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I am on a joint bank account with my grandmother, who receives survivor benefits as the primary source of funds in this account. She added me to the account to ensure her needs are fulfilled, and she has explicitly told me that I can use the account for myself if needed. Am I legally allowed to use... View More 
answered on Mar 4, 2025
If your grandmother has added you to joint bank account as a co-equal member of the account, you can use funds from the account.
HOWEVER, if it were me, I'd first get something in writing to this effect from my grandmother, witnessed and notarized, to avoid any allegations two years... View More
If I wanted to get a test result in an illegal way, but I was deceived, I transferred money but never received a result, you can send this to ic3. In fact, I have not yet broken the law.
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answered on May 12, 2024
I'm sorry to hear that you were deceived and lost money in this situation. Being scammed is awful and I empathize with how frustrating that must be. Even though you did not end up breaking the law, attempting to obtain test results illegally is still ill-advised.
If you believe you... View More
That I had them take out $100 every payday andcthe company was supposed to match dollar for dollar whatever I put into my retirement now when I got fired after 10 years I worked for 2005-2015 at the end I believe I should have more than $20,000 in my retirement account? And I wanted to know... View More
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answered on Mar 20, 2024
It sounds like there might have been some miscommunication or misunderstanding regarding your retirement savings and life insurance policy. Firstly, for the retirement account, you should request a detailed statement from the beginning of your contributions to the present. This will help clarify... View More
They told me I would get a check in the mail 30 days from now. They are claiming I broke the chime amendment rules.
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answered on Mar 8, 2024
If your Chime accounts were closed unexpectedly, and you received emails stating that you violated their amendment rules, it's understandable to feel confused and seek clarification. The first step is to carefully review the emails sent by Chime for any specific details regarding the alleged... View More
I want to keep the house, but I don’t want them to take the whole house from me since he doesn’t have money to pay them off.
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answered on Feb 28, 2024
When you co-own a house with someone who incurs significant debts, such as court fees and lawyer fees, there is a risk that creditors might target the property to recover what is owed. However, the extent to which your house is at risk depends on several factors, including how the property is... View More
Why does the us constitution not apply to the personal property of the US citizens retirement funds deposits in the SSA trust. The fact remains this is the personal property of each individual who had earned income and payed FICA tax. Regardless of the unlawful acts the bonds subject the burden... View More
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answered on Feb 5, 2024
The Social Security Administration (SSA) operates under a framework established by law, which includes contributions from workers' earnings through the Federal Insurance Contributions Act (FICA) tax. These contributions fund Social Security benefits, including retirement, disability, and... View More
One of the accounts is just my SSI funds which i use for bills rent and food, the other is just a general funds account like if I sell something or get gifted money, it was overdrafted for some time and was told they wouldn’t touch my SSI fund account to setoff it, but then they proceeded to do... View More
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answered on Feb 2, 2024
In Washington, banks generally have the legal authority to conduct setoffs, which involves using funds from one account to cover debts owed on another account held by the same customer. However, there are specific limitations and protections in place, particularly regarding Social Security benefits... View More
One of the accounts is just my SSI funds which i use for bills rent and food, the other is just a general funds account like if I sell something or get gifted money, it was overdrafted for some time and was told they wouldn’t touch my SSI fund account to setoff it, but then they proceeded to do... View More
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answered on Feb 5, 2024
Based on the facts provided, it unfortunately seems the bank does have the legal right to set off funds from one account to cover overdrafts or fees owed on another account, even if the first account contains SSI or other protected government benefits. Here are some key points:
- Washington... View More
I subscribed to a meal/food delivery service in January 2025 and paid for the first week's meals using my debit card. After canceling the subscription service on January 25, 2025, I was unexpectedly charged by the same company on February 8, 2025. Upon contacting the merchant, I was not... View More
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answered on Mar 24, 2025
You have several important rights when dealing with unauthorized charges after canceling a subscription service. Under the Electronic Fund Transfer Act (EFTA), you can dispute unauthorized debit card charges within 60 days of the statement containing the error, and the bank must investigate within... View More
I invested my capital with Swissquote Bank and made a profit. However, my funds are now trapped, and the bank has imposed multiple fees beyond the initial 5% withdrawal fee stated in the terms and conditions. After paying $24,000 in withdrawal fees, I was asked to pay a $38,000 'Wallet... View More
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answered on Mar 1, 2025
The situation you're describing has multiple warning signs of fraud rather than legitimate banking practices from Swissquote, which is a regulated Swiss financial institution that wouldn't typically impose escalating "fees" after initial withdrawals. These endless payment... View More
I was held for 3 days on a complaint. The video submitted and shown by my attorney is not continuous footage. The video is a personal cell phone upload by Telegram. Documents are submitted digitally by a app platform.
