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0 Answers | Asked in Banking for Pennsylvania on
Q: Can I deposit $100 cash into my deceased parent bank account for an upcoming auto deduction that

cannot be canceled due to time restraints

3 Answers | Asked in Employment Law, Criminal Law, Banking and White Collar Crime for Texas on
Q: Don’t work for a company and that “company” sends you funds (cash app) can you keep it?

I’m being threatened by a make believe company that they will report me for stealing company funds. I do not legally work for them and they sent me funds over cash app. Since it was sent from cash app is it legally mine? They wanted me to be a money mule for them and convert it to Bitcoin for... Read more »

Elaine Jarvis
Elaine Jarvis
answered on Jun 17, 2022

Absolutely do not give this company any of your personal information. They are trying to phish you or obtain your personal details. There is a way on the cash app., I believe, to return the money, decline to accept it or report it as fraudulent. I would explore those avenues. The cash is not... Read more »

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1 Answer | Asked in Consumer Law and Banking for California on
Q: I'm needing a Consumer Protection lawyer - pro bono in California. Chargeback dispute with Bank of America
Leon Bayer
Leon Bayer
answered on Jun 17, 2022

I am sorry you are having this problem. However, the description of a "chargeback dispute" tells us nothing about the merit or lack of merit concerning your claim. I suggest you submit a new question and provide some brief details, and you should then get some helpful advice.

2 Answers | Asked in Banking, Bankruptcy and Collections for New Jersey on
Q: Hi, I have about $100k in business credit card debt(a total of 11 credit cards). I am the personal guarantee for all

of them. All cards are current and I am still making payments, but not getting no where with the interest rates.

Can I negotiate with the banks for a lower amount?

How will this impact my personal credit and my business credit (Dun & Bradstreet)? If I am not able to satisfy the... Read more »

W. J. Winterstein Jr.
PREMIUM
W. J. Winterstein Jr.
answered on Jun 16, 2022

If your credit accounts are current, of course you can approach the credit card issuers with a request for a lower interest rate, but your chances of success are dim when the Fed is raising rates steeply toward a tentative goal of 5.5% by year's end (that's the prime rate, and most credit... Read more »

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0 Answers | Asked in Banking and Small Claims for Mississippi on
Q: Could I sue PayPal for not having a refund or record of it after it has been verified with the merchant.

Yes I had a payment come off of one of my debit cards from Google for a subscription I cancelled, it was linked to my PayPal account. I contacted Google and they processed the refund and it was supposed to be on my account yesterday, it was going back to my PayPal account. I contacted PayPal and... Read more »

0 Answers | Asked in Banking for Nevada on
Q: What exactly is this question asking? Title to assets of the Trust is to be taken and held as follows:

We are currently applying for an equity loan. One of the questions regarding our living trust is very confusing.

0 Answers | Asked in Banking for Georgia on
Q: I want to know if a bank is allowed to freeze your business account without any proof?

I woke up to my business account being frozen because a customer claim that they were scammed out of their money. I didn't even get a chance to tell my side or send any documents to the bank. Is that legal?

0 Answers | Asked in Estate Planning, Family Law and Banking for California on
Q: Why would a bank require a subpoena before giving me info on my deceased father's account?

Does that mean someone else is listed as a beneficiary? The first time I called I was told he was the only one on the account. Second time I called they won't tell me anything. He has a small estate that doesn't require probate.

0 Answers | Asked in Banking for Washington on
Q: I had an Amazon hacker/scammer steal almost $10,000 from me and now I'm locked out of Coinbase. Can I join Class Action?

My name is Jenna. A man called my house out of nowhere one day and told me someone was buying gift cards on Amazon in my name and my personal info was compromised. He told me to listen closely and do everything he said. He had me go on the Amazon site and had me typing in codes. He gained access... Read more »

0 Answers | Asked in Family Law and Banking for California on
Q: Why would a bank say they couldn't give me information on my deceased father's account unless I have a subpoena?

