Get free answers to your Consumer Law legal questions from lawyers in your area.
They have never before this point tried to collect on it they have even sent me letters over the years trying to get me to come get another car thru them I dont have the money to pay them me and my husband dont make that much and we have three kids
answered on Nov 5, 2020
State statutes have provisions by which judgments can be revived. You do not identify if the action is pending in Wisconsin or Illinois. Regardless, I would strongly recommend that you have a consultation with an attorney whose practice is concentrated in consumer law, to review whether the... View More 
answered on Nov 16, 2020
It would depend on the cause and amount of the suit. If you plan to sue them for under $10,000 you should consider suing them yourself in small claims court. There is a good possibility that once you file the suit in small claims and serve them with notice of the suit, they may work with you to... View More
Sent a money order for $100 to apartment manager in WI to reserve apartment per our agreement by email. As full deposit is $300. Its a low income aparyment.
But should I decide not to move would they return it or would cancelling money order work?
I once did money order for order... View More
answered on Nov 16, 2020
An Illinois attorney could advise best, but your question remains open for four weeks. There's no guarantee all posts are picked up, but you could try reposting under Landlord-Tenant for better chances of a response. Good luck
Tim Akpinar
My blood sugar levels are super high due to an ingredient I was not aware would mess with my blood sugar, especially since I was drinking a SUGAR FREE DRINK Mix. So more than 10 years of drinking more than a gallon a day in 32oz water bottles each uaing a packet for flavor now I have super high... View More
answered on Oct 1, 2020
An Illinois attorney could advise best, but your post remains open for two weeks. There wasn't a question included in your post, but if you are wondering whether this situation gives rise to a legal cause of action, you would need to reach out to attorneys to discuss in greater detail. As you... View More
Everytime i get in contact with the irs they cannot help me. Over the phone they tell me to go online and verify my identity online. When i go online its asking me for a credit account, mortgage account, auto loan account, Student loan account and which i have neither. I have a secured CC but that... View More
answered on Sep 16, 2020
Call your local taxpayer advocate. Here is a link to look up the number for your local office. https://taxpayeradvocate.irs.gov/contact-us
My dad died in january. Before he died he had roof work done on our house. They lied to him and promised insurance would cover the roofing, but insurance only covered a small amount. My mom now cant afford their 6k bill and kept the 2k check from allstate as well. Now the roofers are threatening a... View More
answered on Sep 10, 2020
I am assuming that the home was owned jointly by your mother and father. That being the case, if the contractor completed the work, if they choose they can record a lien for the value of the work which has not been paid.
Lent car to a friend to have brakes worked on Friday. Per State police, car was in a hit and run at 4pm Fri. My parents were called at 1030pm, saying car will be towed, if your daughter doesn't call by midnight. (I am visiting from TX.) I returned home after 12mid. Tried to return call, but it... View More
answered on Aug 18, 2020
Start with a criminal attorney in IL who does traffic tickets even though you weren't driving. Stop talking to the police. Once you get your car back, you can worry about getting it fixed and who pays for the damage. Luckily, you have insurance. USAA will probably take it from there.
I was quoted a price on a used vehicle from a dealership in Centralia, MO. The dealer quoted the vehicle at $21,905. I agreed to purchase the vehicle and the dealer sent over buyers order to my bank to secure funds. After funds were secured and the morning I was supposed to pick up the vehicle,... View More
answered on Jul 28, 2020
Based upon your description the sales/transaction documents will need to be reviewed. Since the dealership is in Missouri, you should contact an attorney licensed in Missouri whose practice is concentrated in consumer law.
