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Connecticut Consumer Law Questions & Answers
1 Answer | Asked in Consumer Law for Connecticut on
Q: Can someone sue you for using their card if they gave you permission to do so via text?
James (Jake) Dunigan
James (Jake) Dunigan
answered on Dec 2, 2024

Potentially. If the card was used for something that was not intended or for an amount that was not agreed to. There is also the problem of authorized users on a credit card. Regardless of whether the owner of the card gave you permission you likely did not have permission from the credit card... View More

1 Answer | Asked in Consumer Law, Personal Injury and Internet Law for Connecticut on
Q: Hello. I intend to file a suit against a company that's not located in my home state of CT.

Hello. I intend to file a suit against a company that's not located in my home state of CT. The other company is located in Wyoming and California, as well as other countries. It seems very vague as to whether or not I can file the suit in CT. Can anyone clarify this? What I can tell you about... View More

Alan Harrison
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answered on Sep 9, 2024

Yes, you can file suit in CT for an injury that happened here, and it is something that a licensed CT attorney like myself could help with. You should be aware that a "foreign" (out-of-state) company could try to have the case "removed" to Federal court if the amount in dispute... View More

1 Answer | Asked in Consumer Law, Personal Injury and Identity Theft for Connecticut on
Q: Strong case against a powerhouse. I have 1 solid issue to win on. But there's another issue. Is it worth it to mention?

I have a case against a powerhouse of an institution. And I have a strong issue to prevail on. But there's a couple of other issues that I could bring up. Not really to "win" on, or through. But, instead, one could be mentioned to fully paint the picture of what this company is... View More

Tim Akpinar
Tim Akpinar
answered on Oct 8, 2024

A Connecticut attorney could advise best, but your question remains open for a month. Your post raises many general considerations in a lawsuit. However, without knowing the context and additional details, it is difficult for any attorney to offer meaningful guidance on your questions. Yes, there... View More

2 Answers | Asked in Consumer Law, Products Liability, Banking and Identity Theft for Connecticut on
Q: If I file 1 lawsuit against 2 parties, will I win only if I prove both are guilty? Or one is guilty and I still win?

I'd like to know what is required to win a case like this. Is the only way to win is to prove both parties are guilty? Or can the case reveal that just one of them is, and they're 100% responsible? The other party would be off the hook. But I would still win the case. Is this how they... View More

Tim Akpinar
Tim Akpinar
answered on Sep 12, 2024

A Connecticut attorney could advise best, but your question remains open for two weeks. There is no quick, direct answer that applies in all settings of the type you describe. It could depend on the roles of the parties, their relationship, legal theories posed, legal issues that need to be proven... View More

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1 Answer | Asked in Consumer Law, Personal Injury, Products Liability and Car Accidents for Connecticut on
Q: Airbags didn’t deploy when I was hit on the highway. Do I have a case?

I currently have a personal injury lawsuit pending against the driver of the box truck who sideswiped me on the highway and admitted fault on scene. It later occurred to me that we were going around 65-70 mph when he hit me and none of my airbags deployed despite my car being totaled. Do I have a... View More

Bill Beckert
Bill Beckert
answered on Jan 2, 2024

Your question indicates you have a case pending. If you have an attorney, I would suggest this question should be directed to them.

1 Answer | Asked in Consumer Law, Tax Law, Traffic Tickets and Admiralty / Maritime for Connecticut on
Q: “Cash price” means the total amount in dollars at which the seller and buyer agreed the seller would transfer unqualifie

“Cash price” means the total amount in dollars at which the seller and buyer agreed the seller would transfer unqualified title to the goods, if the transaction were a cash sale instead of a sale under a retail installment contract.

Tim Akpinar
Tim Akpinar
answered on Sep 23, 2021

A Connecticut attorney could advise best, but your question remains open for five weeks. There didn't appear to be a question, but possibly an outlining of terms or definitions in a contract. You may have resolved the matter by now, but if not, you could reach out to Connecticut attorneys... View More

1 Answer | Asked in Consumer Law, Lemon Law, Products Liability and Small Claims for Connecticut on
Q: Can I sue a repair shop/dealership for the entirety of my vehicle due to shotty repairs?