The first time I called the rep said he was the only one on the account. The second time I called to ask what paperwork I would need and they said a subpoena before any info could be given.

0 Answers | Asked in Banking for Georgia on
Q: What can I do about a bank official who changed my name on a joint account with my mom to my stepdads name in front of m

This was done in front of me and told me what he was doing. The amount the passport book stated there was 43,000 dollars in the account. I protested the change and asked him to look at the signature card which had my moms anf my signature on it. When I asked about the account i was told that since... Read more »

1 Answer | Asked in Criminal Law, Banking and Federal Crimes for Georgia on
Q: If someone uses venmo to fraudulently transfer money from one person's bank acct to their acct and the victim's bank

Tracked their location thru the IP address, but at the time the victim didn't press charges Almost a year later could the victim decide to press charges. The amount stolen was around $2000.

Zachary Taylor Beck
Zachary Taylor Beck
answered on Jun 7, 2022

The short answer is yes. However, an important caveat is that the State (i.e., Prosector's office in the county where the alleged theft occurred) decides whether to pursue charges, not the victim. Therefore, because the amount stolen was over $500.00, the alleged thief would likely be charged... Read more »

0 Answers | Asked in Banking for Pennsylvania on
Q: Can I sue a person for money when there was no legal contract signed, only text messages as proof?

I participated in a thing called “sou sou” where I paid a woman money every Friday and in return I would get a bigger income. It went well the first time around but then I had to drop out for the second round due to financial hardship. She promised to pay me my balance in dec 2021 and never... Read more »

0 Answers | Asked in Banking for Colorado on
Q: My bank in Colorado deposited 10,000 dollars into my account. This is an error. I have emailed them. What else can I do?

I know how it happened. I went to withdraw funds and then the computer system froze. The bank teller assured me the 10,000 I wanted to withdraw would not be withdrawn and would just show a withdrawal and then a deposit. So a net zero. Instead it just shows a deposit.

0 Answers | Asked in Banking for Georgia on
Q: I need my brother to sign legal documents for me in puerto rico.

How do I give him power to sign fro Atlanta Georgia.

1 Answer | Asked in Banking for Florida on
Q: I want to file a law suit against HSBC for scam and money laundering. Can I do it myself or I need a lawyer?
Bruce Alexander Minnick
Bruce Alexander Minnick
answered on Jun 4, 2022

HSBC is one of the largest international banks on earth, so no, you cannot sue them by yourself. Nor will you convince any experienced Florida lawyer to do it for you, unless you plunk down at least $250,000 up front.

0 Answers | Asked in Tax Law, Banking and Business Law for Indiana on
Q: Indexed Universal Life Insurance Policy Cheat??

If I got an Indexed Universal Life Insurance Policy would I be able to legally use a credit card to put money into the policy and then borrow against the policy to pay off the credit card; and then input money from the credit card into the policy again and then just repeating the process,... Read more »

0 Answers | Asked in Criminal Law, Banking, Federal Crimes and Identity Theft for Ohio on
Q: Can a scammer sue me for scamming him back?

A scammer sent me $4,500.00 so I could "buy" work materials, but he wants me to send them to another bank account. I will lose the money and I will not receive the work materials. What exactly does he gain and what happens if I keep the $4,500?

0 Answers | Asked in Criminal Law and Banking for Georgia on
Q: If someone uses venmo to fraudulently transfer money from one person's bank acct to their acct and the victim's bank

Tracked their location thru the IP address, but at the time the victim didn't press charges Almost a year later could the victim decide to press charges. The amount stolen was around $2000.

0 Answers | Asked in Consumer Law, Banking and Collections for Georgia on
Q: When payment is constantly being made by ach and the receiving bank rejects the ach payment?

In the middle of a dispute with bank and make a loan payment the same way always make it through the ach method. Then they reject it with out notifications. Then close account out. Four months later the bank admits making a mistake and decide if I pay 2000 a month they will reopen loan.

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