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Insurance Defense Questions & Answers
1 Answer | Asked in Banking, Insurance Defense and Mergers & Acquisitions for Mississippi on
Q: I have been to several rehabs and have good insurance each time that paid for it in all. Now the rehabs are sending me

Bills not ins company now I get a claim letter I mail for bankruptcy what does this mean please please help me

Tim Akpinar
Tim Akpinar answered on Aug 23, 2020

A Mississippi attorney would be able to advise best, but your question remains open for two weeks. From what you describe, it's possible that your insurance carrier became insolvent and went into receivership. This is only a guess because you mention that the billing facility mentioned... Read more »

1 Answer | Asked in Criminal Law, Insurance Bad Faith and Insurance Defense for Alabama on
Q: Auto Insurance Fraud?

I rear ended a gentleman on 07/31 and pictures were taken with no police report. The gentleman stated he would be in touch with me and I never heard from him until 08/10. On 08/10, he sent me the pictures and I proceeded to file the claim; however, I looked at a calendar and put the date of the... Read more »

Tim Akpinar
Tim Akpinar answered on Aug 18, 2020

An Alabama attorney could answer best, but your question remains open for a week. Based on your description, it does not sound like you committed fraud. It looks more like you made a mistake in mixing up the date of the accident. Fraud essentially requires an intentional act aimed at deceiving the... Read more »

1 Answer | Asked in Federal Crimes, Insurance Bad Faith, Insurance Defense and Internet Law for Georgia on
Q: My estranged husband has my UI going in his account, I changed pin and password and he changed again. What do I do
Robbie Levin
Robbie Levin answered on Aug 13, 2020

Divorce him.

For more information visit my website at www.LevinLawyerGa.com

1 Answer | Asked in Insurance Defense for Minnesota on
Q: I recently got reinstated after failure to send in my insurance information I got revoked. I thought everything was good

Then I get pulled over and find out I am suspended for no insurance. It was supposed to go to court and then Court got cancelled and I was never informed of any date they rescheduled it for so now I am suspended after being reinstated after revocation. Can I fight this somehow. ???

William Bailey
William Bailey answered on Aug 11, 2020

There are certainly ways to fight this. I recently helped a client in a similar situation and we were able to have cases dismissed and avoid convictions on the others due to the confusion. It would be wise to have a lawyer help you with this.

1 Answer | Asked in Insurance Defense for Georgia on
Q: I lived with a man for nine years he passed away and he left all of his belonging to his son in a will be he left a life

Insherency policy to me my name is the onley one on it now his son is trying to claim it .

Can he get it or half

Tim Akpinar
Tim Akpinar answered on Aug 11, 2020

A Georgia attorney could advise best, but your question remains open for two weeks. I'm sorry for your loss. You could additionally add Probate and Estate Planning to your categories. There's no guarantee that all questions are picked up, but it would have better chances of being seen in... Read more »

1 Answer | Asked in Car Accidents and Insurance Defense for Missouri on
Q: First day court n i didn't have lawyer n need one for no ins and accident
Tim Akpinar
Tim Akpinar answered on Aug 10, 2020

A Missouri attorney could answer best, but your question remains open for a week and you probably need to line someone up without further delay. Go to the tab above (Find-a-Lawyer) and search for lawyers in or near the county where the court you're appearing is located. Or search independently... Read more »

1 Answer | Asked in Business Law, Contracts, Insurance Bad Faith and Insurance Defense for Wisconsin on
Q: With consent, can I create an account for another person for liability insurance and purchase a policy on their behalf?

Basically, I want to purchase on-demand liability insurance for independent contractors that get jobs through my site and I want to know if it is illegal to make this purchase as if I am them if I have their consent in signature form.

Tim Akpinar
Tim Akpinar answered on Aug 9, 2020

A Wisconsin attorney could answer best, but your question remains open for three weeks. Insurance is generally governed by state laws, but as a general matter, if information falls through the cracks and the carrier raises a defense that they were not provided with accurate information as to a... Read more »

1 Answer | Asked in Insurance Defense for Florida on
Q: my fiance use his dads insurance despite of being almost 33 years old cause of special reasons, (mental issues)

i wish to know if he get married can he keep using his dads insurance since he is using it under special circumstances???

Terrence H Thorgaard
Terrence H Thorgaard answered on Aug 9, 2020

Ask the insurance company.

1 Answer | Asked in Insurance Defense for California on
Q: statue of limitations in California for auto insurance fraud
Maurice Mandel II
Maurice Mandel II answered on Aug 6, 2020

The standard fraud SOL is three years.

Justia disclaimers below, incorporated herein.

1 Answer | Asked in Traffic Tickets and Insurance Defense for Kentucky on
Q: 1st off of no insurance, I no longer have the car due to repossession can I still get fined/ jail time

Could I still get fined/ jail time If I could get a letter or something proving I no longer have the car

Timothy Denison
Timothy Denison answered on Aug 5, 2020

Yes, you still can.

1 Answer | Asked in Contracts, Criminal Law, Insurance Defense and Medical Malpractice for Pennsylvania on
Q: Do I have grounds for a lawsuit?

