Your current state is Ohio
In my research, I believe that my and my spouse's IRA and Roth IRA accounts are protected. However, are our SEP and HSA accounts as well as our personal residence also protected?
answered on Sep 15, 2023
My opinion: This is a personal question that, like other insurance questions, comes down to your tolerance for risk. Generally, it's good to also consider other assets, including earning capacity. A lawyer or a doctor likely has a higher earning capacity than a McDonalds window employee or a... View More 
Car was repossessed and now the repo company is trying to file an insurance claim on the vehicle after it has already been taken off of the insurance.
answered on Oct 7, 2023
A Florida attorney could advise best, but your question remains open for a month. It could depend on how the insurance company handles it, but the short answer, without further details, is that most carriers generally limit the coverage to claims from assureds while a policy is in full force and... View More
3.2 years ago, drunk girl totalled my car. took forever to wrap up, but now the court settled, and her insurance is ready to pay out, only now they are demanding DMV proof of ownership for the vehicle that was towed and signed off to junkyard 3+ years ago. DMV was contacted, they don't offer... View More
answered on Sep 5, 2023
This is not an unreasonable request since proof of ownership is an essential element of proof in your case. Your copy of your certificate of title ought to be sufficient.
I have full power of Attorney to handle the insurance. They have a copy but they still keep say no to me. What can I do. I think they just want up to stop so they could keep the money of the cash value.
answered on Sep 23, 2023
A Florida attorney could advise best, but your question remains open for three weeks. An attorney might ask for additional details to advise, in terms of what caused the problem - notarization of power of attorney, scope of power of attorney, claim/value-related issues, etc. Those are only general... View More
Closed settled workers comp claim lifetime medical was linked to open w/c claim .I’ve been enforced leave of absence .Receiving pay . Open w/c claim allowed me back to work . Is this an offset where Sdi will consider a settlement coming in future and getting paid is it law must return it... View More
answered on Sep 4, 2023
If you collected State Disability payments for certain weeks then the Insurer PAID YOU disability for those same weeks, YOU have to pay the SDI money back to the state. If the insurer never paid you for the exact loss dates you collected SDI, then you don't have to pay back the state; it... View More
Defense not responding in timely manner. Really not trying to file suit but I will if have to. Any pointers on getting there attention?
answered on Sep 4, 2023
Sometimes including a well-drafted petition prepared by an experienced and competent lawyer with a demand letter elicits a better response. It sends a message that you are prepared to follow through with a lawsuit if your demand is ignored and that you are willing to “put your money where your... View More
At the time of the accident, I was actually on my own time, not having any active orders assigned to me by Instacart. The app was opened in the background on my phone, but I wasn’t paying any attention to it. I was heading back to the supermarket to use the facilities when the accident occurred.... View More
answered on Aug 30, 2023
A Massachusetts attorney could advise best, but your question remains open for a week. Carriers can consider gig work to be non-personal use. An attorney could advise better with a copy of the carrier's denial. Good luck
car got stolen & totaled, my insurance co paid me a month ago, now says that it was in error that it should have went to finance company instead. i have spent the majority of the money. what can I do legally? can they prosecute me?
answered on Aug 23, 2023
They probably cannot legally prosecute you but you remain liable to your finance company for the balance owed on the car.
3 policies purchased in the 70s
beneficiary was changed twice, lastly to my dads oldest son
they had a falling out about a year prior to his death
dad changed his will to exclude his son from getting anything
multiple people including non family members know of the... View More
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answered on Aug 22, 2023
You will need to check the exact insurance beneficiary designation. Only if it went to the decedent's estate would it go through his will. Usually the designated beneficiary gets the money and it does not go through the estate. A disinheritance in the will does not effect an insurance... View More
answered on Aug 21, 2023
Provide the hospital with a copy of the settlement agreement. In most instances, they will honor the limitation imposed by Chapter 55 and accept $50,000 on their lien claim.
continued.. How can I demand the check. No explanation was given to me and no answer was provided to me when I signed and completed settlement paper. No settlement check was given to me. My house was fixed but there's still pending check due to me that was not given to me by my own lawyer.... View More
answered on Aug 10, 2023
Your post is not very clear. Apparently, your attorney hasn't responded to your communications. If you have the check, it's made out to you and your attorney, and your attorney endorsed it, there should be no problem with your depositing or cashing it.
