I live in Georgia and purchased a brand-new Audi A5 2024, which now has 1,673 miles on it. I've experienced persistent steering malfunction issues, and the vehicle is at an Audi dealership for the second time, totaling almost 4 months in the shop—more than I've had it at home. I'm... View More

I am a claimant involved in a situation where a second-party adjuster, supposedly acting on behalf of a security guard company's carrier, reached out to the business owner of a restaurant I was at. This adjuster claimed to be opening a claim on behalf of the security guard company mentioned in... View More

William John Light
answered on Feb 23, 2025

You can hire an attorney to help resolve your dispute with the security guard company, or file a complaint with the superior court over what ever your dispute is with the security company. If an an adjuster for an unlicensed insurer or adjusting company is engaged in attempting to investigate or... View More

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I was in an accident on January 18, 2025, and my car was totaled. I financed the vehicle through Mazda and had GAP insurance included in my contract. My insurance, Progressive, covered $30,000 for the vehicle with a $1,000 deductible, leaving a balance of over $10,000 on my loan. GAP insurance only... View More

I was stopped for speeding in Colorado and also cited for no proof of insurance and no updated license plates and registration. Although I had my driver's license, it was taken, and I was told it was suspended. I went to court, and all charges were dismissed with no fines or costs. However,... View More

I have comprehensive coverage on my car, which promises market value replacement for theft. However, after my car was stolen during transport from California to New York, my insurance company is looking to possibly limit liability to $50,000 instead of paying out due to theft. We hired two... View More

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answered on Feb 22, 2025

It sounds like you’re dealing with a complicated situation, especially with the confusion about your insurer's actions and the involvement of multiple parties. Normally, comprehensive insurance covers theft, regardless of where it happens, including during transport. However, some policies... View More

I am dealing with a property insurance claim issue in Kalispell, MT. Our house sustained damage due to a leak, but our insurance claim was denied. The insurance company denied our claim before they had full information. Despite our insurance broker sending three emails, the claim was still denied.... View More

I discovered that someone impersonated me to list themselves as a driver on an auto insurance policy I held. This impersonator, believed to be the girlfriend of a friend for whom I was insuring the vehicle, got into an accident with the insured vehicle. I was unaware of this addition to the policy.... View More

Tim Akpinar
answered on Feb 23, 2025

It could depend on how the additional insured made it on to the policy. That might result in an investigation on the part of the carrier. If you approached law firms to discuss such a lawsuit, they may want to first see the carrier's position on covering or not covering claims from the... View More

My husband went to Las Vegas and married his girlfriend while we are still legally married. I found out about this on December 1, 2024, and I have pictures and proof of this marriage, as well as information that he is trying to transfer his insurance to her. When I contacted a lawyer, they acted... View More

I missed my flight due to inclement weather and was diverted to a different airport, arriving a day later than planned. During this time, I did not receive my baggage and incurred additional expenses for food, clothes, and accommodation. I also missed a planned event with my family and ended up... View More

I was out hunting and left my keys in the console with the doors unlocked, which led to my truck being stolen. Despite having full coverage, my insurance company denied my theft claim, citing exclusions in my policy. I haven't been able to get my agent or the adjuster to return my calls.... View More

I live in Florida and have a 19-year-old daughter who is a full-time student and financially dependent on me. She owns her car outright and currently, I cover her with my auto insurance policy. I am considering whether it's a good idea for her to have her own auto insurance policy. Would... View More

Tim Akpinar
answered on Mar 2, 2025

A Florida attorney could advise best, but your question remains open for two weeks. Yes, your concerns are valid. It would definitely be a good idea to consider a separate policy. A Florida attorney could advise definitively as to any state-specific laws, but as a general rule, the answer to your... View More

I recently let my lawyer go because I felt she wasn't representing me properly; however, she is still representing my sister. After this, I attended court with my sister, and I found out that my former lawyer had contacted the insurance agent about what was said in court. I feel this may have... View More

William John Light
answered on Feb 14, 2025

What was said in court was a public record. A "feeling" that communication with an agent/adjuster may have adversely affected your settlement is not nearly enough. You need evidence that you were harmed. What was said in court may have affected your settlement, but the attorney... View More

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I am handling a wrongful death claim after an auto accident involving my parents. Initially, their insurer labeled a deduction as a subrogation fee, then later as an underinsured claim. This was applied to settlements from the other insurance several times, totaling four deductions. I let go of my... View More

Eliza Jasinska
answered on Feb 14, 2025

I understand your concern regarding the deductions, especially since the insurer is citing a law that mandates these deductions. To address this issue properly, I recommend speaking directly with an attorney who specializes in insurance law or wrongful death claims. They will be able to review the... View More

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I paid my son's life insurance for 10 years through automatic bank payments. Recently, due to a bank system change, my March 2024 payment wasn't processed, leading to the insurance policy's cancellation. The insurance company claims they didn't receive payments for March, April,... View More

Patrick William Steinfeld
answered on Feb 14, 2025

This question came up under several different headings. Please note the appropriate topic is "Banking" or "Civil Litigation". It does not involve insurance or personal injury. I don't think you have a cause of action against the insurance company because they didn't... View More

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I am the owner and beneficiary of my grandson's life insurance policy. The insurance company paid benefits directly to a funeral home without my permission. I have not made any prior agreements with the funeral home, nor was I informed by the insurance company before the payment was made. Is... View More

I was involved in a lawsuit where the opposing attorney, representing a former client, contacted me directly. Though I didn't have a personal attorney, my insurance company was handling my defense, and the attorney knew this. He called to suggest I hire a personal attorney for smoother... View More

We had a business insurance policy that finally paid on some equipment and tools. The main piece of equipment that was lost was an excavator. When the adjuster came out the week after the fire he told us then that we would definitely get the amount that it was insured for. It took until August of... View More

The policy has an additional insured and named our mother under her beneficiary.The company is only paying for the insured (husband) and disregard this additional claim. We need the lawyer to look at the policy and let us know if we need to file more claim.

I signed up for short term disability coverage through my work and since the beginning there were discrepancies with my account being active. Never received my package with explanation of coverage, yet my paycheck reflected the deductions. I checked and there was no active account. I contacted the... View More

I have an insurance policy document that my mother took out in 1976 with myself listed as the beneficiary. When I inquired with the company they said that I was not listed as the beneficiary even though I have document indicating that.

Then they said that the "beneficiary might have... View More

Tim Akpinar
answered on Mar 7, 2025

An Ohio attorney could advise best, but your question remains open for a month. What the insurance carrier is telling you about the beneficiary possibly changing could be true. They don't really have an incentive to lie about who a beneficiary is - they make payment one way or the other, based... View More