I went to a rehabilitation center to seek help for my alcoholism. I was there for 30 days. Their policy required patients to turn in all of their personal belongings (phone, wallets, etc) except for clothing. During my stay, one of their staff members stole my credit card and ID and committed... Read more »

Tim Akpinar
Tim Akpinar answered on Aug 2, 2020

A Pennsylvania attorney could answer best, but your post remains open for two weeks. As a general matter, it does not appear to be a case that attorneys might consider taking on a contingency basis. If you are paying by the hour, the burden is upon you to provide evidence of the theft. In a busy... Read more »

5 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for California on
Q: I WAS IN A accident and their insurance is take full responibililty, do i let repair or take check and repair myself?

the insurance company gave me 2 opitions . take to their repair shop - get a rental , est and repair. only get rental if i take to their shop and get repaired there. 2nd opition is take my jeep to get est. - no rental and they issue me a check . that was all that was said please heplp

Louis George Fazzi
Louis George Fazzi answered on Jul 28, 2020

Are you aware that you are asking this question of California attorneys? Most lawyers admitted to practice in the state of California may not be licensed to practice in Colorado, and consequently should not offer you advice based on California law.

Secondly, you did not indicate where the...
Read more »

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1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Oregon on
Q: Medical insurance company is trying to retroactively deny coverage. What are my rights?

My wife was recently laid off and had some medical and dental work done before her coverage ended. The insurance companies processed and paid the claims, but now one of the insurance companies has demanded payment back from the dentist. The dentist office has never seen anything like this before,... Read more »

Tim Akpinar
Tim Akpinar answered on Jul 19, 2020

An Oregon attorney could advise best, but your question remains open for two weeks. COBRA does have retroactive features - this is something that an employment attorney could probably explain better than attorneys who work only with general medical insurance claims and denials. You could either... Read more »

3 Answers | Asked in Insurance Defense and Personal Injury for California on
Q: in need of a lawyer that can help me with my case involving auto insurance that has not taken my claim into account.

I was involved in a car accident that i was not at fault. However, my auto insurance has not taken responsibility of my claim. It has been a while and I've tried contacting them but thus far i haven't gotten a response. I want them to pay for my totaled car and my ignored injuries. They... Read more »

William John Light
William John Light answered on Jul 13, 2020

You will have to call PI attorneys, or email them, directly. Attorneys are not allowed to contact you or solicit your business. If anyone responds to your post in this manner, run in the other direction. You do not want attorneys who break rules representing you.

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1 Answer | Asked in Insurance Defense for Ohio on
Q: I was wondering how long an insurance company has to notify me about a claim made against me?
Tim Akpinar
Tim Akpinar answered on Jul 5, 2020

An Ohio attorney is best qualified to answer your question, but you await a response for four weeks. As a GENERAL premise, absent any statutory requirements, it would probably be a reasonable time. The underlying principle is that a party against whom a claim is made should have opportunity to... Read more »

1 Answer | Asked in Civil Litigation, Insurance Defense and Personal Injury for Washington on
Q: How often does a previous injury affect an auto-injury case? Without offering information about a previous injury.

I have a 5-year-old medical bill in collections from a previous injury that is in close proximation [on my body] (but not exact) to this auto injury I just had. Will this show up somehow and affect a possible case? It was in another state that I don't have a policy in or residency in.

Tyler Young
Tyler Young answered on Jul 1, 2020

Good question. Your issue is a common one in most personal injury cases. A reputable injury attorney knows how to deal with this.

You are only entitled to make a claim for the injury that was "caused" by the wreck in question. Whether that means a completely new injury or...
Read more »

1 Answer | Asked in Health Care Law, Insurance Bad Faith and Insurance Defense for California on
Q: In the state of CA can you change a last name but not get officially married to avoid increased health insurance cost?
Kevin Christopher Murphy
Kevin Christopher Murphy answered on Jun 30, 2020

Yes, you can change your name without getting married. However, you should consult with a Family Law attorney to get the best advice before making any decisions. Good luck!

1 Answer | Asked in Traffic Tickets and Insurance Defense for Michigan on
Q: I lost my insurance 2 years ago and had an accident. Their insurance is trying to get me to pay $6000 for her repair.

I was given a ticket for impeding traffic. I did hit the back left side panel of her car.

Mark Bredow
Mark Bredow answered on Jun 23, 2020

Michigan is a No-Fault state. This means that all drivers are required to purchase insurance on their vehicles and that if there is an accident, regardless of who is at fault, each driver's insurance pays to cover their own medical bills, lost wages and damage to their own vehicle. The... Read more »

1 Answer | Asked in Personal Injury, Car Accidents and Insurance Defense for Florida on
Q: Can my assets be brought into a previous lawsuit if we get married?

My fiancee was involved in a car accident while he was on his parents policy. One person did not settle and is now sueing. Can my assets be brought into the lawsuit once we get married in November 2020?

Charles M.  Baron
Charles M. Baron answered on Jun 19, 2020

A party's assets are not an issue in such a lawsuit unless and until a money judgment is entered against the party, and then it's an issue only if there is no or too little insurance coverage to protect the party - for example, if a judgment for $50K is entered against the defendant, who... Read more »

1 Answer | Asked in Insurance Defense and Traffic Tickets for Utah on
Q: What should I do about my no insurance ticket?

On January 1, 2018 I got pulled over for my license plate light being out... but ended up with a no insurance ticket and an impounded car. I was 16 when this happened and my mom was paying the insurance. (I’m 19 now) The officer said the insurance was expired, but I have proof I had insurance on... Read more »

William Melton
William Melton answered on Jun 17, 2020

Without knowing all of your facts, it sounds like the court revoked your plea in abeyance. If you are still going to court I would ask the prosecutor what the status of your plea in abeyance is. See if the court would be willing to reinstate it (it is a long shot given how old the ticket is). But... Read more »

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