insurance Bad Faith legal questions from lawyers in your area.
Someone crashed into my car while parked and their insurance wanted to total my car then decided to drop the claim through a text message. I called my insurance and they said I will be responsible the $1000 deductible and likely will impact my 0 accident history. The car is a 2023 Camry bought new... View More 
So my husband is a handyman. An insurance fraud agent has showed up on our doorstep and wants to speak with my husband and says he has some documents. So he showed up and said that my husband performed work for this client and there is a payment receipt to prove it. However he had insurance... View More
provide rule governing response to amended pleading
answered on Oct 25, 2024
It depends on (A) what you mean by "opposition" to an amended complaint (motion to dismiss?, answer and affirmative defenses?), and (B) which court you're in (State or Federal, and if in State, which level (small claim or a level above small claim?). I therefore suggest you post a... View More
The incident involved 3 separate depts. I was the victim but the other person called since I had no phone.
He stood in front of my car trapping me in a cult de sac. Stating he was about to get a pay check. Then he declared I ran over his foot. He intentionally placed his foot under the... View More
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answered on Oct 24, 2024
You may have grounds to sue if you believe you were treated unfairly by law enforcement, especially if there's evidence of bias, intimidation, or misconduct. If the police failed to investigate properly, ignored important details like the body cam footage, or treated you with bias due to their... View More
Due to the hurricane The landlord is saying it doesn’t cover anything
answered on Oct 14, 2024
Regardless of insurance coverage or lack thereof, the landlord is responsible for storm damage to the premises itself (but not the contents) - unless your lease states otherwise. For damage to contents, the insurance policy should state clearly in black and white what's covered and... View More
We never got any notice the mortgage company never got anything neither did our agent. Now having no insurance it will be much harder to get insurance. Is there any recommendation to get them to reinstate it
answered on Oct 11, 2024
A Florida attorney could advise best, but your question remains open for two weeks. I'm sorry this happened to you. If you were represented by an attorney in a property transaction, they might know more. Check with the insurance carrier how they provided notice - regular mail, email mail,... View More
i went through probate i am trying to get the documents from this case, it says not available to view. how can I get my
records.
answered on Sep 7, 2024
You will have to ask your attorney for copies, or you will have to contact the clerk of the court and request and pay for copies of the documents that you need.
We have a 19-year old son who has his own insurance on a paid off car that is titled to a trust that solely has the vehicle in the trust (vehicle trust). However, he lost his job is now not able to pay for insurance. We would like to know if we add our son to our insurance policy and the car... View More
answered on Jul 14, 2024
No, it is unlikely that you could be held liable for having him on your insurance. Liability normally results from negligent action on the part of a driver, not co-insured such as you would be.
My attorney claims he has been "hounding" the insurance company, the insurance company tells me they have not received payment instructions, my attorney says he sent them. Lots of finger-pointing while my family and I are being financially harmed because we can't get homeowner's... View More
answered on May 10, 2024
What you are going through is not uncommon. I now add to agreements a date certain, where possible. Your attorney can threaten to pull the settlement or make a motion to enforce.
House suffered a pipe burst that sat for 24 hours. Home flooded 1” during that time. Back half of the first story is affected.
Are my personal property contents covered?
Does the Florida mold limit of $10,000 include contents as well as structure or are those separate limits that... View More
answered on Mar 29, 2024
The coverage categories and limits are stated in your insurance policy. Either it's plainly covered or not. Should be clear, and an insurance agent should be able to explain, but if not, schedule a legal consultation. Also, you state that a pipe leakage flood caused damage. If water itself... View More
I shipped my car from state to state. At the time of picked up there driver did not provide any Bill of lading to be signed. When the carrier dropped the car off, there was damages to the car. The driver refused to provide a sign bill of lading. Can their insurance company refused my claim as the... View More
answered on Feb 4, 2024
The fact that the shipper did not give you written acknowledgement of the damage doesn't absolve your insurance company of liability. An affidavit from you should be sufficient.