A few months ago, my car started showing me a warning that the front passenger restraint system has a problem with it, which could cause non-deployment of airbags in the case of a crash. I gave it to the dealer for repair, and they told us they fixed the problem. The warning continued after I got... View More
answered on Jul 24, 2020
It sounds like the dealer has had the car multiple times for the same problem. If this car is relatively new, you may have a Lemon Law complaint. They probably didn't know that the car wasn't repaired the first couple of times they gave it back to you, so it would be hard to prove they... View More
in an attempt to get away from the drugs and get a job that would allow me to keep the car i moved to a different state and while in the other state the cars ecu blew up while i was driving and i didnt have insurance on the car yet then the bank had it repoed and told me it was a blown up motor... View More
answered on Jun 10, 2020
You can negotiate with the creditor to resolve it. Offering a lump sum payment as resolution might go a long way to settling it. If not, your only other option is bankruptcy.
I had an engine rebuilt 5 months ago and the engine just went bad. The repair had a 1 year/10,000 mile warranty. I contacted the company, but was told they are permanently closed. Do I have any options? The company is an LLC, and is located in Illinois.
answered on Jun 29, 2020
You may still have a claim against the company. You will need to find out if they filed their dissolution paperwork with the IL Secretary of State. You can search the cyberdriveillinois.com website for their status. You can also check to see if there is a bankruptcy filing. If there is, you can be... View More
I live in Illinois and own a condo. I have a mortgage on the condo. The HOA is requiring I provide them with mortgage provider, loan number and mortgage provider phone number. Is this legal? I understand proof of insurance, but mortgage information seem like an invasion of privacy.
answered on May 2, 2020
765 ILCS 605/22.1(c) of the Illinois Condominium Property Act requires:
c) Within 15 days of the recording of a mortgage or trust deed against a unit ownership given by the owner of that unit to secure a debt, the owner shall inform the Board of Managers of the unit owner's association... View More
Certain firearms are restricted in Cook County. Can a FOID holder with a Cook address purchase a Cook restricted firearm in a IL county where the purchase
is allowed and store that firearm in a county other than Cook?
answered on Apr 29, 2020
You should be able to purchase any legal firearm with your FOID card in the State of Illinois. However, there are restrictions of what type of firearms you can possess in certain municipalities.
I have a judgement against me in a civil suit for credit card debt. They just filed for a Memorandum of Judgement. What does this do for the case going forward?
answered on Mar 9, 2020
They’re asking to court to grant the judgment because there are no material facts in dispute.
There was mental and emotional damage to all involved, and an unusual circumstance that is positive for a successful case brought against HERTZ
answered on Feb 5, 2020
Mental and emotional damages can be hard to prove. An attorney will need much more information on what happened to perform a proper evaluation of your situation. It is difficult to ascertain what exactly occurred from your post. Please post again with more facts or contact a local personal injury... View More
I escrow my homeowners insurance and my mortgage company didn’t pay my homeowners insurance and now I have a leak in my kitchen. I tried resolving the issue with my mortgage company but they are not being responsive. What can I do? They still have not paid my homeowners insurance and have not... View More
answered on Jan 10, 2020
Gather all the paperwork involving your situation and take it to an attorney. It's likely the mortgage company can be persuaded to do the right thing, or sued if they don't.
I, the defendant, never received any notice from the plaintiff regarding a motion to dismiss my answer that they filed. They have also more recently filed several motions for discovery, none of which I have had any notice of. I only found out by looking up the case in the online records.
answered on Dec 26, 2019
Generally yes. You don't say if your case is in Federal court or State court. You also don't say if you are represented by an attorney, but since you are seeking answers online, I presume that you are not represented by one.
If you look at the motions that were filed (that you... View More
I have credit card debt under $15,000, disposable monthly income of $200, and a house that was given to me that appraises at $48,000 that I wish to keep. And I have no other assets of value over $1,000. What bankruptcy chapter should my attorney file? A chapter 7 or chapter 13?
answered on Nov 1, 2019
You should file a chapter 13, but I do not think that your disposable monthly income is enough to payoff enough of the debt to keep the house
If I only have 1 unsecured debt of $13,000, but disposable monthly income of $168.00, what bankruptcy should I file? A chapter 7 or chapter 13? Or just negotiate with the creditor for a pay-off amount? I forgot to add that I have no assets of value over $1,000
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