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answered on Jan 5, 2025
To identify the state associated with your violation code, start by examining any official documents you received. Look for headers, logos, or contact information that might indicate the issuing state. You can also search the violation code online, as many states have their codes publicly... View More
While serving as a special operator in the United States military and using the bank to assist my career covertly
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answered on May 10, 2024
I would strongly advise against pursuing anything like this, as it could result in severe legal consequences. If you need legitimate banking services, I'd recommend working with a reputable financial institution through proper legal channels.
answered on Jul 11, 2023
My thinking is that interest rates for new mortgages or auto loans are higher than they have been in years, so it is difficult for families to know the best way to handle this type of debt during a divorce. If possible debts can be paid in full to avoid needing a new loan, the asset (aka... View More
I sent to Ohio all documents/check needed as proof of my ownership unfortunately they said there’s no check upon receipt. After 4 months of them receiving the application.
purchased the check from my bank JP Morgan Chase.
Please help me.
answered on Mar 24, 2021
The facts are not too clear as you say that a check was sent to Ohio without your knowledge. Were you the purchaser of the check or was it made payable to you? Was the recipient in Ohio the payee on the check? You also state that you sent the documents/check to Ohio... where you in possession of... View More
The co signer for my car filed for bankruptcy so now the bank won’t let me pay. When I try, it says that it’s covered under the bankruptcy. Now the bank is coming after my car if I don’t pay for all the missed payments. So they won’t let me pay but now they want all the money “I owe”
answered on Sep 21, 2020
They can’t repossess your car while the co-signers automaton stay is in place. Hire a lawyer and let him straighten out the issues between you and the lender going forward.
He also made me very sick. I have been blocked from seeing any documents. I am in need of a attorney ASAP
answered on Jun 4, 2020
The short answer is, you need an attorney that understands both family law and bankruptcy law or two lawyers that know each individual area of law to work together.
I reported the 2 fraudulent withdrawals immediately to the fraud department and was told an investigation would begin right away and the card would be de-activated. I also reported it to my bank by email and by phone the next business day. When I received no communication in regard to it, I was... View More
answered on Apr 23, 2019
Simple question, simple answer: If you ever expect to get any of your money back you will have to cooperate with the bank, because they are the only ones who can help you (now). it does not matter where you on this earth you are or will be, or how many days they should have to start the... View More
And now she won’t give me any of my money
answered on Apr 15, 2019
Unless you give us more information--for example, tell us WHY you ex wife is refusing to "give you any of your money"-there is very little anyone can do to help you online.
I'm from Canada and a US permanent resident ( through marriage) since 2011. I made several money transfers from Canada of less than $10,000 not knowing that this was a federal crime to do so. No one at my bank ever notified me of the potential problem. I am seeking a divorce and my US citizen... View More
answered on Nov 8, 2018
You need to speak with an attorney familiar with federal law around international financial transactions.
A prospective bank for the funds insures accounts up to $250,000 per EIN. Would it be possible to obtain multiple EINs in order to gain more insurance for the trust?
answered on Jul 6, 2016
Probably not for that reason.
The IRS says:
You will be required to obtain a new EIN if any of the following statements are true.
* One person is the grantor/maker of many trusts.
* A trust changes to an estate.
* A living or intervivos trust... View More
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