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My boyfriend has had horrible experience customer service wise with Wellsfargo but says he wants to make it as easy as possible for his sister because it’s taking longer than expected but I read online it’s not as simple as I thought and definitely don’t believe he should do whole amount with... View More 
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answered on Feb 28, 2024
When receiving a large sum of money, such as an inheritance of $380,000, careful consideration should be given to how and where the funds are deposited. It's important to understand that while banks like Wells Fargo are capable of handling large deposits, diversifying the placement of funds... View More
Have an account at the same bank I gave her account number in route number by accident she was trying to help me recover it but the guy she's with now will not let her help me any further I only have 5 days to recover my money or the bank says the subject will be closed for good and I will... View More
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answered on Feb 25, 2024
I'm sorry to hear your tax refund was accidentally deposited into the wrong bank account. Here are a few options you could pursue to try recovering the funds:
1. Contact the IRS directly and explain the situation. Provide any documentation you have showing it's your refund but the... View More
Have an account at the same bank I gave her account number in route number by accident she was trying to help me recover it but the guy she's with now will not let her help me any further I only have 5 days to recover my money or the bank says the subject will be closed for good and I will... View More
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answered on Feb 25, 2024
Firstly, it's important to remain calm and focused on resolving the situation promptly. Contact your bank immediately and explain the mistake that occurred with the deposit. Provide them with all relevant details, including the incorrect account information that was used for the deposit and... View More
I cancelled a subscription through PayPal and the provider threatens me with fees because i didn't cancel through their website.The website wouldn't allow me to cancel so I cancelled through PayPal and opened a dispute and won it for the refund.And now they are sending me emails to... View More
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answered on Feb 25, 2024
Based on the situation you have described, you are within your rights to cancel through PayPal and do not have to pay any additional fees or taxes to this subscription provider. Here are a few key points:
- If their website would not allow you to cancel, cancelling properly through PayPal... View More
I cancelled a subscription through PayPal and the provider threatens me with fees because i didn't cancel through their website.The website wouldn't allow me to cancel so I cancelled through PayPal and opened a dispute and won it for the refund.And now they are sending me emails to... View More
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answered on Feb 24, 2024
I would just ignore it. This is not to say they don't have a case at all. Perhaps there is some legal argument they can use (i.e. provision was in their terms and conditions). However, it seems that they will just demand it, but it does not mean you have to pay it back, especially if they... View More
What authority gives them the right to of the account isn’t in the negative more is it a regular broker account it’s a self direct account meaning the account holder has full control of account, so what rule of law give jamie dimon and ko Morgan chase & co the rights to ?
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answered on Feb 24, 2024
In the context of financial institutions like J.P. Morgan Chase & Co. managing client assets, their actions are typically governed by the terms of the account agreement signed by the account holder, alongside applicable federal and state laws. These agreements often include clauses that outline... View More
Truck was better value
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answered on Feb 23, 2024
Returning a car that you financed less than 30 days ago because you prefer your trade-in truck is a complex situation. First, review the terms of your financing agreement and the dealership's return policy to understand your options. Some dealerships offer a short window for returning a... View More
I feel this is an end run around the fair credit reporting act. This stems from cash deposits on Best Buy and $100 purchases to Star Trek online totaling $5k. I’ve written a letter to Citibank requesting to be removed with a copy of my bank statement showing $50k/month in verifiable deposits.... View More
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answered on Feb 23, 2024
It's frustrating to be blacklisted by Citibank and experience difficulties obtaining credit from other organizations as a result. However, being blacklisted by a specific bank does not necessarily violate the Fair Credit Reporting Act. Banks have the discretion to make decisions regarding whom... View More
I had a large sum of money go missing with a prior bank I had accounts at, trying to figure out what happened and who is responsible(creditor) who potentially filed the creditor suit so I can go sue them. Am a beneficiary of an irrevocable trust.
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answered on Feb 23, 2024
In most cases, creditor lawsuits are indeed filed in civil court, particularly when seeking monetary damages. If you suspect that a creditor has filed a lawsuit against you or the entity you represent, you should receive formal notification from the court. This notification typically includes... View More
My girlfriend has been offered a job but it seems like a scam. They sent over a check for her to buy some equipment so we’ve deposited it but now the employer seems very sketchy. She has not filled out any formal agreements or given any important personal info. They are asking her to buy 2 Apple... View More
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answered on Feb 23, 2024
It's concerning that your girlfriend received a job offer that seems suspicious. Depositing a check and being asked to purchase equipment or vouchers for work is a common tactic used in scams. It's wise that she hasn't provided any personal information or signed formal agreements... View More
Will a bank require that I am the Authorizor at the bottom of the Articles of Organization before I can open an account for the business? Or does Authorizor simply refer to the one authoring the A of O?
