Get free answers to your Consumer Law legal questions from lawyers in your area.
I was force placed insurance on my truck that ive had insurance on since day one. They told me there was a lapse and my truck payment went from $400 a month to over $800 a month. I sent proof of insurance and they ignored me and dodged my calls for a week. I finally got ahold of them and they said... View More 
answered on Feb 4, 2023
Yes it is a possible lawsuit. You should consult with an experienced attorney in consumer rights.
I was making payments through a truck I started financing a year ago, and those payments were being made through SMART Payment plan in which they charged me on a biweekly basis in means to help me pay off the vehicle quicker.
Problems occured quuckly and often through them. My payments were... View More
answered on Feb 3, 2023
Technically, there is probably some liability there but it very likely wouldn’t be worth the time, money or hassle to pursue it. If you can get reimbursed what you’ve lost ( or most of it), you’ll still be ahead of the game.
I paid in full $6000 over a year ago for the vehicle and still can not get a title in my name. After going to the county clerk where the vehicle was purchased I find out it is not even in the person's name that took my money, he is also an attorney. I have ask the county attorney and the... View More
answered on Jan 25, 2023
Take a criminal complaint against the seller for failing to register the transfer.
Fraudulent listing on marketplace fraudulent mileage. Nothing works, states 1 owner. I’m the 10 th!! Mileage is less than in 2016. Frame is full of holes and rust. I’ve driven it 6 miles. I’m 64 and on a fixed income and boy am I stupid!! I’m out 2k for the truck $700 for uhaul , hotel... View More
answered on Jan 19, 2023
You should be able to sue him in small claims court in the county where the transaction took place. Save all your records and communications with him. You can hire a lawyer, but that may end up costing you more than the car is worth. They have small claims packets at the courthouse so you can file... View More
answered on Jan 16, 2023
Yes. There is a 15 year statute of limitations on a judgment collection if it has not been renewed.
I notice a charge on my Credit card from a insurance agent for disability. There was a over payment and they charge my credit card without my authority...
answered on Jan 4, 2023
The Union usually has a set off provision in their cardholder agreement which allows them to set off any monies in your account to the extent their debt is paid.
Daughter was in accident. Still owes for the car, boyfriend didn't pay insurance but credit union added a forced placed insurance policy. If that policy settles the loan for them. Does the vehicle then belong to my daughter or the credit union in Kentucky?
answered on Dec 22, 2022
Credit Union gets reimbursed for the loan first. Any remaining proceeds after that go to your daughter.
Was done over the internet I had 2 months into doing them. I asked them “who is turn this all into the courts to make sure I’m getting credits” and come to find out they wasn’t Filleted with the courts so now it looks as if I just didn’t go. So now I haven’t done anything in 6 months... View More
answered on Dec 11, 2022
Hire an attorney immediately and get this straightened out before they remove you from diversion.
I submitted plenty of proof that showed the merchant didn’t recieved the payment. Capital one reversed the claim and emptied out my bank account.
I was not asked to pay any application or reservation fees at the time. I also never finished the application process (did not provide pay stubs or pet information) and backed out mid-way through because I decided on another location. The leasing office told me (in writing) I did not owe them any... View More
answered on Nov 18, 2022
You don’t owe them any money (unless you signed something agreeing to pay) so do t pay them any money. It’s not worth look egss as l action at this point but you might want to write them a letter saying debt not owed.
The trailer is valued at $11,000 and it is being sold for $20,000. $4,000 has done been paid towards the $20,000 but just now discovering the property only values at $11,000 can I get the price reduced is this even legal?
She did not advise me she did this until 24 hours later because the said reason she says she had to wash them was due to animal hair and smoke smell, which is a complete lie. I asked why she did not contact me immediately when her husband returned with them if they were in that alleged condition.... View More
answered on Aug 18, 2022
Don’t refund anything unless there is some merit to her claim. Otherwise, call her bluff.
The have been chargingOutrages fees . Hundreds of dollars .
I paid this company over 8000 dollars to get rid of 23,000 dollars in credit card debt, and said my credit score would be in the 700's again. My credit is worse now than it was then.
answered on Jul 16, 2022
Depends on the terms of the contract you signed when you hired them.
I financed a car and it began overheating in less than 24 hrs of having it. The dealership kept it for over 2 months stating that it was fixed and 2 days after having it back the same issue occurred and they placed it back in their shop. During the first period of getting my car fixed, I was given... View More
answered on Jul 12, 2022
Yes. They have a lien on the car securing all work they do. This has nothing to do with the car loan and car payments.
I paid in almost twice my debt and they didn’t settle any of my debt. Payments over $200 month for 3 years. I called the company numerous times and they kept “disconnecting” me so I’d have to call back again and again. I finally called their bank and asked them to send me, in the mail, all... View More
answered on Jun 29, 2022
Most likely yes but you will have to sue the debt relief company.
we’re in a crisis situation due to our water but we pay for an environmental fee every month that cost more than usage
That means we will miss him..3950mhz
I have the online banking feature however I have never used where you can deposit a check via picture. Attempted to Tom's to do it and it said the photos were blurry however it said it also would take 3 to 5 business days. I needed the money immediately therefore I went straight to the bank... View More
answered on Apr 28, 2022
If you received the money twice, you are responsible for repaying it.
deed. We purchased an RV with both names on the title, loan in my name. If we divorce, can he also be liable for the debt? He is threatening to take the RV and leave and I won't know where he's at. He has not worked for two years due to surgery, my salary has kept us afloat. He has no income.
answered on Apr 7, 2022
If you divorce, he is absolutely responsible for part of the debt, regardless of whose name the property is titled in.
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