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1 Answer | Asked in Insurance Defense for Alabama on
Q: Who is liable for paying damages?

The contract security company my company uses accidentally lowed a manually operated (push button) access control gate arm down on top of an employees car and caused about 1k in damages. Who is liable? The security company since they accidentally pushed the button and lowered the arm or my company... View More

Tim Akpinar
Tim Akpinar
answered on Oct 10, 2024

An Alabama attorney could advise best, but your question remains open for three weeks. If it's simply a matter of pushing the button by mistake, it's self-evident. If there are other issues raised - training was not provided, equipment was not maintained, equipment malfunctioned, layout... View More

2 Answers | Asked in Car Accidents and Insurance Defense for Kentucky on
Q: I was in a car accident last week and I was at fault. Insurance cancelled before accident.

I honestly didnt know. I am disabled, have a heart condition, and low income. I had a ticket 2 years ago for driving without insurance. My mom offered to take over my insurance and payments. . My mom is 73 and has never let me down in my 47 years. She received the notice and just assumed it was the... View More

Timothy Denison
Timothy Denison
answered on Oct 3, 2024

You may want to consult a competent bankruptcy practitioner about filing a chaper c7 bankruptcy which could discharge the debt.

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1 Answer | Asked in Contracts and Insurance Defense for Connecticut on
Q: Friend disappeared with my financed car and stopped making payments, can I report it as stolen?

I had a verbal agreement with a friend where she can use one of my cars and she'll cover the car loan payments. This worked for more than a year until she just recently disappeared and stopped paying. My concern is what are my lawful rights in here since the car is financed. What are my... View More

Alan Harrison
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answered on Oct 2, 2024

You may have a good chance to make an insurance claim for the car being stolen since that is really what happened here ... Disappearing with someone else's property, without paying for it, is theft.

2 Answers | Asked in Insurance Defense and Real Estate Law for Florida on
Q: Bank wrongly imposed property insurance
Barry W. Kaufman
Barry W. Kaufman
answered on Sep 27, 2024

This is not a question, its a statement. Please ask a question with facts.

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2 Answers | Asked in Real Estate Law and Insurance Defense for Texas on
Q: I own an El Paso, TX home mom is living in, sister has caregivers with no liability insurance. Can I require insurance?

I own an El Paso, TX house my 88 year old mom is living in, and have discovered that the caregivers employed by my sister do not have any insurance of any kind. No liability insurance nor worker's comp.

This puts me at great risk, since a claim could wipe me out financially.... View More

John Michael Frick
John Michael Frick
answered on Sep 26, 2024

Under your circumstances, you should hire a licensed home health care company to provide care for your elderly mother. Hiring random people to act as caregivers for an elderly person sounds sus and is very risky.

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1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Landlord - Tenant for California on
Q: My purse was stolen while was at my storage. If I make monthly rent & insurance payments is storage liable?

I was alone at my unit that night until another storage client drove up to my unit. She said a few words to me and left. When I realized my purse was gone I went to office immediately. I told them if incident & they could not get good view from camera footage. Also, told me they were not... View More

James L. Arrasmith
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answered on Sep 26, 2024

It sounds like you're going through a frustrating situation. Generally, insurance provided by a storage facility covers damage or theft of items inside the unit, not personal belongings like a purse stolen while you’re physically at the facility. You should review the terms of the insurance... View More

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for California on
Q: car insurance someone said I hit them I was never there at the scene

I've been told that there's a police report with my name on it. I called the police to explain that it wasn't me and also sent them an email to clarify the situation. I even sent them pictures of my car showing no damage. Despite all this, my insurance company is still pressuring me... View More

James L. Arrasmith
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answered on Sep 18, 2024

It sounds like a stressful situation, but you're taking the right steps by communicating with your insurance company and providing evidence. Make sure to continue documenting everything. Keep copies of all emails and communications with the insurance company, including your phone call notes.... View More

2 Answers | Asked in Insurance Defense and Car Accidents for California on
Q: What are the key legal arguments in Not at fault No Insurance for my cor At fault does have insurance

What are the key legal arguments in Not at fault

No Insurance for my car

At fault does have insurance

My son was driving my car

My son don't live with me

My son and girlfriend are in pain

My son now is missing work

200 feet away when made... View More

Tim Akpinar
Tim Akpinar
answered on Sep 15, 2024

The legal arguments would be based on each driver's individual share of liability. As my colleague points out, blame could be assigned to both sides in a comparative negligence jurisdiction, based on their actions. In terms of percentages, that could be something that would be argued here by... View More

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1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Mississippi on
Q: I have a Hamana HMO and a Eurolge Doctor turn me away but they will take PPO from Hamana insurance! !
Tim Akpinar
Tim Akpinar
answered on Sep 7, 2024

A Mississippi attorney could advise best, but your question remains open for three weeks. As a first step, you could check with Humana if your visit should be covered. Ask the urologist's office why you were turned away - is it a coverage issue, are they a participating provider, do they... View More

1 Answer | Asked in Real Estate Law, Insurance Bad Faith, Insurance Defense and Probate for Florida on
Q: i went through probate trying to get the documents from this case it says not available to view. can I get my records

i went through probate i am trying to get the documents from this case, it says not available to view. how can I get my

records.