A PI came to my house from the other party insurance asking me to sign a paper stating that I was not injured or for damages.. in this accident I hit a car(Nissan) that hit a pedestrian and another car(Tesla). The Tesla insurance sent the PI to my house to sign this paper because they are suing the... View More
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answered on Aug 10, 2023
It's important to be cautious before signing any document related to a legal matter. Consult with your own attorney before signing any papers provided by the opposing party's insurance or their representative. Their interest may not align with yours, and you should fully understand the... View More
He wasn’t looking where he was riding and he is trying to get money out of her
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answered on Aug 3, 2023
If the e-scooter rider is claiming damages or injuries, your sister should report the accident to her insurance company as soon as possible. The insurance company will investigate the claim, assess the liability, and determine if any compensation should be paid. It's crucial for your sister to... View More
- She was a home birth
-I have a notarized affidavit of birth
- I have applied by mail for a social security card over 7 months ago with no response.
- I have gone to the TN hall of records to apply in person but they were unable to help me at the time with out a “well... View More
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answered on Aug 6, 2023
Consultation with a Tennessee attorney or local agency specializing in these matters would be advisable to understand the specific requirements and expedite the process given your child's immediate medical needs.
Sincerely,
James L. Arrasmith
Founder and Chief Legal... View More
I am in Minnesota and I have been unable to find a painter that is not booked out until the end of our season. I do have a letter from a painter who said he can paint my house first in the spring.
answered on Aug 15, 2023
A Minnesota attorney could advise best, but your question remains open for three weeks. You could reach out to attorneys, but as a practical matter, your options also include continuing to seek a painter or another insurance carrier. Good luck
This is the ins of the vehicle that rear ended my vehicle and they are trying to negotiate the repair shop down and have them do the work in a manor that is not to the proper course of repair and bring my vehicle back to pre-loss condition.
answered on Aug 7, 2023
A Mississippi attorney could advise best, but your question remains open for two weeks. It's not uncommon for insurance carriers to be in contact the collision shop. The property damage adjuster could be interested in seeing the damage up close. Good luck
Got into an accident in my truck.
Insurance paid for a rental car.
I went to Mexico in the enterprise rental car.
Got into an accident.
Enterprise had the vehicle transported to El Paso, Texas.
Enterprise tried to bill my insurance company, they denied the... View More
answered on Jul 25, 2023
Among other issues, what may be relevant is why your insurance company denied the claim.
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answered on Jul 17, 2023
That is the Court's prerogative. The minor can file a request for a rehearing or even an appeal, but was the motion made? The minor apparently either needs an attorney or represent himself.
I was recently leaving a Car Dealership for an unrelated issue when an adjacent Lawnmower kicked up a stone and cracked my windshield. The garage put clear gel but a few days later the crack spread up the glass. Im am of the opinion that they must now replace e windshield and that I will have no... View More
answered on Jul 15, 2023
The owner of the lawnmower is liable, not the dealership, unless the dealership employed the guy mowing the lawn. This type of damage/incident is what is covered under your comprehensive insurance coverage. Call your insurance company.
The insurance company does not want to pay me. Also stating that I owe them money. Is this right? They've sent me a demand letter.
answered on Jul 13, 2023
It definitely sounds like you need to get with an experienced personal injury lawyer to talk about the facts and circumstances of this case, especially since your vehicle was totaled and the other driver ignored the stop sign. Feel free to reach out to any lawyer on here by clicking the contact... View More
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