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2 Answers | Asked in Insurance Defense, Car Accidents and Personal Injury for Mississippi on
Q: Guy ran a stop sign causing me to hit him. He was 100% at fault. It totaled my vehicle. He has full coverage insurance.

The insurance company does not want to pay me. Also stating that I owe them money. Is this right? They've sent me a demand letter.

Arthur Calderon
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Arthur Calderon
answered on Jul 13, 2023

It definitely sounds like you need to get with an experienced personal injury lawyer to talk about the facts and circumstances of this case, especially since your vehicle was totaled and the other driver ignored the stop sign. Feel free to reach out to any lawyer on here by clicking the contact... View More

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1 Answer | Asked in Real Estate Law, Banking, Business Law and Insurance Defense for Michigan on
Q: Mortgage company forcing me to pay for their inspection on an insurance claim to release insurance check.

The current mortgage company acquired my loan a few years ago as the original lender sold it off. I have never been late, have a credit score of well over 800, paid extra over the years, and have 23 months until the loan will be satisfied. As such I have over 90% of the equity (even by the... View More

Kenneth V Zichi
Kenneth V Zichi
answered on Jul 11, 2023

What does your mortgage say? IF it says they can randomly require you pay for inspections, then yes, they can do what you describe. If it says they can force you to pay for inspections whenever work is done on the property that too is something they can do.

If it doesn't say that,...
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3 Answers | Asked in Car Accidents, Insurance Defense and Personal Injury for Florida on
Q: I live in Florida. My husband had an accident in a car registered only in my name. We have insurance with $50000 BI.

We are both on the same insurance policy. A woman was crossing the road with all black scrubs on and he ran over her foot as he was taking a left out of an ER driveway. The area is not well lit. The lighted crosswalk was 30 feet away but she was not in the crosswalk when he hit her. The officers... View More

Joel Gary Selik
Joel Gary Selik
answered on Jul 6, 2023

While it is possible they can go after your personal assets it is unlikely. Your insurance will cover you. Get your own attorney just to supervise the insurance company and insurance defense attorney to make sure you are protected.

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3 Answers | Asked in Personal Injury, Products Liability, Car Accidents and Insurance Defense for West Virginia on
Q: I have a friend who needs help. He is handicap for life an none of it was his fault an he definitely needs compromised.

He was in a bad accident who by no fault of his own.

D. Michael Burke
D. Michael Burke
answered on Jul 3, 2023

You, or your friend, should contact a personal injury attorney in Point Pleasant. If you can't find one in Point Pleasant, try Huntington or Charleston. Once you find an attorney who can help your friend, the attorney can analyze and evaluate your friend's case. I am curious, when was... View More

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2 Answers | Asked in Gov & Administrative Law, Car Accidents and Insurance Defense for South Carolina on
Q: In 2015 we were told by our State Farm agent we could reduce our premiums by dropping underinsured motorists coverage

At the time, I was being hospitalized to have a stem cell transplant to survive an aggressive form of non Hodgkin lymphoma. We agreed to drop the underinsured coverage at a time when I was I jeopardy of dieing if I did not undergo the procedure. Arguably we were not thinking clearly to agree to... View More

Joel Gary Selik
Joel Gary Selik
answered on Jul 1, 2023

Have the signed form reviewed by experienced personal injury attorneys in your state.

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1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Traffic Tickets for Arizona on
Q: Sold my vehicle last year(I have bill of sale)& buyer never registered it & acrewed 3 no insurance tickets in the it.

I since have had my license suspended and an sr-22 put on me because of the buyers failure to transfer the title in their name or register it. Why do I have to pay for their mistakes.

Maurice Mandel II
Maurice Mandel II
answered on Jul 8, 2023

Not 100% sure of AZ law, but in CA, on sale, the seller sends a notice of transfer to the DMV in order to give notice of the sale of the vehicle. I recommend you contact several attorneys in your area that practice this type of law, as soon as possible. Thank you for using Justia ask a lawyer.

1 Answer | Asked in Products Liability, Traffic Tickets, Insurance Bad Faith and Insurance Defense for Florida on
Q: I recently purchased a 2021 BMW X5. They didn't disclose vital information to me

I told the car lot I was specifically looking for a car for my wife that had the front end collision prevention all the safety features available.

