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3 Answers | Asked in Insurance Defense for Texas on
Q: what kind of attorney Practice one of my Insurance Client lawsuit me for underinsured coverage claim ?

I was Allstate agent till 2020 when I started my own independent insurance agency . I received Citation on November 1st from customer lawsuit Allstate and me for incident happened in 2016 . I like to have consultation with Attorney whose practice in defending insurance agent lawsuit

James L. Arrasmith
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answered on Nov 13, 2023

In your case, where a former client is suing you and Allstate for an underinsured coverage claim related to an incident that occurred while you were an Allstate agent, you should seek a consultation with an attorney experienced in insurance defense. Specifically, you'll want an attorney who... View More

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2 Answers | Asked in Insurance Bad Faith and Insurance Defense for Michigan on
Q: Large claim against secondary insurance through Uber. They were paying at first but stopped. Please advise

Atlantic insurance company said state law is preventing them from paying, even though they were covering medical expenses. Progressive has been paying lost wages and medical with no issues. I was driving Uber waiting for passenger when accident occurred. Been totally disabled with neck and back... View More

Tim Akpinar
Tim Akpinar
answered on Dec 18, 2024

A Michigan attorney could advise best, but your question remains open for three weeks. I'm sorry about your accident and the ordeal it has caused for you. You ask to be advised - that could be difficult for any attorney, without additional details. Most attorneys would want to know how the... View More

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1 Answer | Asked in Family Law and Insurance Defense for Florida on
Q: Court ordered medical insurance for a exspouse who is going on Medicare and did not choose a part C plan. Part A and B

Not an issue, but pharmacy insurance is being demanded as well. If she chose not to take an advantage plan which included pharmacy does the ex have to add this additional coverage and cost. The order States that each party is responsible for their own uninsured medical, dental, hospital, optical,... View More

Rand Scott Lieber
Rand Scott Lieber
answered on Dec 16, 2024

You need to follow the court order as you understand it. If it is ambiguous and there is a dispute then you have to go back to court. As long as you believe that you can justify your interpretation then do it and let the other party dispute it.

Speak with a local family lawyer for more...
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1 Answer | Asked in Health Care Law, Insurance Bad Faith, Insurance Defense and Immigration Law for New York on
Q: Are illegal immigrants allowed insurance under the affordable care act?

Are illegal immigrants allowed insurance under the affordable care act?

James L. Arrasmith
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answered on Dec 13, 2024

Under the Affordable Care Act, undocumented immigrants are not eligible to purchase health insurance through the federal or state marketplaces. They cannot receive premium tax credits, cost-sharing reductions, or other federal benefits through the healthcare exchanges.

However, you can...
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1 Answer | Asked in Car Accidents, Insurance Bad Faith, Insurance Defense and Personal Injury for Arizona on
Q: Can a car insurance company cover car damage but deny injuries from same storm incident?

During a monsoon, 2 trees fell, 1 on my trunk and the other in front of my car creating a collision. It was if I ran into a brick-wall. The car ins company acknowledged this as a 'catastrophic event' and paid under comprehensive cov: $4,590 for vehicle damage and $840 for rental. They... View More

Tim Akpinar
Tim Akpinar
answered on Dec 10, 2024

An Arizona attorney could advise best, but your question remains open for a week. This might be difficult to get a definitive response for in a public Q & A forum. If you reached out to attorneys in your state, they would likely ask to review the policy thoroughly before advising on whether the... View More

1 Answer | Asked in Insurance Defense for Indiana on
Q: I have a second EUO coming up over my truck being stolen. They are now asking me to bring in my cell phone to see after
Tim Akpinar
Tim Akpinar
answered on Dec 8, 2024

An Indiana attorney could advise best, but your question remains open for three weeks. Part of your post was cut off, but whatever is missing from the incompleted post, it's likely that an attorney would want to know more to offer meaningful guidance. An Indiana attorney could advise more... View More

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for California on
Q: Amazon would not let cancel Insurance and make $288 since August 2024 join insurance when the App show $88 only

and Amazon $288 every week for Amazon Imputed when App show was pnly $88 only and I kind want to quit Amazon for take $288 and The phone App lie

James L. Arrasmith
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answered on Dec 8, 2024

It sounds like you're having trouble with insurance charges through Amazon, specifically regarding a discrepancy between the $88 shown in the app and $288 being deducted weekly for "Amazon Imputed" insurance charges since August 2024.