The car has gone into this shop with a full coverage warranty. They would keep the vehicle in their shop for multiple weeks to repair simple things, and return the car with the same problems. This continued over the course of 2-3 years, until the engine failed and was considered totalled. The... View More

Peter N. Munsing
Peter N. Munsing
answered on Jun 19, 2021

Unlikely at this point. You'd need an expert to testify that the engine fialed due to what they did and for no other reason. Part of the problem is also you kept taking it back--the law would say some of that's on you, because you didn't want to have a competent mechanic look at it.... View More

1 Answer | Asked in Consumer Law for Connecticut on
Q: I live in connecticut and have a charged off credit card of $15000 with capital one bank. The debt was sent to a law

firm for collection. My question is can the law firm which is in ct. send me a summons for charged off debt? I believe the laws in ct. prohibit this.

Peter N. Munsing
Peter N. Munsing
answered on Feb 26, 2021

It's not clear what you mean by "charged off debt." Did you pay the debt? Then that is a defense and you may have a counterclaim. However note the time to respond to the complaint.

Note: capital one is sometimes sloppy with their complaints, and especially showing that the...
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1 Answer | Asked in Consumer Law, Contracts, Family Law and Child Custody for Connecticut on
Q: So I was recently hospitalized for not being on my medicine and they said I was unsafe around my kids without it..

So, what happens if I want another kid and I have to go off my meds?? the probate court said I have to be seeking treatment and I live in CT and I want another kid someday and that's like them telling me I can't have another baby. I am schizophrenic and have a mental illness but... View More

Joseph Maya
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answered on Jul 1, 2020

Generally, a patient’s physician would advise as to what medications a patient may need, in addition to the appropriate dosage etc. To the extent a patient has a health condition, including pregnancy, that may be negatively impacted by the use of a medication, a physician may make a... View More

2 Answers | Asked in Consumer Law and Small Claims for Connecticut on
Q: what happens if I ignore court letters from creditor I have been getting them one might have a court date i missed

the debt is about 1,700 Have not made any effort to contact them

Tim Akpinar
Tim Akpinar
answered on Oct 24, 2019

You don't want to take the approach of ignoring this. It is really something for a Connecticut attorney to advise you on; but it is also something on which you should take some form of action without further delay. If you missed a court date, that could possibly result in a default judgment... View More

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1 Answer | Asked in Consumer Law, Real Estate Law and Landlord - Tenant for Connecticut on
Q: I have some questions about a couple general statutes in CT

I'm in a dispute with my landlord over shared metering in CT. He doesn't not provide us with a split bill, and cannot prove how much electricity we use. According to CGS § 16-262e, he should be liable to pay for the electricity. As far as I know he doesn't have a PURA certified sub... View More

Nicole M. Camporeale
Nicole M. Camporeale
answered on Jan 15, 2019

Please advise what your question is specifically in order to receive a helpful answer. Thanks!

2 Answers | Asked in Bankruptcy, Consumer Law, Social Security and Collections for Connecticut on
Q: If someone has a student loan debt, can they take if from the person's Social Security?
Christopher H. McCormick
Christopher H. McCormick
answered on Nov 10, 2018

Yes up to 15% of your social security benefit if it is a federal student loan. No if private student loan.

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1 Answer | Asked in Consumer Law and Collections for Connecticut on
Q: Credit Card default fudgement in 2011. Wages garnished 18 months ago. Stat of lim is 3 yrs. Want relief

Does 3 yr statue of limitation of cc collection apply? Can I stop garnishment and recover money if Improperly garnished ? I am a paying customer.

