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Lost my 30 yr biz cause of disabilities caused by career & my business never bounced back after Covid.
I have both mental & physical
disabilities, makes me unemployable.
Actively going around & around getting the programs trying to get some assistance.... View More 
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answered on Aug 25, 2024
I'm truly sorry to hear about the incredibly difficult situation you're in right now. It sounds like you've been through an immense amount of stress and hardship, especially after losing your business and facing ongoing challenges with your health. Navigating the system to get the... View More
When the cars electrical system fried the dealership room to to the dealership and I never got it back and they went to court and I was never notified of court and now they are garnishing me for over 18 K. This was in 2014. What can I do??
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answered on Jul 31, 2024
You should start by reviewing any documentation you have from the car purchase, the repair attempts, and any communication with the dealership. This will help you understand your rights and obligations in this situation. If you don't have these documents, try to gather as much information as... View More
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answered on Jul 2, 2024
Based on the information provided, here's a concise response to the question:
In Oregon, you may be able to charge the $2000 repair cost for your 17-year-old car worth $3600, but it depends on several factors:
1. Bankruptcy exemptions: Oregon allows you to exempt up to $3,000... View More
My fiance lived with an ex girlfriend (they were never married) that he gave money to to cover their rent. She never made the payments and they didn't get evicted since this was during covid. Now they both have a 15k collection which has got us denied at other apartments. We saw on credit... View More
answered on Aug 13, 2023
Bankruptcy is an option. So is a civil suit against the ex to recoup the money he lost.
My fiance lived with an ex girlfriend (they were never married) that he gave money to to cover their rent. She never made the payments and they didn't get evicted since this was during covid. Now they both have a 15k collection which has got us denied at other apartments. We saw on credit... View More
answered on Aug 13, 2023
He can make a motion to hold her in contempt in their divorce case for failure to pay pursuant to the MSA.
My fiance lived with his ex during covid. During this time he would give her money to pay the rent. She ended up not paying it and got him $15000 in collection debt. On credit karma, it appears looks like the debt is getting paid? So we assume it's being garnished from her. As he hadn't... View More
answered on Aug 13, 2023
No. His debt is not your debt and it will not be shared with you or reported on your credit. Unless you sign on some debt with him in the future, you have no liability for his debt.
He wants to add me to the house title or deed and give it to me through a trust. He owes @$20,000 in property taxes and $60,000 on the mortgage. I believe he has a revocable trust now that needs only to be amended. However, we are unsure about possible issues that may arise due to the deferred... View More
answered on Jun 20, 2023
I recommend that your father return to his estate planning attorney to discuss the pros and cons of adding someone to the title of his house. With few exceptions, at his death the mortgage will very likely need to be paid off and the property taxes will need to be paid. If the mortgage company... View More
In Oregon, I had an old car that broke down but somehow skirted around my comprehensive, gap, and insurance coverage. I was in a desperate situation and the car it was replaced with was overly expensive and I ended up with $12k of negative equity on top that I wouldn't have been able to... View More
answered on Jun 7, 2023
Consult a competent bankruptcy professional to assess your current financial situation. Give n your status, Chapter 7 might be just right for you.
I pre-ordered products from a merchant and place the charges on my credit card. The timeframe was taking too long so instead of receiving any product, the merchant cashed me out at a higher price then I originally paid, but paid me with his store gift card. The merchant has since been shut down by... View More
my ex started a petition to change parenting time and custody and won custody and is now asking for thier legal fees. child support was never has never been part of this process nor in any of the motions or petitions simple custody and parenting time. i want to discharge these legal fee in a... View More
answered on Nov 17, 2022
First and foremost, I recommend that you consult with Counsel experienced in this type of matter in your Jurisdiction.
Second, I would say, it depends on how it is written in the State Court, because 11 U.S.C. 523(a)(15) is a catch-all for any types of Orders in the matrimonial court not... View More
Do I need to be concerned
answered on Jun 26, 2022
No. That money belongs to you. Unless your lawyer received and misappropriated and kept the money (which is a crime), you should not be affected by his bankruptcy.
answered on Jun 6, 2022
No. Fines, court costs and restitution are not dischargeable.
I am about to be garnished for my full check for 2 and a half months.
I am wondering if I can apply for a loan to survive. If I get the loan I am okay. If I don't get the loan, will having applied for it prevent me from filing for bankruptcy?
answered on Aug 5, 2021
The simple answer is no, applying for a loan does NOT make you ineligible for bankruptcy relief. Do NOT make any material misrepresentations on your loan application. (It's a crime to make a false statement to a financial institution, insured by the federal government, in a loan... View More
Debt incurred three years prior to filing of C-13 bankruptcy and continued during Bankruptcy.
answered on Jul 22, 2021
Items such as student loans, some taxes, employee contributions snd withholding, etc.
answered on Feb 15, 2021
A bankruptcy filing will certainly affect your mortgage debt, but if you are current in the payments, the mortgage lender may be happy to just continue to receive the monthly payments if you file a Ch. 7. Check your note and mortgage, because it may provide that the filing of a bankruptcy... View More
Most companies have a couple different licenses under the same business(dba/LLC). If there are bank accounts in other states owned by the corporate officers and also in the same name of the business being sued can the out of state account be attached also.
Now the business in the other... View More
answered on Feb 15, 2021
Yes. Once a judgment is granted against a corporation, it may be enforce against the corporation snd assets located anywhere within the United States.
Can they come take the house while my Mother is still living there?
Didn't know about this loan until we tried to refi....thanks
answered on Aug 1, 2020
No. You can reopen and add the second as long as it was incurred prepetition.
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