Phillip William Gunthert
Phillip William Gunthert
answered on Sep 7, 2024

You will have to ask your attorney for copies, or you will have to contact the clerk of the court and request and pay for copies of the documents that you need.

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for South Carolina on
Q: Overview. We use State Farm for auto insurance. Got into car accident. State Farm determined car to be a total loss.

State Farm determined value of car. A State Farm claim rep called me and send they are emailing documents that need signatures (limited POA). I have not signed any documents yet. Despite this, the State Farm claim rep has already paid the financier (lien holder) without our knowledge. Irregardless... View More

Roy Willey
Roy Willey
answered on Sep 7, 2024

She should not take any actions on your behalf without your consent. It is not clear to me if this was a single car accident or if someone else was involved? But that can also have implications.

2 Answers | Asked in Insurance Bad Faith, Insurance Defense, Personal Injury and Small Claims for California on
Q: whats the best legal advice for breaching a verbal agreement on an insurance claim?

i was in a minor collision with a lady that resulted in a verbal agreement between both parties to resolve the issue outside of insurance . She said, because her car was new and didn't want the value to go down it was in the best interest of both parties to pay her the damages directly.... View More

Tim Akpinar
Tim Akpinar
answered on Sep 4, 2024

This is not uncommon. If the other side is moving forward with an injury claim, you should be in touch with your insurance carrier to place them on notice of the accident. Good luck

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1 Answer | Asked in Insurance Defense for California on
Q: can an auto insurance company demand a large sum of money from a 3 yr old bumper tap?
James L. Arrasmith
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answered on Aug 15, 2024

In California, auto insurance companies have a limited time frame to demand payment for damages related to an accident. This period is typically governed by the statute of limitations, which is generally three years for property damage claims. If an insurance company is making a demand after three... View More

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Massachusetts on
Q: Have you every changed your liability insurance agent?

If so, what led up to that experience, and how did you do it?

Tim Akpinar
Tim Akpinar
answered on Jul 25, 2024

A Massachusetts attorney could answer best, but your question remains open for a week. People do it all the time nationwide. A common cause is seeking lower premiums with other carriers. Another common reason is that people could be dropped by their carriers. Good luck

2 Answers | Asked in Insurance Defense and Constitutional Law for Tennessee on
Q: Grand Rising!! if I don't need a license to operate my vehicle per Supreme Court ruling, why do I have to have insurance
Anthony M. Avery
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answered on Jul 23, 2024

Rules of Road in TN require both a DL and Insurance to drive a vehicle.

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1 Answer | Asked in Employment Law and Insurance Defense for California on
Q: Could I take a part time position (8hrs/week) without loosing or reducing my unemployment benefits?

I am receiving maximum unemployment benefits since I was laid off from work. I now have the opportunity to take up a part time job in a new field working 8-16 hrs a week. Could I take this job without loosing or reducing my benefits since I would only be making $7-14k/year compared to 80k/year... View More

James L. Arrasmith
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answered on Jul 18, 2024

Under California law, you may be able to take on a part-time job without losing your unemployment benefits entirely. California allows individuals receiving unemployment benefits to work part-time and still receive partial benefits, as long as your earnings do not exceed a certain threshold.... View More

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Ohio on
Q: If my son was driving his girlfriends moms car and gets in an accident whose insurance pays?
Tim Akpinar
Tim Akpinar
answered on Jul 16, 2024

An Ohio attorney could advise best, but your question remains open for a week. It would depend on the policy of your son's girlfriend's mom's car, and a number of other factors. There are a number of different combinations here, depending on who was at fault, the respective... View More

1 Answer | Asked in Insurance Defense for Washington on
Q: In Washington state. Do I HAVE to list anyone living with me on my car insurance? Does it follow the car or driver?

It was my understanding that the car is what is insured and not the driver.

Tim Akpinar
Tim Akpinar
answered on Jul 16, 2024

A Washington attorney could advise best, but your question remains open for a week. Insurance carriers are within their rights to ask what other drivers of the vehicle are in the household. In terms of asking simply about household members, you could check with your state's department of... View More

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Oklahoma on
Q: What kind of case am I dealing with house fire and restoration company billing for uncompleted work and insurance being

Restoration company through the whole house away the insurance company is now not wanting to do things that need to be done this fire was a one room in Feb and we are still not home HELP

Tim Akpinar
Tim Akpinar
answered on Jun 30, 2024

An Oklahoma attorney could advise best, but your question remains open for two weeks. To answer your question, you're dealing with a property loss or property damage case. It doesn't look like a "Bad Faith" claim (your posted category), since the carrier has the right to verify... View More

1 Answer | Asked in Admiralty / Maritime, Insurance Bad Faith and Insurance Defense for New Jersey on
Q: Do you handle Cargo lost Pallates shipped to NJ and they delivered to incorrect location and was stollen in 9/18/23

EZ || GLOBALTRANZ || Tea4USA LLC || BOL 27634605 || PRO 450701543 || Tforce Freight || Amount:$18,666.66 ||

Inbox

GTZ Cargo Claims

Tim Akpinar
Tim Akpinar
answered on Jun 30, 2024

Unfortunately, we do not. This isn't a law firm or cargo loss recovery company. It is only a Q & A forum. You would need to reach out to law firms or other companies that handle such matters and pose your question to them. Good luck

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