Christopher H. McCormick
Christopher H. McCormick
answered on Sep 26, 2018

Since they the creditor has a judgment against your reference to a statute of limitations defense is not applicable. Other than paying off debt in full only other way to stop garnishment is to file bankruptcy preferably Chapter 7. If you want to explore your bankruptcy options I recommend you... View More

1 Answer | Asked in Civil Rights, Banking, Consumer Law and Family Law for Connecticut on
Q: I lived with my x girl house were not married my checks from work got direct deposit into her bank can i get it back

We were not married and had nothing in writing about any agreement and everything was under her name

Max Lavit Rosenberg
Max Lavit Rosenberg
answered on Aug 11, 2017

It will depend on how this all transpired. Did you authorize this transfer somehow? Did she commit identity fraud? Your question is still somewhat vague.

2 Answers | Asked in Education Law, Collections and Consumer Law for Connecticut on
Q: I signed a student loan for my daughter and now she does not want to pay what is my recourse. What type of lawyer do I n

What type of lawyer do I need

Christopher H. McCormick
Christopher H. McCormick
answered on Jun 21, 2017

it depends on the type of student loan what type of relief may be available to you. Most bankruptcy attorneys are able to give you helpful advice how to approach this problem.

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1 Answer | Asked in Civil Litigation, Collections and Consumer Law for Connecticut on
Q: A levy was put on my chase business acct. is there any way to remove it.I owe money to an advance lending company
Max Lavit Rosenberg
Max Lavit Rosenberg
answered on Jul 1, 2017

Filing bankruptcy will remove the bank execution. Please contact us if you would like to set up a consultation to explore your options 203.870.6700

1 Answer | Asked in Consumer Law for Connecticut on
Q: Does a retail establishment have the legal right to check receipts upon exit after the consumer has made their purchase

This occurs in Walmart and when the request was politely declined I was told I had to obey this request. This store is a city store and I have not been asked to do this in stores in the suburbs. The cash register where business transaction took place is approximately twenty steps away from the... View More

Max Lavit Rosenberg
Max Lavit Rosenberg
answered on Jul 1, 2017

Yes.

1 Answer | Asked in Consumer Law and Real Estate Law for Connecticut on
Q: My mortgage co offered me a mod trail I paid all those then they offered another mod but they say I haven't pd

I have proof I pd so I asked another attorney.and he said just sign the modification forms so now I have another 40 yrs on my mortgage that I've already pd for 12 yrs. What can I do?

Max Lavit Rosenberg
Max Lavit Rosenberg
answered on Jul 27, 2017

You need to sit down and consult with an attorney who focuses on Modifications and Foreclosure Defense as soon as possible. It is possible you have a case against the mortgage company for not properly applying payment. We have handled cases similar to this before against some of the larger banks.... View More

1 Answer | Asked in Consumer Law and Criminal Law for Connecticut on
Q: Bond fees my safety , harassment?

My son was arrested couple times because his wife, he was bail out I signed those bond, the last time he was arrested he get out with bond again but he did not show to the court, he agreed with his attorney to turn himself , lawyer want my son paid off his bill he already have 28 k, he did not kill... View More

Max Lavit Rosenberg
Max Lavit Rosenberg
answered on Jul 1, 2017

Pay the bondswoman and avoid trouble by teaching your son not to jump bail.

1 Answer | Asked in Car Accidents, Personal Injury, Consumer Law and Products Liability for Connecticut on
Q: is it legal for a buy here pay here dealership to sell you a car with an open recall and faulty ignition switch

Bought and 09 chevy cobalt from a buy here pay here dealership. They never mentioned that the ignition switch had not been fixed and now I'm recieving letters in the mail from GM telling me it needs to be replaced or death/serious injury could occur.

Peter N. Munsing
Peter N. Munsing
answered on Jan 30, 2017

The letters presumably say they will pay. In which case, no harm, no foul. If they aren't a GM dealer not sure they have a duty to check each car for recalls--especially as that can be done as easily by you.

If you have further questions why not get a consultation from a consumer...
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