Get free answers to your Insurance Defense legal questions from lawyers in your area.

answered on Apr 22, 2021
While it sounds unfair, the law requires drivers to know that the vehicle they are driving is properly registered and insured. You can argue that it was not your vehicle, but you may be held responsible for driving an unregistered and uninsured vehicle.
settlement agreement questions

answered on Feb 24, 2021
the other thing you have to watch for are "subrogation claims." Lets say it's a slip and fall. You settle. But your health insurance has a claim for the money they paid for your medical treatment. They can come after you! Likewise Medicare or any state assistance. So at least get the... View More
Where would i make the claim? The insurance was purchased online along with travel package through groupon

answered on Jun 17, 2020
You won't be able to make the claim in small claims court in NY. The Defendant must reside, work or have a business address within the five western towns of Suffolk County. You'd have to bring the claim in county court, which will be considerably more expensive and may be cost... View More
My registration was up to date and my license was valid, but my insurance lapse messed with them all and gave me four tickets, why?

answered on Jul 22, 2019
When your insurance terminates (or lapses) the DMV automatically suspends/cancels your registration and plates, but not your driver's license. Reinstate your insurance (expect the rate to go up), renew your registration, get new plates, and take proof of all of that to court when you appear.... View More
Geico says if she doesn’t pay, they will report her to the NY DMV where she will get fined and have her license revoked since her insurance was cancelled before she surrendered her plates. Her insurance was cancelled 10/2018, but her plates weren’t surrendered until 6/2019. She had called... View More

answered on Jun 30, 2019
This is difficult problem to untangle. There are probably a few more pieces to the puzzle. For instance, was she insured in CA? I can't understand this from your question. Even if she pays the fine, her license would be suspended in NY for around 9 months. Then the questions becomes whether... View More
New York State: A number of discussions on traversing on frozen water exist. The DEC discusses safety issues for recreation users like anglers. The Parks and Recreation statutes discuss the use of snowmobiles. The NYS Snowmobile association discusses training, risks, and safety measures that a... View More

answered on Feb 4, 2019
First, don't put you email up ---ask Justia to take it down.
I'm not hearing any specific facts in your situation. As a general rule a person chosing their route is responsible for it's safety. Unless there is a need to go across frozen water they would be harmed. Look at... View More
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Going back several years, three I believe. This was the winter when buffalo got record snowfall. Five feet. I obviously didn't drive when it was down like that but even as the roads cleared they were messy. I had three accidents over the next year or two including a speeding ticket... View More
Car insurance rep collecting the money but Insurance company says i have no insurance and owed money.

answered on Apr 27, 2018
Report it to the New York State Attorney General ASAP.
I already went under a procedure and I received no written notification of this nor was their any paperwork describing benefits or what happens after you leave the job. I had a verbal agreement (and some texts) with the manager saying I at least had a month but now I have a bill over $2,000. I... View More

answered on Feb 17, 2018
You have a claim against your employer. For $2000 it is small claims. You can bring it yourself.
Co hired new bkgtound co and gr larceny felony came up. Asked if I have waiver which I never was told i needed one. I enroll people for insurance which doesn't req a license

answered on Sep 29, 2017
Google ban the box or Fair Chance Act NYC.
Call us if you lose the job which you should not unless special circumstances.

answered on Jul 10, 2017
That sounds like a HIPAA violation unless exceptions apply. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney such as myself. You can read more about me, my credentials, awards, honors, testimonials, and... View More

answered on Apr 14, 2017
Not typically, but in some rarefied event it might depend on what kind of industry you're in and what specific licensure rules apply to you in your profession. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an... View More
Geico informed my husband that once he submits his son paycheck with a new address, they will remove him. Now they are saying he resides to close to our address, what legal language is needed to have Geico car insurance remove him. He doesn't live with us since August 2016, he has NC drive... View More

answered on Mar 27, 2017
Review your situation and insurance contract with a lawyer. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/... View More
He was told by the INSURANCE Company's attorney that he can refuse to pay. My concern is...if he does that, can the insurance company seize assets, i.e. motorcycles, cars, put a lein against a home his name is on?

answered on Jan 23, 2017
It depends on the facts. Have a lawyer review your case and your insurance agreement. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website. I practice... View More
I am a general contractor.Brooklyn New York.A few months ago,my workers were doing construction work in a residential house.Someday the inspectors of Department of Buildings came to job site(I was not there).They issued violation to my company for "work does not conform to approved... View More

answered on Jan 23, 2017
You might be able to file a motion for dismissal, but I'm not sure on what grounds you would do so. More facts are needed here. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/... View More
Arrested in 2014 for adwi, got dropped to dwai traffic violation. Took DDP course and assessment in 2015. Insurance just recently doubled plus added 3 points april 2016 when I thought that wouldn't happen due to completed request of court and payments up to date. I have certificate of... View More

answered on May 6, 2016
The insurance company is just finding out about your violation.
Me and my friend both a car together. I put $10,000 money down but we are both on the loan. I am the co-buyer and he is the primary buyer. The title, Registration and Insurance is under my name. Car was just purchased. He said he will call the bank and have them resend the title and registration to... View More

answered on Nov 13, 2015
This isn't a car accidents question.
Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information. It is NOT legal advice, and it may not work for your specific situation. It is impossible to evaluate a legal... View More
I want to license a photograph with unreleased images of people in it. It is very unlikely that the people who appear in this photo will ever see the photo or initiate a lawsuit based on the lack of release form. If I put in the indemnification provision of the licensing agreement that I will... View More

answered on Sep 3, 2015
You are giving them a license, of which the indemnification provision is merely a part. Thus no, the license would not be a stand-alone insurance contract.

answered on Apr 27, 2011
Under New York's No-Fault provisions of the Insurance Law, you can arbitrate the decision to deny you further medical benefits. However, if you have a personal injury claim or lawsuit arising out of this accident, it is preferable that you wait until the completion of the personal injury case... View More

answered on Apr 23, 2011
Under the Insurance Law in New York, a no-fault claim for payment of medical bills and loss earnings suffered in a car accident must be submitted to your own auto insurance company within 30 days of an accident. If this is not done, it is likely that the no-fault claim will not be valid.
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