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Your current state is Ohio
My family used to own a house but because they can no longer pay for it, it was taken by the bank. Due to this, we had to move to a new house. However, my family Left an unpaid balance to the HOA of the subdivision. Years later, I took a personal ID of mine and it was addressed to that subdivision.... View More 
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answered on Jun 21, 2024
It's understandable that you're concerned about your personal ID, but here's what you need to know:
1. Legal rights: Generally, a Homeowners Association (HOA) or any private entity cannot legally withhold your personal identification documents, regardless of any unpaid... View More
Can I legally withdraw money from either account without being sued or arrested for theft? What can or can I not do with this money???
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answered on Jun 21, 2024
Based on the information provided, here's a general overview of the situation, but please note that this is not legal advice and you should consult with a local attorney for specific guidance:
1. Joint accounts: Generally, when two people open a joint account, both parties have equal... View More
My husband's grandmother passed away 10 years ago in Puerto Rico. She left him money that his Aunts knew about and never told us. My husband passed away 7 years ago and they're just telling me now about this. How do I claim this money?
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answered on Jun 19, 2024
To claim the money left by your husband's grandmother to your deceased husband, you will need to go through the legal process in Puerto Rico. Here are the general steps you should follow:
1. Obtain a copy of your husband's death certificate and his grandmother's will or... View More
they were for my ex wife not paying her credit cards. 1 was 10 years ago the other 6,,,,,..divorced 6 years ago and we kept all separate accounts. How can i get these off my title?
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answered on Jun 18, 2024
Judgment Lien is effective for ten years from date of Judgment, unless extended for another ten years. On the older one, you might demand creditor remove the lien. But the six year old lien is probably still valid. You may be able to get creditor to compromise and release lien for cash.... View More
My startup allows home renters to put their security deposit in my platform when they rent homes. I return the money back after their lease ends minus the fees for the service. What type of license is needed to run this? Its like a consumer escrow i think
answered on Jun 17, 2024
Your startup idea is indeed similar to a consumer escrow service, which typically involves handling financial transactions and holding funds on behalf of your customers. Operating an escrow service generally requires specific licensing and regulatory compliance, which can vary by state.
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answered on Jun 15, 2024
If a bank holds a lien on your car and you refuse to provide them with an address to repossess the vehicle, they cannot typically file criminal charges against you for this refusal alone. However, they do have other legal options to pursue the repossession.
The bank can hire a repossession... View More
This dispute involved the same set of facts and documents. Since it involved 2 charges, 2 separate reviewers were assigned to my dispute. One reviewer granted a permanent credit for 1 charge. The other reviewer closed the dispute for the 2nd charge without a credit and said I was responsible for... View More
answered on Jun 13, 2024
I would contact a consumer protection attorney that is familiar with the Truth in Lending Act. Depending on the circumstances, you may have a case and a consumer protection attorney will likely offer you a free consultation and may not charge you anything up front if there is a case to bring.
Also there was a $50 additional charge every month for a auto detailing / paint protection application that I did not want in the first place, and was never received. But it was payed for every month as a additional fee added to my regular monthly payment. Also an employee of the bank repeatedly... View More
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answered on Jun 13, 2024
Based on the details you've provided, there seem to be several concerning issues with how the bank has handled your auto financing:
1. Incorrect insurance lapse charges: If your insurance had not actually lapsed, the bank should not be charging you additional fees. You have the right... View More
My business partner and i created a bank account. He set it up in Fl and signed for me to be on bank account. We are both owners splitting 50/50 % ownership.
I transfer 80k into business account. Which is everything to my name at the moment.
