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1 Answer | Asked in Real Estate Law, Banking, Civil Rights and Collections for New Mexico on
Q: If I have my grandma's will and testament that states I am the sole err how do I go about getting what is mine..

I was just a young boy when my grandmother passed and I just found out about this will...

James L. Arrasmith
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answered on Jan 9, 2025

First, I'm very sorry about the loss of your grandmother. Finding out about an inheritance years later must bring up complex emotions, and it's understandable you want to handle this properly.

You'll need to contact the probate court in the county where your grandmother lived...
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1 Answer | Asked in Contracts, Banking and Consumer Law for New Jersey on
Q: Listed price of a car is is lower than on a contract.

On the ad, the dealer listed price of a used car $13,495.

Upon visiting, the dealer told me that I could not get the same price on cash and that the cash price was $16,495. But if I do the financing, I'll get a discount of $3,000, and my MSRP would be $13,495. I kept asking the dealer... View More

Melissa Totaro
Melissa Totaro
answered on Jan 9, 2025

Assuming the facts stated in your question can be proven the dealer violated New Jersey regulations and Consumer Fraud Act by, among other things, refusing to honor the advertised price. A consumer who suffers a monetary loss as a result of a business violating the Act can sue the business for... View More

1 Answer | Asked in Consumer Law, Contracts, Estate Planning and Banking for Indiana on
Q: How do I get an old, non-valid lien removed from my home's title record?

The lien was added to my home's title by First Indiana Bank (Sept, 2004) for a mortgage consolidation loan offer I had signed. I subsequently rescinded that same offer within the legal 72 hour window allowed.

First Indiana Bank no longer exists. It was first absorbed in a merger (in... View More

Anthony M. Avery
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answered on Jan 7, 2025

Hire an IN attorney to file a quiet title action. Start trying to find out what Bank bought your lienor out.

0 Answers | Asked in Banking, Civil Litigation, Consumer Law and Identity Theft for Michigan on
Q: What legal actions can I take against Cash App for denied disputes and my bank for refusing to investigate them?

I filed disputes with Cash App on June 15, 2024, for unauthorized transactions. Some were resolved in my favor, while others with identical circumstances were denied without explanation.

I later contacted my bank (Huntington), but they refused to investigate, claiming too much time had... View More

0 Answers | Asked in Banking, Collections and Gov & Administrative Law for Tennessee on
Q: I live in Tennessee. I was behind on my american express credit card payment and they contacted my mother who is not

On my account and has never used american express. They told her my account was past due. Is that legal?

0 Answers | Asked in Criminal Law and Banking for Pennsylvania on
Q: Is it legal to hide fake money in a public place for random people to find?

I purchased 10k in fake money from a legal company. I would like to go around Walmart and hide them on shelves for people too find. In pa. What is the legal definition of passing fake money?

2 Answers | Asked in Tax Law, Banking and Business Law for Texas on
Q: I had to reinstate my company after tax office failed to pay franchise taxes. Do I have to get a new bank account?

I had to reinstate my company after tax office failed to pay franchise taxes. The tax office paid all the fees and reinstated the company. It looks like I received a new taxpayer id number. Does this mean I have to get a new bank account? Do I have to do anything different now that I reinstated the... View More

John Michael Frick
John Michael Frick
answered on Jan 2, 2025

First, there was no reason your company needed to get a new taxpayer ID number. Second, there is no reason it should need to get a new bank account with the caveat that you need to ascertain why a new taxpayer ID number was obtained. Presumably, your bank is using your company's original... View More

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1 Answer | Asked in Banking, Communications Law, Constitutional Law and Identity Theft for Washington on
Q: I have been assigned a violation codes that is not the same as violation. How can I find the state it originates.

I was held for 3 days on a complaint. The video submitted and shown by my attorney is not continuous footage. The video is a personal cell phone upload by Telegram. Documents are submitted digitally by a app platform.

James L. Arrasmith
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answered on Jan 5, 2025

To identify the state associated with your violation code, start by examining any official documents you received. Look for headers, logos, or contact information that might indicate the issuing state. You can also search the violation code online, as many states have their codes publicly... View More

2 Answers | Asked in Consumer Law, Contracts, Banking and Business Law for New York on
Q: I need a layer to represent me on a breach of contract, and in seeking damages.

I had an account with Payoneer.com, an online money platform, and they blocked my account, and they are refusing to disclose the reason why this happened. I am a professional specializing in AML (Anti-Money Laundering), PCI-DSS, Cybersecurity, and Secure Operating Practices. I have substantial... View More

Jack Mevorach
Jack Mevorach
answered on Dec 29, 2024

What are your damages? Jack

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0 Answers | Asked in Criminal Law, Banking and White Collar Crime for West Virginia on
Q: If someone unknowingly deposited a fraudulent check in a back in 2013

, there was an investigation, and they worked with the police until the person's husband (Emotionally, mentally, and verbally abusive) cut off the communication between her and the cops; 11 years later, she was in a car accident, found out there is a warrant for her arrest from 2014, and she... View More

1 Answer | Asked in Banking, Civil Litigation, Collections and Small Claims for California on
Q: California creditor entered garnishment and accepted my exemption without going before a judge but a payment was taken

The courts still had possession on 3 of the payments but released one to the creditors are they supposed to return it do to acceptance of the exemption and if not does that payment start the 7 year clock over?