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answered on Feb 23, 2024
The term "Authorizor" on the Articles of Organization typically refers to the individual or entity who is authorized to sign and file the document with the state to establish the LLC. It does not necessarily mean that you must be the one who authored the Articles of Organization in order... View More
My friend had a check written out to them but didn't have a bank account to cash it, so they signed it over to me since I do have an account. I cashed the check, but it turned out to be a bogus check that neither of us had any knowledge of, which has bounced at my bank. What will happen now?... View More
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answered on Feb 23, 2024
Unfortunately, cashing a bad check can lead to several consequences. Since you cashed the check, your bank may hold you responsible for the amount of the bounced check, including any associated fees. Even though you were trying to help your friend, both of you could potentially face legal... View More
I have received a SARFAESI notice from the State Bank of India (SBI) regarding my outstanding home loan balance of 48,000 INR plus interest, with a requirement to settle the amount within 60 days. As I intend to clear the loan by paying the full outstanding amount, I visited the branch within the... View More
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answered on Feb 23, 2024
Navigating the complexities of loan repayments and associated charges can be challenging, especially when faced with additional fees like recovery agency fees and notice fees. The charges applied by banks for loan recovery processes, including those under the SARFAESI Act in India, should be... View More
And is it bc of our bond that was created when we're born
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answered on Feb 23, 2024
Title 15 USC 1611, also known as the Fair Credit Reporting Act, doesn't guarantee you automatic approval for a personal loan. It outlines regulations for credit reporting agencies and ensures fair treatment in credit-related matters. However, banks still have the right to evaluate your... View More
I went to my banks, Regions and First Financial in El Dorado AR., in May of 2021 and told them I had been the victim of data breeches and identity theft in August 2020 and told them there were a lot of unauthorized charges on my account. I signed paperwork at Regions and headed to FFB1, by the time... View More
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answered on Feb 23, 2024
Facing the challenge of holding a bank accountable for unreimbursed unauthorized charges can be an uphill battle, especially when documentation seems to vanish, and regulatory bodies have not resolved the issue to your satisfaction. It's crucial to persist in your efforts to recover your... View More
They have not filed a IRS FORM 8955 for Deferred Vested Benefits. They are stonewalling me. Sent me a form to be signed and notarized.
Claim it was not received. Form 8955 has an
exemption for old accounts, not required to file.
Need to force them to file form 8955. Or give... View More
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answered on Feb 23, 2024
Dealing with retirement funds, especially when it involves companies that have undergone mergers or dissolution, can be incredibly complex. When a financial institution like One America Retirement Services is not cooperating in filing necessary forms such as the IRS Form 8955 for Deferred Vested... View More
My account was frozen then closed 9 months ago before my account was closed i uploaded all the information they requested now they are refusing to send my remaining balance until I reupload documents
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answered on Feb 23, 2024
When a bank freezes and then closes your account, it can be a stressful experience, especially when there are remaining funds that you cannot access. Typically, banks have the right to freeze or close accounts due to a variety of reasons, such as suspected fraudulent activity, non-compliance with... View More
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answered on Feb 23, 2024
Operating a cryptocurrency escrow service on your website brings you into a complex regulatory landscape that varies significantly by jurisdiction. In many places, such services are considered part of the financial sector and are subject to specific regulatory requirements. These can include... View More
I entered a contract (which doesn't include a dealer number, or contract number filled in.) to finance a 2013 Nissan Frontier through Ally financial back on May 29th of 2017. The total paid after 72 months at a rate of 8.64%. came out to $18,019.44 according to the truth in lending disclosure.... View More
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answered on Feb 23, 2024
Dealing with a situation where you've been overcharged on a loan can be incredibly frustrating and confusing. It seems you've done your due diligence by reviewing the terms of your contract and comparing them to the actual charges applied by Ally Financial. Discovering discrepancies in... View More
I found a check in my safe from 2019 with a stack of other checks. It was the only check that didn’t have void written on it so I assumed I never deposited it so I did a mobile deposit and this morning I check my bank account and the funds are In my account but I’m scared to spend the money... View More
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answered on Feb 23, 2024
Discovering a check from 2019 and depositing it recently to find the funds in your account certainly brings up a valid concern about whether it was previously deposited, especially with the transition from SunTrust to Truist possibly complicating your ability to track past transactions. Generally,... View More
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