I have been mishandled lie too and am going thru mental anguish due to my own auto insurance company. It seems nobody will help me.
answered on Feb 21, 2024
A Florida attorney could advise best, but your question remains open for three weeks. You could supplement your searches with the "Find a Lawyer" tab above, which lists attorneys by region and practice area. You could also look into the attorney referral sections of local and state bar... View More
Please help ? My insurance processed a wellness claim at a different location of a hospital with the same name. Later, I received a referral for a specialist and had sonograms at the same hospital but in a different location. Despite being labeled as an out-of-network service by my insurance, the... View More
answered on Dec 4, 2023
Only a Florida attorney could advise, as a good portion of insurance and consumer laws are governed by state provisions. But your question remains open for three weeks. Until you're able to consult with a local attorney, you could check the backsides of any denials or EOBs - they sometimes... View More
Insurance provider says my policy only pays my custodial care if I am physically in my facility. I can visit my family but they deduct for each day I am away which is 4 days per month. i.e. $1,200 per month.
answered on Oct 14, 2023
This issue likely depends on the language of your insurance policy. First, ask the insurance co. to tell you which specific section of the policy applies. Then, to be certain of your rights, consult an elder law attorney.
I can't afford that they said this will be all covered by your insurence I agreed then trrth pulled , temp. bottom plate when back several times for bone spur a7 adustments Never aver being asked for any kind of payment , THEN APPROX. 4 WEEKS AGO RECEIVED PHONE CALL FROM DENTAL MANGER... View More
answered on Oct 1, 2023
You indicated that the insurance company assured you everything is covered, and the dental office advised you they are working on it - meaning they are working on it to confirm the coverage? And meaning that in the next day or two, they may call you and tell you the coverage is fine and to come on... View More
Good day. Are any of the attorneys aware of any individual or class action lawsuits filed by Florida attorneys against Lincoln National Life Insurance Co. for illegally terminating life insurance policies for alleged non-payment of premiums , please? Thank you!
answered on Jul 17, 2023
A Florida attorney could advise best, but your question remains open for two weeks. At this point, you could research online or reach out to attorneys who handle life insurance litigation. Good luck
I told the car lot I was specifically looking for a car for my wife that had the front end collision prevention all the safety features available.
They showed me the X5 told me the vehicle would automatically apply the brakes if its getting too close to an object/person ran out. This was... View More
answered on Jul 8, 2023
Sorry to hear about your problems. Sounds like you need a product liability attorney. I recommend you contact several attorneys in your area that practice this type of law, as soon as possible. Thank you for using Justia ask a lawyer.
I recently obtained a car from a dealer in Miami Florida everything worked out and I got a loan approval from chase auto financing. It included GAP as per the dealer Chase wouldn’t provide me a loan without it. So that was on 1/2/23 of the year. I only drove the car for about a month or so and on... View More
answered on Apr 27, 2023
You can file a lawsuit for breach of contract or for declaratory relief against both Progressive and Dealer Protection Loyalty. I'd sue both because the GAP company may be right and Progressive may have undervalued what it should have paid.
When you're talking about only $7,208,... View More
In an insurance contractor contract it's specified that in order to exit the contract the claim owners need to pay the contractors %25 or $5,000. It is not specified which one takes precedence. Is it up to the contractor to choose which one or does it default to whichever one is less?
answered on Mar 30, 2023
A rule of construction (interpretation of contractual language) is that ambiguities are resolved against the party who drafted the ambiguous language. So, assuming that the other party (an "an insurance contractor", whatever that is) drafted it, it would be whichever is less.
Long term health care is not honoring the agreement.
answered on Apr 14, 2023
A Florida attorney could advise best, as insurance practices are largely governed by state law. However, your question remains open for four weeks. At this point, one option is to reach out to attorneys. In addition to your own searches, you could look into the resources of state or local bar... View More
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