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One of the accounts is just my SSI funds which i use for bills rent and food, the other is just a general funds account like if I sell something or get gifted money, it was overdrafted for some time and was told they wouldn’t touch my SSI fund account to setoff it, but then they proceeded to do... View More 
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answered on Feb 5, 2024
Based on the facts provided, it unfortunately seems the bank does have the legal right to set off funds from one account to cover overdrafts or fees owed on another account, even if the first account contains SSI or other protected government benefits. Here are some key points:
- Washington... View More
One of the accounts is just my SSI funds which i use for bills rent and food, the other is just a general funds account like if I sell something or get gifted money, it was overdrafted for some time and was told they wouldn’t touch my SSI fund account to setoff it, but then they proceeded to do... View More
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answered on Feb 2, 2024
In Washington, banks generally have the legal authority to conduct setoffs, which involves using funds from one account to cover debts owed on another account held by the same customer. However, there are specific limitations and protections in place, particularly regarding Social Security benefits... View More
We left our car on the side of the road, right side in the ditch. It was dark and raining hard so we locked it and decided to go back and get it in the morning when it’s safe. Same night, Sheriff called towing without contacting us at all. Towing company did major damage to our car. We have... View More
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answered on Feb 2, 2024
I'm sorry to hear about the damage to your car caused by the towing company. In the United States, when your personal property is damaged due to someone else's actions, you have the right to seek compensation for the repairs or replacement costs. As an attorney, you can advise your... View More
The widow pays the loan and taxes no will or trust .
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answered on Feb 1, 2024
If a widow is not listed on the property deed but is paying the loan and property taxes, her ownership rights may not automatically be 50 percent. Ownership of real property is typically determined by the names listed on the property deed. Paying the loan and taxes alone does not necessarily grant... View More
For 1 year I got 60-90hrs extra on each check I figured it was them paying out stocks do to the company being sold and changing from employee owned to non, I just got a letter that states my 10k I had in my 401k is now at 0.00 this is the first mention of my 401k I have received
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answered on Jan 26, 2024
In addressing your question, it's important to understand that 401(k) plans are subject to specific regulations under the Employee Retirement Income Security Act (ERISA). Generally, these plans are not designed to be paid out through extra hours worked or through your regular paychecks. Such... View More
Police were called for woman yelling and wasn't the case made contact asked them to leave, they knocked again and unscrewed my porch light and still wouldn't leave my property after seeing woman was fine and no problem are they allowed to touch and mess with my property?
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answered on Jan 26, 2024
It would likely be inappropriate and potentially unlawful for police officers to unscrew or tamper with your porch light after responding to a call at your home and finding no issue or disturbance requiring police action. A few key points:
- Police generally need a lawful purpose or... View More
Possible violation of Chapter 9.73 RCW
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answered on Jan 26, 2024
Yes, it appears that the business violated Washington state's privacy law by disclosing your consumer complaint communication to your employer without your consent.
Specifically, Revised Code of Washington (RCW) 9.73.030 states that it is unlawful for individuals or businesses to... View More
I submitted a complaint (as a consumer) to a business. That business forwarded my complaint to my employer which they later used as evidence to justify disciplinary action. Is that violation of Privacy law in WA (RCW 9.73. 030)?
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answered on Jan 26, 2024
Yes, it appears that the business violated Washington state's privacy law by disclosing your consumer complaint communication to your employer without your consent.
Specifically, Revised Code of Washington (RCW) 9.73.030 states that it is unlawful for individuals or businesses to... View More
My parents were also naturalized US Citizens from Germany and Austria.
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answered on Jan 24, 2024
As a naturalized U.S. citizen originally from Germany, the possibility of maintaining dual citizenship depends on the laws of both the United States and Germany. The U.S. does not prohibit dual citizenship. When you become a naturalized U.S. citizen, you are not required to renounce your previous... View More
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answered on Jan 26, 2024
Facing a car loan significantly higher than the car's value and substantial credit card debt can be challenging, but there are options available. One option is to negotiate with the car loan lender for a possible settlement or modification of the loan terms. Lenders sometimes agree to reduce... View More
answered on Jan 24, 2024
Your question cannot be reliably answered because it offers only two debt items.