You should immediately contact Amazon HR...
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1 Answer | Asked in Car Accidents, Insurance Bad Faith, Insurance Defense and Personal Injury for Arizona on
Q: Can a car insurance company cover car damage but deny injuries from same storm incident?

During a monsoon, 2 trees fell, one on my trunk and the other in front of my car creating a collision. It was if I ran into a brick-wall. The car ins company acknowledged this as a 'catastrophic event' and paid under comprehensive cov: $4,590 for vehicle damage and $840 for rental. They... View More

Tim Akpinar
Tim Akpinar
answered on Dec 4, 2024

An Arizona attorney could advise best, but your question remains open for a week. I'm sorry about your accident. Your injuries sound serious and I hope you are recovering.

This could be something difficult for attorneys to offer a quick short answer to. It could depend on your policy....
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1 Answer | Asked in Foreclosure and Insurance Defense for Florida on
Q: Legal Representation Needed for Lawsuit Against Insurance and Mortgage Companies

Property damage claims in 2022 and 2024 Insurance Company, and mortgage companies have withheld in repair funds.

We need an attorney to:

1. File and pursue litigation against our insurance company and the mortgage company for breach of contract.

2. Secure the withheld funds... View More

Tim Akpinar
Tim Akpinar
answered on Nov 22, 2024

A Florida attorney could advise best, but your question remains open for over a week. You have probably already been searching for attorneys. You could supplement your efforts with the "Find a Lawyer" tab above, which lists attorneys by region and practice area. You could also look into... View More

2 Answers | Asked in Insurance Defense and Traffic Tickets for Illinois on
Q: Can I get a charge of driving with a suspended license plate thrown out if I show proof of insurance prior to the stop?

I got a court date and a $1000 charge for driving with a suspended license plate. The plate was suspended for lack of insurance. Shortly after my license plate was threatened with suspension, I acquired insurance. I had no knowledge that my plates were suspended until the officer who pulled me over... View More

Theodore J. Harvatin
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answered on Nov 21, 2024

They probably required you to obtain a special type of insurance called SR 22. If you only had regular insurance and they wanted SR 22, that would not have fixed the problem

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1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Washington on
Q: What type of lawyer do i need for CONTESTING an AUTO PREMIUM INCREASE & how should i most effectively go about it?

on October the 8th i ended up rear ending someone in an accident, i filed a claim with my insurance & was determined to be at fault. Now my insurance knows about the traffic infraction i received then from the police report. Which i am contesting with my traffic ticket attorney. So anyways, im... View More

Tim Akpinar
Tim Akpinar
answered on Nov 19, 2024

A Washington attorney could advise best, but your question remains open for two weeks. There are attorneys who handle insurance-related litigation. It sounds like you already have an attorney handling ticket-related aspects of the matter. In terms the insurance premium issues, it's worth... View More

1 Answer | Asked in Car Accidents, Traffic Tickets and Insurance Defense for Illinois on
Q: Legal Advice Needed for Rental Car Accident

I am seeking your advice regarding a car accident I was involved in while driving my friend's rental car, which he had rented from Hertz. My friend did not purchase the rental insurance, assuming his Discover credit card would provide coverage. Since I do not own a car, I do not have any... View More

Theodore J. Harvatin
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answered on Nov 18, 2024

Unclear what your question is. Started out talking about insurance, then addressed whether you were at fault. The second question cannot be answered in an online forum. The first one, same

3 Answers | Asked in Animal / Dog Law, Civil Rights, Insurance Defense and Intellectual Property for California on
Q: Declaration of Assets, Insurance & Employment under penalty of perjury from claimant's attorney

Our 21 lb dog bit an uber eats driver on the calf piercing his skin and he and his attorney are seeking compensation over insurance limits. Our insurance company sent us a declaration of assets, insurance and employment under penalty of perjury to complete with the policy limit settlement to send... View More

William John Light
William John Light
answered on Nov 18, 2024

You don't have to disclose your assets, other than insurance limits, even during litigation, unless punitive damages are sought.