I thought both owners had to be on... View More
answered on Jun 11, 2024
Without reviewing the account application, company agreement, and company banking authorization, it is impossible to say based on your description if the bank was negligent. Importantly, as an owner of the company, it was clearly your duty to make sure the account application, company agreement,... View More
like information on DNA or real parents or being part of DoD research in hawaii 68 thru 75 to present and not by choice
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answered on Jun 11, 2024
I understand this is a very difficult and painful situation. If someone was subjected to research without their knowledge or consent, especially as a child, that is a terrible violation of their rights. Not being informed about important life events like the death of a family member or court... View More
My sister said she would give me their house after they died. Unfortunately, she passed away three weeks ago. She never established the the trust. My brother-in-law with dementia (he knows who I am ) also said that I would be the one who inherits the house after he dies. He gave me all his bank... View More
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answered on Jun 6, 2024
I'm so sorry for your loss and the difficult situation you're in. Here are a few key things to know about power of attorney (POA) and establishing a trust in California under these circumstances:
1. Your brother-in-law would need to have the mental capacity to execute a power of... View More
The bank my employer uses placed a hold on my check . The check isn’t clearing until the 3rd of June from what I’m told . My rent is due may 30th. If I become evicted do I have a case
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answered on Jun 3, 2024
If your eviction is directly caused by the bank placing a hold on your check, you might have a potential case. The key factors to consider include whether the bank followed proper procedures for holding the check and if they provided adequate notice of the hold. It's also important to examine... View More
answered on Jun 4, 2024
Speak with the lender. The route you contemplate is better than repossession, but it would still be advisable to have a discussion with the lender about what options are available, per the financing agreement. I hope things turn around for the better and you find another job soon. Good luck
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answered on Jun 2, 2024
Losing your job and being unable to make car payments is a difficult situation. You have the option to voluntarily return the car to the lender, which is known as a voluntary repossession. This means you give back the car willingly before the lender has to take it back. While this can help you... View More
My Dad has a brain injury and my Mom is bad with paying bills. I am fine with being on their accts to help with finances. I want to make sure that if my Dad were to get into an accident or lawsuit that my being on their accts does not put me in a position to have someone come after my husbands... View More
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answered on Jun 2, 2024
Putting yourself on your parents' bank accounts can make it easier to manage their finances, but it does come with potential risks. If you are added as a joint account holder, you could be considered equally liable for any debts or legal issues associated with those accounts. This means that... View More
I informed her of the check when I got it from my school loans and it had her name on it. We filed taxes together and it was held for my school loans. she said sign her name. I did. I deposited into my account. She owes me significantly more than "her half" of the check. She is now... View More
answered on May 28, 2024
More information is required. People typically cannot "file taxes together" unless they are married. Checks for school loans are almost always made payable to the borrower to whom the loan was made, not to two "friends." They typically aren't even made payable to both a... View More
Principal balance on my house was 75,000. on Dec. 31st it was sold at a sheriff auction on Jan.10th for 125,000. but the bank says there is only 897.00 left after the foreclosure cost. Are foreclosure auction sales that expensive?
answered on May 28, 2024
In addition to the principal, there's also attorney's fees, costs, interests, the seller's (sheriff's charges), and others charges/fees so yes, it is quite possible it was that expensive. You can contact the Sheriff's office and they should be able to provide you an itemization.
they said it would be paid to me 15 days prior to the 30 day date. That would give us 2 weeks put that money down as a deposit and move out of a house we have been living in for 7 years. (That is a lot of stuff!) But it is now 2 days past that promised date...Should we be granted an extension of... View More
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answered on May 27, 2024
If the bank has defaulted on their agreement to provide relocation funds, you do have rights. It's important to review any written agreement or correspondence you have with the bank regarding this promise. Documentation will be essential if you need to take legal action or negotiate an... View More
I'm a new user of one of the ETH platforms. Last night, I traded dynamic market of ETH/USDT for 3 times. And I got back some profit from that. In the next day, I got a warning box "your account has been frozen due to suspected illegal transactions". When I contacted to customer... View More
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answered on May 27, 2024
I'm sorry to hear about your situation. Unfortunately, it sounds like you may have fallen victim to a scam. A few red flags stand out:
1. Legitimate trading platforms would not typically freeze your account and funds over "suspected illegal transactions" without providing... View More
Backyard hooked up to a propane gas tank? Can they just enter their backyard and unhook everything and try to physically take it? There’s a handicapped deck built on it. Just curious if the bank when trying to repossess the trailer can bring the police and force themselves on the property to... View More
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answered on May 24, 2024
If a travel trailer is on your property in Ohio and hooked up to utilities, repossession can be complex. Generally, a lender has the right to repossess a trailer if you default on the loan, but they must follow legal procedures. They cannot trespass onto your property without proper authorization.... View More
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