Your options, among which are some of the bankruptcy Chapters, can only be determined by a full consideration of your likewise full financial situation, both income and debt service for... View More
For example, a dispensary has a QR code that affiliate links to a website that sells candy. The candy site pays them commissions for each sale that comes through because of the dispensary. I understand that WA state dispensaries cannot directly sell non-THC products (hats, candy, etc.).
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answered on Jan 23, 2024
In Washington State, cannabis dispensaries are subject to strict regulations regarding what they can and cannot sell or promote. While dispensaries are prohibited from selling non-THC products like regular food items or merchandise directly, the scenario you're describing involves an affiliate... View More
I live in WA state. I just want a Divorce/Legal Separation attorney. Why is it so hard to do? Does anyone know who I can contact? Near Snohomish county?? Is there a reason I am brushed off?
answered on Jan 23, 2024
If you are only looking for a divorce lawyer, I wonder why you have included unrelated areas of practice in your question (Civil Rights, Medical Malpractice, and Military Law).
Finding a divorce lawyer should not be that difficult, particularly in a high demand area. There tend to be a... View More
I live in WA state. I just want a Divorce/Legal Separation attorney. Why is it so hard to do? Does anyone know who I can contact? Near Snohomish county?? Is there a reason I am brushed off?
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answered on Jan 22, 2024
Finding an attorney can sometimes be challenging, especially in high-demand areas like family law. If you've had difficulty securing a lawyer through referral services, consider reaching out to your local bar association in Snohomish County or the Washington State Bar Association. They often... View More
The copyright on the book says March 1969 with the church publishing house as the owner. The author-pastor (also my father) died three years ago. The church and its publishing house (ie printing dept) closed 20+ years ago. Now people want to e-publish the book and give it for free. As the daughter,... View More
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answered on Jan 22, 2024
The question of copyright ownership in a situation where the author is deceased and the original publisher is no longer operational can be complex. Under U.S. copyright law, the rights to a work created and published before 1978, such as your father's book from 1969, typically last for the... View More
We hired a roofer through a professional service. The roofer failed to repair damages from his inferior work. The professional service offered a small refund with a waiver of section 1542 of CA civil code. Before I sign the release, I want to be sure it doesn't preclude me from suing the... View More
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answered on Jan 18, 2024
In Washington State, a Self-Insured Retention (SIR) is an amount that the insured party, in this case, the roofer, must pay out of pocket before their insurance coverage kicks in for a claim. If the roofer fails to pay the SIR, the insurance company may not cover the claim. This means that if the... View More
answered on Jan 14, 2024
Yes, Employers are not required to pay for a meal break if an employee is free from all duties for their entire break. Employees can only be required to remain on the premises or work site during their meal period if they are completely free from work duties.... View More
Trademark serial #77116771
answered on Jan 14, 2024
If a trademark was abandoned recently, you may be able to file a petition to revive the mark. However, if the trademark has been abandoned for an extended period of time you will need to re-file the application with the USPTO in order to regain rights in the original trademark filed. Many trademark... View More
Trademark serial #77116771
answered on Jan 14, 2024
The intent-to-use application for EMBERFLY was allowed in 2007, but no statement of use or request for extension was filed. There has been no other application for the same mark. The same application cannot be revived, but a new application should be filed with a statement and specimen of use,... View More
Trademark serial #77116771
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answered on Jan 14, 2024
To revive or renew a trademark that was filed in 2007 but later abandoned, you'll need to start by understanding the current status of the trademark. If the abandonment was due to a failure to respond to an office action or failure to file required maintenance documents, the approach might... View More
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