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4 Answers | Asked in Traffic Tickets, Car Accidents and Insurance Defense for Georgia on
Q: I was issued a citation for failure to yield Section 40-6-71.

APD Officer told me the ticket is No points and I can pay the fine online. Is this true?

Glenn T. Stern
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answered on Nov 12, 2024

No, that is not correct. That ticket is a 3-point violation. Also, if the ticket was issued as the result of an accident, even if you are be able to pay it online, Georgia law still requires you to show up for your court date.

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1 Answer | Asked in Insurance Bad Faith and Insurance Defense on
Q: whether a beneficiary to professional insurance policy can bring a complaint against the insurance company
Tim Akpinar
Tim Akpinar
answered on Nov 9, 2024

The short answer is that bad faith could apply to many different types of policies. A state or region is not included here, and state-specific laws could govern consumer rights involving insurance practices. One option could be to check with the Department of Insurance in your state - they... View More

Q: Need personal injury attorney

Have brain injury from Tylenol

Tim Akpinar
Tim Akpinar
answered on Nov 9, 2024

I'm sorry about your brain injury. I'm not certain if this is an admiralty/maritime matter (a category chosen for the post). It looks more like product liability (injuries involving dangerous/defective products, including pharmaceutical drugs). There isn't very much detail to go by... View More

2 Answers | Asked in Car Accidents and Insurance Defense for California on
Q: In Los Angeles, CA my driver side car was hit while I was getting out the car, while my insurance lapsed, am I liable?

I hadn't stepped out the car, looked both ways and the car was going so fast that upon impact he kept going and screeched on brakes almost 500 feet away.

William John Light
William John Light
answered on Nov 6, 2024

Whether you are insured has no effect on whether you are liable. If you were negligent, you are liable. If the other driver was negligent, he is liable. However, you don't mention any injuries, so his liability, if any, appears to be limited to property damage to fix your car.

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2 Answers | Asked in Insurance Bad Faith and Insurance Defense for Texas on
Q: Can my insurance company delay or deny my claim because I haven't been able to obtain a copy of the police report?
John Michael Frick
John Michael Frick
answered on Oct 23, 2024

Yes. A request for a copy of the accident report is reasonable. An insurance company can delay payment until a reasonable request for additional information from the policyholder is satisfied.

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1 Answer | Asked in Insurance Bad Faith, Insurance Defense, Tax Law and Contracts for South Carolina on
Q: Is a temporary refundable surety tax insurance policy legit?

I own a cleaning business and a contractor wants me to do some work but before the give me access to properties they said I had to pay for the temporary refundable surety tax insurance. They said they wouldn't accept the business insurance I have

James L. Arrasmith
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answered on Oct 22, 2024

It’s wise to approach this situation with caution. Temporary refundable surety tax insurance isn’t a common requirement in standard business practices. Legitimate contractors typically rely on standard insurance policies to ensure coverage and compliance.

Paying for an unfamiliar...
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1 Answer | Asked in Insurance Defense for Missouri on
Q: Homeowners insurance

If I’m the legal owner of a house and the property it sits on ( warranty deed in my name, no liens) can someone else get a insurance policy in there name on my property?

Stephen Murray
Stephen Murray
answered on Oct 18, 2024

It’s definitely an unusual situation. Typically, homeowners insurance is something the legal owner of the property would take out, since the purpose of the insurance is to protect the homeowner’s investment in the house and property. If you’re the legal owner, you should be the one holding... View More

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