James L. Arrasmith
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answered on Dec 26, 2024

When a creditor accepts your exemption claim, they generally must return any funds that were garnished after you filed the exemption paperwork. The timing of when the payment was taken relative to when you filed your exemption is crucial - if the payment was taken before you filed the exemption,... View More

0 Answers | Asked in Banking, Business Formation, Civil Litigation and Communications Law for Illinois on
Q: i co signed for a car and now i want off but she is refusing to take her name off the car what should i do

she refuses to refinance the car because she cant afford the car and i had made a deal to help her with the half the car payment which she might be able to use agianst me but she agreed to it. how do i remove my name from the car.

1 Answer | Asked in Estate Planning, Tax Law and Banking for California on
Q: When my father passed away 20 years ago I and my siblings an inherited IRA from him.

Recently my brother passed away and I am again the beneficiary of the same IRA (it is still in my brother's account). Is this one subject to the new tax laws requiring it be empied in ten years? My existing one is not. Also can the assets be put directly into my already existing inherited IRA... View More

James L. Arrasmith
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answered on Dec 24, 2024

Your situation involves two different inherited IRAs from different time periods, which makes it important to understand the rules for each.

The inherited IRA from your brother would indeed fall under the SECURE Act's 10-year distribution rule since he passed away recently. This is...
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0 Answers | Asked in Banking for Nevada on
Q: Government lawsuit against BofA
1 Answer | Asked in Consumer Law and Banking for Nevada on
Q: I'm looking to join the federal government in its lawsuit against bank of America
Tim Akpinar
Tim Akpinar
answered on Jan 14, 2025

Attorneys who work with banking and financial institution litigation would know more about this, but you await a response for a month. At this point, one option might be to search pending lawsuits and the contact information for attorneys/administrators handling them. Good luck

1 Answer | Asked in Banking for Texas on
Q: What kind of attorney do I need for a banking issue?

I put money in Icon Bank, which merged with Bancorp South, which is now Cadence Bancorporation. The president of Icon Bank is still the president of Cadence Bank. Same man. They will only go back 7 years with showing account information. We were able to only get $4000 something back. They owe us... View More

John Michael Frick
John Michael Frick
answered on Dec 23, 2024

You need to take all of your documentation, including your monthly bank statements, to an attorney who practices in or near the county where the bank is located with experience in banking law. Since account numbers and routing numbers might have changed, a chronology reflecting your original... View More

1 Answer | Asked in Consumer Law and Banking for California on
Q: I believe the bank is withholding my money not allowing withdrawal. What do I do

Six days after opening a Wells Fargo account I received letter of account closure due to past history between myself and bank. the letter states no deposits are to be made from date of letter until the account closure. The letter clearly states withdrawals would be honored and are allowed until... View More

James L. Arrasmith
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answered on Dec 18, 2024

Your situation with Wells Fargo sounds incredibly frustrating, and you're right to be concerned about accessing your own money. Banks must follow specific regulations when closing accounts, and they should honor their written commitments regarding withdrawals.

Your first step should be...
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1 Answer | Asked in Consumer Law and Banking for California on
Q: What would happen if a scammer was using BofA as the holden, but no account is set up.
James L. Arrasmith
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answered on Dec 16, 2024

If someone is posing as Bank of America without having an actual account, this is a clear sign of fraud. Such scams often aim to steal personal or financial information from unsuspecting victims.

When you encounter this situation, document everything - including emails, text messages, or...
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2 Answers | Asked in Consumer Law, Identity Theft and Banking for California on
Q: How can I get a bank to give me back my money after I been in a identity theft
Matthew McKenna
Matthew McKenna
answered on Dec 16, 2024

You should immediately dispute the issue with the bank (and preferably in writing). You'll likely also want to complete a police report to give to the bank to verify the identity theft and respond accordingly if the bank asks for any follow up information from you. Keep track of everything on... View More

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1 Answer | Asked in Banking and Probate for California on
Q: Is it okay to withdraw money from a deceased person while there's no death certificate issued yet?

I had been the caregiver of an 82yo man who recently passed away for 2 years. I lived in his house with my family (husband & 2 kinds) rent-free. In exchange, I care for him 24/7. I was in-charge even on everything including taking him to all his doctors appointments, contacting the doctors... View More

James L. Arrasmith
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answered on Dec 11, 2024

No, you should not withdraw money from the deceased person's accounts, even with a previous POA, as this could be considered financial elder abuse or theft under California law. Your Power of Attorney automatically terminated upon his death, which means you no longer have legal authority to... View More

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