They showed me the X5 told me the vehicle would automatically apply the brakes if its getting too close to an object/person ran out. This was... View More

Maurice Mandel II
Maurice Mandel II
answered on Jul 8, 2023

Sorry to hear about your problems. Sounds like you need a product liability attorney. I recommend you contact several attorneys in your area that practice this type of law, as soon as possible. Thank you for using Justia ask a lawyer.

4 Answers | Asked in Car Accidents, Insurance Defense and Personal Injury for Georgia on
Q: How long does it typically take for a personal injury lawyer to get a demand letter approved and sent to ins company?

I’ve been working with this firm for maybe 4-5 months. While working on my parked food truck, I was hit by a commercial vehicle which has caused 6 slipped discs and 2 herniated discs. I’ve gone through treatment, gotten injections and will have to get treatment every 6 months. I was completely... View More

Michael W. Horst
Michael W. Horst
answered on Jun 20, 2023

I do agree, something seems off. It is generally the case that once a client's medical treatments are finished, it can take anywhere from 2 - 4 weeks to obtain all of the client's medical records and bills. Every now and then there will be difficulty getting a record or a bill but that... View More

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1 Answer | Asked in Insurance Defense and Consumer Law for Florida on
Q: Does New Jersey Automobile Full Insurance Underwriting Association still exist?
Tim Akpinar
Tim Akpinar
answered on Jun 16, 2023

There is an entity named "New Jersey Insurance Underwriting Association."

Here is their web address: https://portal.njiua.org/

2 Answers | Asked in Insurance Bad Faith and Insurance Defense on
Q: I was hit in side of my car. Not my fault. No ticket for me. I have video from a house. Guys insure won't pay me full

I never got car fixed and since left my insurance. The guy insurance sent notice they paid me. It went.to my insurance. My insurance took deductible out and sent me a check. They had no business doing that. What should I do

John Michael Frick
John Michael Frick
answered on May 27, 2023

You can file a lawsuit against the driver of the car that hit you.

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1 Answer | Asked in Insurance Bad Faith and Insurance Defense for South Carolina on
Q: I am looking for an attorney that handles insurance non payment from my employer and my employer not handling my case

My employer has not handled my paper work in a timely manor which is causing me issues with pay and insurance for short term and medical payments. Going to lose all of my benefits due to neglance on my employer! Life ins included! Can never get them to talk to me always answering machine ! I... View More

Tim Akpinar
Tim Akpinar
answered on May 30, 2023

A South Carolina attorney could advise best, but your question remains open for two weeks. You can find attorneys who handle such insurance matters. But if it's a large reputable insurance company with a customer service department, you could first reach out to them. Good luck

1 Answer | Asked in Consumer Law and Insurance Defense for Florida on
Q: I have a check from my homeowners insurance for $8000 to replace my roof. Do I have to use it to replace my roof?

I am really not planning on doing that but I am behind in my mortgage and could use some of it for debt purposes. Otherwise I would like to know if I can deposit it and hold onto it because I cannot meet the financial obligation to meet a deductible of $4,000

Tim Akpinar
Tim Akpinar
answered on Jun 8, 2023

A Florida attorney could advise best, but your question remains open for four weeks. Until you're able to discuss with a local attorney for definitive and state-specific guidance based on applicable insurance laws, in general nationwide, insurance carriers might not bother to enforce that... View More

1 Answer | Asked in Insurance Defense, Legal Malpractice and Medical Malpractice for Georgia on
Q: How can I dispute a medical bill that's charging 20000+ when all I had was trigger point shots and barely therapy?

I got into an accident last year that was caused by the other driver. I was transported seen about but wasn't hospitalized. I was treated for pain outside from the hospital. I went to a suggested treatment place my lawyer referred me to. However, I wasn't In and out the doctors office... View More

Tim Akpinar
Tim Akpinar
answered on May 31, 2023

A Georgia attorney could advise best, but your question remains open for three weeks. An attorney would want to see the file to offer definitive advice - your medical plan, approval of services, billing issues, and other details. Good luck

3 Answers | Asked in Car Accidents and Insurance Defense for Oregon on
Q: My husband was killed in a car accident deemed his fault. Other driver is suing my insurance company and maybe me

personally. What kind of attorney do I need to talk to about this? I was not involved in the accident at all.

Mark A. Siesel
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answered on May 15, 2023

If the car was not owned by you and you did not give your late husband permission to operate the vehicle, I see no basis for liability against you personally for this crash. If you are sued, and the auto liability insurance company does not provide a defense to you, you can retain your own private... View More

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2 Answers | Asked in Real Estate Law, Business Law, Civil Litigation and Insurance Defense for Colorado on
Q: Regarding LLC's and "personal" liability umbrella policies

I have several properties in CO, each in it's own separate LLC with me as the only member of each LLC. Does having all the LLC's insured under a PERSONAL liability umbrella defeat the entire point of the LLC's, (which is to keep each property only individually "liable" and... View More

Miles Williams
Miles Williams
answered on Jun 2, 2023

Hi there, generally your personal liability policy is not going to cover the properties owned by the LLC given that the LLC is not the insured on the policy. You would need to read the policy to be certain. An umbrella policy for all of them could be a solution if there was adequate coverage and... View More

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1 Answer | Asked in Car Accidents, Insurance Bad Faith, Insurance Defense and Intellectual Property for Texas on
Q: What can be done about an insurance company not complying to pay for property damage in a no fault auto accident

My husband was in an auto accident driving his brothers truck. the insurance company ruled he was at no fault but, they are not wanting to pay the property damage. No lawyer wants the case because there was no injury. Neither insurance company's belong to my husband so we don't know how... View More

Tim Akpinar
Tim Akpinar
answered on May 22, 2023

A Texas attorney could advise best, but your question remains open for a week. One option is to continue trying to find an attorney to handle the matter. If still no luck, another is to handle the case on your own. The problem you describe is not uncommon with property-damage-only claims, where it... View More

1 Answer | Asked in Insurance Defense for New York on
Q: I had an accident five months ago but It wasn't big so I didn't report it My insurance still help me?

I had an accident five months ago. It wasn't big so I didn't report it. But now I am being sued by the other driver for $8000 in damages. Can I still get help from my insurance company? Its American transit insurance company ATIC. Do they provide free lawyer in this case?

Tim Akpinar
Tim Akpinar
answered on May 12, 2023

Turn the lawsuit papers over to American Transit after making copies for your own records. Because of the time gap, you may be confronted with the argument that their rights to investigate the claim were prejudiced by the delay in reporting. Every carrier can be different in their tolerance for... View More

1 Answer | Asked in Insurance Defense for California on
Q: If I have a life insurance license in CA, can I have my clients pay my LLC?
James L. Arrasmith
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James L. Arrasmith pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on May 6, 2023

Yes, it is possible for your clients to pay your LLC if you have a life insurance license in California. However, there may be certain regulations and requirements that you need to comply with in order to do so. It is recommended that you consult with a legal and/or financial professional who can... View More

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Oregon on
Q: My car insurance company is charging me double what they were for my car insurance, it was the advice of a supervisor.

A supervisor advised me to cancel my current car insurance policy because my car engine was damaged I didn’t run it blew up my mechanic confirmed it , so on that advice I canceled it, I got another car and now I have an insurance lapse of coverage, I was assured I would not have any issues

Tim Akpinar
Tim Akpinar
answered on May 26, 2023

An Oregon attorney could answer best, but your question remains open for four weeks. Additional information is needed, but it looks like something may have fallen through the cracks in cancelling insurance on one vehicle on your policy and reinstating it for another. If the cars were markedly... View More

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Oregon on
Q: My car insurance company stated my policy was canceled for non payment I canceled it because a supervisor told me to

My insurance company said since my car engine blew up and was not drivable to cancel my policy? Is that correct?

Tim Akpinar
Tim Akpinar
answered on May 14, 2023

An Oregon attorney could advise best, but your question remains open for two weeks. It isn't clear what is at stake in the distinction you ask about, whether the policy was cancelled for non-payment or the car being undrivable. Either way, it sounds like the vehicle was not on the road. If... View More

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